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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE MSCI EAFE 46432F842   43,934,266 682,739 SH   SOLE   0 0 682,739
SPDR S&P 500 ETF TR TR UNIT 78462F103   38,338,047 89,684 SH   SOLE   0 0 89,684
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   28,746,363 73,202 SH   SOLE   0 0 73,202
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   20,596,252 291,072 SH   SOLE   0 0 291,072
ISHARES INC CORE MSCI EMKT 46434G103   16,490,664 346,515 SH   SOLE   0 0 346,515
SPDR GOLD TR GOLD SHS 78463V107   7,265,885 42,379 SH   SOLE   0 0 42,379
INVESCO DB COMMDY INDX TRCK UNIT 46138B103   5,777,518 231,471 SH   SOLE   0 0 231,471
ISHARES TR TIPS BD ETF 464287176   4,397,271 42,396 SH   SOLE   0 0 42,396
ISHARES TR CORE S&P MCP ETF 464287507   4,138,543 16,597 SH   SOLE   0 0 16,597
ISHARES TR MSCI EAFE ETF 464287465   2,424,989 35,186 SH   SOLE   0 0 35,186
ISHARES TR RUS 1000 GRW ETF 464287614   2,121,692 7,977 SH   SOLE   0 0 7,977
GOLDMAN SACHS BDC INC SHS 38147U107   430,758 29,585 SH   SOLE   0 0 29,585