The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,535,590 12,805 SH   SOLE   0 0 12,805
ABBOTT LABS COM 002824100   155,730 1,418 SH   SOLE   0 0 1,418
ABBVIE INC COM 00287Y109   1,084,379 6,710 SH   SOLE   0 0 6,710
ACCURAY INC COM 004397105   379 181 SH   SOLE   0 0 181
ADVANCED MICRO DEVICES INC COM 007903107   1,944 30 SH   SOLE   0 0 30
AIRBNB INC COM CL A 009066101   5,130 60 SH   SOLE   0 0 60
ALLIANT ENERGY CORP COM 018802108   12,462 226 SH   SOLE   0 0 226
ALNYLAM PHARMACEUTICALS INC COM 02043Q107   3,328 14 SH   SOLE   0 0 14
ALPHABET INC CAP STK CL A 02079K305   116,464 1,320 SH   SOLE   0 0 1,320
ALPHABET INC CAP STK CL C 02079K107   155,455 1,752 SH   SOLE   0 0 1,752
ALTRIA GROUP INC COM 02209S103   525,303 11,492 SH   SOLE   0 0 11,492
AMAZON COM INC COM 023135106   693,840 8,260 SH   SOLE   0 0 8,260
AMEREN CORP COM 023608102   8,957 101 SH   SOLE   0 0 101
AMERICAN ELEC PWR CO INC COM 025537101   76,987 811 SH   SOLE   0 0 811
AMERICAN TOWER CORP NEW COM 03027X100   13,518 64 SH   SOLE   0 0 64
AMERISOURCEBERGEN CORP COM 03073E105   15,269 92 SH   SOLE   0 0 92
AMETEK INC COM 031100100   8,682 62 SH   SOLE   0 0 62
AMGEN INC COM 031162100   17,492 67 SH   SOLE   0 0 67
APPLE INC COM 037833100   4,888,585 37,625 SH   SOLE   0 0 37,625
APPLIED MATLS INC COM 038222105   500,174 5,136 SH   SOLE   0 0 5,136
ARISTA NETWORKS INC COM 040413106   6,068 50 SH   SOLE   0 0 50
ARK ETF TR 3D PRINTING ETF 00214Q500   4,223 206 SH   SOLE   0 0 206
ASHFORD HOSPITALITY TR INC COM SHS 044103869   2,459 550 SH   SOLE   0 0 550
AT&T INC COM 00206R102   1,849,354 100,454 SH   SOLE   0 0 100,454
ATLASSIAN CORPORATION CL A 049468101   3,346 26 SH   SOLE   0 0 26
AURORA CANNABIS INC COM 05156X884   67 72 SH   SOLE   0 0 72
AUTONATION INC COM 05329W102   19,314 180 SH   SOLE   0 0 180
BALLARD PWR SYS INC NEW COM 058586108   2,218 463 SH   SOLE   0 0 463
BANK AMERICA CORP COM 060505104   329,343 9,944 SH   SOLE   0 0 9,944
BANK MONTREAL QUE COM 063671101   16,399 181 SH   SOLE   0 0 181
BARCLAYS BANK PLC IPTH SR B S&P 06747R477   3,883 275 SH   SOLE   0 0 275
BCE INC COM NEW 05534B760   12,175 277 SH   SOLE   0 0 277
BLACKSTONE INC COM 09260D107   41,766 563 SH   SOLE   0 0 563
BOEING CO COM 097023105   134,640 707 SH   SOLE   0 0 707
BP PLC SPONSORED ADR 055622104   71,682 2,052 SH   SOLE   0 0 2,052
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101   23,894 771 SH   SOLE   0 0 771
CANOPY GROWTH CORP COM 138035100   23,380 10,121 SH   SOLE   0 0 10,121
CARDINAL HEALTH INC COM 14149Y108   634,449 8,254 SH   SOLE   0 0 8,254
CARNIVAL CORP COMMON STOCK 143658300   806 100 SH   SOLE   0 0 100
CHEVRON CORP NEW COM 166764100   967,744 5,392 SH   SOLE   0 0 5,392
CISCO SYS INC COM 17275R102   128,750 2,703 SH   SOLE   0 0 2,703
CITIGROUP INC COM NEW 172967424   1,476,458 32,643 SH   SOLE   0 0 32,643
CLOUDFLARE INC CL A COM 18915M107   5,426 120 SH   SOLE   0 0 120
COCA COLA CO COM 191216100   30,620 481 SH   SOLE   0 0 481
COLGATE PALMOLIVE CO COM 194162103   27,344 347 SH   SOLE   0 0 347
CSX CORP COM 126408103   64,098 2,069 SH   SOLE   0 0 2,069
CVS HEALTH CORP COM 126650100   297,336 3,191 SH   SOLE   0 0 3,191
DBX ETF TR XTRACKERS S&P 233051143   43,724 1,265 SH   SOLE   0 0 1,265
DELL TECHNOLOGIES INC CL C 24703L202   7,407 184 SH   SOLE   0 0 184
DELTA AIR LINES INC DEL COM NEW 247361702   12,323 375 SH   SOLE   0 0 375
DIGITAL WORLD ACQUISITION CO CLASS A COM 25400Q105   3,255 217 SH   SOLE   0 0 217
DIGITALOCEAN HLDGS INC COM 25402D102   4,840 190 SH   SOLE   0 0 190
DISNEY WALT CO COM 254687106   51,525 593 SH   SOLE   0 0 593
DOVER CORP COM 260003108   140,520 1,038 SH   SOLE   0 0 1,038
DT MIDSTREAM INC COMMON STOCK 23345M107   11,783 213 SH   SOLE   0 0 213
DTE ENERGY CO COM 233331107   39,616 337 SH   SOLE   0 0 337
DUKE ENERGY CORP NEW COM NEW 26441C204   112,508 1,092 SH   SOLE   0 0 1,092
EATON CORP PLC SHS G29183103   7,848 50 SH   SOLE   0 0 50
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   49,906 4,204 SH   SOLE   0 0 4,204
ENTERPRISE PRODS PARTNERS L COM 293792107   181,595 7,529 SH   SOLE   0 0 7,529
ETF SER SOLUTIONS DEFIANCE QUANT 26922A420   13,627 348 SH   SOLE   0 0 348
EXACT SCIENCES CORP COM 30063P105   35,499 717 SH   SOLE   0 0 717
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   9,372 202 SH   SOLE   0 0 202
EXXON MOBIL CORP COM 30231G102   269,249 2,441 SH   SOLE   0 0 2,441
FARMERS NATIONAL BANC CORP COM 309627107   189,773 13,440 SH   SOLE   0 0 13,440
FEDEX CORP COM 31428X106   416,859 2,407 SH   SOLE   0 0 2,407
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   17,803 371 SH   SOLE   0 0 371
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   36,332 568 SH   SOLE   0 0 568
FIDELITY NATL INFORMATION SV COM 31620M106   47,651 702 SH   SOLE   0 0 702
FIRST TR EXCHANGE-TRADED FD NASDQ SEMCNDTR 33738R811   27,751 522 SH   SOLE   0 0 522
FIRSTENERGY CORP COM 337932107   13,786 329 SH   SOLE   0 0 329
FISERV INC COM 337738108   96,927 959 SH   SOLE   0 0 959
FIVERR INTL LTD ORD SHS M4R82T106   3,643 125 SH   SOLE   0 0 125
FORD MTR CO DEL COM 345370860   596,758 51,312 SH   SOLE   0 0 51,312
GENERAL ELECTRIC CO COM NEW 369604301   214,602 2,561 SH   SOLE   0 0 2,561
GENERAL MTRS CO COM 37045V100   38,581 1,147 SH   SOLE   0 0 1,147
GENTEX CORP COM 371901109   238,795 8,757 SH   SOLE   0 0 8,757
GERON CORP COM 374163103   494 204 SH   SOLE   0 0 204
GILEAD SCIENCES INC COM 375558103   16,917 197 SH   SOLE   0 0 197
GLOBAL X FDS GLOBAL X SILVER 37954Y848   11,154 396 SH   SOLE   0 0 396
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   12,401 267 SH   SOLE   0 0 267
GRANITESHARES GOLD TR SHS BEN INT 38748G101   27,075 1,500 SH   SOLE   0 0 1,500
GSK PLC SPONSORED ADR 37733W204   19,468 554 SH   SOLE   0 0 554
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101   21,502 1,413 SH   SOLE   0 0 1,413
HALEON PLC SPON ADS 405552100   5,536 692 SH   SOLE   0 0 692
HARLEY DAVIDSON INC COM 412822108   11,414 274 SH   SOLE   0 0 274
HEWLETT PACKARD ENTERPRISE C COM 42824C109   14,991 939 SH   SOLE   0 0 939
HOME DEPOT INC COM 437076102   426,246 1,349 SH   SOLE   0 0 1,349
HONEYWELL INTL INC COM 438516106   315,412 1,472 SH   SOLE   0 0 1,472
ILLINOIS TOOL WKS INC COM 452308109   204,313 927 SH   SOLE   0 0 927
INTEL CORP COM 458140100   1,597,950 60,460 SH   SOLE   0 0 60,460
INVENTRUST PPTYS CORP COM NEW 46124J201   3,535 149 SH   SOLE   0 0 149
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664   3,959,153 36,480 SH   SOLE   0 0 36,480
INVESCO EXCHANGE TRADED FD T AEROSPACE DEFN 46137V100   19,593 250 SH   SOLE   0 0 250
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   19,602,445 138,778 SH   SOLE   0 0 138,778
INVESCO QQQ TR UNIT SER 1 46090E103   450,257 1,691 SH   SOLE   0 0 1,691
ISHARES INC MSCI GBL MIN VOL 464286525   6,148,512 64,708 SH   SOLE   0 0 64,708
ISHARES TR 0-5 YR TIPS ETF 46429B747   7,069,857 72,915 SH   SOLE   0 0 72,915
ISHARES TR CORE S&P SCP ETF 464287804   2,580 27 SH   SOLE   0 0 27
ISHARES TR CORE S&P500 ETF 464287200   12,415 32 SH   SOLE   0 0 32
ISHARES TR INTL DIV GRWTH 46435G524   986,191 17,112 SH   SOLE   0 0 17,112
ISHARES TR ISHARES BIOTECH 464287556   66,861 509 SH   SOLE   0 0 509
ISHARES TR MSCI GBL SUS DEV 46435G532   1,175,244 14,893 SH   SOLE   0 0 14,893
ISHARES TR RUS TOP 200 ETF 464289446   7,503,209 83,397 SH   SOLE   0 0 83,397
ISHARES TR SELECT DIVID ETF 464287168   2,048,701 16,988 SH   SOLE   0 0 16,988
ISHARES TR U.S. MED DVC ETF 464288810   954 18 SH   SOLE   0 0 18
ISHARES TR US AER DEF ETF 464288760   1,830 16 SH   SOLE   0 0 16
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886   20,712 437 SH   SOLE   0 0 437
JOHNSON & JOHNSON COM 478160104   85,361 483 SH   SOLE   0 0 483
JOHNSON CTLS INTL PLC SHS G51502105   704 11 SH   SOLE   0 0 11
JPMORGAN CHASE & CO COM 46625H100   104,893 782 SH   SOLE   0 0 782
KELLOGG CO COM 487836108   62,284 874 SH   SOLE   0 0 874
KIMBERLY-CLARK CORP COM 494368103   400,685 2,952 SH   SOLE   0 0 2,952
KOHLS CORP COM 500255104   3,239 128 SH   SOLE   0 0 128
KROGER CO COM 501044101   47,897 1,074 SH   SOLE   0 0 1,074
L3HARRIS TECHNOLOGIES INC COM 502431109   220 1 SH   SOLE   0 0 1
LAM RESEARCH CORP COM 512807108   56,673 135 SH   SOLE   0 0 135
LAMB WESTON HLDGS INC COM 513272104   6,215 70 SH   SOLE   0 0 70
LANDS END INC NEW COM 51509F105   365 48 SH   SOLE   0 0 48
LEMONADE INC COM 52567D107   6,430 470 SH   SOLE   0 0 470
LOCKHEED MARTIN CORP COM 539830109   1,042 2 SH   SOLE   0 0 2
LUMEN TECHNOLOGIES INC COM 550241103   12,757 2,444 SH   SOLE   0 0 2,444
MANPOWERGROUP INC WIS COM 56418H100   168,526 2,025 SH   SOLE   0 0 2,025
MANULIFE FINL CORP COM 56501R106   28,259 1,584 SH   SOLE   0 0 1,584
MARATHON OIL CORP COM 565849106   532 20 SH   SOLE   0 0 20
MARATHON PETE CORP COM 56585A102   178,098 1,530 SH   SOLE   0 0 1,530
MASTERCARD INCORPORATED CL A 57636Q104   44,181 127 SH   SOLE   0 0 127
MCDONALDS CORP COM 580135101   244,324 927 SH   SOLE   0 0 927
MERCK & CO INC COM 58933Y105   128,862 1,161 SH   SOLE   0 0 1,161
META PLATFORMS INC CL A 30303M102   11,192 93 SH   SOLE   0 0 93
MICRON TECHNOLOGY INC COM 595112103   16,110 322 SH   SOLE   0 0 322
MICROSOFT CORP COM 594918104   147,275 614 SH   SOLE   0 0 614
MONDELEZ INTL INC CL A 609207105   11,169 168 SH   SOLE   0 0 168
MOTOROLA SOLUTIONS INC COM NEW 620076307   38,643 150 SH   SOLE   0 0 150
NATIONAL GRID PLC SPONSORED ADR NE 636274409   44,907 744 SH   SOLE   0 0 744
NEW MTN FIN CORP COM 647551100   353,145 28,548 SH   SOLE   0 0 28,548
NIO INC SPON ADS 62914V106   975 100 SH   SOLE   0 0 100
NORTHROP GRUMMAN CORP COM 666807102   571 1 SH   SOLE   0 0 1
NOVARTIS AG SPONSORED ADR 66987V109   21,138 233 SH   SOLE   0 0 233
NOVOCURE LTD ORD SHS G6674U108   5,135 70 SH   SOLE   0 0 70
NVIDIA CORPORATION COM 67066G104   86,518 592 SH   SOLE   0 0 592
ONEOK INC NEW COM 682680103   23,040 351 SH   SOLE   0 0 351
OPORTUN FINL CORP COM 68376D104   1,929 350 SH   SOLE   0 0 350
ORGANON & CO COMMON STOCK 68622V106   2,034 73 SH   SOLE   0 0 73
PEPSICO INC COM 713448108   614,323 3,400 SH   SOLE   0 0 3,400
PFIZER INC COM 717081103   9,032 176 SH   SOLE   0 0 176
PHILIP MORRIS INTL INC COM 718172109   199,937 1,975 SH   SOLE   0 0 1,975
PINTEREST INC CL A 72352L106   8,498 350 SH   SOLE   0 0 350
PLUG POWER INC COM NEW 72919P202   2,771 224 SH   SOLE   0 0 224
PNC FINL SVCS GROUP INC COM 693475105   56,775 359 SH   SOLE   0 0 359
PRECIGEN INC COM 74017N105   2,736 1,800 SH   SOLE   0 0 1,800
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   32,460 387 SH   SOLE   0 0 387
PROCTER AND GAMBLE CO COM 742718109   695,138 4,587 SH   SOLE   0 0 4,587
PROSHARES TR ULTRASHRT S&P500 74347G416   17,561 382 SH   SOLE   0 0 382
PRUDENTIAL FINL INC COM 744320102   7,968 80 SH   SOLE   0 0 80
QUAD / GRAPHICS INC COM CL A 747301109   6,794 1,665 SH   SOLE   0 0 1,665
RAYTHEON TECHNOLOGIES CORP COM 75513E101   866 9 SH   SOLE   0 0 9
RIVERNORTH CAP AND INCM FD I COM 76882B108   18,014 1,064 SH   SOLE   0 0 1,064
ROKU INC COM CL A 77543R102   4,274 105 SH   SOLE   0 0 105
RPM INTL INC COM 749685103   28,524 293 SH   SOLE   0 0 293
RXO INC COMMON STOCK 74982T103   1,720 100 SH   SOLE   0 0 100
SALESFORCE INC COM 79466L302   53,036 400 SH   SOLE   0 0 400
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   31,178,983 412,748 SH   SOLE   0 0 412,748
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   13,574 301 SH   SOLE   0 0 301
SCHWAB STRATEGIC TR US REIT ETF 808524847   20,229 1,049 SH   SOLE   0 0 1,049
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   17,238 426 SH   SOLE   0 0 426
SCHWAB STRATEGIC TR US TIPS ETF 808524870   160,631 3,102 SH   SOLE   0 0 3,102
SELECT SECTOR SPDR TR ENERGY 81369Y506   57,640 659 SH   SOLE   0 0 659
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   33,452 978 SH   SOLE   0 0 978
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   22,855,748 306,583 SH   SOLE   0 0 306,583
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   82,527 607 SH   SOLE   0 0 607
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   33,519 269 SH   SOLE   0 0 269
SIREN ETF TR NSD NXGN ECO ETF 829658202   6,493 320 SH   SOLE   0 0 320
SIX FLAGS ENTMT CORP NEW COM 83001A102   4,650 200 SH   SOLE   0 0 200
SNAP ON INC COM 833034101   7,336 32 SH   SOLE   0 0 32
SNOWFLAKE INC CL A 833445109   5,742 40 SH   SOLE   0 0 40
SONY GROUP CORPORATION SPONSORED ADR 835699307   611 8 SH   SOLE   0 0 8
SOUTHERN CO COM 842587107   128,886 1,805 SH   SOLE   0 0 1,805
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   26,718 469 SH   SOLE   0 0 469
SPDR S&P 500 ETF TR TR UNIT 78462F103   121,915 319 SH   SOLE   0 0 319
SPDR SER TR BBG CONV SEC ETF 78464A359   363,258 5,646 SH   SOLE   0 0 5,646
SPDR SER TR PRTFLO S&P500 GW 78464A409   11,906,011 234,972 SH   SOLE   0 0 234,972
SPDR SER TR RUSSELL LOW VOL 78468R754   17,606 171 SH   SOLE   0 0 171
SPDR SER TR S&P KENSHO CLEAN 78468R655   38,844 474 SH   SOLE   0 0 474
SPOTIFY TECHNOLOGY S A SHS L8681T102   4,343 55 SH   SOLE   0 0 55
SUMMIT MATLS INC CL A 86614U100   5,338 188 SH   SOLE   0 0 188
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109   4,686 45 SH   SOLE   0 0 45
TARGET CORP COM 87612E106   478,934 3,213 SH   SOLE   0 0 3,213
TESLA INC COM 88160R101   18,477 150 SH   SOLE   0 0 150
THE BEACHBODY COMPANY INC COM CL A 073463101   237 450 SH   SOLE   0 0 450
THE TRADE DESK INC COM CL A 88339J105   4,483 100 SH   SOLE   0 0 100
TILRAY BRANDS INC COM CL 2 88688T100   2,690 1,000 SH   SOLE   0 0 1,000
TRANE TECHNOLOGIES PLC SHS G8994E103   12,439 74 SH   SOLE   0 0 74
TRAVELERS COMPANIES INC COM 89417E109   420,843 2,245 SH   SOLE   0 0 2,245
TWILIO INC CL A 90138F102   2,546 52 SH   SOLE   0 0 52
TYSON FOODS INC CL A 902494103   26,510 426 SH   SOLE   0 0 426
UNION PAC CORP COM 907818108   499,056 2,410 SH   SOLE   0 0 2,410
UNITED AIRLS HLDGS INC COM 910047109   8,671 230 SH   SOLE   0 0 230
UNITED STS OIL FD LP UNITS 91232N207   2,454 35 SH   SOLE   0 0 35
UNITEDHEALTH GROUP INC COM 91324P102   96,339 182 SH   SOLE   0 0 182
US BANCORP DEL COM NEW 902973304   35,760 820 SH   SOLE   0 0 820
USCF ETF TR MIDSTREAM ENERGY 90290T882   167,159 4,993 SH   SOLE   0 0 4,993
VANGUARD INDEX FDS MID CAP ETF 922908629   10,599 52 SH   SOLE   0 0 52
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   76,706 218 SH   SOLE   0 0 218
VANGUARD INDEX FDS VALUE ETF 922908744   92,457 659 SH   SOLE   0 0 659
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   89,109 587 SH   SOLE   0 0 587
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   31,598 292 SH   SOLE   0 0 292
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   91,633 478 SH   SOLE   0 0 478
VANGUARD WORLD FDS ENERGY ETF 92204A306   237,717 1,960 SH   SOLE   0 0 1,960
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   4,619,558 55,839 SH   SOLE   0 0 55,839
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   217,654 877 SH   SOLE   0 0 877
VERIZON COMMUNICATIONS INC COM 92343V104   261,893 6,647 SH   SOLE   0 0 6,647
VISA INC COM CL A 92826C839   461,279 2,220 SH   SOLE   0 0 2,220
VMWARE INC CL A COM 928563402   37,933 309 SH   SOLE   0 0 309
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   36,022 3,559 SH   SOLE   0 0 3,559
WALGREENS BOOTS ALLIANCE INC COM 931427108   1,566,426 41,928 SH   SOLE   0 0 41,928
WALMART INC COM 931142103   98,517 695 SH   SOLE   0 0 695
WASTE MGMT INC DEL COM 94106L109   8,314 53 SH   SOLE   0 0 53
WEC ENERGY GROUP INC COM 92939U106   468,739 4,999 SH   SOLE   0 0 4,999
WELLS FARGO CO NEW COM 949746101   19,945 483 SH   SOLE   0 0 483
XCEL ENERGY INC COM 98389B100   152,210 2,171 SH   SOLE   0 0 2,171
XPO INC COM 983793100   3,329 100 SH   SOLE   0 0 100
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101   4,065 60 SH   SOLE   0 0 60
ZSCALER INC COM 98980G102   3,917 35 SH   SOLE   0 0 35