The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Common Stock 88579Y101   479,646 2,922 SH   SOLE   2,922 0 0
ABBVIE Common Stock 00287Y109   630,170 2,409 SH   SOLE   2,409 0 0
ADOBE SYS Common Stock 00724F101   489,718 2,041 SH   SOLE   2,041 0 0
ADVANCED MICRO DEVICES Common Stock 007903107   228,798 374 SH   SOLE   374 0 0
AIR PRODS & Common Stock 009158106   297,706 1,070 SH   SOLE   1,070 0 0
ALPHABET Common Stock 02079K305   5,178,404 15,050 SH   SOLE   15,050 0 0
AMAZON.COM Common Stock 023135106   1,971,026 7,911 SH   SOLE   7,911 0 0
AMERICAN ELECTRIC Common Stock 025537101   305,379 2,574 SH   SOLE   2,574 0 0
ANALOG Common Stock 032654105   2,086,298 5,259 SH   SOLE   5,259 0 0
APPLE Common Stock 037833100   4,571,033 13,726 SH   SOLE   13,726 0 0
AT&T Common Stock 00206R102   522,648 21,420 SH   SOLE   21,420 0 0
BANK NEW YORK MELLON Common Stock 064058100   1,208,384 8,355 SH   SOLE   8,355 0 0
BECTON DICKINSON Common Stock 075887109   232,700 1,300 SH   SOLE   1,300 0 0
BERKSHIRE HATHAWAY INC Common Stock 084670702   5,076,102 10,194 SH   SOLE   10,194 0 0
BLACKROCK Common Stock 09290D101   342,886 324 SH   SOLE   324 0 0
CATERPILLAR Common Stock 149123101   865,924 1,068 SH   SOLE   1,068 0 0
CENCORA Common Stock 03073E105   1,240,033 4,130 SH   SOLE   4,130 0 0
CHARLES SCHWAB Common Stock 808513105   415,004 4,246 SH   SOLE   4,246 0 0
CHEVRON Common Stock 166764100   818,065 4,006 SH   SOLE   4,006 0 0
CISCO SYSTEMS Common Stock 17275R102   1,220,524 11,340 SH   SOLE   11,340 0 0
CITIGROUP Common Stock 172967424   335,353 2,590 SH   SOLE   2,590 0 0
CME GROUP Common Stock 12572Q105   445,104 1,699 SH   SOLE   1,699 0 0
COCA COLA Common Stock 191216100   877,500 10,194 SH   SOLE   10,194 0 0
COMCAST Common Stock 20030N101   590,175 27,122 SH   SOLE   27,122 0 0
CONOCO Common Stock 20825C104   365,438 2,920 SH   SOLE   2,920 0 0
CVS HEALTH Common Stock 126650100   769,925 8,985 SH   SOLE   8,985 0 0
DEVON ENERGY Common Stock 25179M103   427,021 9,275 SH   SOLE   9,275 0 0
ELEVANCE HEALTH Common Stock 036752103   1,140,020 2,932 SH   SOLE   2,932 0 0
ENBRIDGE Int'l Common Stock 29250N105   1,343,329 28,895 SH   SOLE   28,895 0 0
ESSENTIAL UTILS Common Stock 29670G102   507,589 12,952 SH   SOLE   12,952 0 0
EXXONMOBIL HOLDINGS CORP Common Stock 30233Q108   2,448,574 15,045 SH   SOLE   15,045 0 0
FEDEX Common Stock 31428X106   212,392 745 SH   SOLE   745 0 0
GARMIN Common Stock H2906T109   587,448 2,048 SH   SOLE   2,048 0 0
GENERAL DYNAMICS Common Stock 369550108   1,565,242 4,717 SH   SOLE   4,717 0 0
GSK PLC SPONSORED Int'l Common Stock 37733W204   242,295 5,030 SH   SOLE   5,030 0 0
HOME DEPOT Common Stock 437076102   887,609 3,120 SH   SOLE   3,120 0 0
HONEYWELL AEROSPACE INC Common Stock 43849R105   300,022 1,936 SH   SOLE   1,936 0 0
HONEYWELL INTL INC Common Stock 438516205   403,106 1,911 SH   SOLE   1,911 0 0
INTERNATIONAL FLAVORS & Common Stock 459506101   373,656 4,476 SH   SOLE   4,476 0 0
INVESCO QQQ Exchange Traded Fund 46090E103   2,796,331 3,780 SH   SOLE   3,780 0 0
ISHARES HIGH YIELD CORPORATE Fixed Income ETF 464288513   247,072 3,200 SH   SOLE   3,200 0 0
ISHARES MICRO CAP Exchange Traded Fund 464288869   693,000 3,750 SH   SOLE   3,750 0 0
ISHARES MSCI International Equity ETF 464287465   776,474 7,474 SH   SOLE   7,474 0 0
ISHARES RUSSELL Exchange Traded Fund 464287655   436,009 1,569 SH   SOLE   1,569 0 0
ISHARES SELECT DIVIDEND Exchange Traded Fund 464287168   2,253,221 14,817 SH   SOLE   14,817 0 0
ISHARES TR U.S. Exchange Traded Fund 464288687   2,366,785 80,230 SH   SOLE   80,230 0 0
JOHNSON & Common Stock 478160104   1,881,242 7,106 SH   SOLE   7,106 0 0
JP MORGAN Common Stock 46625H100   1,856,618 5,612 SH   SOLE   5,612 0 0
KEURIG DR PEPPER Common Stock 49271V100   201,761 6,650 SH   SOLE   6,650 0 0
LOCKHEED MARTIN Common Stock 539830109   356,475 700 SH   SOLE   700 0 0
LOWE'S COMPANIES Common Stock 548661107   1,264,782 6,863 SH   SOLE   6,863 0 0
MASTERCARD Common Stock 57636Q104   1,013,050 1,837 SH   SOLE   1,837 0 0
MCDONALDS Common Stock 580135101   1,265,551 5,480 SH   SOLE   5,480 0 0
MCKESSON Common Stock 58155Q103   1,229,486 1,440 SH   SOLE   1,440 0 0
MEDTRONIC Int'l Common Stock G5960L103   673,839 7,809 SH   SOLE   7,809 0 0
MERCK & CO Common Stock 58933Y105   539,100 3,710 SH   SOLE   3,710 0 0
META PLATFORMS Common Stock 30303M102   1,037,733 1,431 SH   SOLE   1,431 0 0
MICROSOFT Common Stock 594918104   5,882,450 11,469 SH   SOLE   11,469 0 0
MONDELEZ INTERNATIONAL Common Stock 609207105   708,815 12,259 SH   SOLE   12,259 0 0
NEXTERA Common Stock 65339F101   201,923 2,666 SH   SOLE   2,666 0 0
NOVARTIS Int'l Common Stock 66987V109   825,480 5,790 SH   SOLE   5,790 0 0
NVIDIA Common Stock 67066G104   745,661 3,265 SH   SOLE   3,265 0 0
OMNICOM GROUP Common Stock 681919106   464,237 6,305 SH   SOLE   6,305 0 0
ORACLE Common Stock 68389X105   1,249,155 9,098 SH   SOLE   9,098 0 0
PEPSICO Common Stock 713448108   1,584,000 12,500 SH   SOLE   12,500 0 0
PFIZER Common Stock 717081103   630,948 22,123 SH   SOLE   22,123 0 0
PHILIP MORRIS Common Stock 718172109   547,463 2,869 SH   SOLE   2,869 0 0
PHILLIPS Common Stock 718546104   345,945 1,355 SH   SOLE   1,355 0 0
PROCTER & GAMBLE Common Stock 742718109   925,724 6,372 SH   SOLE   6,372 0 0
PUBLIC STORAGE OPER CO Common Stock 74460D109   363,732 1,286 SH   SOLE   1,286 0 0
RTX Common Stock 75513E101   392,464 2,114 SH   SOLE   2,114 0 0
S&P SPDR CONSUMER Exchange Traded Fund 81369Y308   326,108 4,046 SH   SOLE   4,046 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y506   1,452,261 23,614 SH   SOLE   23,614 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y605   915,116 17,137 SH   SOLE   17,137 0 0
S&P SPDR TECHNOLOGY SBI Exchange Traded Fund 81369Y803   1,952,998 9,977 SH   SOLE   9,977 0 0
S&P SPDR Exchange Traded Fund 81369Y100   782,512 16,068 SH   SOLE   16,068 0 0
S&P SPDR Exchange Traded Fund 81369Y704   215,571 1,291 SH   SOLE   1,291 0 0
S&P SPDR Exchange Traded Fund 81369Y886   527,273 13,369 SH   SOLE   13,369 0 0
SALESFORCE Common Stock 79466L302   217,862 949 SH   SOLE   949 0 0
SANOFI Int'l Common Stock 80105N105   679,800 16,488 SH   SOLE   16,488 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y860   664,583 16,245 SH   SOLE   16,245 0 0
SLB LIMITED Common Stock 806857108   277,460 5,695 SH   SOLE   5,695 0 0
SPDR DOW JONES INDUSTRIAL Exchange Traded Fund 78467X109   822,325 1,617 SH   SOLE   1,617 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   536,984 1,410 SH   SOLE   1,410 0 0
SPDR S&P 500 Exchange Traded Fund 78462F103   713,822 936 SH   SOLE   936 0 0
STARBUCKS Common Stock 855244109   385,236 4,100 SH   SOLE   4,100 0 0
TAIWAN SEMICONDUCTOR Int'l Common Stock 874039100   1,569,750 3,441 SH   SOLE   3,441 0 0
TESLA Common Stock 88160R101   560,955 1,581 SH   SOLE   1,581 0 0
UNILEVER PLC Int'l Common Stock 904767803   598,798 9,860 SH   SOLE   9,860 0 0
UNION PACIFIC Common Stock 907818108   833,262 3,062 SH   SOLE   3,062 0 0
VANGUARD COMMUNICATION Exchange Traded Fund 92204A884   778,560 4,085 SH   SOLE   4,085 0 0
VANGUARD S&P 500 Exchange Traded Fund 922908363   3,899,585 5,564 SH   SOLE   5,564 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104   716,902 15,629 SH   SOLE   15,629 0 0
VISA Common Stock 92826C839   1,399,590 3,895 SH   SOLE   3,895 0 0
WAL-MART Common Stock 931142103   1,693,896 16,300 SH   SOLE   16,300 0 0
WALT DISNEY Common Stock 254687106   337,673 3,219 SH   SOLE   3,219 0 0
WELLS FARGO Common Stock 949746101   1,927,844 24,083 SH   SOLE   24,083 0 0