The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSTATE CORP COM 020002101   295,498 2,111 SH   SOLE   0 0 2,111
AMGEN INC COM 031162100   240,005 833 SH   SOLE   0 0 833
APPLE INC COM 037833100   4,183,422 21,729 SH   SOLE   0 0 21,729
BECTON DICKINSON & CO COM 075887109   261,780 1,074 SH   SOLE   0 0 1,074
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,426,433 9,607 SH   SOLE   0 0 9,607
BROADCOM INC COM 11135F101   1,168,027 1,046 SH   SOLE   0 0 1,046
CHEVRON CORP NEW COM 166764100   466,127 3,125 SH   SOLE   0 0 3,125
CISCO SYS INC COM 17275R102   347,397 6,876 SH   SOLE   0 0 6,876
CORTEVA INC COM 22052L104   862,418 17,997 SH   SOLE   0 0 17,997
COSTCO WHSL CORP NEW COM 22160K105   969,862 1,469 SH   SOLE   0 0 1,469
CVS HEALTH CORP COM 126650100   504,199 6,385 SH   SOLE   0 0 6,385
DOW INC COM 260557103   981,944 17,906 SH   SOLE   0 0 17,906
DUPONT DE NEMOURS INC COM 26614N102   980,395 12,744 SH   SOLE   0 0 12,744
EXXON MOBIL CORP COM 30231G102   685,679 6,858 SH   SOLE   0 0 6,858
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   213,707 8,019 SH   SOLE   0 0 8,019
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   2,491,222 54,110 SH   SOLE   0 0 54,110
ALPHABET INC CAP STK CL A 02079K305   883,679 6,326 SH   SOLE   0 0 6,326
HOME DEPOT INC COM 437076102   575,154 1,660 SH   SOLE   0 0 1,660
INTEL CORP COM 458140100   858,795 17,090 SH   SOLE   0 0 17,090
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   1,118,312 37,552 SH   SOLE   0 0 37,552
ISHARES GOLD TR ISHARES NEW 464285204   1,901,659 48,723 SH   SOLE   0 0 48,723
ISHARES TR GLOBAL REIT ETF 46434V647   501,631 20,746 SH   SOLE   0 0 20,746
ISHARES TR RUSEL 2500 ETF 46435G268   294,849 4,789 SH   SOLE   0 0 4,789
JOHNSON & JOHNSON COM 478160104   320,312 2,044 SH   SOLE   0 0 2,044
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,450,441 28,876 SH   SOLE   0 0 28,876
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,447,325 26,325 SH   SOLE   0 0 26,325
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   3,139,493 68,833 SH   SOLE   0 0 68,833
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,913,658 37,552 SH   SOLE   0 0 37,552
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207   213,045 10,500 SH   SOLE   0 0 10,500
LOCKHEED MARTIN CORP COM 539830109   604,393 1,333 SH   SOLE   0 0 1,333
MCDONALDS CORP COM 580135101   361,160 1,218 SH   SOLE   0 0 1,218
MERCK & CO INC COM 58933Y105   745,978 6,843 SH   SOLE   0 0 6,843
MICROSOFT CORP COM 594918104   1,034,380 2,751 SH   SOLE   0 0 2,751
NORTHROP GRUMMAN CORP COM 666807102   264,499 565 SH   SOLE   0 0 565
NOVO-NORDISK A S ADR 670100205   249,314 2,410 SH   SOLE   0 0 2,410
NVIDIA CORPORATION COM 67066G104   1,547,606 3,125 SH   SOLE   0 0 3,125
PEPSICO INC COM 713448108   285,331 1,680 SH   SOLE   0 0 1,680
PFIZER INC COM 717081103   423,527 14,711 SH   SOLE   0 0 14,711
PROCTER AND GAMBLE CO COM 742718109   357,379 2,439 SH   SOLE   0 0 2,439
PROSHARES TR S&P 500 DV ARIST 74348A467   335,554 3,525 SH   SOLE   0 0 3,525
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   2,411,187 98,056 SH   SOLE   0 0 98,056
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   8,310,461 109,161 SH   SOLE   0 0 109,161
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   784,454 10,415 SH   SOLE   0 0 10,415
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   889,902 16,078 SH   SOLE   0 0 16,078
SPDR SER TR PORTFOLIO S&P600 78468R853   241,451 5,724 SH   SOLE   0 0 5,724
SPDR SER TR PORTFOLI S&P1500 78464A805   662,193 11,329 SH   SOLE   0 0 11,329
SPDR S&P 500 ETF TR TR UNIT 78462F103   286,125 602 SH   SOLE   0 0 602
STARBUCKS CORP COM 855244109   217,271 2,263 SH   SOLE   0 0 2,263
SYSCO CORP COM 871829107   226,311 3,095 SH   SOLE   0 0 3,095
UNION PAC CORP COM 907818108   485,066 1,975 SH   SOLE   0 0 1,975
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   217,426 2,562 SH   SOLE   0 0 2,562
VANGUARD INDEX FDS SMALL CP ETF 922908751   208,221 976 SH   SOLE   0 0 976
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   722,292 4,393 SH   SOLE   0 0 4,393
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,301,704 7,639 SH   SOLE   0 0 7,639
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   532,344 2,123 SH   SOLE   0 0 2,123
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,539,542 19,404 SH   SOLE   0 0 19,404
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   1,850,234 32,958 SH   SOLE   0 0 32,958
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,269,876 42,455 SH   SOLE   0 0 42,455
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   247,971 3,205 SH   SOLE   0 0 3,205
VANGUARD INDEX FDS TOTAL STK MKT 922908769   419,556 1,769 SH   SOLE   0 0 1,769
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   471,453 5,336 SH   SOLE   0 0 5,336
WALMART INC COM 931142103   502,736 3,189 SH   SOLE   0 0 3,189