The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   320 1,771 SH   SOLE 0 0 0 1,771
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   4,829 114,207 SH   SOLE 0 0 0 114,207
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   2,735 47,188 SH   SOLE 0 0 0 47,188
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,422 36,771 SH   SOLE 0 0 0 36,771
AMERICAN CENTY ETF TR US SML CP VALU 025072877   4,556 48,621 SH   SOLE 0 0 0 48,621
APPLE INC COM 037833100   547 3,191 SH   SOLE 0 0 0 3,191
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   674 26,382 SH   SOLE 0 0 0 26,382
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   9,041 354,694 SH   SOLE 0 0 0 354,694
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   8,528 313,637 SH   SOLE 0 0 0 313,637
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   17,580 584,068 SH   SOLE 0 0 0 584,068
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396   355 4,729 SH   SOLE 0 0 0 4,729
HEALTHPEAK PROPERTIES INC COM 42250P103   1,320 70,422 SH   SOLE 0 0 0 70,422
IMPACT SHS TR I NAACP MINO ETF 45259A209   283 7,388 SH   SOLE 0 0 0 7,388
INVESCO QQQ TR UNIT SER 1 46090E103   725 1,634 SH   SOLE 0 0 0 1,634
ISHARES INC FRONTIER AND SEL 464286145   5,150 179,758 SH   SOLE 0 0 0 179,758
ISHARES TR CORE S&P500 ETF 464287200   6,921 13,164 SH   SOLE 0 0 0 13,164
ISHARES TR RUS MID CAP ETF 464287499   250 2,975 SH   SOLE 0 0 0 2,975
ISHARES TR SHRT NAT MUN ETF 464288158   956 9,129 SH   SOLE 0 0 0 9,129
ISHARES TR NATIONAL MUN ETF 464288414   7,648 71,081 SH   SOLE 0 0 0 71,081
ISHARES TR ISHS 5-10YR INVT 464288638   599 11,604 SH   SOLE 0 0 0 11,604
ISHARES TR ISHS 1-5YR INVS 464288646   1,628 31,743 SH   SOLE 0 0 0 31,743
ISHARES TR 0-5 YR TIPS ETF 46429B747   4,529 45,549 SH   SOLE 0 0 0 45,549
ISHARES INC CORE MSCI EMKT 46434G103   429 8,313 SH   SOLE 0 0 0 8,313
ISHARES INC ESG AWR MSCI EM 46434G863   469 14,557 SH   SOLE 0 0 0 14,557
ISHARES TR ESG AW MSCI EAFE 46435G516   914 11,443 SH   SOLE 0 0 0 11,443
ISHARES TR ESG EAFE ETF 46436E759   1,730 25,393 SH   SOLE 0 0 0 25,393
ISHARES TR ESG MSCI USA ETF 46436E767   1,462 32,375 SH   SOLE 0 0 0 32,375
ELI LILLY & CO COM 532457108   512 658 SH   SOLE 0 0 0 658
LOWES COS INC COM 548661107   1,322 5,189 SH   SOLE 0 0 0 5,189
MARATHON PETE CORP COM 56585A102   267 1,325 SH   SOLE 0 0 0 1,325
MICROSOFT CORP COM 594918104   424 1,007 SH   SOLE 0 0 0 1,007
NVIDIA CORPORATION COM 67066G104   362 401 SH   SOLE 0 0 0 401
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   1,527 20,014 SH   SOLE 0 0 0 20,014
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,536 39,516 SH   SOLE 0 0 0 39,516
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   760 18,279 SH   SOLE 0 0 0 18,279
PEPSICO INC COM 713448108   202 1,152 SH   SOLE 0 0 0 1,152
PIMCO ETF TR INTER MUN BD ACT 72201R866   7,512 143,164 SH   SOLE 0 0 0 143,164
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,640 3,136 SH   SOLE 0 0 0 3,136
SPDR GOLD TR GOLD SHS 78463V107   2,983 14,500 SH   SOLE 0 0 0 14,500
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,763 77,101 SH   SOLE 0 0 0 77,101
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,496 18,029 SH   SOLE 0 0 0 18,029
SPDR SER TR PORTFLI INTRMDIT 78464A672   6,517 231,266 SH   SOLE 0 0 0 231,266
SPDR SER TR PORTFOLI S&P1500 78464A805   2,959 46,130 SH   SOLE 0 0 0 46,130
SPDR SER TR NUVEEN BLMBRG SH 78468R739   530 11,167 SH   SOLE 0 0 0 11,167
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   6,801 111,398 SH   SOLE 0 0 0 111,398
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   246 3,237 SH   SOLE 0 0 0 3,237
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   246 4,986 SH   SOLE 0 0 0 4,986
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   282 3,495 SH   SOLE 0 0 0 3,495
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,268 32,496 SH   SOLE 0 0 0 32,496
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   404 8,784 SH   SOLE 0 0 0 8,784
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   736 14,999 SH   SOLE 0 0 0 14,999
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   265 1,270 SH   SOLE 0 0 0 1,270
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,814 113,000 SH   SOLE 0 0 0 113,000
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,911 31,633 SH   SOLE 0 0 0 31,633
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   20,236 403,357 SH   SOLE 0 0 0 403,357
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   505 10,061 SH   SOLE 0 0 0 10,061
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   289 2,391 SH   SOLE 0 0 0 2,391
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   1,171 23,806 SH   SOLE 0 0 0 23,806
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   434 8,814 SH   SOLE 0 0 0 8,814
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,303 11,150 SH   SOLE 0 0 0 11,150
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,290 54,813 SH   SOLE 0 0 0 54,813
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   270 6,459 SH   SOLE 0 0 0 6,459
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   5,020 64,934 SH   SOLE 0 0 0 64,934
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   303 3,917 SH   SOLE 0 0 0 3,917
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   257 4,388 SH   SOLE 0 0 0 4,388
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   9,468 117,601 SH   SOLE 0 0 0 117,601
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   302 3,754 SH   SOLE 0 0 0 3,754
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,262 64,468 SH   SOLE 0 0 0 64,468
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   591 1,230 SH   SOLE 0 0 0 1,230
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   384 4,439 SH   SOLE 0 0 0 4,439
VANGUARD INDEX FDS MID CAP ETF 922908629   401 1,603 SH   SOLE 0 0 0 1,603
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,094 4,563 SH   SOLE 0 0 0 4,563
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   6,748 38,500 SH   SOLE 0 0 0 38,500
VANGUARD INDEX FDS SMALL CP ETF 922908751   404 1,767 SH   SOLE 0 0 0 1,767
VANGUARD INDEX FDS TOTAL STK MKT 922908769   25,048 96,375 SH   SOLE 0 0 0 96,375