The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AGNC Investment Corp. COM 00123Q104   160,800 15,000 SH   SOLE   15,000 0 0
AT&T Inc. COM 00206R102   9,886 398 SH   SOLE   398 0 0
Abbott Laboratories COM 002824100   361,587 2,886 SH   SOLE   2,886 0 0
AbbVie Inc. COM 00287Y109   1,534,310 6,715 SH   SOLE   6,715 0 0
Advanced Micro Devices Inc Corp COM 007903107   197,884 924 SH   SOLE   924 0 0
The Allstate Corporation COM 020002101   133,216 640 SH   SOLE   640 0 0
Alphabet Inc. Class C CAP STK CL C 02079K107   118,303 377 SH   SOLE   377 0 0
Alphabet Inc. Class A CAP STK CL A 02079K305   3,847,083 12,291 SH   SOLE   12,291 0 0
Altria Group Inc. COM 02209S103   699,185 12,126 SH   SOLE   12,126 0 0
Amazon.com Inc. COM 023135106   2,314,894 10,029 SH   SOLE   10,029 0 0
Advantis International Large Cap Val ETF INTERNATIONAL LR 025072364   27,352 384 SH   SOLE   384 0 0
American Century Etf Trust Avantis International Small Cap Value INTL SMCP VLU 025072802   39,655 422 SH   SOLE   422 0 0
American Century Etf Trust Avantis U.S. Small Cap Value US SML CP VALU 025072877   31,104 305 SH   SOLE   305 0 0
American Electric Power Co. Inc. COM 025537101   956,151 8,292 SH   SOLE   8,292 0 0
American Express Co. COM 025816109   20,717 56 SH   SOLE   56 0 0
Ameriprise Financial Inc COM 03076C106   18,143 37 SH   SOLE   37 0 0
Amgen Inc. COM 031162100   24,221 74 SH   SOLE   74 0 0
Antero Midstream Corp COM 03676B102   17,345 975 SH   SOLE   975 0 0
Apple Inc. COM 037833100   5,982,551 22,006 SH   SOLE   22,006 0 0
Automatic Data Processing Inc. COM 053015103   64,822 252 SH   SOLE   252 0 0
Bain Capital Specialty Finance Inc COM STK 05684B107   4,729 340 SH   SOLE   340 0 0
Bank of America Corp. COM 060505104   1,241,790 22,578 SH   SOLE   22,578 0 0
Bank New York Mellon Corp COM 064058100   657,302 5,662 SH   SOLE   5,662 0 0
Berkshire Hathaway Inc Class B CL B NEW 084670702   754,478 1,501 SH   SOLE   1,501 0 0
Blackrock Funding Inc Ordinary Shares COM 09290D101   2,153,524 2,012 SH   SOLE   2,012 0 0
BorgWarner Inc COM 099724106   9,958 221 SH   SOLE   221 0 0
Broadcom Inc COM 11135F101   2,691,966 7,778 SH   SOLE   7,778 0 0
CBRE Group Inc Class A CL A 12504L109   4,984 31 SH   SOLE   31 0 0
CME Group Inc. COM 12572Q105   690,073 2,527 SH   SOLE   2,527 0 0
CVR Energy Inc. COM 12662P108   21,624 850 SH   SOLE   850 0 0
Coterra Energy Inc. (formerly Cabot Oil & Gas) COM 127097103   10,107 384 SH   SOLE   384 0 0
Cadence Design Systems Inc COM 127387108   745,191 2,384 SH   SOLE   2,384 0 0
Capital One Financial Corp. COM 14040H105   12,360 51 SH   SOLE   51 0 0
Caterpillar Inc. COM 149123101   1,438,477 2,511 SH   SOLE   2,511 0 0
Cenovus Energy Inc. COM 15135U109   10,592 626 SH   SOLE   626 0 0
Chevron Corp. COM 166764100   1,756,373 11,524 SH   SOLE   11,524 0 0
Church & Dwight Co. Inc. COM 171340102   3,102 37 SH   SOLE   37 0 0
Cisco Systems Inc COM 17275R102   1,019,723 13,238 SH   SOLE   13,238 0 0
Cintas Corp. COM 172908105   58,866 313 SH   SOLE   313 0 0
Coca-Cola Co. COM 191216100   34,955 500 SH   SOLE   500 0 0
Collaborative Investment Series Trust Mohr Company Nav Etf MOHR CO NAV ETF 19423L466   16,836 545 SH   SOLE   545 0 0
Collaborative Investment Series Trust Mohr Sector Nav Etf MOHR SECTOR NAV 19423L524   13,033 373 SH   SOLE   373 0 0
Collaborative Investment Series Trust Adaptive Core Etf ADAPTIVE CORE 19423L581   13,296 580 SH   SOLE   580 0 0
Collaborative Investment Series Trust Mindful Conservative Etf MINDFUL CNSRVTV 19423L615   12,392 570 SH   SOLE   570 0 0
Comcast Corp. Cl A CL A 20030N101   389,736 13,039 SH   SOLE   13,039 0 0
Corteva Inc. COM 22052L104   2,145 32 SH   SOLE   32 0 0
Costco Wholesale Corp. COM 22160K105   27,595 32 SH   SOLE   32 0 0
CrowdStrike Holdings Inc Class A CL A 22788C105   18,750 40 SH   SOLE   40 0 0
Crown Castle International Corp COM 22822V101   289,894 3,262 SH   SOLE   3,262 0 0
Cummins, Inc. COM 231021106   743,215 1,456 SH   SOLE   1,456 0 0
Deere & Company COM 244199105   618,277 1,328 SH   SOLE   1,328 0 0
Dell Technologies Inc. CL C 24703L202   3,273 26 SH   SOLE   26 0 0
Devon Energy Corp. COM 25179M103   18,315 500 SH   SOLE   500 0 0
Diamondback Energy Inc Common COM 25278X109   11,275 75 SH   SOLE   75 0 0
Trump Media Technology Group (Digital World Acquisition Corp DWAC) COM 25400Q105   20,072 1,516 SH   SOLE   1,516 0 0
Dimensional Etf Trust U.S. Core Equity 2 US CORE EQUITY 2 25434V708   505,168 12,760 SH   SOLE   12,760 0 0
Dimensional Etf Trust Emerging Markets Core Equity 2 EMERGING MKTS CO 25434V732   128,582 3,887 SH   SOLE   3,887 0 0
Dimensional Etf Trust International Small Cap Value INTL SMALL CAP V 25434V781   29,450 775 SH   SOLE   775 0 0
Dimensional Etf Trust Short-Duration Fixed Income SHORT DURATION F 25434V864   166,291 3,468 SH   SOLE   3,468 0 0
Walt Disney Co. COM 254687106   557,587 4,901 SH   SOLE   4,901 0 0
Duke Energy Corp. COM NEW 26441C204   576,790 4,921 SH   SOLE   4,921 0 0
DuPont de Nemours Inc. COM 26614N102   1,286 32 SH   SOLE   32 0 0
EOG Resources Inc. COM 26875P101   670,279 6,383 SH   SOLE   6,383 0 0
Emerson Electric Co. COM 291011104   1,077,554 8,119 SH   SOLE   8,119 0 0
Enbridge Inc. COM 29250N105   685,165 14,325 SH   SOLE   14,325 0 0
Enterprise Products Partners LP COM 293792107   1,635 51 SH   SOLE   51 0 0
Equinix Inc COM 29444U700   9,960 13 SH   SOLE   13 0 0
Evergy Inc. COM 30034W106   81,189 1,120 SH   SOLE   1,120 0 0
Expeditors Intl Wash COM 302130109   8,196 55 SH   SOLE   55 0 0
Exxon Mobil Corp. COM 30231G102   122,025 1,014 SH   SOLE   1,014 0 0
Meta Platforms, Inc CL A CL A 30303M102   1,108,951 1,680 SH   SOLE   1,680 0 0
Fidelity Covington Trust Msci Utilities Index Etf MSCI UTILS INDEX 316092865   192,994 3,495 SH   SOLE   3,495 0 0
Fidelity Covington Trust Enhanced Large Cap Growth Etf ENHANCED LARGE 31609A305   63,426 1,521 SH   SOLE   1,521 0 0
Floor & Decor Holdings Inc Class A CL A 339750101   5,845 96 SH   SOLE   96 0 0
Ford Motor Co. COM 345370860   207,440 15,811 SH   SOLE   15,811 0 0
Generac Hldgs Inc Common COM 368736104   3,409 25 SH   SOLE   25 0 0
General Dynamics Corp. COM 369550108   847,037 2,516 SH   SOLE   2,516 0 0
GE Aerospace COM NEW 369604301   35,731 116 SH   SOLE   116 0 0
General Motors Co. COM 37045V100   12,198 150 SH   SOLE   150 0 0
Genuine Parts Co. COM 372460105   672,345 5,468 SH   SOLE   5,468 0 0
Goldman Sachs Group Inc. COM 38141G104   672,435 765 SH   SOLE   765 0 0
Hexcel Corp COM 428291108   16,406 222 SH   SOLE   222 0 0
Home Depot Inc. COM 437076102   1,146,541 3,332 SH   SOLE   3,332 0 0
Honeywell International Inc. COM 438516106   990,862 5,079 SH   SOLE   5,079 0 0
Ingredion Inc. COM 457187102   623,079 5,651 SH   SOLE   5,651 0 0
Intercontinental Exchange Inc COM 45866F104   750,361 4,633 SH   SOLE   4,633 0 0
International Business Machines Corp. COM 459200101   1,297,104 4,379 SH   SOLE   4,379 0 0
Invesco QQQ Trust UNIT SER 1 46090E103   288,726 470 SH   SOLE   470 0 0
Invesco Financial Preferred ETF FINL PFD ETF 46137V621   51,173 3,619 SH   SOLE   3,619 0 0
Invesco Preferred ETF PFD ETF 46138E511   42,768 3,805 SH   SOLE   3,805 0 0
iShares Gold Trust ISHARES NEW 464285204   17,211,611 212,044 SH   SOLE   212,044 0 0
iShares Select Dividend ETF SELECT DIVID ETF 464287168   506,693 3,590 SH   SOLE   3,590 0 0
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200   62,623,379 91,429 SH   SOLE   91,429 0 0
iShares S&P 500 Growth ETF S&P 500 GRWT ETF 464287309   3,466,688 28,125 SH   SOLE   28,125 0 0
iShares S&P 500 Value ETF S&P 500 VAL ETF 464287408   4,013,637 18,926 SH   SOLE   18,926 0 0
iShares 7-10 Year Treasury Bond ETF 7-10 YR TRSY BD 464287440   9,039 94 SH   SOLE   94 0 0
iShares MSCI EAFE ETF MSCI EAFE ETF 464287465   250,638 2,610 SH   SOLE   2,610 0 0
iShares Core S&P Mid-Cap ETF CORE S&P MCP ETF 464287507   8,503,902 128,847 SH   SOLE   128,847 0 0
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804   1,874,568 15,598 SH   SOLE   15,598 0 0
iShares Short-Term National Muni Bond ETF SHRT NAT MUN ETF 464288158   2,819,761 26,427 SH   SOLE   26,427 0 0
iShares National Muni Bond ETF NATIONAL MUN ETF 464288414   1,140,293 10,646 SH   SOLE   10,646 0 0
Blackrock Institutional Trust Company N.A. Ishares Esg Msci Kld 400 Etf ESG MSCI KLD 400 464288570   1,017,886 7,901 SH   SOLE   7,901 0 0
iShares MSCI EAFE Value ETF EAFE VALUE ETF 464288877   28,992 406 SH   SOLE   406 0 0
iShares MSCI EAFE Growth ETF EAFE GRWTH ETF 464288885   21,417 188 SH   SOLE   188 0 0
iShares Floating Rate Bond ETF FLTG RATE NT ETF 46429B655   206,237 4,055 SH   SOLE   4,055 0 0
iShares MSCI USA Quality Factor ETF MSCI USA QLT FCT 46432F339   13,109 66 SH   SOLE   66 0 0
iShares Core MSCI EAFE ETF CORE MSCI EAFE 46432F842   21,164,268 236,578 SH   SOLE   236,578 0 0
iShares Core MSCI Emerging Markets ETF CORE MSCI EMKT 46434G103   9,199,460 136,856 SH   SOLE   136,856 0 0
iShares ESG Aware MSCI EM ETF ESG AWR MSCI EM 46434G863   271,513 6,147 SH   SOLE   6,147 0 0
Ishares Trust Esg Select Screened S&p Mid-Cap Etf ESG SELECT SCRE 46436E551   219,723 4,921 SH   SOLE   4,921 0 0
JPMorgan Chase & Co. COM 46625H100   1,699,711 5,275 SH   SOLE   5,275 0 0
J.P. Morgan Exchange-Traded Fund Trust JPMorgan U.S. Quality Factor Etf US QUALTY FCTR 46641Q761   2,274 36 SH   SOLE   36 0 0
Johnson & Johnson COM 478160104   2,422,350 11,705 SH   SOLE   11,705 0 0
The Kroger Co. COM 501044101   2,749 44 SH   SOLE   44 0 0
Eli Lilly & Co. COM 532457108   609,344 567 SH   SOLE   567 0 0
Lincoln Electric Holdings Inc. COM 533900106   4,797,593 20,020 SH   SOLE   20,020 0 0
Littelfuse Inc COM 537008104   9,105 36 SH   SOLE   36 0 0
Lockheed Martin Corp COM 539830109   922,842 1,908 SH   SOLE   1,908 0 0
Marsh (formerly Marsh & McLennan Companies Inc.) COM 571748102   33,950 183 SH   SOLE   183 0 0
Marriott International Inc CL A 571903202   768,775 2,478 SH   SOLE   2,478 0 0
Marvell Technology Inc COM 573874104   450,224 5,298 SH   SOLE   5,298 0 0
Mastercard Inc. Class A CL A 57636Q104   49,667 87 SH   SOLE   87 0 0
McDonald's Corp. COM 580135101   1,198,986 3,923 SH   SOLE   3,923 0 0
Merck & Co. Inc. COM 58933Y105   955,550 9,078 SH   SOLE   9,078 0 0
Microsoft Corp. COM 594918104   5,245,826 10,847 SH   SOLE   10,847 0 0
Microchip Technology Inc. COM 595017104   586,543 9,205 SH   SOLE   9,205 0 0
Mondelez International Inc Class A CL A 609207105   3,930 73 SH   SOLE   73 0 0
Morgan Stanley Common COM NEW 617446448   1,008,015 5,678 SH   SOLE   5,678 0 0
NeoGenomics Inc COM NEW 64049M209   353 30 SH   SOLE   30 0 0
Netflix Inc COM 64110L106   216,492 2,309 SH   SOLE   2,309 0 0
NextEra Energy Inc COM 65339F101   510,420 6,358 SH   SOLE   6,358 0 0
Norfolk Southern Corp. COM 655844108   56,878 197 SH   SOLE   197 0 0
Nvidia Corp Common COM 67066G104   4,108,036 22,027 SH   SOLE   22,027 0 0
Oracle Corp. COM 68389X105   641,839 3,293 SH   SOLE   3,293 0 0
Orchid Island Capital COM NEW 68571X301   57,420 7,975 SH   SOLE   7,975 0 0
Organon & Co. COMMON STOCK 68622V106   108 15 SH   SOLE   15 0 0
Owens-Corning Inc. COM 690742101   5,707 51 SH   SOLE   51 0 0
PNC Financial Services Group Inc. COM 693475105   562,110 2,693 SH   SOLE   2,693 0 0
Palantir Technologies Inc Ordinary Shares-C CL A 69608A108   151,621 853 SH   SOLE   853 0 0
Palo Alto Networks Inc. COM 697435105   755,773 4,103 SH   SOLE   4,103 0 0
Parker Hannifin Corp COM 701094104   6,153 7 SH   SOLE   7 0 0
Paychex Inc. COM 704326107   820,036 7,310 SH   SOLE   7,310 0 0
Paypal Holdings Inc. COM 70450Y103   11,676 200 SH   SOLE   200 0 0
PepsiCo Inc COM 713448108   1,664,688 11,599 SH   SOLE   11,599 0 0
Pfizer Inc. COM 717081103   454,450 18,251 SH   SOLE   18,251 0 0
Phillips 66 COM 718546104   32,260 250 SH   SOLE   250 0 0
Principal Spectrum Pref Secs Actv ETF SPECTRUM PFD 74255Y888   7,383,656 387,187 SH   SOLE   387,187 0 0
Procter & Gamble Co. COM 742718109   1,672,714 11,672 SH   SOLE   11,672 0 0
Prologis Inc. COM 74340W103   408,767 3,202 SH   SOLE   3,202 0 0
Prudential Financial Inc. COM 744320102   636,192 5,636 SH   SOLE   5,636 0 0
Public Storage COM 74460D109   946,656 3,648 SH   SOLE   3,648 0 0
Pure Storage Inc A CL A 74624M102   22,582 337 SH   SOLE   337 0 0
Qualcomm Inc. COM 747525103   544,281 3,182 SH   SOLE   3,182 0 0
RTX Corporation (formerly Raytheon Technologies Corp) COM 75513E101   1,422,267 7,755 SH   SOLE   7,755 0 0
Rockwell Automation Inc. COM 773903109   54,081 139 SH   SOLE   139 0 0
State Street SPDR S&P 500 ETF Trust (formerly SPDR S&P 500 ETF) TR UNIT 78462F103   814,894 1,195 SH   SOLE   1,195 0 0
SPDR S&P Emerging Markets Small Cap ETF S&P EMKTSC ETF 78463X756   20,944 319 SH   SOLE   319 0 0
SPDR Portfolio Developed Wld ex-US ETF PORTFOLIO DEVLPD 78463X889   55,335 1,246 SH   SOLE   1,246 0 0
State Street SPDR S/t Corp Bd ETF PORTFOLIO SHORT 78464A474   13,384,217 443,186 SH   SOLE   443,186 0 0
Spdr Series Trust State Street S&p Regional Banking Etf S&P REGL BKG 78464A698   6,481 100 SH   SOLE   100 0 0
SPDR Dow Jones Industrial Average ETF UT SER 1 78467X109   185,981 387 SH   SOLE   387 0 0
State Street SPDR S&P MidCap 400 ETF Trust UTSER1 S&PDCRP 78467Y107   78,426 130 SH   SOLE   130 0 0
Spdr Series Trust State Street Portfolio High Yield Bond Etf PORTFLI HIGH YLD 78468R606   10,131 428 SH   SOLE   428 0 0
Salesforce, Inc COM 79466L302   337,495 1,274 SH   SOLE   1,274 0 0
Silgan Holdings Inc. COM 827048109   11,990 297 SH   SOLE   297 0 0
South Bow Corporation COM 83671M105   2,747 100 SH   SOLE   100 0 0
Southern Co. COM 842587107   908,886 10,423 SH   SOLE   10,423 0 0
STMicroelectronics NV NY REGISTRY 861012102   5,577 215 SH   SOLE   215 0 0
Stryker Corp. COM 863667101   533,180 1,517 SH   SOLE   1,517 0 0
Sysco Corp. COM 871829107   596,594 8,096 SH   SOLE   8,096 0 0
T-mobile US Inc Common COM 872590104   311,260 1,533 SH   SOLE   1,533 0 0
T. Rowe Price Exchangetraded Funds Inc U.S. Equity Research Etf US EQUITY RESEAR 87283Q503   5,826,807 136,204 SH   SOLE   136,204 0 0
Tc Energy Corp COMMON COM 87807B107   55,010 1,000 SH   SOLE   1,000 0 0
Tesla Inc COM 88160R101   1,266,861 2,817 SH   SOLE   2,817 0 0
Thermo Fisher Scientific Inc. COM 883556102   688,387 1,188 SH   SOLE   1,188 0 0
Tractor Supply Co COM 892356106   172,034 3,440 SH   SOLE   3,440 0 0
U.S. Bancorp COM NEW 902973304   633,490 11,872 SH   SOLE   11,872 0 0
Uber Technologies Inc COM 90353T100   683,422 8,364 SH   SOLE   8,364 0 0
United Rentals Inc. COM 911363109   412,753 510 SH   SOLE   510 0 0
UnitedHealth Group Inc. COM 91324P102   15,515 47 SH   SOLE   47 0 0
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835   18,414,469 248,609 SH   SOLE   248,609 0 0
Vanguard FTSE Developed Markets ETF VAN FTSE DEV MKT 921943858   207,463 3,321 SH   SOLE   3,321 0 0
Vanguard Short-Term Infl-Prot Secs ETF STRM INFPROIDX 922020805   90,017 1,820 SH   SOLE   1,820 0 0
Vanguard FTSE Emerging Markets ETF FTSE EMR MKT ETF 922042858   96,607 1,797 SH   SOLE   1,797 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102   14,927,874 254,178 SH   SOLE   254,178 0 0
Vanguard Intmdt-Term Trs ETF INTER TERM TREAS 92206C706   10,627,087 177,325 SH   SOLE   177,325 0 0
Vanguard Mortgage-Backed Secs ETF MTG-BKD SECS ETF 92206C771   107,719 2,288 SH   SOLE   2,288 0 0
Vanguard S&P 500 ETF (old cusip 922908413) S&P 500 ETF SHS 922908363   329,243 525 SH   SOLE   525 0 0
Vanguard Large Cap ETF LARGE CAP ETF 922908637   6,296 20 SH   SOLE   20 0 0
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769   93,205 278 SH   SOLE   278 0 0
Verizon Communications Inc COM 92343V104   708,417 17,393 SH   SOLE   17,393 0 0
Viatris Inc COM 92556V106   1,506 121 SH   SOLE   121 0 0
Visa Inc. Class A COM CL A 92826C839   1,277,286 3,642 SH   SOLE   3,642 0 0
WEC Energy Group Inc. COM 92939U106   13,288 126 SH   SOLE   126 0 0
Wal-Mart Stores Inc. COM 931142103   1,070,762 9,611 SH   SOLE   9,611 0 0
Waste Management Inc. COM 94106L109   1,175,449 5,350 SH   SOLE   5,350 0 0
Waters Corp. COM 941848103   5,697 15 SH   SOLE   15 0 0
Wells Fargo & Co. COM 949746101   141,105 1,514 SH   SOLE   1,514 0 0
Where Food Comes From Inc COM NEW 96327X200   193,181 16,813 SH   SOLE   16,813 0 0
Zions Bancorp COM 989701107   9,366 160 SH   SOLE   160 0 0
Zoetis Inc. CL A 98978V103   363,494 2,889 SH   SOLE   2,889 0 0
Eaton Corp PLC SHS G29183103   199,706 627 SH   SOLE   627 0 0
Medtronic PLC SHS G5960L103   680,489 7,084 SH   SOLE   7,084 0 0
Cyberark Software Ltd SHS M2682V108   19,627 44 SH   SOLE   44 0 0
Asml Holding NV ADR N Y REGISTRY SHS N07059210   10,699 10 SH   SOLE   10 0 0