The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   2,280,856 43,478 SH   SOLE   43,478 0 0
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   8,540,340 192,350 SH   SOLE   192,350 0 0
ISHARES TR CORE S&P500 ETF 464287200   31,910,432 60,697 SH   SOLE   60,697 0 0
ISHARES TR HDG MSCI EAFE 46434V803   2,539,369 72,803 SH   SOLE   72,803 0 0
ISHARES TR GLOBAL ENERG ETF 464287341   1,226,437 28,555 SH   SOLE   28,555 0 0
ISHARES TR MBS ETF 464288588   5,763,866 62,366 SH   SOLE   62,366 0 0
ISHARES TR EAFE GRWTH ETF 464288885   4,864,949 46,873 SH   SOLE   46,873 0 0
ISHARES TR EAFE VALUE ETF 464288877   5,033,360 92,525 SH   SOLE   92,525 0 0
ISHARES INC MSCI EMRG CHN 46434G764   2,669,233 46,365 SH   SOLE   46,365 0 0
ISHARES TR US INFRASTRUC 46435U713   1,003,871 23,152 SH   SOLE   23,152 0 0
ISHARES TR U.S. TECH ETF 464287721   3,714,690 27,504 SH   SOLE   27,504 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   6,459,085 111,633 SH   SOLE   111,633 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   4,334,915 79,921 SH   SOLE   79,921 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   5,736,229 113,701 SH   SOLE   113,701 0 0
J P MORGAN EXCHANGE TRADED F US QUALTY FCTR 46641Q761   8,928,104 168,869 SH   SOLE   168,869 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,341,563 37,070 SH   SOLE   37,070 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   6,535,806 89,348 SH   SOLE   89,348 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   5,242,414 104,639 SH   SOLE   104,639 0 0
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   1,199,869 18,792 SH   SOLE   18,792 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   3,206,010 54,119 SH   SOLE   54,119 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   22,702,250 312,574 SH   SOLE   312,574 0 0
ISHARES TR US TREAS BD ETF 46429B267   552,744 24,275 SH   SOLE   24,275 0 0
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609   226,076 3,220 SH   SOLE   3,220 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS I 46641Q373   264,668 4,401 SH   SOLE   4,401 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS US 46641Q241   366,024 7,980 SH   SOLE   7,980 0 0
J P MORGAN EXCHANGE TRADED F US VALUE FACTR 46641Q753   307,422 7,386 SH   SOLE   7,386 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   895,184 14,549 SH   SOLE   14,549 0 0
ISHARES TR IBOXX INV CP ETF 464287242   643,499 5,908 SH   SOLE   5,908 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   449,045 8,609 SH   SOLE   8,609 0 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   251,748 11,903 SH   SOLE   11,903 0 0
PHILIP MORRIS INTL INC COM 718172109   1,061,967 11,591 SH   SOLE   11,591 0 0
MICROSOFT CORP COM 594918104   227,189 540 SH   SOLE   540 0 0
GLOBAL NET LEASE INC COM NEW 379378201   327,397 42,136 SH   SOLE   42,136 0 0
SPROTT PHYSICAL GOLD TR UNIT 85207H104   310,500 17,948 SH   SOLE   17,948 0 0
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104   107,308 11,120 SH   SOLE   11,120 0 0
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   709,765 85,617 SH   SOLE   85,617 0 0
ALTRIA GROUP INC COM 02209S103   427,083 9,791 SH   SOLE   9,791 0 0
APPLE INC COM 037833100   1,000,586 5,835 SH   SOLE   5,835 0 0
NEWMARKET CORP COM 651587107   634,620 1,000 SH   SOLE   1,000 0 0
DOMINION ENERGY INC COM 25746U109   273,324 5,556 SH   SOLE   5,556 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,299,676 23,966 SH   SOLE   23,966 0 0
CSX CORP COM 126408103   1,252,937 33,799 SH   SOLE   33,799 0 0
MONDELEZ INTL INC CL A 609207105   348,740 4,982 SH   SOLE   4,982 0 0
COCA COLA CO COM 191216100   228,140 3,729 SH   SOLE   3,729 0 0