The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3 M CO Common Stock 88579Y101   463,523 2,987 SH   SOLE   2,987 0 0
ABBOTT LABS Common Stock 002824100   289,310 2,160 SH   SOLE   2,160 0 0
ABBVIE INC Common Stock 00287Y109   742,549 3,207 SH   SOLE   3,207 0 0
ADOBE SYS INC COM Common Stock 00724F101   708,322 2,008 SH   SOLE   2,008 0 0
ALPHABET INC Common Stock 02079K305   3,792,360 15,600 SH   SOLE   15,600 0 0
AMAZON.COM INC Common Stock 023135106   1,991,939 9,072 SH   SOLE   9,072 0 0
AMERICAN ELEC PWR INC Common Stock 025537101   298,913 2,657 SH   SOLE   2,657 0 0
ANALOG DEVICES, INC Common Stock 032654105   1,442,750 5,872 SH   SOLE   5,872 0 0
APPLE INC Common Stock 037833100   3,520,005 13,824 SH   SOLE   13,824 0 0
AT&T INC Common Stock 00206R102   646,159 22,881 SH   SOLE   22,881 0 0
BANK NEW YORK MELLON CORP COM Common Stock 064058100   969,199 8,895 SH   SOLE   8,895 0 0
BECTON DICKINSON & CO. Common Stock 075887109   235,834 1,260 SH   SOLE   1,260 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702   5,099,795 10,144 SH   SOLE   10,144 0 0
BLACKROCK INC COM Common Stock 09290D101   377,742 324 SH   SOLE   324 0 0
BROWN FORMAN CORP CL B Common Stock 115637209   226,930 8,380 SH   SOLE   8,380 0 0
CATERPILLAR INC Common Stock 149123101   760,100 1,593 SH   SOLE   1,593 0 0
CENCORA, INC COM Common Stock 03073E105   1,486,080 4,755 SH   SOLE   4,755 0 0
CHARLES SCHWAB CORP Common Stock 808513105   423,219 4,433 SH   SOLE   4,433 0 0
CHEVRON CORP Common Stock 166764100   647,715 4,171 SH   SOLE   4,171 0 0
CISCO SYSTEMS INC Common Stock 17275R102   846,082 12,366 SH   SOLE   12,366 0 0
CITIGROUP INC Common Stock 172967424   300,440 2,960 SH   SOLE   2,960 0 0
CME GROUP INC COM Common Stock 12572Q105   576,585 2,134 SH   SOLE   2,134 0 0
COCA COLA COMPANY Common Stock 191216100   716,190 10,799 SH   SOLE   10,799 0 0
COMCAST CORP Common Stock 20030N101   907,347 28,878 SH   SOLE   28,878 0 0
CONOCOPHILLIPS Common Stock 20825C104   263,906 2,790 SH   SOLE   2,790 0 0
CVS HEALTH CORPORATION Common Stock 126650100   719,975 9,550 SH   SOLE   9,550 0 0
DEVON ENERGY CORP. NEW Common Stock 25179M103   335,700 9,575 SH   SOLE   9,575 0 0
DOLLAR GENERAL CORP NEW Common Stock 256677105   207,734 2,010 SH   SOLE   2,010 0 0
ELEVANCE HEALTH INC COM Common Stock 036752103   1,033,015 3,197 SH   SOLE   3,197 0 0
ENBRIDGE INC Int'l Common Stock 29250N105   1,520,108 30,125 SH   SOLE   30,125 0 0
ESSENTIAL UTILS INC COM Common Stock 29670G102   558,720 14,003 SH   SOLE   14,003 0 0
EXXON MOBIL CORP Common Stock 30231G102   1,771,754 15,714 SH   SOLE   15,714 0 0
GARMIN LTD Common Stock H2906T109   504,751 2,050 SH   SOLE   2,050 0 0
GENERAL DYNAMICS CORP Common Stock 369550108   1,745,920 5,120 SH   SOLE   5,120 0 0
GSK PLC SPONSORED ADR Int'l Common Stock 37733W204   204,147 4,730 SH   SOLE   4,730 0 0
HOME DEPOT INC Common Stock 437076102   1,418,165 3,500 SH   SOLE   3,500 0 0
HONEYWELL INT'L INC. Common Stock 438516106   904,519 4,297 SH   SOLE   4,297 0 0
INTERNATIONAL FLAVORS & FRAGRANCES INC Common Stock 459506101   398,902 6,482 SH   SOLE   6,482 0 0
INVESCO QQQ TRUST Exchange Traded Fund 46090E103   2,688,457 4,478 SH   SOLE   4,478 0 0
ISHARES GLOBAL CLEAN ENERGY ETF Exchange Traded Fund 464288224   185,760 12,000 SH   SOLE   12,000 0 0
ISHARES HIGH YIELD CORPORATEBOND FUND Fixed Income ETF 464288513   305,680 3,765 SH   SOLE   3,765 0 0
ISHARES MICRO CAP INDEX Exchange Traded Fund 464288869   596,360 4,000 SH   SOLE   4,000 0 0
ISHARES MSCI EAFE International Equity ETF 464287465   728,846 7,806 SH   SOLE   7,806 0 0
ISHARES RUSSELL 2000 Exchange Traded Fund 464287655   379,635 1,569 SH   SOLE   1,569 0 0
ISHARES SELECT DIVIDEND INDX Exchange Traded Fund 464287168   2,046,382 14,401 SH   SOLE   14,401 0 0
ISHARES TR ISHS 5-10YR INVT Fixed Income ETF 464288638   432,720 8,000 SH   SOLE   8,000 0 0
ISHARES TR U.S. PFD STK ETF Exchange Traded Fund 464288687   2,689,281 85,050 SH   SOLE   85,050 0 0
JOHNSON & JOHNSON Common Stock 478160104   1,408,821 7,598 SH   SOLE   7,598 0 0
JP MORGAN CHASE & CO Common Stock 46625H100   2,032,315 6,443 SH   SOLE   6,443 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109   389,384 780 SH   SOLE   780 0 0
LOWE'S COMPANIES INC Common Stock 548661107   1,546,562 6,154 SH   SOLE   6,154 0 0
MASTERCARD INC CL A Common Stock 57636Q104   1,087,565 1,912 SH   SOLE   1,912 0 0
MCDONALDS CORP Common Stock 580135101   1,796,902 5,913 SH   SOLE   5,913 0 0
MCKESSON CORPORATION Common Stock 58155Q103   1,147,222 1,485 SH   SOLE   1,485 0 0
MEDTRONIC PLC Int'l Common Stock G5960L103   860,493 9,035 SH   SOLE   9,035 0 0
MERCK & CO INC. Common Stock 58933Y105   368,872 4,395 SH   SOLE   4,395 0 0
META PLATFORMS INC Common Stock 30303M102   1,129,476 1,538 SH   SOLE   1,538 0 0
MICROSOFT CORPORATION Common Stock 594918104   6,215,400 12,000 SH   SOLE   12,000 0 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105   854,465 13,678 SH   SOLE   13,678 0 0
NEXTERA ENERGY INC Common Stock 65339F101   335,629 4,446 SH   SOLE   4,446 0 0
NIKE INC Common Stock 654106103   242,312 3,475 SH   SOLE   3,475 0 0
NOVARTIS AG SPONS Int'l Common Stock 66987V109   802,782 6,260 SH   SOLE   6,260 0 0
NVIDIA CORP Common Stock 67066G104   621,871 3,333 SH   SOLE   3,333 0 0
OMNICOM GROUP INC COM Common Stock 681919106   522,200 6,405 SH   SOLE   6,405 0 0
ORACLE CORPORATION Common Stock 68389X105   2,451,569 8,717 SH   SOLE   8,717 0 0
PEPSICO INC Common Stock 713448108   1,671,798 11,904 SH   SOLE   11,904 0 0
PFIZER INC Common Stock 717081103   587,238 23,047 SH   SOLE   23,047 0 0
PHILIP MORRIS INTL INC Common Stock 718172109   410,204 2,529 SH   SOLE   2,529 0 0
PROCTER & GAMBLE COMPANY Common Stock 742718109   1,087,381 7,077 SH   SOLE   7,077 0 0
RTX CORPORATION Common Stock 75513E101   388,038 2,319 SH   SOLE   2,319 0 0
S&P CONSUMER DISCRETIONARY Exchange Traded Fund 81369Y407   263,844 1,101 SH   SOLE   1,101 0 0
S&P SPDR CONSUMER STAPLES Exchange Traded Fund 81369Y308   352,116 4,493 SH   SOLE   4,493 0 0
S&P SPDR INDUSTRIALS Exchange Traded Fund 81369Y704   234,430 1,520 SH   SOLE   1,520 0 0
S&P SPDR MATERIALS Exchange Traded Fund 81369Y100   773,331 8,629 SH   SOLE   8,629 0 0
S&P SPDR SELECT ENERGY Exchange Traded Fund 81369Y506   1,126,667 12,611 SH   SOLE   12,611 0 0
S&P SPDR SELECT FINANCIALS Exchange Traded Fund 81369Y605   1,081,548 20,077 SH   SOLE   20,077 0 0
S&P SPDR TECHNOLOGY SBI INT-TECH Exchange Traded Fund 81369Y803   1,711,172 6,071 SH   SOLE   6,071 0 0
S&P SPDR UTILITIES Exchange Traded Fund 81369Y886   429,248 4,922 SH   SOLE   4,922 0 0
SALESFORCE INC COM Common Stock 79466L302   300,753 1,269 SH   SOLE   1,269 0 0
SANOFI ADR Int'l Common Stock 80105N105   748,828 15,865 SH   SOLE   15,865 0 0
SELECT SECTOR SPDR TR REAL ESTATE Exchange Traded Fund 81369Y860   715,367 16,980 SH   SOLE   16,980 0 0
SOUTHERN CO Common Stock 842587107   203,756 2,150 SH   SOLE   2,150 0 0
SPDR DOW JONES INDUSTRIAL AVE ETF TRUST Exchange Traded Fund 78467X109   829,631 1,789 SH   SOLE   1,789 0 0
SPDR GOLD TR GOLD SHS Exchange Traded Fund 78463V107   539,603 1,518 SH   SOLE   1,518 0 0
SPDR S&P 500 ETF Exchange Traded Fund 78462F103   803,413 1,206 SH   SOLE   1,206 0 0
STARBUCKS CORPORATION Common Stock 855244109   362,934 4,290 SH   SOLE   4,290 0 0
TAIWAN SEMICONDUCTOR MFG CO Int'l Common Stock 874039100   978,353 3,503 SH   SOLE   3,503 0 0
UNILEVER PLC ADR Int'l Common Stock 904767704   707,092 11,928 SH   SOLE   11,928 0 0
UNION PACIFIC CORPORATION Common Stock 907818108   737,947 3,122 SH   SOLE   3,122 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102   580,104 1,680 SH   SOLE   1,680 0 0
VANGUARD COMMUNICATION SERVICES ETF Exchange Traded Fund 92204A884   862,995 4,597 SH   SOLE   4,597 0 0
VANGUARD S&P 500 INDEX ETF Exchange Traded Fund 922908363   2,353,376 3,843 SH   SOLE   3,843 0 0
VERIZON COMMUNICATIONS INC Common Stock 92343V104   746,227 16,979 SH   SOLE   16,979 0 0
VISA INC Common Stock 92826C839   1,529,382 4,480 SH   SOLE   4,480 0 0
WAL-MART STORES INC Common Stock 931142103   1,829,830 17,755 SH   SOLE   17,755 0 0
WALT DISNEY CO Common Stock 254687106   393,537 3,437 SH   SOLE   3,437 0 0
WELLS FARGO & CO Common Stock 949746101   2,402,616 28,664 SH   SOLE   28,664 0 0