The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M Common Stock 88579Y101   473,101 2,922 SH   SOLE   2,922 0 0
ABBVIE Common Stock 00287Y109   606,201 2,409 SH   SOLE   2,409 0 0
ADOBE SYS Common Stock 00724F101   440,793 2,150 SH   SOLE   2,150 0 0
ADVANCED MICRO DEVICES Common Stock 007903107   207,966 358 SH   SOLE   358 0 0
AIR PRODS & Common Stock 009158106   313,703 1,070 SH   SOLE   1,070 0 0
ALPHABET Common Stock 02079K305   5,660,741 15,840 SH   SOLE   15,840 0 0
AMAZON.COM Common Stock 023135106   1,889,560 7,928 SH   SOLE   7,928 0 0
AMERICAN ELECTRIC Common Stock 025537101   472,815 3,456 SH   SOLE   3,456 0 0
ANALOG Common Stock 032654105   2,124,462 5,349 SH   SOLE   5,349 0 0
APPLE Common Stock 037833100   4,326,221 14,951 SH   SOLE   14,951 0 0
AT&T Common Stock 00206R102   455,462 22,003 SH   SOLE   22,003 0 0
BANK NEW YORK MELLON Common Stock 064058100   1,244,369 8,605 SH   SOLE   8,605 0 0
BERKSHIRE HATHAWAY INC Common Stock 084670702   5,149,514 10,291 SH   SOLE   10,291 0 0
BLACKROCK Common Stock 09290D101   311,545 324 SH   SOLE   324 0 0
BROWN FORMAN Common Stock 115637209   208,670 7,830 SH   SOLE   7,830 0 0
CATERPILLAR Common Stock 149123101   1,435,485 1,348 SH   SOLE   1,348 0 0
CENCORA Common Stock 03073E105   1,225,303 4,330 SH   SOLE   4,330 0 0
CHARLES SCHWAB Common Stock 808513105   399,621 4,331 SH   SOLE   4,331 0 0
CHEVRON Common Stock 166764100   664,035 4,006 SH   SOLE   4,006 0 0
CISCO SYSTEMS Common Stock 17275R102   1,331,996 11,340 SH   SOLE   11,340 0 0
CITIGROUP Common Stock 172967424   376,492 2,690 SH   SOLE   2,690 0 0
CME GROUP Common Stock 12572Q105   420,460 1,904 SH   SOLE   1,904 0 0
COCA COLA Common Stock 191216100   830,904 10,224 SH   SOLE   10,224 0 0
COMCAST Common Stock 20030N101   660,370 26,899 SH   SOLE   26,899 0 0
CONOCO Common Stock 20825C104   312,920 3,010 SH   SOLE   3,010 0 0
CVS HEALTH Common Stock 126650100   929,498 8,985 SH   SOLE   8,985 0 0
DEVON ENERGY Common Stock 25179M103   383,243 9,275 SH   SOLE   9,275 0 0
ELEVANCE HEALTH Common Stock 036752103   1,139,693 2,947 SH   SOLE   2,947 0 0
ENBRIDGE Int'l Common Stock 29250N105   1,569,108 28,945 SH   SOLE   28,945 0 0
ESSENTIAL UTILS Common Stock 29670G102   496,191 12,952 SH   SOLE   12,952 0 0
EXXON MOBIL Common Stock 30231G102   2,057,499 15,049 SH   SOLE   15,049 0 0
FEDEX Common Stock 31428X106   233,282 745 SH   SOLE   745 0 0
GARMIN Common Stock H2906T109   486,957 2,050 SH   SOLE   2,050 0 0
GENERAL DYNAMICS Common Stock 369550108   1,677,326 4,735 SH   SOLE   4,735 0 0
GLOBAL X FDS US INFR Exchange Traded Fund 37954Y673   215,353 3,655 SH   SOLE   3,655 0 0
GSK PLC SPONSORED Int'l Common Stock 37733W204   263,673 5,030 SH   SOLE   5,030 0 0
HOME DEPOT Common Stock 437076102   1,100,362 3,120 SH   SOLE   3,120 0 0
HONEYWELL Common Stock 438516106   878,136 3,922 SH   SOLE   3,922 0 0
INTERNATIONAL FLAVORS & Common Stock 459506101   371,225 4,686 SH   SOLE   4,686 0 0
INVESCO QQQ Exchange Traded Fund 46090E103   2,776,964 3,771 SH   SOLE   3,771 0 0
ISHARES HIGH YIELD CORPORATE Fixed Income ETF 464288513   265,900 3,325 SH   SOLE   3,325 0 0
ISHARES MICRO CAP Exchange Traded Fund 464288869   750,150 3,750 SH   SOLE   3,750 0 0
ISHARES MSCI International Equity ETF 464287465   786,787 7,574 SH   SOLE   7,574 0 0
ISHARES RUSSELL Exchange Traded Fund 464287655   471,406 1,569 SH   SOLE   1,569 0 0
ISHARES SELECT DIVIDEND Exchange Traded Fund 464287168   2,281,980 14,600 SH   SOLE   14,600 0 0
ISHARES TR U.S. Exchange Traded Fund 464288687   2,461,976 80,747 SH   SOLE   80,747 0 0
JOHNSON & Common Stock 478160104   1,815,886 7,150 SH   SOLE   7,150 0 0
JP MORGAN Common Stock 46625H100   1,878,874 5,740 SH   SOLE   5,740 0 0
KEURIG DR PEPPER Common Stock 49271V100   220,928 6,750 SH   SOLE   6,750 0 0
LOCKHEED MARTIN Common Stock 539830109   356,622 700 SH   SOLE   700 0 0
LOWE'S COMPANIES Common Stock 548661107   1,539,682 6,983 SH   SOLE   6,983 0 0
MASTERCARD Common Stock 57636Q104   943,483 1,837 SH   SOLE   1,837 0 0
MCDONALDS Common Stock 580135101   1,536,172 5,683 SH   SOLE   5,683 0 0
MCKESSON Common Stock 58155Q103   1,088,064 1,440 SH   SOLE   1,440 0 0
MEDTRONIC Int'l Common Stock G5960L103   636,949 8,142 SH   SOLE   8,142 0 0
MERCK & CO Common Stock 58933Y105   487,658 3,795 SH   SOLE   3,795 0 0
META PLATFORMS Common Stock 30303M102   822,967 1,461 SH   SOLE   1,461 0 0
MICROSOFT Common Stock 594918104   4,315,468 11,569 SH   SOLE   11,569 0 0
MONDELEZ INTERNATIONAL Common Stock 609207105   711,953 12,309 SH   SOLE   12,309 0 0
NEXTERA Common Stock 65339F101   248,038 2,826 SH   SOLE   2,826 0 0
NOVARTIS Int'l Common Stock 66987V109   907,409 5,790 SH   SOLE   5,790 0 0
NVIDIA Common Stock 67066G104   649,492 3,246 SH   SOLE   3,246 0 0
OMNICOM GROUP Common Stock 681919106   459,193 6,305 SH   SOLE   6,305 0 0
ORACLE Common Stock 68389X105   1,183,098 8,073 SH   SOLE   8,073 0 0
PEPSICO Common Stock 713448108   1,629,133 12,032 SH   SOLE   12,032 0 0
PFIZER Common Stock 717081103   527,737 21,916 SH   SOLE   21,916 0 0
PHILIP MORRIS Common Stock 718172109   519,031 2,869 SH   SOLE   2,869 0 0
PHILLIPS Common Stock 718546104   237,515 1,405 SH   SOLE   1,405 0 0
PROCTER & GAMBLE Common Stock 742718109   936,296 6,385 SH   SOLE   6,385 0 0
PUBLIC STORAGE OPER CO Common Stock 74460D109   409,347 1,286 SH   SOLE   1,286 0 0
RTX Common Stock 75513E101   401,089 2,114 SH   SOLE   2,114 0 0
S&P CONSUMER Exchange Traded Fund 81369Y407   203,364 1,734 SH   SOLE   1,734 0 0
S&P SPDR CONSUMER Exchange Traded Fund 81369Y308   336,101 4,046 SH   SOLE   4,046 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y506   1,254,140 23,614 SH   SOLE   23,614 0 0
S&P SPDR SELECT Exchange Traded Fund 81369Y605   964,283 17,987 SH   SOLE   17,987 0 0
S&P SPDR TECHNOLOGY SBI Exchange Traded Fund 81369Y803   1,977,979 10,382 SH   SOLE   10,382 0 0
S&P SPDR Exchange Traded Fund 81369Y100   835,544 16,438 SH   SOLE   16,438 0 0
S&P SPDR Exchange Traded Fund 81369Y704   239,132 1,291 SH   SOLE   1,291 0 0
S&P SPDR Exchange Traded Fund 81369Y886   608,690 13,425 SH   SOLE   13,425 0 0
SANOFI Int'l Common Stock 80105N105   698,558 16,375 SH   SOLE   16,375 0 0
SELECT SECTOR SPDR TR Exchange Traded Fund 81369Y860   747,629 16,980 SH   SOLE   16,980 0 0
SLB LIMITED Common Stock 806857108   264,761 5,695 SH   SOLE   5,695 0 0
SOUTHERN Common Stock 842587107   205,777 2,150 SH   SOLE   2,150 0 0
SPDR DOW JONES INDUSTRIAL Exchange Traded Fund 78467X109   844,705 1,617 SH   SOLE   1,617 0 0
SPDR GOLD TR Exchange Traded Fund 78463V107   509,470 1,383 SH   SOLE   1,383 0 0
SPDR S&P 500 Exchange Traded Fund 78462F103   698,977 936 SH   SOLE   936 0 0
STARBUCKS Common Stock 855244109   422,556 4,135 SH   SOLE   4,135 0 0
TAIWAN SEMICONDUCTOR Int'l Common Stock 874039100   1,637,588 3,429 SH   SOLE   3,429 0 0
TESLA Common Stock 88160R101   662,866 1,576 SH   SOLE   1,576 0 0
UNILEVER PLC Int'l Common Stock 904767803   614,186 10,216 SH   SOLE   10,216 0 0
UNION PACIFIC Common Stock 907818108   835,584 3,072 SH   SOLE   3,072 0 0
VANGUARD COMMUNICATION Exchange Traded Fund 92204A884   768,911 4,180 SH   SOLE   4,180 0 0
VANGUARD S&P 500 Exchange Traded Fund 922908363   3,769,900 5,489 SH   SOLE   5,489 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104   664,272 15,689 SH   SOLE   15,689 0 0
VISA Common Stock 92826C839   1,341,482 3,910 SH   SOLE   3,910 0 0
WAL-MART Common Stock 931142103   1,846,704 16,305 SH   SOLE   16,305 0 0
WALT DISNEY Common Stock 254687106   312,716 3,249 SH   SOLE   3,249 0 0
WELLS FARGO Common Stock 949746101   2,017,242 24,410 SH   SOLE   24,410 0 0