EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 41568 600 SH DFND 1 600 0 0 EMERSON ELECTRIC CO COMMON STOCK 291011104 830120 8596 SH DFND 1 8596 0 0 EXACT SCIENCES CORP COMMON STOCK 30063P105 6822 100 SH DFND 1 100 0 0 EXXON MOBIL CORP COMMON STOCK 30231G102 1922904 16354 SH DFND 1 16354 0 0 FMC CORP COMMON STOCK 302491303 10046 150 SH DFND 1 150 0 0 META PLATFORMS INC COMMON STOCK 30303M102 1612728 5372 SH DFND 1 5372 0 0 FASTENAL CO COMMON STOCK 311900104 218615 4001 SH DFND 1 4001 0 0 FEDEX CORP COMMON STOCK 31428X106 6623 25 SH DFND 1 25 0 0 FORTINET INC COMMON STOCK 34959E109 255377 4352 SH DFND 1 4352 0 0 FORTUNE BRANDS INNOVATIONS INC COMMON STOCK 34964C106 99456 1600 SH DFND 1 1600 0 0 FOUR CORNERS PPTY TR INC COMMON STOCK 35086T109 58759 2648 SH DFND 1 2648 0 0 FRANKLIN RESOURCES INC COMMON STOCK 354613101 151439 6161 SH DFND 1 6161 0 0 GE HEALTHCARE TECHNOLOGIES INC COMMON STOCK 36266G107 2517 37 SH DFND 1 37 0 0 GENERAL DYNAMICS CORP COMMON STOCK 369550108 348691 1578 SH DFND 1 1578 0 0 GENERAL ELECTRIC CO COMMON STOCK 369604301 16472 149 SH DFND 1 149 0 0 GENERAL MILLS INC COMMON STOCK 370334104 351945 5500 SH DFND 1 5500 0 0 GENUINE PARTS COMPANY COMMON STOCK 372460105 218449 1513 SH DFND 1 1513 0 0 GILEAD SCIENCES INC COMMON STOCK 375558103 215005 2869 SH DFND 1 2869 0 0 GSK PLC FOREIGN STOCK 37733W204 26282 725 SH DFND 1 725 0 0 HP INC COMMON STOCK 40434L105 148418 5775 SH DFND 1 5775 0 0 HALLIBURTON CO COMMON STOCK 406216101 15390 380 SH DFND 1 380 0 0 HEWLETT PACKARD ENTERPRISE CO COMMON STOCK 42824C109 1737 100 SH DFND 1 100 0 0 HOLOGIC INC COMMON STOCK 436440101 6940 100 SH DFND 1 100 0 0 HOME DEPOT INC COMMON STOCK 437076102 2263783 7492 SH DFND 1 7492 0 0 HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 110844 600 SH DFND 1 600 0 0 INTEL CORP COMMON STOCK 458140100 453583 12759 SH DFND 1 12759 0 0 INTERNATIONAL BUSINESS MACHINES COMMON STOCK 459200101 715811 5102 SH DFND 1 5102 0 0 INTERNATIONAL PAPER CO COMMON STOCK 460146103 168057 4738 SH DFND 1 4738 0 0 COMMUNICATION SERVICES SELECT EXCHANGE-TRADED FUND 81369Y852 131205 2001 SH DFND 1 2001 0 0 CONSUMER DISCRET SELECT SECTOR EXCHANGE-TRADED FUND 81369Y407 209917 1304 SH DFND 1 1304 0 0 CONSUMER STAPLES SELECT SECTOR EXCHANGE-TRADED FUND 81369Y308 95508 1388 SH DFND 1 1388 0 0 ENERGY SELECT SECTOR SPDRR (MKT) EXCHANGE-TRADED FUND 81369Y506 52426 580 SH DFND 1 580 0 0 FINANCIAL SELECT SECTOR SPDR EXCHANGE-TRADED FUND 81369Y605 173778 5239 SH DFND 1 5239 0 0 GOLDMAN SACHS ETF TR ACCES TREASURY ETF EXCHANGE-TRADED FUND 381430529 247772 2475 SH DFND 1 2475 0 0 HEALTH CARE SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y209 204825 1591 SH DFND 1 1591 0 0 INDUSTRIAL SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y704 193028 1904 SH DFND 1 1904 0 0 INVESCO CURRENCYSHARES EXCHANGE-TRADED FUND 46138R108 1177080 12110 SH DFND 1 12110 0 0 INVESCO ETF TR II S&P GBL WATER EXCHANGE-TRADED FUND 46138E263 68617 1475 SH DFND 1 1475 0 0 INVESCO EXCHNG TRADED FD TR II PFD ETF EXCHANGE-TRADED FUND 46138E511 420239 38378 SH DFND 1 38378 0 0 INVESCO FINANCIAL PREFERRED ETF EXCHANGE-TRADED FUND 46137V621 20963 1491 SH DFND 1 1491 0 0 INVESCO QQQ TR UNIT SER ETF EXCHANGE-TRADED FUND 46090E103 121812 340 SH DFND 1 340 0 0 ISHARES 0-3 TREASRY BD EXCHANGE-TRADED FUND 46436E718 206879 2055 SH DFND 1 2055 0 0 ISHARES 1-3 YEAR TREASURY BOND ETF EXCHANGE-TRADED FUND 464287457 509706 6295 SH DFND 1 6295 0 0 ISHARES COMMODITIES SELECT EXCHANGE-TRADED FUND 46431W853 1575441 54046 SH DFND 1 54046 0 0 ISHARES CORE S&P 500 (MKT) EXCHANGE-TRADED FUND 464287200 12488682 29082 SH DFND 1 29082 0 0 ISHARES CORE S&P MID-CAP (MKT) EXCHANGE-TRADED FUND 464287507 3938986 15797 SH DFND 1 15797 0 0 ISHARES CORE S&P SMALL-CAP (MKT) EXCHANGE-TRADED FUND 464287804 2185722 23171 SH DFND 1 23171 0 0 ISHARES CORE US AGGBD BD ETF EXCHANGE-TRADED FUND 464287226 1251391 13307 SH DFND 1 13307 0 0 ISHARES GOLD TR ISHARES NEW ETF EXCHANGE-TRADED FUND 464285204 1098406 31392 SH DFND 1 31392 0 0 ISHARES IBONDS DEC 2023 TERM EXCHANGE-TRADED FUND 46434VAX8 447198 17634 SH DFND 1 17634 0 0 ISHARES IBONDS DEC 2024 EXCHANGE-TRADED FUND 46434VBG4 333954 13504 SH DFND 1 13504 0 0 ISHARES IBONDS DEC 2025 TERM EXCHANGE-TRADED FUND 46434VBD1 218185 8953 SH DFND 1 8953 0 0 ISHARES IBOXX $ INVST GRADE CRP EXCHANGE-TRADED FUND 464287242 3707713 36343 SH DFND 1 36343 0 0 ISHARES INTERNATIONAL SELECT DIV EXCHANGE-TRADED FUND 464288448 47854 1884 SH DFND 1 1884 0 0 ISHARES MBS (MKT) EXCHANGE-TRADED FUND 464288588 305206 3437 SH DFND 1 3437 0 0 ISHARES MSCI EAFE (MKT) EXCHANGE-TRADED FUND 464287465 9604206 139353 SH DFND 1 139353 0 0 ISHARES MSCI EMERGING MARKETS EXCHANGE-TRADED FUND 464287234 14763 389 SH DFND 1 389 0 0 ISHARES MSCI HONG KONG ETF EXCHANGE-TRADED FUND 464286871 6877 401 SH DFND 1 401 0 0 JPMORGAN CHASE & CO COMMON STOCK 46625H100 1957481 13498 SH DFND 1 13498 0 0 ISHARES NATIONAL MUNI BOND ETF EXCHANGE-TRADED FUND 464288414 2635896 25706 SH DFND 1 25706 0 0 JOHNSON & JOHNSON COMMON STOCK 478160104 1276844 8198 SH DFND 1 8198 0 0 KIMBERLY-CLARK CORP COMMON STOCK 494368103 526424 4356 SH DFND 1 4356 0 0 KINDER MORGAN INC COMMON STOCK 49456B101 219934 13265 SH DFND 1 13265 0 0 KRAFT HEINZ CO COMMON STOCK 500754106 8343 248 SH DFND 1 248 0 0 ELI LILLY & CO COMMON STOCK 532457108 1321340 2460 SH DFND 1 2460 0 0 LIVENT CORP COMMON STOCK 53814L108 2577 140 SH DFND 1 140 0 0 LOCKHEED MARTIN CORP COMMON STOCK 539830109 254782 623 SH DFND 1 623 0 0 LUMEN TECHNOLOGIES INC COMMON STOCK 550241103 179 126 SH DFND 1 126 0 0 MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 370714 1886 SH DFND 1 1886 0 0 MARTIN MARIETTA MATERIALS INC COMMON STOCK 573284106 20524 50 SH DFND 1 50 0 0 MCDONALDS CORP COM COMMON STOCK 580135101 2185235 8295 SH DFND 1 8295 0 0 MEDICAL PROPERTIES TRUST INC COMMON STOCK 58463J304 12024 2206 SH DFND 1 2206 0 0 MERCK & CO INC COMMON STOCK 58933Y105 2640977 25653 SH DFND 1 25653 0 0 METLIFE INC COMMON STOCK 59156R108 372176 5916 SH DFND 1 5916 0 0 MICROSOFT CORP COMMON STOCK 594918104 6414155 20314 SH DFND 1 20314 0 0 MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 254444 3260 SH DFND 1 3260 0 0 MONDELEZ INTL INC COMMON STOCK 609207105 280583 4043 SH DFND 1 4043 0 0 MORGAN STANLEY COMMON STOCK 617446448 151743 1858 SH DFND 1 1858 0 0 NRG ENERGY INC COMMON STOCK 629377508 177500 4608 SH DFND 1 4608 0 0 NETFLIX INC COMMON STOCK 64110L106 310010 821 SH DFND 1 821 0 0 NEWELL BRANDS INC COMMON STOCK 651229106 45465 5035 SH DFND 1 5035 0 0 NEXTERA ENERGY INC COMMON STOCK 65339F101 888168 15503 SH DFND 1 15503 0 0 NOVARTIS AG FOREIGN STOCK 66987V109 177339 1741 SH DFND 1 1741 0 0 NVIDIA CORPORATION COMMON STOCK 67066G104 1043542 2399 SH DFND 1 2399 0 0 NUTRIEN LTD FOREIGN STOCK 67077M108 189293 3065 SH DFND 1 3065 0 0 OGE ENERGY CORP COMMON STOCK 670837103 13332 400 SH DFND 1 400 0 0 OMEGA HEALTHCARE INVESTORS INC COMMON STOCK 681936100 100937 3044 SH DFND 1 3044 0 0 ON SEMICONDUCTOR CORP COMMON STOCK 682189105 452113 4864 SH DFND 1 4864 0 0 ONEOK INC COMMON STOCK 682680103 173354 2733 SH DFND 1 2733 0 0 ORACLE CORP COMMON STOCK 68389X105 686894 6485 SH DFND 1 6485 0 0 ORGANON & CO COMMON STOCK 68622V106 174 10 SH DFND 1 10 0 0 OTIS WORLDWIDE CORP COMMON STOCK 68902V107 24093 300 SH DFND 1 300 0 0 PNC FINL SVCS GROUP INC COMMON STOCK 693475105 212883 1734 SH DFND 1 1734 0 0 PPL CORPORATION COMMON STOCK 69351T106 150265 6378 SH DFND 1 6378 0 0 PACCAR INC COMMON STOCK 693718108 249281 2934 SH DFND 1 2934 0 0 PALANTIR TECHNOLOGIES INC CL A COMMON STOCK 69608A108 56000 3500 SH DFND 1 3500 0 0 PAYCHEX INC COMMON STOCK 704326107 1967992 17064 SH DFND 1 17064 0 0 PAYPAL HLDGS INC COMMON STOCK 70450Y103 112536 1925 SH DFND 1 1925 0 0 PEPSICO INC COMMON STOCK 713448108 462231 2728 SH DFND 1 2728 0 0 PFIZER INC COMMON STOCK 717081103 2595283 78242 SH DFND 1 78242 0 0 PHILIP MORRIS INTERNATIONAL INC COMMON STOCK 718172109 956355 10330 SH DFND 1 10330 0 0 PHILLIPS 66 COMMON STOCK 718546104 329572 2743 SH DFND 1 2743 0 0 PHINIA INC COMMON STOCK 71880K101 5090 190 SH DFND 1 190 0 0 PROCTER & GAMBLE CO COMMON STOCK 742718109 1014748 6957 SH DFND 1 6957 0 0 PROGRESSIVE CORP COMMON STOCK 743315103 277206 1990 SH DFND 1 1990 0 0 PULTE GROUP INC COMMON STOCK 745867101 316415 4273 SH DFND 1 4273 0 0 QUALCOMM INC COMMON STOCK 747525103 459788 4140 SH DFND 1 4140 0 0 RTX CORPORATION COMMON STOCK 75513E101 218501 3036 SH DFND 1 3036 0 0 RIO TINTO PLC FOREIGN STOCK 767204100 128107 2013 SH DFND 1 2013 0 0 ROYAL DUTCH SHELL PLC FOREIGN STOCK 780259305 204470 3176 SH DFND 1 3176 0 0 S&P GLOBAL INC COMMON STOCK 78409V104 496957 1360 SH DFND 1 1360 0 0 ISHARES NORTH AMERICAN EXCHANGE-TRADED FUND 464287515 1479704 4336 SH DFND 1 4336 0 0 ISHARES NORTH AMERICAN TECH EXCHANGE-TRADED FUND 464287549 370715 970 SH DFND 1 970 0 0 ISHARES PFD & INC SECURITIES ETF EXCHANGE-TRADED FUND 464288687 1512450 50164 SH DFND 1 50164 0 0 ISHARES RUSSELL 1000 GROWTH EXCHANGE-TRADED FUND 464287614 58784 221 SH DFND 1 221 0 0 ISHARES RUSSELL 2000 (MKT) EXCHANGE-TRADED FUND 464287655 497346 2814 SH DFND 1 2814 0 0 ISHARES RUSSELL 2000 GROWTH ETF EXCHANGE-TRADED FUND 464287648 95040 424 SH DFND 1 424 0 0 SCHWAB CHARLES CORPORATION COMMON STOCK 808513105 748839 13640 SH DFND 1 13640 0 0 ISHARES RUSSELL 2000 VALUE ETF EXCHANGE-TRADED FUND 464287630 37005 273 SH DFND 1 273 0 0 ISHARES RUSSELL MIDCAP ETF EXCHANGE-TRADED FUND 464287499 254909 3681 SH DFND 1 3681 0 0 ISHARES RUSSELL MIDCAP VALUE ETF EXCHANGE-TRADED FUND 464287473 37771 362 SH DFND 1 362 0 0 ISHARES S&P 100 ETF EXCHANGE-TRADED FUND 464287101 95304 475 SH DFND 1 475 0 0 ISHARES S&P 500 GROWTH (MKT) EXCHANGE-TRADED FUND 464287309 305084 4459 SH DFND 1 4459 0 0 ISHARES S&P 500 VALUE (MKT) EXCHANGE-TRADED FUND 464287408 294294 1913 SH DFND 1 1913 0 0 ISHARES S&P MIDCAP 400 GROWTH EXCHANGE-TRADED FUND 464287606 635857 8802 SH DFND 1 8802 0 0 ISHARES S&P MID-CAP 400 VALUE EXCHANGE-TRADED FUND 464287705 512928 5082 SH DFND 1 5082 0 0 ISHARES S&P SMALL-CAP 600 GROWTH EXCHANGE-TRADED FUND 464287887 265755 2423 SH DFND 1 2423 0 0 ISHARES SELECT DIVIDEND (MKT) EXCHANGE-TRADED FUND 464287168 662093 6151 SH DFND 1 6151 0 0 SOUTHERN COMPANY COMMON STOCK 842587107 2032661 31407 SH DFND 1 31407 0 0 STARBUCKS CORP COMMON STOCK 855244109 319082 3496 SH DFND 1 3496 0 0 STEEL DYNAMICS INC COMMON STOCK 858119100 217013 2024 SH DFND 1 2024 0 0 SYSCO CORP COMMON STOCK 871829107 73315 1110 SH DFND 1 1110 0 0 TARGET CORP COMMON STOCK 87612E106 382684 3461 SH DFND 1 3461 0 0 TESLA INC COMMON STOCK 88160R101 274491 1097 SH DFND 1 1097 0 0 TEXTRON INC COMMON STOCK 883203101 110882 1419 SH DFND 1 1419 0 0 TORONTO DOMINION BANK ONTARIO FOREIGN STOCK 891160509 178490 2962 SH DFND 1 2962 0 0 TRAVEL PLUS LEISURE CO COMMON STOCK 894164102 96675 2632 SH DFND 1 2632 0 0 TRAVELERS COMPANIES INC COMMON STOCK 89417E109 520469 3187 SH DFND 1 3187 0 0 TRUIST FINL CORP COMMON STOCK 89832Q109 67033 2343 SH DFND 1 2343 0 0 US BANCORP COMMON STOCK 902973304 1325110 40082 SH DFND 1 40082 0 0 ULTA BEAUTY INC COMMON STOCK 90384S303 39945 100 SH DFND 1 100 0 0 UNION PACIFIC CORP COMMON STOCK 907818108 125029 614 SH DFND 1 614 0 0 UNITED PARCEL SERVICE COMMON STOCK 911312106 2495169 16008 SH DFND 1 16008 0 0 UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 1376438 2730 SH DFND 1 2730 0 0 VALERO ENERGY CORP COMMON STOCK 91913Y100 473454 3341 SH DFND 1 3341 0 0 ISHARES SHORT TREASURY BOND EXCHANGE-TRADED FUND 464288679 978766 8860 SH DFND 1 8860 0 0 ISHARES SHORT-TERM EXCHANGE-TRADED FUND 464288646 3230135 64823 SH DFND 1 64823 0 0 ISHARES TR IBONDS 23 TRM TS ETF EXCHANGE-TRADED FUND 46436E882 1092080 44000 SH DFND 1 44000 0 0 JANUS HENDERSON MORTGAGE EXCHANGE-TRADED FUND 47103U852 258405 5954 SH DFND 1 5954 0 0 MATERIALS SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y100 44067 561 SH DFND 1 561 0 0 MINERS ETF EXCHANGE-TRADED FUND 92189F106 72657 2700 SH DFND 1 2700 0 0 SPDR BARCLAYS INTERNATIONAL EXCHANGE-TRADED FUND 78464A516 63613 2995 SH DFND 1 2995 0 0 SPDR BLOOMBERG BARCLAYS EXCHANGE-TRADED FUND 78468R663 333215 3629 SH DFND 1 3629 0 0 SPDR DOUBLELINE TR TACT ETF EXCHANGE-TRADED FUND 78467V848 535650 13859 SH DFND 1 13859 0 0 SPDR GOLD SHARES (MKT) EXCHANGE-TRADED FUND 78463V107 728148 4247 SH DFND 1 4247 0 0 SPDR S&P 500 (MKT) EXCHANGE-TRADED FUND 78462F103 1074685 2514 SH DFND 1 2514 0 0 SPDR S&P BIOTECH ETF (MKT) EXCHANGE-TRADED FUND 78464A870 25192 345 SH DFND 1 345 0 0 SPDR S&P MIDCAP 400 ETF TRUST EXCHANGE-TRADED FUND 78467Y107 321932 705 SH DFND 1 705 0 0 SPDR SER TR BLOOMBERG CONV EXCHANGE-TRADED FUND 78464A359 150109 2214 SH DFND 1 2214 0 0 SPDR SER TR BLOOMBERG INVT EXCHANGE-TRADED FUND 78468R200 89580 2916 SH DFND 1 2916 0 0 SPDR SER TR NUVEEN BLMBRG SH EXCHANGE-TRADED FUND 78468R739 61255 1325 SH DFND 1 1325 0 0 SPDR SERIES TRUST PORTFOLIO SHORT ETF EXCHANGE-TRADED FUND 78464A474 533829 18207 SH DFND 1 18207 0 0 VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 1782747 55006 SH DFND 1 55006 0 0 PARAMOUNT GLOBAL COMMON STOCK 92556H107 884 56 SH DFND 1 56 0 0 PARAMOUNT GLOBAL COMMON STOCK 92556H206 19996 1550 SH DFND 1 1550 0 0 VIATRIS INC COMMON STOCK 92556V106 22246 2256 SH DFND 1 2256 0 0 VISA INC COMMON STOCK 92826C839 873116 3796 SH DFND 1 3796 0 0 WABTEC CORP COMMON STOCK 929740108 96386 907 SH DFND 1 907 0 0 WALMART INC COMMON STOCK 931142103 858023 5365 SH DFND 1 5365 0 0 WALGREENS BOOTS ALLIANCE INC COMMON STOCK 931427108 199292 8961 SH DFND 1 8961 0 0 WARNER BROS DISCOVERY INC COMMON STOCK 934423104 2607 240 SH DFND 1 240 0 0 WEYERHAEUSER CO COMMON STOCK 962166104 33726 1100 SH DFND 1 1100 0 0 SPDR SERIES TRUST PRTFLO S&P500 GW ETF EXCHANGE-TRADED FUND 78464A409 355206 5992 SH DFND 1 5992 0 0 TECHNOLOGY SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y803 1371768 8368 SH DFND 1 8368 0 0 THE FIDELITY MSCI FINANCIALS INDEX ETF EXCHANGE-TRADED FUND 316092501 27098 582 SH DFND 1 582 0 0 ZOETIS INC COMMON STOCK 98978V103 304465 1750 SH DFND 1 1750 0 0 ACCENTURE PLC FOREIGN STOCK G1151C101 702976 2289 SH DFND 1 2289 0 0 EATON CORP PLC FOREIGN STOCK G29183103 2753445 12910 SH DFND 1 12910 0 0 ALCON INC ORD FOREIGN STOCK H01301128 4624 60 SH DFND 1 60 0 0 NXP SEMICONDUCTORS NV FOREIGN STOCK N6596X109 9996 50 SH DFND 1 50 0 0 AT&T INC. COMMON STOCK 00206R102 133588 8894 SH DFND 1 8894 0 0 ABBOTT LABORATORIES COMMON STOCK 002824100 15012 155 SH DFND 1 155 0 0 ABBVIE INC COM COMMON STOCK 00287Y109 160090 1074 SH DFND 1 1074 0 0 ADOBE INC COM COMMON STOCK 00724F101 803093 1575 SH DFND 1 1575 0 0 AGNICO EAGLE MINES LTD COM NON US EQUITY 008474108 164620 3622 SH DFND 1 3622 0 0 AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 406679 1435 SH DFND 1 1435 0 0 ALLIANT ENERGY CORPORATION COMMON STOCK 018802108 1394391 28780 SH DFND 1 28780 0 0 ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 106799 810 SH DFND 1 810 0 0 ALPHABET INC CL A COMMON STOCK 02079K305 1514050 11570 SH DFND 1 11570 0 0 AMAZON.COM INC COMMON STOCK 023135106 1230903 9683 SH DFND 1 9683 0 0 AMERICAN TOWER CORP NEW COM REAL ESTATE INVESTMENT TRUST 03027X100 5098 31 SH DFND 1 31 0 0 CENCORA INC COM COMMON STOCK 03073E105 750835 4172 SH DFND 1 4172 0 0 AMERIPRISE FINANCIAL INC COMMON STOCK 03076C106 121652 369 SH DFND 1 369 0 0 ELEVANCE HEALTH INC COM COMMON STOCK 036752103 613942 1410 SH DFND 1 1410 0 0 APPLE INC COM COMMON STOCK 037833100 2044761 11943 SH DFND 1 11943 0 0 AUTODESK INCORPORATED COMMON STOCK 052769106 152079 735 SH DFND 1 735 0 0 AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 143626 597 SH DFND 1 597 0 0 BANK OF AMERICA CORP COMMON STOCK 060505104 167757 6127 SH DFND 1 6127 0 0 BANK OF NEW YORK MELLON CORP COMMON STOCK 064058100 69690 1634 SH DFND 1 1634 0 0 BERKSHIRE HATHAWAY INC DEL CL B NEW COM COMMON STOCK 084670702 25947071 74071 SH DFND 1 74071 0 0 BOEING CO COMMON STOCK 097023105 38336 200 SH DFND 1 200 0 0 BOOKING HLDGS INC COM COMMON STOCK 09857L108 928269 301 SH DFND 1 301 0 0 BRISTOL-MYERS SQUIBB CO COMMON STOCK 110122108 40222 693 SH DFND 1 693 0 0 BRITISH AMERICAN TOBACCO PLC SPON ADR ADR / IDR / GDR 110448107 65207 2076 SH DFND 1 2076 0 0 BROADRIDGE FINANCIAL SOLUTIONS COMMON STOCK 11133T103 83437 466 SH DFND 1 466 0 0 BROADCOM INC COM COMMON STOCK 11135F101 386220 465 SH DFND 1 465 0 0 BROOKFIELD CORP CL A LTD VT SH COM NON US EQUITY 11271J107 70045 2240 SH DFND 1 2240 0 0 CF INDUSTRIES HLDGS COMMON STOCK 125269100 80167 935 SH DFND 1 935 0 0 CME GROUP INC COMMON STOCK 12572Q105 12013 60 SH DFND 1 60 0 0 CVS HEALTH CORP COM COMMON STOCK 126650100 216651 3103 SH DFND 1 3103 0 0 CARMAX INC COMMON STOCK 143130102 401676 5679 SH DFND 1 5679 0 0 CATERPILLAR INC COM COMMON STOCK 149123101 2108925 7725 SH DFND 1 7725 0 0 CELANESE CORP DEL COM COMMON STOCK 150870103 74684 595 SH DFND 1 595 0 0 CHEVRON CORP NEW COM COMMON STOCK 166764100 424754 2519 SH DFND 1 2519 0 0 CHINA STL CORP SPON ADR ADR / IDR / GDR 169417102 16 1 SH DFND 1 1 0 0 CHINA MED TECH INC ADR ADR / IDR / GDR 169483104 128 50 SH DFND 1 50 0 0 CHIPOTLE MEXICAN GRILL INC CL A COMMON STOCK 169656105 5495 3 SH DFND 1 3 0 0 CHURCHILL DOWNS INCORPORATED COMMON STOCK 171484108 177541 1530 SH DFND 1 1530 0 0 CISCO SYSTEMS INC COMMON STOCK 17275R102 2122606 39483 SH DFND 1 39483 0 0 CINTAS CORP COMMON STOCK 172908105 19240 40 SH DFND 1 40 0 0 COCA COLA CO COM COMMON STOCK 191216100 1731909 30938 SH DFND 1 30938 0 0 COMCAST CORP CL A (NEW) COMMON STOCK 20030N101 110407 2490 SH DFND 1 2490 0 0 CONOCOPHILLIPS COMMON STOCK 20825C104 113331 946 SH DFND 1 946 0 0 CONSOLIDATED EDISON INC COMMON STOCK 209115104 1612925 18858 SH DFND 1 18858 0 0 CONSTELLATION BRANDS INC CL A COMMON STOCK 21036P108 126419 503 SH DFND 1 503 0 0 CORTEVA INC COM COMMON STOCK 22052L104 93879 1835 SH DFND 1 1835 0 0 CROWN CASTLE INC COM REAL ESTATE INVESTMENT TRUST 22822V101 44174 480 SH DFND 1 480 0 0 CUMMINS INC COMMON STOCK 231021106 92755 406 SH DFND 1 406 0 0 D R HORTON INC COM COMMON STOCK 23331A109 117680 1095 SH DFND 1 1095 0 0 DTE ENERGY CO COM COMMON STOCK 233331107 64731 652 SH DFND 1 652 0 0 DANAHER CORPORATION COM COMMON STOCK 235851102 108668 438 SH DFND 1 438 0 0 DANIMER SCIENTIFIC INC COM CL A COMMON STOCK 236272100 1035 500 SH DFND 1 500 0 0 DARDEN RESTAURANTS INC COM COMMON STOCK 237194105 126893 886 SH DFND 1 886 0 0 DICKS SPORTING GOODS INC COMMON STOCK 253393102 102608 945 SH DFND 1 945 0 0 DISNEY WALT CO COM COMMON STOCK 254687106 443344 5470 SH DFND 1 5470 0 0 DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102 137171 1839 SH DFND 1 1839 0 0 EOG RESOURCES INC COMMON STOCK 26875P101 76056 600 SH DFND 1 600 0 0 ECOLAB INC COM COMMON STOCK 278865100 186509 1101 SH DFND 1 1101 0 0 ENBRIDGE INC COM NON US EQUITY 29250N105 1833449 55241 SH DFND 1 55241 0 0 EQUITY COMMONWEALTH REAL ESTATE INVESTMENT TRUST 294628102 81747 4450 SH DFND 1 4450 0 0 UTILITIES SELECT SECTOR SPDRR EXCHANGE-TRADED FUND 81369Y886 18917 321 SH DFND 1 321 0 0 FIDELITY NATL INFORMATION SVC COMMON STOCK 31620M106 367048 6641 SH DFND 1 6641 0 0 FISERV INC COM COMMON STOCK 337738108 605014 5356 SH DFND 1 5356 0 0 FLOOR & DECOR HLDGS INC CL A COMMON STOCK 339750101 260731 2881 SH DFND 1 2881 0 0 FRANCO-NEVADA CORP NON US EQUITY 351858105 78759 590 SH DFND 1 590 0 0 GALLAGHER ARTHUR J COMMON STOCK 363576109 12536 55 SH DFND 1 55 0 0 VANECK VECTORS BIOTECH ETF EXCHANGE-TRADED FUND 92189F726 248857 1598 SH DFND 1 1598 0 0 WW GRAINGER INC COMMON STOCK 384802104 72643 105 SH DFND 1 105 0 0 GRAPHIC PACKAGING HOLDING COMPANY COMMON STOCK 388689101 94801 4255 SH DFND 1 4255 0 0 HCA HEALTHCARE INC COMMON STOCK 40412C101 22138 90 SH DFND 1 90 0 0 HASBRO INC COMMON STOCK 418056107 17527 265 SH DFND 1 265 0 0 HOST HOTELS & RESORTS INC REAL ESTATE INVESTMENT TRUST 44107P104 124751 7763 SH DFND 1 7763 0 0 HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 16172 1555 SH DFND 1 1555 0 0 INTERNATIONAL FLAVORS & FRAGRANCES INC COMMON STOCK 459506101 52832 775 SH DFND 1 775 0 0 VANGUARD CONSUMER STAPLES ETF EXCHANGE-TRADED FUND 92204A207 129696 710 SH DFND 1 710 0 0 INTUIT INC COMMON STOCK 461202103 102188 200 SH DFND 1 200 0 0 VANGUARD DIVIDEND APPRECIATION ETF EXCHANGE-TRADED FUND 921908844 16004 103 SH DFND 1 103 0 0 VANGUARD EMERGING MARKETS STOCK EXCHANGE-TRADED FUND 922042858 2466619 62908 SH DFND 1 62908 0 0 IQVIA HLDGS INC COM COMMON STOCK 46266C105 814545 4140 SH DFND 1 4140 0 0 VANGUARD EXTENDED MARKET INDEX EXCHANGE-TRADED FUND 922908652 4031157 28125 SH DFND 1 28125 0 0 VANGUARD FTSE DEVELOPED MARKETS EXCHANGE-TRADED FUND 921943858 177678 4064 SH DFND 1 4064 0 0 VANGUARD GROWTH ETF EXCHANGE-TRADED FUND 922908736 226562 832 SH DFND 1 832 0 0 VANGUARD HEALTH CARE EXCHANGE-TRADED FUND 92204A504 15517 66 SH DFND 1 66 0 0 VANGUARD HIGH DIVIDEND YIELD ETF EXCHANGE-TRADED FUND 921946406 349325 3381 SH DFND 1 3381 0 0 VANGUARD INFORMATION TECHNOLOGY EXCHANGE-TRADED FUND 92204A702 255164 615 SH DFND 1 615 0 0 VANGUARD INTERMEDIATE TERM BD ETF EXCHANGE-TRADED FUND 921937819 201600 2788 SH DFND 1 2788 0 0 VANGUARD INTERM-TM CORP BD IDX EXCHANGE-TRADED FUND 92206C870 71346 939 SH DFND 1 939 0 0 VANGUARD INTERM-TM GOVT BD IDX EXCHANGE-TRADED FUND 92206C706 326900 5720 SH DFND 1 5720 0 0 KLA CORPORATION COM COMMON STOCK 482480100 169704 370 SH DFND 1 370 0 0 KEYSIGHT TECHNOLOGIES INC COMMON STOCK 49338L103 49749 376 SH DFND 1 376 0 0 LKQ CORP COMMON STOCK 501889208 112289 2268 SH DFND 1 2268 0 0 LPL FINANCIAL HOLDINGS INC COMMON STOCK 50212V100 153284 645 SH DFND 1 645 0 0 LANTHEUS HLDGS INC COM COMMON STOCK 516544103 98662 1420 SH DFND 1 1420 0 0 LITTELFUSE INC COMMON STOCK 537008104 117972 477 SH DFND 1 477 0 0 LOEWS CORP COM COMMON STOCK 540424108 144980 2290 SH DFND 1 2290 0 0 LOWES COMPANIES INC COMMON STOCK 548661107 117014 563 SH DFND 1 563 0 0 MARATHON PETROLEUM CORP COMMON STOCK 56585A102 21944 145 SH DFND 1 145 0 0 MASCO CORP COMMON STOCK 574599106 10957 205 SH DFND 1 205 0 0 MASIMO CORPORATION COMMON STOCK 574795100 92239 1052 SH DFND 1 1052 0 0 MASTERCARD INC CL A COMMON STOCK 57636Q104 1298189 3279 SH DFND 1 3279 0 0 MCKESSON CORP COMMON STOCK 58155Q103 96102 221 SH DFND 1 221 0 0 NIKE INC CL B COM COMMON STOCK 654106103 51157 535 SH DFND 1 535 0 0 NORFOLK SOUTHERN CORP COMMON STOCK 655844108 24222 123 SH DFND 1 123 0 0 NORTHROP GRUMMAN CORP COMMON STOCK 666807102 8804 20 SH DFND 1 20 0 0 OLD DOMINION FREIGHT LINE COMMON STOCK 679580100 216844 530 SH DFND 1 530 0 0 PACKAGING CORP OF AMERICA COMMON STOCK 695156109 1689818 11005 SH DFND 1 11005 0 0 PAYCOM SOFTWARE INC COMMON STOCK 70432V102 203008 783 SH DFND 1 783 0 0 PRIMERICA INC COMMON STOCK 74164M108 155984 804 SH DFND 1 804 0 0 PROLOGIS INC REAL ESTATE INVESTMENT TRUST 74340W103 11333 101 SH DFND 1 101 0 0 PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102 1587984 16735 SH DFND 1 16735 0 0 PUBLIC SVC ENTERPRISE GROUP COMMON STOCK 744573106 80300 1411 SH DFND 1 1411 0 0 QUANTA SERVICES INC COMMON STOCK 74762E102 92413 494 SH DFND 1 494 0 0 RH COMMON STOCK 74967X103 56837 215 SH DFND 1 215 0 0 REGENERON PHARMACEUTICALS COMMON STOCK 75886F107 106985 130 SH DFND 1 130 0 0 ROPER TECHNOLOGIES INC COM COMMON STOCK 776696106 177246 366 SH DFND 1 366 0 0 VANGUARD LG-TERM TREASURY EXCHANGE-TRADED FUND 92206C847 184238 3319 SH DFND 1 3319 0 0 VANGUARD LONG-TERM CORP BOND IDX EXCHANGE-TRADED FUND 92206C813 68969 963 SH DFND 1 963 0 0 VANGUARD REAL ESTATE ETF EXCHANGE-TRADED FUND 922908553 1735411 22937 SH DFND 1 22937 0 0 VANGUARD SHORT-TERM CORP BD IDX EXCHANGE-TRADED FUND 92206C409 131362 1748 SH DFND 1 1748 0 0 VANGUARD SHORT-TERM GOVERNMENT EXCHANGE-TRADED FUND 92206C102 131903 2290 SH DFND 1 2290 0 0 VANGUARD TOTAL BOND MARKET ETF EXCHANGE-TRADED FUND 921937835 20585 295 SH DFND 1 295 0 0 SALESFORCE INC COM COMMON STOCK 79466L302 172363 850 SH DFND 1 850 0 0 SEMPRA COM COMMON STOCK 816851109 15647 230 SH DFND 1 230 0 0 SHERWIN WILLIAMS CO COMMON STOCK 824348106 265507 1041 SH DFND 1 1041 0 0 STATE STREET CORP COMMON STOCK 857477103 15066 225 SH DFND 1 225 0 0 STRYKER CORPORATION COM COMMON STOCK 863667101 169701 621 SH DFND 1 621 0 0 TAIWAN SEMICONDUCTOR SPONS ADR ADR / IDR / GDR 874039100 524094 6031 SH DFND 1 6031 0 0 TEXAS INSTRUMENTS INC COMMON STOCK 882508104 86501 544 SH DFND 1 544 0 0 TEXAS ROADHOUSE INC CL A COMMON STOCK 882681109 54777 570 SH DFND 1 570 0 0 THE TRADE DESK INC-CLASS A COMMON STOCK 88339J105 277433 3550 SH DFND 1 3550 0 0 THERMO FISHER SCIENTIFIC INC COM COMMON STOCK 883556102 87567 173 SH DFND 1 173 0 0 3M CO COM COMMON STOCK 88579Y101 1189723 12708 SH DFND 1 12708 0 0 TRACTOR SUPPLY CO COMMON STOCK 892356106 38580 190 SH DFND 1 190 0 0 TRANSUNION COMMON STOCK 89400J107 5743 80 SH DFND 1 80 0 0 TYSON FOODS INC CL A COMMON STOCK 902494103 100021 1981 SH DFND 1 1981 0 0 UGI CORP NEW (HOLDING CO) COMMON STOCK 902681105 14950 650 SH DFND 1 650 0 0 UNILEVER PLC SPON ADR NEW ADR / IDR / GDR 904767704 146224 2960 SH DFND 1 2960 0 0 UNITED RENTALS INC COMMON STOCK 911363109 97805 220 SH DFND 1 220 0 0 VANGUARD TOTAL INTL STOCK ET EXCHANGE-TRADED FUND 921909768 367522 6867 SH DFND 1 6867 0 0 VANGUARD TOTAL STOCK MARKET ETF EXCHANGE-TRADED FUND 922908769 1494943 7038 SH DFND 1 7038 0 0 VANGUARD UTILITIES ETF (MKT) EXCHANGE-TRADED FUND 92204A876 24233 190 SH DFND 1 190 0 0 WISDOMTREE EMERGING MARKETS EXCHANGE-TRADED FUND 97717W315 42990 1147 SH DFND 1 1147 0 0 WISDOMTREE SMALLCAP DIVIDEND EXCHANGE-TRADED FUND 97717W604 64324 2281 SH DFND 1 2281 0 0 VEEVA SYSTEMS INC CLASS A COMMON STOCK 922475108 244140 1200 SH DFND 1 1200 0 0 WISDOMTREE US MIDCAP EXCHANGE-TRADED FUND 97717W505 57345 1400 SH DFND 1 1400 0 0 VERISIGN INC COMMON STOCK 92343E102 18835 93 SH DFND 1 93 0 0 WASTE MGMT INC DEL COM COMMON STOCK 94106L109 1771505 11621 SH DFND 1 11621 0 0 WELLS FARGO CO NEW COM COMMON STOCK 949746101 168956 4135 SH DFND 1 4135 0 0 WESTBURY METALS GRP COM COMMON STOCK 957289101 0 1000 SH DFND 1 1000 0 0 WHIRLPOOL CORP COM COMMON STOCK 963320106 14707 110 SH DFND 1 110 0 0 WORKDAY INC COM CL A COMMON STOCK 98138H101 21485 100 SH DFND 1 100 0 0 YUM BRANDS INC COMMON STOCK 988498101 26612 213 SH DFND 1 213 0 0 ZEBRA TECH CORP CL A COMMON STOCK 989207105 57950 245 SH DFND 1 245 0 0 MEDTRONIC PLC NON US EQUITY G5960L103 219800 2805 SH DFND 1 2805 0 0 APTIV PLC SHS NON US EQUITY G6095L109 118702 1204 SH DFND 1 1204 0 0 CHUBB LIMITED NON US EQUITY H1467J104 24982 120 SH DFND 1 120 0 0 ASML HOLDING NV NON US EQUITY N07059210 8830 15 SH DFND 1 15 0 0 LYONDELLBASELL INDUSTRIES CL A NON US EQUITY N53745100 1567569 16553 SH DFND 1 16553 0 0