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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842   43,300,995 735,786 SH   SOLE   0 0 735,786
SPDR S&P 500 ETF TR TR UNIT 78462F103   40,285,259 106,787 SH   SOLE   0 0 106,787
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   20,681,502 288,727 SH   SOLE   0 0 288,727
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   18,331,595 52,847 SH   SOLE   0 0 52,847
ISHARES INC CORE MSCI EMKT 46434G103   17,491,386 356,531 SH   SOLE   0 0 356,531
ISHARES TR TIPS BD ETF 464287176   15,044,330 132,072 SH   SOLE   0 0 132,072
SPDR GOLD TR GOLD SHS 78463V107   8,459,898 50,219 SH   SOLE   0 0 50,219
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   6,223,904 233,630 SH   SOLE   0 0 233,630
ISHARES TR MSCI EAFE ETF 464287465   4,289,210 68,638 SH   SOLE   0 0 68,638
ISHARES TR CORE S&P MCP ETF 464287507   4,231,235 18,703 SH   SOLE   0 0 18,703
GOLDMAN SACHS BDC INC SHS 38147U107   497,028 29,585 SH   SOLE   0 0 29,585
ISHARES TR RUS 1000 GRW ETF 464287614   377,813 1,728 SH   SOLE   0 0 1,728