The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356   3,381 89,998 SH   SOLE 0 0 0 89,998
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,067 95,990 SH   SOLE 0 0 0 95,990
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   4,566 78,923 SH   SOLE 0 0 0 78,923
AMERICAN CENTY ETF TR US SML CP VALU 025072877   7,388 94,773 SH   SOLE 0 0 0 94,773
APPLE INC COM 037833100   557 3,255 SH   SOLE 0 0 0 3,255
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,367 144,451 SH   SOLE 0 0 0 144,451
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   2,866 120,521 SH   SOLE 0 0 0 120,521
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   6,737 265,845 SH   SOLE 0 0 0 265,845
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396   436 7,159 SH   SOLE 0 0 0 7,159
IMPACT SHS TR I NAACP MINO ETF 45259A209   346 11,204 SH   SOLE 0 0 0 11,204
INVESCO QQQ TR UNIT SER 1 46090E103   460 1,283 SH   SOLE 0 0 0 1,283
ISHARES INC FRONTIER AND SEL 464286145   4,125 159,125 SH   SOLE 0 0 0 159,125
ISHARES TR CORE S&P500 ETF 464287200   291 678 SH   SOLE 0 0 0 678
ISHARES TR CORE S&P500 ETF 464287200   5,368 12,500 SH   SOLE 0 0 0 12,500
ISHARES TR RUS MID CAP ETF 464287499   318 4,587 SH   SOLE 0 0 0 4,587
ISHARES TR RUS 1000 GRW ETF 464287614   247 930 SH   SOLE 0 0 0 930
ISHARES TR SHRT NAT MUN ETF 464288158   1,778 17,285 SH   SOLE 0 0 0 17,285
ISHARES TR NATIONAL MUN ETF 464288414   2,961 28,877 SH   SOLE 0 0 0 28,877
ISHARES TR NATIONAL MUN ETF 464288414   3,076 30,000 SH   SOLE 0 0 0 30,000
ISHARES TR ISHS 1-5YR INVS 464288646   816 16,370 SH   SOLE 0 0 0 16,370
ISHARES TR 0-5 YR TIPS ETF 46429B747   3,728 38,466 SH   SOLE 0 0 0 38,466
ISHARES INC ESG AWR MSCI EM 46434G863   223 7,376 SH   SOLE 0 0 0 7,376
ISHARES TR GLOBAL REIT ETF 46434V647   213 10,073 SH   SOLE 0 0 0 10,073
ISHARES TR ESG AW MSCI EAFE 46435G516   887 12,833 SH   SOLE 0 0 0 12,833
ISHARES TR ESG EAFE ETF 46436E759   980 17,165 SH   SOLE 0 0 0 17,165
ISHARES TR ESG MSCI USA ETF 46436E767   892 25,734 SH   SOLE 0 0 0 25,734
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   439 8,744 SH   SOLE 0 0 0 8,744
ELI LILLY & CO COM 532457108   334 621 SH   SOLE 0 0 0 621
LOWES COS INC COM 548661107   1,073 5,161 SH   SOLE 0 0 0 5,161
PEDIATRIX MEDICAL GROUP INC COM 58502B106   128 10,000 SH   SOLE 0 0 0 10,000
MICROSOFT CORP COM 594918104   650 2,059 SH   SOLE 0 0 0 2,059
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   590 9,845 SH   SOLE 0 0 0 9,845
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   1,145 34,102 SH   SOLE 0 0 0 34,102
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   338 9,693 SH   SOLE 0 0 0 9,693
PHYSICIANS RLTY TR COM 71943U104   1,394 105,000 SH   SOLE 0 0 0 105,000
PIMCO ETF TR INTER MUN BD ACT 72201R866   2,942 58,754 SH   SOLE 0 0 0 58,754
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,341 3,136 SH   SOLE 0 0 0 3,136
SPDR GOLD TR GOLD SHS 78463V107   2,486 14,500 SH   SOLE 0 0 0 14,500
SPDR SER TR S&P 600 SMCP VAL 78464A300   3,004 41,515 SH   SOLE 0 0 0 41,515
SPDR SER TR PORTFLI INTRMDIT 78464A672   4,847 176,045 SH   SOLE 0 0 0 176,045
SPDR SER TR PORTFOLI S&P1500 78464A805   8,375 159,563 SH   SOLE 0 0 0 159,563
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   7,837 157,212 SH   SOLE 0 0 0 157,212
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   863 25,399 SH   SOLE 0 0 0 25,399
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   389 8,785 SH   SOLE 0 0 0 8,785
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   851 17,758 SH   SOLE 0 0 0 17,758
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   208 1,270 SH   SOLE 0 0 0 1,270
VANGUARD STAR FDS VG TL INTL STK F 921909768   6,048 113,000 SH   SOLE 0 0 0 113,000
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,571 36,681 SH   SOLE 0 0 0 36,681
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   17,483 399,877 SH   SOLE 0 0 0 399,877
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   270 6,178 SH   SOLE 0 0 0 6,178
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   237 4,954 SH   SOLE 0 0 0 4,954
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,062 10,000 SH   SOLE 0 0 0 10,000
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,279 32,607 SH   SOLE 0 0 0 32,607
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   7,179 95,524 SH   SOLE 0 0 0 95,524
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   5,901 77,661 SH   SOLE 0 0 0 77,661
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   234 597 SH   SOLE 0 0 0 597
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   281 3,719 SH   SOLE 0 0 0 3,719
VANGUARD INDEX FDS LARGE CAP ETF 922908637   618 3,156 SH   SOLE 0 0 0 3,156
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   5,232 36,500 SH   SOLE 0 0 0 36,500
VANGUARD INDEX FDS TOTAL STK MKT 922908769   10,818 50,932 SH   SOLE 0 0 0 50,932