The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   760,370 7,234 SH   SOLE   0 0 7,234
ABBOTT LABS COM 002824100   1,282,102 12,661 SH   SOLE   0 0 12,661
ABBVIE INC COM 00287Y109   1,829,600 11,480 SH   SOLE   0 0 11,480
ACTIVISION BLIZZARD INC COM 00507V109   814,153 9,512 SH   SOLE   0 0 9,512
ADOBE SYSTEMS INCORPORATED COM 00724F101   569,577 1,478 SH   SOLE   0 0 1,478
AFLAC INC COM 001055102   825,276 12,791 SH   SOLE   0 0 12,791
ALPHABET INC CAP STK CL C 02079K107   778,440 7,485 SH   SOLE   0 0 7,485
ALPHABET INC CAP STK CL A 02079K305   806,605 7,776 SH   SOLE   0 0 7,776
AMAZON COM INC COM 023135106   1,776,795 17,202 SH   SOLE   0 0 17,202
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   370,062 6,328 SH   SOLE   0 0 6,328
AMERICAN CENTY ETF TR US SML CP VALU 025072877   1,054,541 14,239 SH   SOLE   0 0 14,239
APPLE INC COM 037833100   5,354,490 32,471 SH   SOLE   0 0 32,471
ARCHER DANIELS MIDLAND CO COM 039483102   1,091,745 13,705 SH   SOLE   0 0 13,705
AT&T INC COM 00206R102   567,667 29,489 SH   SOLE   0 0 29,489
AUTOMATIC DATA PROCESSING IN COM 053015103   499,360 2,243 SH   SOLE   0 0 2,243
BANK AMERICA CORP COM 060505104   1,326,825 46,392 SH   SOLE   0 0 46,392
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   219,227 710 SH   SOLE   0 0 710
BLACKROCK INC COM 09247X101   576,859 862 SH   SOLE   0 0 862
BOEING CO COM 097023105   1,327,957 6,251 SH   SOLE   0 0 6,251
CARDINAL HEALTH INC COM 14149Y108   614,016 8,133 SH   SOLE   0 0 8,133
CHEVRON CORP NEW COM 166764100   1,614,353 9,894 SH   SOLE   0 0 9,894
CINTAS CORP COM 172908105   861,511 1,862 SH   SOLE   0 0 1,862
CISCO SYS INC COM 17275R102   1,339,639 25,627 SH   SOLE   0 0 25,627
COCA COLA CO COM 191216100   202,032 3,257 SH   SOLE   0 0 3,257
CONSTELLATION ENERGY CORP COM 21037T109   324,213 4,130 SH   SOLE   0 0 4,130
COSTCO WHSL CORP NEW COM 22160K105   3,597,836 7,241 SH   SOLE   0 0 7,241
CVS HEALTH CORP COM 126650100   525,372 7,070 SH   SOLE   0 0 7,070
DISNEY WALT CO COM 254687106   976,869 9,756 SH   SOLE   0 0 9,756
DOVER CORP COM 260003108   1,698,738 11,180 SH   SOLE   0 0 11,180
EXELON CORP COM 30161N101   1,714,941 40,939 SH   SOLE   0 0 40,939
EXXON MOBIL CORP COM 30231G102   639,867 5,835 SH   SOLE   0 0 5,835
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   2,987,206 187,168 SH   SOLE   0 0 187,168
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   4,451,781 87,400 SH   SOLE   0 0 87,400
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888   4,088,343 168,870 SH   SOLE   0 0 168,870
FLEXSHARES TR HIG YLD VL ETF 33939L662   336,512 8,262 SH   SOLE   0 0 8,262
FLEXSHARES TR MORNSTAR UPSTR 33939L407   1,024,391 24,223 SH   SOLE   0 0 24,223
FORD MTR CO DEL COM 345370860   578,580 45,919 SH   SOLE   0 0 45,919
GILEAD SCIENCES INC COM 375558103   1,587,880 19,138 SH   SOLE   0 0 19,138
GOLDMAN SACHS GROUP INC COM 38141G104   597,058 1,825 SH   SOLE   0 0 1,825
HOME DEPOT INC COM 437076102   959,809 3,252 SH   SOLE   0 0 3,252
INTEL CORP COM 458140100   1,842,048 56,383 SH   SOLE   0 0 56,383
INTERNATIONAL BUSINESS MACHS COM 459200101   888,281 6,776 SH   SOLE   0 0 6,776
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870   682,907 30,831 SH   SOLE   0 0 30,831
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   2,064,076 179,798 SH   SOLE   0 0 179,798
ISHARES TR RUS 1000 ETF 464287622   211,717 940 SH   SOLE   0 0 940
ISHARES TR CORE US AGGBD ET 464287226   507,766 5,096 SH   SOLE   0 0 5,096
ISHARES TR RUS MD CP GR ETF 464287481   746,610 8,200 SH   SOLE   0 0 8,200
ISHARES TR IBOXX INV CP ETF 464287242   1,213,274 11,069 SH   SOLE   0 0 11,069
ISHARES TR CORE S&P500 ETF 464287200   1,257,083 3,058 SH   SOLE   0 0 3,058
ISHARES TR PFD AND INCM SEC 464288687   1,436,573 46,014 SH   SOLE   0 0 46,014
ISHARES TR 0-5YR HI YL CP 46434V407   1,692,584 40,609 SH   SOLE   0 0 40,609
ISHARES TR RUS 1000 GRW ETF 464287614   2,004,393 8,204 SH   SOLE   0 0 8,204
ISHARES TR NATIONAL MUN ETF 464288414   2,631,762 24,427 SH   SOLE   0 0 24,427
ISHARES TR MSCI EAFE ETF 464287465   2,782,272 38,902 SH   SOLE   0 0 38,902
ISHARES TR CORE S&P SCP ETF 464287804   6,305,964 65,212 SH   SOLE   0 0 65,212
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   1,104,015 21,940 SH   SOLE   0 0 21,940
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   1,563,719 33,018 SH   SOLE   0 0 33,018
J P MORGAN EXCHANGE TRADED F JPMORGAN DIVER 46641Q407   1,932,989 20,217 SH   SOLE   0 0 20,217
JOHNSON & JOHNSON COM 478160104   1,746,894 11,270 SH   SOLE   0 0 11,270
JPMORGAN CHASE & CO COM 46625H100   2,006,770 15,400 SH   SOLE   0 0 15,400
LILLY ELI & CO COM 532457108   1,751,820 5,101 SH   SOLE   0 0 5,101
LOWES COS INC COM 548661107   267,960 1,340 SH   SOLE   0 0 1,340
MCDONALDS CORP COM 580135101   2,235,482 7,995 SH   SOLE   0 0 7,995
MCKESSON CORP COM 58155Q103   470,343 1,321 SH   SOLE   0 0 1,321
MEDTRONIC PLC SHS G5960L103   948,092 11,760 SH   SOLE   0 0 11,760
META PLATFORMS INC CL A 30303M102   610,388 2,880 SH   SOLE   0 0 2,880
MICROSOFT CORP COM 594918104   3,034,767 10,526 SH   SOLE   0 0 10,526
NETFLIX INC COM 64110L106   468,126 1,355 SH   SOLE   0 0 1,355
NEXTERA ENERGY INC COM 65339F101   227,232 2,948 SH   SOLE   0 0 2,948
NIKE INC CL B 654106103   1,802,453 14,697 SH   SOLE   0 0 14,697
NVIDIA CORPORATION COM 67066G104   903,588 3,253 SH   SOLE   0 0 3,253
OLD REP INTL CORP COM 680223104   1,299,057 52,025 SH   SOLE   0 0 52,025
ORACLE CORP COM 68389X105   939,592 10,112 SH   SOLE   0 0 10,112
PEPSICO INC COM 713448108   1,972,555 10,820 SH   SOLE   0 0 10,820
PNC FINL SVCS GROUP INC COM 693475105   569,281 4,479 SH   SOLE   0 0 4,479
PRICE T ROWE GROUP INC COM 74144T108   282,363 2,501 SH   SOLE   0 0 2,501
PROCTER AND GAMBLE CO COM 742718109   854,225 5,745 SH   SOLE   0 0 5,745
PRUDENTIAL FINL INC COM 744320102   704,271 8,512 SH   SOLE   0 0 8,512
PUBLIC STORAGE COM 74460D109   302,140 1,000 SH   SOLE   0 0 1,000
QUALCOMM INC COM 747525103   1,056,802 8,283 SH   SOLE   0 0 8,283
SALESFORCE INC COM 79466L302   995,904 4,985 SH   SOLE   0 0 4,985
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   281,740 3,851 SH   SOLE   0 0 3,851
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,988,144 121,866 SH   SOLE   0 0 121,866
SEMPRA COM 816851109   403,749 2,671 SH   SOLE   0 0 2,671
SK TELECOM LTD SPONSORED ADR 78440P306   409,585 19,970 SH   SOLE   0 0 19,970
SPDR S&P 500 ETF TR TR UNIT 78462F103   4,781,676 11,680 SH   SOLE   0 0 11,680
TEXAS INSTRS INC COM 882508104   276,783 1,488 SH   SOLE   0 0 1,488
THERMO FISHER SCIENTIFIC INC COM 883556102   533,143 925 SH   SOLE   0 0 925
TOYOTA MOTOR CORP ADS 892331307   843,056 5,950 SH   SOLE   0 0 5,950
UNITEDHEALTH GROUP INC COM 91324P102   453,214 959 SH   SOLE   0 0 959
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   874,561 31,212 SH   SOLE   0 0 31,212
VANECK ETF TRUST EMERGING MRKT HI 92189F353   2,287,120 124,165 SH   SOLE   0 0 124,165
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   2,735,852 37,056 SH   SOLE   0 0 37,056
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   594,567 1,581 SH   SOLE   0 0 1,581
VANGUARD INDEX FDS MID CAP ETF 922908629   728,729 3,455 SH   SOLE   0 0 3,455
VANGUARD INDEX FDS SMALL CP ETF 922908751   734,356 3,874 SH   SOLE   0 0 3,874
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,818,266 21,896 SH   SOLE   0 0 21,896
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   633,513 15,681 SH   SOLE   0 0 15,681
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,126,223 157,764 SH   SOLE   0 0 157,764
VISA INC COM CL A 92826C839   1,410,282 6,255 SH   SOLE   0 0 6,255
WALMART INC COM 931142103   1,886,500 12,794 SH   SOLE   0 0 12,794
WASTE MGMT INC DEL COM 94106L109   382,634 2,345 SH   SOLE   0 0 2,345
WEYERHAEUSER CO MTN BE COM NEW 962166104   217,298 7,212 SH   SOLE   0 0 7,212
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   8,285,802 164,826 SH   SOLE   0 0 164,826
ZIFF DAVIS INC COM 48123V102   671,230 8,600 SH   SOLE   0 0 8,600