The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   20,975,150 59,339 SH   DFND 4 0 59,339 0
AGILENT TECHNOLOGIES INC COM 00846U101   13,085,839 88,132 SH   DFND 4 0 88,132 0
ALPHABET INC CAP STK CL A 02079K305   19,792,705 119,341 SH   DFND 4 0 119,341 0
AMAZON COM INC COM 023135106   812,212 4,359 SH   DFND 3 0 4,359 0
AMAZON COM INC COM 023135106   477,564 2,563 SH   SOLE   0 2,563 0
AMERICAN TOWER CORP COM 03027X100   21,367,612 91,880 SH   DFND 4 0 91,880 0
AMERICAN TOWER CORP COM 03027X100   1,263,732 5,434 SH   SOLE   0 5,434 0
AMPHENOL CORP CL A 032095101   451,038 6,922 SH   DFND 3 0 6,922 0
AMPHENOL CORP CL A 032095101   7,920,589 121,556 SH   DFND 4 0 121,556 0
ANALOG DEVICES INC COM 032654105   4,703,064 20,433 SH   DFND 4 0 20,433 0
AON PLC SHS CL A G0403H108   22,134,018 63,973 SH   DFND 4 0 63,973 0
APPLE INC COM 037833100   2,144,998 9,206 SH   DFND 3 0 9,206 0
APPLE INC COM 037833100   30,983,408 132,976 SH   DFND 4 0 132,976 0
APTIV PLC SHS G6095L109   10,978,644 152,460 SH   DFND 4 0 152,460 0
ARCHER DANIELS MIDLAND CO COM 039483102   161,298 2,700 SH   SOLE   0 2,700 0
ASTRAZENECA PLC SPONSORED 046353108   688,413 8,836 SH   SOLE   0 0 0
AXALTA COATING SYS LTD COM G0750C108   2,964,540 81,916 SH   DFND 4 0 81,916 0
BANK AMERICA CORP COM 060505104   10,069,792 253,775 SH   DFND 4 0 253,775 0
BECTON DICKINSON COM 075887109   16,111,748 66,826 SH   DFND 4 0 66,826 0
BERKLEY W R CORP COM 084423102   1,387,616 24,460 SH   DFND 3 0 24,460 0
BERKSHIRE HATHAWAY INC DEL CL B 084670702   1,038,347 2,256 SH   DFND 3 0 0 0
BEST BUY INC COM 086516101   206,600 2,000 SH   SOLE   0 2,000 0
BOSTON SCIENTIFIC CORP COM 101137107   6,941,322 82,832 SH   DFND 4 0 82,832 0
BRISTOL-MYERS SQUIBB CO COM 110122108   212,134 4,100 SH   SOLE   0 4,100 0
C H ROBINSON WORLDWIDE INC COM 12541W209   209,703 1,900 SH   SOLE   0 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   13,101,135 153,158 SH   DFND 4 0 153,158 0
CBOE GLOBAL MKTS INC COM 12503M108   3,674,139 17,934 SH   DFND 4 0 17,934 0
CENTERPOINT ENERGY INC NOTE 4.250% 8/1 15189TBD8   274,725 270,000 SH   DFND 3 0 270,000 0
CHUBB LIMITED COM H1467J104   8,821,273 30,588 SH   DFND 4 0 30,588 0
CHURCH & DWIGHT CO INC COM 171340102   11,192,892 106,884 SH   DFND 4 0 106,884 0
CISCO SYS INC COM 17275R102   186,270 3,500 SH   SOLE   0 3,500 0
CME GROUP INC COM 12572Q105   3,141,173 14,236 SH   DFND 4 0 14,236 0
CMS ENERGY CORP COM 125896100   7,539,964 106,753 SH   DFND 4 0 106,753 0
COCA COLA CO COM 191216100   186,836 2,600 SH   SOLE   0 2,600 0
COLGATE PALMOLIVE CO COM 194162103   614,763 5,922 SH   SOLE   0 5,922 0
COMCAST CORP CL A 20030N101   21,749,556 520,698 SH   DFND 4 0 520,698 0
COMCAST CORP CL A 20030N101   360,892 8,640 SH   SOLE   0 8,640 0
CONOCOPHILLIPS COM 20825C104   8,424,927 80,024 SH   DFND 4 0 80,024 0
CREDICORP LTD COM G2519Y108   6,638,523 36,683 SH   DFND 4 0 36,683 0
DANAHER CORPORATION COM 235851102   6,679,152 24,024 SH   DFND 4 0 24,024 0
DISNEY WALT CO COM 254687106   6,050,255 62,899 SH   DFND 4 0 62,899 0
DUKE ENERGY CORP COM NEW 26441C204   4,079,891 35,385 SH   DFND 4 0 35,385 0
DUN & BRADSTREET HLDGS INC COM 26484T106   4,767,695 414,222 SH   DFND 4 0 414,222 0
EATON CORP PLC SHS G29183103   15,554,148 46,929 SH   DFND 4 0 46,929 0
ELECTRONIC ARTS INC COM 285512109   3,152,094 21,975 SH   DFND 4 0 21,975 0
EXXON MOBIL CORP COM 30231G102   6,989,126 59,624 SH   DFND 4 0 59,624 0
EXXON MOBIL CORP COM 30231G102   328,216 2,800 SH   SOLE   0 2,800 0
FIDELITY NATL INFORMATION SV COM 31620M106   4,273,092 51,022 SH   DFND 3 0 51,022 0
FIDELITY NATL INFORMATION SV COM 31620M106   6,917,918 82,602 SH   DFND 4 0 82,602 0
FIRSTSERVICE CORP NEW COM 33767E202   2,007,790 11,004 SH   DFND 3 0 11,004 0
FISERV INC COM 337738108   16,124,306 89,754 SH   DFND 4 0 89,754 0
FRANKLIN TEMPLETON Brazil ETF 35473P835   2,871,065 158,000 SH   SOLE   0 0 158,000
FRANKLIN TEMPLETON ETF TR FTSE CHINA 35473P819   8,546,750 425,000 SH   SOLE   0 0 425,000
FRANKLIN TEMPLETON ETF TR FRANKLIN INDIA ETF 35473P769   6,913,500 165,000 SH   SOLE   0 0 165,000
GARTNER INC COM 366651107   6,349,703 12,530 SH   DFND 4 0 12,530 0
GENERAL DYNAMICS CORP COM 369550108   3,335,684 11,038 SH   DFND 4 0 11,038 0
GENUINE PARTS CO COM 372460105   167,616 1,200 SH   SOLE   0 1,200 0
GILEAD SCIENCES INC COM 375558103   201,216 2,400 SH   SOLE   0 2,400 0
GLOBAL BLUE GROUP HOLDING AG ORD SHS H33700107   44,219 8,084 SH   DFND 3 0 8,084 0
GOLDMAN SACHS GROUP INC COM 38141G104   11,891,057 24,017 SH   DFND 4 0 24,017 0
HDFC BANK LTD SPONSORED ADS 40415F101   11,502,156 183,858 SH   DFND 4 0 183,858 0
HERSHEY CO COM 427866108   172,602 900 SH   SOLE   0 900 0
HESS CORP COM 42809H107   8,313,676 61,220 SH   DFND 4 0 61,220 0
HEWLETT PACKARD ENTERPRISE C 7.625 MAND CONV 42824C208   214,811 3,550 SH   DFND 3 0 3,550 0
HILTON WORLDWIDE HLDGS INC COM 43300A203   4,732,626 20,532 SH   DFND 4 0 20,532 0
HONEYWELL INTL INC COM 438516106   3,729,255 18,041 SH   DFND 4 0 18,041 0
HOWMET AEROSPACE INC COM 443201108   472,278 4,711 SH   SOLE   0 4,711 0
HUBBELL INC COM 443510607   7,281,093 16,998 SH   DFND 4 0 16,998 0
ICON PLC SHS G4705A100   9,809,625 34,143 SH   DFND 4 0 34,143 0
INTEL CORP COM 458140100   3,509,405 149,591 SH   DFND 4 0 149,591 0
INTERNATIONAL BUSINESS MACHS COM 459200101   198,972 900 SH   SOLE   0 900 0
INTERPUBLIC GROUP COS INC COM 460690100   180,291 5,700 SH   SOLE   0 5,700 0
INTUIT COM 461202103   628,452 1,012 SH   DFND 3 0 1,012 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   11,788,728 65,800 SH   SOLE   0 0 65,800
INVESCO QQQ TR UNIT SER 1 46090E103   35,995,163 73,750 SH   SOLE   0 0 73,750
ISHARES INC CORE MSCI EMKT 46434G103   99,919,120 1,740,448 SH   SOLE   0 0 1,740,448
ISHARES INC MSCI BRAZIL ETF 464286400   1,769,400 60,000 SH   SOLE   0 0 60,000
ISHARES INC MSCI STH KOR ETF 464286772   3,134,040 49,000 SH   SOLE   0 0 49,000
ISHARES INC MSCI TAIWAN ETF 46434G772   2,693,500 50,000 SH   SOLE   0 0 50,000
ISHARES INC MSCI EMRG CHN ETF 46434G764   8,127,630 133,000 SH   SOLE   0 0 133,000
ISHARES TR 0-5YR INVT GR CP 46434V100   13,616,100 270,000 SH   SOLE   0 0 270,000
ISHARES TR BROAD USD HIGH 46435U853   11,663,970 309,800 SH   SOLE   0 0 309,800
ISHARES TR CORE DIV GRWTH 46434V621   16,098,792 256,800 SH   SOLE   0 0 256,800
ISHARES TR CORE MSCI EAFE 46432F842   61,273,387 785,053 SH   SOLE   0 0 785,053
ISHARES TR CORE MSCI EMKT 46429B598   1,170,600 20,000 SH   SOLE   0 0 20,000
ISHARES TR CORE S&P SCP ETF 464287804   15,099,536 129,100 SH   SOLE   0 0 129,100
ISHARES TR CORE S&P500 ETF 464287200   17,794,897 30,850 SH   SOLE   0 0 30,850
ISHARES TR EAFE SML CP ETF 464288273   9,105,650 134,500 SH   SOLE   0 0 134,500
ISHARES TR IBOXX INV CP ETF 464287242   13,444,620 119,000 SH   SOLE   0 0 119,000
ISHARES TR JPMORGAN USD EMG 464288281   9,329,926 99,700 SH   SOLE   0 0 99,700
ISHARES TR MSCI EMG MKT ETF 464287234   17,174,570 374,500 SH   SOLE   0 0 374,500
ISHARES TR MSCI USA QLT FCT 46432F339   2,886,730 16,100 SH   SOLE   0 0 16,100
ISHARES TR RUSSELL 2000 ETF 464287655   2,297,256 10,400 SH   SOLE   10,400 0 0
ISHARES TR 3 7 YR TREAS BD ETF 464288661   8,731,165 73,000 SH   SOLE   0 0 73,000
ISHARES TR 7-10 YR TRSY BD ETF 464287440   12,044,230 122,750 SH   SOLE   0 0 122,750
JOHNSON & JOHNSON COM 478160104   10,951,205 67,575 SH   DFND 4 0 67,575 0
JOHNSON CTLS INTL PLC SHS G51502105   12,065,949 155,469 SH   DFND 4 0 155,469 0
JPMORGAN CHASE & CO COM 46625H100   9,714,320 46,070 SH   DFND 4 0 46,070 0
KENVUE INC COM 49177J102   9,807,004 423,995 SH   DFND 4 0 423,995 0
L3HARRIS TECHNOLOGIES COM 502431109   3,760,963 15,811 SH   DFND 4 0 15,811 0
LAUDER ESTEE COS INC CL A 518439104   8,377,748 84,038 SH   DFND 4 0 84,038 0
LEAR CORP COM NEW 521865204   2,891,165 26,488 SH   DFND 4 0 26,488 0
LINDE PLC SHS G54950103   1,702,867 3,571 SH   DFND 3 0 3,571 0
LKQ CORP COM 501889208   4,802,416 120,301 SH   DFND 4 0 120,301 0
LPL FINL HLDGS INC COM 50212V100   825,837 3,550 SH   DFND 3 0 3,550 0
LYONDELLBASELL INDUSTRIES N CL A N53745100   163,030 1,700 SH   SOLE   0 1,700 0
MARRIOTT VACATIONS WORLDWIDE 3.250%12/1 57164YAF4   55,560 60,000 SH   DFND 3 0 60,000 0
MARSH & MCLENNAN COS INC COM 571748102   5,027,556 22,536 SH   DFND 4 0 22,536 0
MASCO CORP COM 574599106   11,600,424 138,199 SH   DFND 4 0 138,199 0
MASTERCARD INCORPORATED CL A 57636Q104   4,444,694 9,001 SH   DFND 4 0 9,001 0
MCCORMICK & CO INC COM NON VTG 579780206   6,845,879 83,182 SH   DFND 4 0 0 83,182
MEDTRONIC PLC SHS G5960L103   11,342,970 125,991 SH   DFND 4 0 125,991 0
METTLER TOLEDO INTERNATIONAL COM 592688105   4,947,510 3,299 SH   DFND 4 0 3,299 0
MICROSOFT CORP COM 594918104   1,084,356 2,520 SH   DFND 3 0 2,520 0
MICROSOFT CORP COM 594918104   48,466,410 112,634 SH   DFND 4 0 112,634 0
MICROSOFT CORP COM 594918104   635,123 1,476 SH   SOLE   0 1,476 0
MONOLITHIC PWR SYS INC COM 609839105   771,958 835 SH   DFND 3 0 835 0
MOODYS CORP COM 615369105   7,054,780 14,865 SH   DFND 4 0 14,865 0
NEXTERA ENERGY INC COM 65339F101   237,614 2,811 SH   DFND 3 0 2,811 0
NEXTERA ENERGY INC UNIT 06/01/2027 65339F663   584,998 10,550 SH   DFND 3 0 10,550 0
NIKE INC CL B 654106103   9,882,236 111,790 SH   DFND 4 0 111,790 0
NORTHERN TR CORP COM 665859104   7,624,191 84,685 SH   DFND 4 0 84,685 0
NVIDIA CORPORATION COM 67066G104   15,385,719 126,694 SH   DFND 4 0 126,694 0
NXP SEMICONDUCTORS N V COM N6596X109   8,039,375 33,496 SH   DFND 4 0 33,496 0
OMNICOM GROUP INC COM 681919106   5,757,789 55,690 SH   DFND 4 0 55,690 0
OTIS WORLDWIDE CORP COM 68902V107   6,257,708 60,205 SH   DFND 4 0 60,205 0
PACKAGING CORP AMER COM 695156109   193,860 900 SH   SOLE   0 900 0
PEPSICO INC COM 713448108   14,303,246 84,112 SH   DFND 4 0 84,112 0
PEPSICO INC COM 713448108   340,100 2,000 SH   SOLE   0 2,000 0
PFIZER INC COM 717081103   7,633,591 263,773 SH   DFND 4 0 263,773 0
PG&E CORP COM 69331C108   6,366,770 322,042 SH   DFND 4 0 322,042 0
PHILLIPS 66 COM 718546104   157,740 1,200 SH   SOLE   0 1,200 0
PPG INDS INC COM 693506107   5,862,415 44,258 SH   DFND 4 0 44,258 0
PRICE T ROWE GROUP INC COM 74144T108   152,502 1,400 SH   SOLE   0 1,400 0
QUALCOMM INC COM 747525103   137,741 810 SH   SOLE   0 810 0
REGAL REXNORD CORPORATION COM 758750103   4,027,566 24,280 SH   DFND 4 0 24,280 0
RELX PLC SPONSORED 759530108   915,978 19,300 SH   SOLE   0 0 0
ROBERT HALF INC. COM 770323103   175,266 2,600 SH   SOLE   0 2,600 0
ROSS STORES INC COM 778296103   6,217,267 41,308 SH   DFND 4 0 41,308 0
SALESFORCE INC COM 79466L302   10,552,889 38,555 SH   DFND 4 0 38,555 0
SCHWAB CHARLES CORP COM 808513105   18,927,307 292,043 SH   DFND 4 0 292,043 0
SHERWIN WILLIAMS CO COM COM 824348106   6,167,787 16,160 SH   DFND 4 0 16,160 0
SHIFT4 PMTS INC CL A 82452J109   926,313 10,455 SH   DFND 3 0 10,455 0
SKYWORKS SOLUTIONS INC COM 83088M102   148,155 1,500 SH   SOLE   0 1,500 0
SNAP ON INC COM 833034101   173,826 600 SH   SOLE   0 600 0
SOUTHWEST AIRLS CO NOTE 0.125% 5/0 844741BG2   252,795 250,000 SH   DFND 3 0 0 250,000
SPDR S&P 500 ETF TR TR UNIT 78462F103   126,345,394 220,206 SH   SOLE   220,206 0 0
STANLEY BLACK & DECKER INC COM 854502101   2,564,597 23,287 SH   DFND 4 0 23,287 0
STARBUCKS CORP COM 855244109   3,115,975 31,962 SH   DFND 4 0 31,962 0
STERIS PLC SHS USD G8473T100   10,874,523 44,836 SH   DFND 4 0 44,836 0
STRYKER CORPORATION COM 863667101   7,458,574 20,646 SH   DFND 4 0 20,646 0
STRYKER CORPORATION COM 863667101   1,234,786 3,418 SH   SOLE   0 3,418 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   41,455,724 238,704 SH   DFND 4 0 0 238,704
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   4,168,080 24,000 SH   SOLE   0 0 24,000
TE CONNECTIVITY PLC ORD SHS G87052109   5,448,776 36,087 SH   DFND 4 0 36,087 0
TEXAS INSTRS INC COM 882508104   6,593,302 31,918 SH   DFND 4 0 31,918 0
TEXAS INSTRS INC COM 882508104   330,512 1,600 SH   SOLE   0 1,600 0
THE CIGNA GROUP COM 125523100   10,831,100 31,264 SH   DFND 4 0 31,264 0
THERMO FISHER SCIENTIFIC COM 883556102   3,457,806 5,590 SH   DFND 3 0 5,590 0
THERMO FISHER SCIENTIFIC COM 883556102   12,580,476 20,338 SH   DFND 4 0 20,338 0
THOMSON REUTERS CORP. COM 884903808   1,217,913 7,139 SH   DFND 3 0 7,139 0
TJX COS INC COM 872540109   4,949,492 42,109 SH   DFND 4 0 42,109 0
T-MOBILE US INC COM 872590104   6,631,379 32,135 SH   DFND 4 0 32,135 0
TRANSUNION COM 89400J107   14,399,182 137,528 SH   DFND 4 0 137,528 0
TRANSUNION COM 89400J107   756,352 7,224 SH   SOLE   0 7,224 0
TRAVELERS COMPANIES INC COM 89417E109   1,381,308 5,900 SH   DFND 4 0 5,900 0
TRUIST FINL CORP COM 89832Q109   5,556,251 129,910 SH   DFND 4 0 129,910 0
UNION PAC CORP COM 907818108   6,150,415 24,953 SH   DFND 4 0 24,953 0
UNITED PARCEL SERVICE INC CL B 911312106   163,608 1,200 SH   SOLE   0 1,200 0
UNITEDHEALTH GROUP INC COM 91324P102   454,881 778 SH   SOLE   0 778 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   8,953,112 119,200 SH   SOLE   0 0 119,200
VANGUARD INDEX FDS GROWTH ETF 922908736   38,393 100 SH   SOLE   0 0 100
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,603,287 44,700 SH   SOLE   0 0 44,700
VEEVA SYS INC CL A COM 922475108   4,410,418 21,015 SH   DFND 4 0 21,015 0
VERALTO CORP COM 92338C103   1,092,984 9,771 SH   DFND 4 0 9,771 0
VISA INC COM CL A 92826C839   19,759,282 71,865 SH   DFND 4 0 71,865 0
WASTE CONNECTIONS INC COM 94106B101   1,810,553 10,125 SH   DFND 3 0 10,125 0
WILLIAMS COS INC COM 969457100   173,470 3,800 SH   SOLE   0 3,800 0
WILLIS TOWERS WATSON PLC LTD SHS G96629103   7,080,207 24,039 SH   DFND 4 0 24,039 0
ZOETIS INC CL A 98978V103   639,479 3,273 SH   SOLE   0 3,273 0