The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
WEYERHAEUSER CO MTN BE COM NEW 962166104   204,749 7,212 SH   SOLE   7,212 0 0
CONOCOPHILLIPS COM 20825C104   224,071 1,959 SH   SOLE   1,959 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   230,222 218 SH   SOLE   218 0 0
NEXTERA ENERGY INC COM 65339F101   251,730 3,555 SH   SOLE   3,555 0 0
TEXAS INSTRS INC COM 882508104   274,871 1,413 SH   SOLE   1,413 0 0
INTUIT COM 461202103   277,343 422 SH   SOLE   422 0 0
ISHARES TR RUS 1000 ETF 464287622   279,688 940 SH   SOLE   940 0 0
PUBLIC STORAGE COM 74460D109   287,650 1,000 SH   SOLE   1,000 0 0
LOWES COS INC COM 548661107   287,921 1,306 SH   SOLE   1,306 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   288,828 710 SH   SOLE   710 0 0
PRICE T ROWE GROUP INC COM 74144T108   291,274 2,526 SH   SOLE   2,526 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   293,453 9,924 SH   SOLE   9,924 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   319,539 6,897 SH   SOLE   6,897 0 0
SK TELECOM LTD SPONSORED ADR 78440P306   322,134 15,391 SH   SOLE   15,391 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   322,336 6,387 SH   SOLE   6,387 0 0
BROADCOM INC COM 11135F101   329,134 205 SH   SOLE   205 0 0
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   338,238 6,450 SH   SOLE   6,450 0 0
CVS HEALTH CORP COM 126650100   354,183 5,997 SH   SOLE   5,997 0 0
SEMPRA COM 816851109   375,737 4,940 SH   SOLE   4,940 0 0
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   379,142 11,863 SH   SOLE   11,863 0 0
MCKESSON CORP COM 58155Q103   395,396 677 SH   SOLE   677 0 0
WASTE MGMT INC DEL COM 94106L109   471,909 2,212 SH   SOLE   2,212 0 0
UNITEDHEALTH GROUP INC COM 91324P102   475,649 934 SH   SOLE   934 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   477,239 863 SH   SOLE   863 0 0
ISHARES TR 20 YR TR BD ETF 464287432   504,056 5,492 SH   SOLE   5,492 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   506,023 2,120 SH   SOLE   2,120 0 0
FORD MTR CO DEL COM 345370860   538,689 42,958 SH   SOLE   42,958 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   570,106 13,028 SH   SOLE   13,028 0 0
CARDINAL HEALTH INC COM 14149Y108   574,681 5,845 SH   SOLE   5,845 0 0
BLACKROCK INC COM 09247X101   577,106 733 SH   SOLE   733 0 0
AT&T INC COM 00206R102   588,840 30,813 SH   SOLE   30,813 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   595,210 7,626 SH   SOLE   7,626 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   599,345 10,799 SH   SOLE   10,799 0 0
CONSTELLATION ENERGY CORP COM 21037T109   603,013 3,011 SH   SOLE   3,011 0 0
PNC FINL SVCS GROUP INC COM 693475105   611,659 3,934 SH   SOLE   3,934 0 0
3M CO COM 88579Y101   653,506 6,395 SH   SOLE   6,395 0 0
EXXON MOBIL CORP COM 30231G102   687,267 5,970 SH   SOLE   5,970 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   688,115 24,315 SH   SOLE   24,315 0 0
VANECK ETF TRUST PREFERRED SECURT 92189F429   718,366 41,524 SH   SOLE   41,524 0 0
WISDOMTREE TR US QUALITY GROW 97717Y477   722,974 16,127 SH   SOLE   16,127 0 0
PROCTER AND GAMBLE CO COM 742718109   745,439 4,520 SH   SOLE   4,520 0 0
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   746,453 31,154 SH   SOLE   31,154 0 0
DISNEY WALT CO COM 254687106   750,534 7,559 SH   SOLE   7,559 0 0
MEDTRONIC PLC SHS G5960L103   752,389 9,559 SH   SOLE   9,559 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   760,401 12,579 SH   SOLE   12,579 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   777,626 3,212 SH   SOLE   3,212 0 0
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   780,309 12,465 SH   SOLE   12,465 0 0
ADOBE INC COM 00724F101   788,312 1,419 SH   SOLE   1,419 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   789,723 13,933 SH   SOLE   13,933 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   790,656 1,748 SH   SOLE   1,748 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   806,312 3,698 SH   SOLE   3,698 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   818,204 1,636 SH   SOLE   1,636 0 0
AFLAC INC COM 001055102   835,496 9,355 SH   SOLE   9,355 0 0
PRUDENTIAL FINL INC COM 744320102   855,301 7,298 SH   SOLE   7,298 0 0
NETFLIX INC COM 64110L106   885,443 1,312 SH   SOLE   1,312 0 0
ISHARES TR RUS MD CP GR ETF 464287481   904,870 8,200 SH   SOLE   8,200 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   921,056 14,181 SH   SOLE   14,181 0 0
HOME DEPOT INC COM 437076102   1,043,392 3,031 SH   SOLE   3,031 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,067,451 9,965 SH   SOLE   9,965 0 0
FLEXSHARES TR HIG YLD VL ETF 33939L662   1,074,156 26,588 SH   SOLE   26,588 0 0
NIKE INC CL B 654106103   1,096,927 14,554 SH   SOLE   14,554 0 0
BOEING CO COM 097023105   1,122,140 6,165 SH   SOLE   6,165 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   1,135,244 6,564 SH   SOLE   6,564 0 0
SALESFORCE INC COM 79466L302   1,152,066 4,481 SH   SOLE   4,481 0 0
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,165,590 24,734 SH   SOLE   24,734 0 0
CISCO SYS INC COM 17275R102   1,179,674 24,830 SH   SOLE   24,830 0 0
GILEAD SCIENCES INC COM 375558103   1,179,887 17,197 SH   SOLE   17,197 0 0
ISHARES TR PFD AND INCM SEC 464288687   1,192,590 37,800 SH   SOLE   37,800 0 0
TOYOTA MOTOR CORP ADS 892331307   1,213,628 5,921 SH   SOLE   5,921 0 0
ABBOTT LABS COM 002824100   1,266,871 12,192 SH   SOLE   12,192 0 0
JOHNSON & JOHNSON COM 478160104   1,278,316 8,746 SH   SOLE   8,746 0 0
OLD REP INTL CORP COM 680223104   1,285,162 41,591 SH   SOLE   41,591 0 0
CINTAS CORP COM 172908105   1,288,479 1,840 SH   SOLE   1,840 0 0
ALPHABET INC CAP STK CL C 02079K107   1,304,117 7,110 SH   SOLE   7,110 0 0
PEPSICO INC COM 713448108   1,335,604 8,098 SH   SOLE   8,098 0 0
INTEL CORP COM 458140100   1,346,820 43,488 SH   SOLE   43,488 0 0
META PLATFORMS INC CL A 30303M102   1,387,614 2,752 SH   SOLE   2,752 0 0
EXELON CORP COM 30161N101   1,392,568 40,236 SH   SOLE   40,236 0 0
ORACLE CORP COM 68389X105   1,393,261 9,867 SH   SOLE   9,867 0 0
CHEVRON CORP NEW COM 166764100   1,436,718 9,185 SH   SOLE   9,185 0 0
VISA INC COM CL A 92826C839   1,449,622 5,523 SH   SOLE   5,523 0 0
ALPHABET INC CAP STK CL A 02079K305   1,470,315 8,072 SH   SOLE   8,072 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,605,930 38,055 SH   SOLE   38,055 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,662,781 18,533 SH   SOLE   18,533 0 0
ABBVIE INC COM 00287Y109   1,736,984 10,127 SH   SOLE   10,127 0 0
QUALCOMM INC COM 747525103   1,739,041 8,731 SH   SOLE   8,731 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   1,759,389 152,328 SH   SOLE   152,328 0 0
BANK AMERICA CORP COM 060505104   1,776,328 44,665 SH   SOLE   44,665 0 0
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,788,393 16,380 SH   SOLE   16,380 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,798,427 21,471 SH   SOLE   21,471 0 0
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,903,720 47,427 SH   SOLE   47,427 0 0
DOVER CORP COM 260003108   1,934,966 10,723 SH   SOLE   10,723 0 0
MCDONALDS CORP COM 580135101   1,992,849 7,820 SH   SOLE   7,820 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,239,288 21,016 SH   SOLE   21,016 0 0
WALMART INC COM 931142103   2,335,995 34,500 SH   SOLE   34,500 0 0
VANECK ETF TRUST EMERGING MRKT HI 92189F353   2,750,438 143,701 SH   SOLE   143,701 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,776,407 35,445 SH   SOLE   35,445 0 0
JPMORGAN CHASE & CO COM 46625H100   2,812,483 13,905 SH   SOLE   13,905 0 0
NVIDIA CORPORATION COM 67066G104   2,986,951 24,178 SH   SOLE   24,178 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,002,775 113,056 SH   SOLE   113,056 0 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   3,024,581 174,227 SH   SOLE   174,227 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   3,082,521 8,457 SH   SOLE   8,457 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   3,356,587 66,718 SH   SOLE   66,718 0 0
AMAZON COM INC COM 023135106   3,405,452 17,622 SH   SOLE   17,622 0 0
ELI LILLY & CO COM 532457108   3,669,506 4,053 SH   SOLE   4,053 0 0
ISHARES TR CORE S&P500 ETF 464287200   3,688,878 6,741 SH   SOLE   6,741 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   4,251,001 83,255 SH   SOLE   83,255 0 0
MICROSOFT CORP COM 594918104   4,651,334 10,407 SH   SOLE   10,407 0 0
COSTCO WHSL CORP NEW COM 22160K105   5,968,630 7,022 SH   SOLE   7,022 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,191,591 11,377 SH   SOLE   11,377 0 0
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   6,564,226 75,791 SH   SOLE   75,791 0 0
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   6,902,627 282,316 SH   SOLE   282,316 0 0
APPLE INC COM 037833100   7,044,608 33,447 SH   SOLE   33,447 0 0
ISHARES TR CORE S&P SCP ETF 464287804   7,194,852 67,456 SH   SOLE   67,456 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,891,055 159,673 SH   SOLE   159,673 0 0