The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   212,424 2,269 SH   SOLE   2,269 0 0
AFLAC INC COM 001055102   280,905 3,660 SH   SOLE   3,660 0 0
ALPHABET INC CAP STK CL A 02079K305   387,476 2,961 SH   SOLE   2,961 0 0
ALTRIA GROUP INC COM 02209S103   261,761 6,225 SH   SOLE   6,225 0 0
AMAZON COM INC COM 023135106   239,240 1,882 SH   SOLE   1,882 0 0
APPLE INC COM 037833100   436,696 2,551 SH   SOLE   2,550 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   753,495 2,151 SH   SOLE   2,151 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,062,954 2 SH   SOLE   2 0 0
CISCO SYS INC COM 17275R102   332,613 6,187 SH   SOLE   6,187 0 0
COCA COLA CO COM 191216100   324,572 5,798 SH   SOLE   5,798 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   30,908,857 885,641 SH   SOLE   885,640 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,367,194 53,954 SH   SOLE   53,954 0 0
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   807,549 27,477 SH   SOLE   27,477 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   5,256,570 115,049 SH   SOLE   115,048 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   7,094,642 304,360 SH   SOLE   304,360 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,699,358 32,375 SH   SOLE   32,374 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,023,065 92,209 SH   SOLE   92,209 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   22,840,401 700,196 SH   SOLE   700,196 0 0
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   3,816,928 160,510 SH   SOLE   160,510 0 0
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,453,544 179,506 SH   SOLE   179,506 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   35,878,369 1,054,626 SH   SOLE   1,054,625 0 0
EXXON MOBIL CORP COM 30231G102   528,052 4,491 SH   SOLE   4,491 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   3,194,257 140,407 SH   SOLE   140,406 0 0
HENRY JACK & ASSOC INC COM 426281101   237,290 1,570 SH   SOLE   1,570 0 0
HOME DEPOT INC COM 437076102   277,987 920 SH   SOLE   920 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   442,787 3,156 SH   SOLE   3,156 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,765,981 142,172 SH   SOLE   142,172 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   1,951,803 51,431 SH   SOLE   51,430 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   1,990,931 11,265 SH   SOLE   11,264 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   333,564 2,948 SH   SOLE   2,947 0 0
ISHARES TR EAFE SML CP ETF 464288273   6,693,778 118,537 SH   SOLE   118,536 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   24,862,094 271,450 SH   SOLE   271,449 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,415,396 35,046 SH   SOLE   35,046 0 0
ISHARES TR SP SMCP600VL ETF 464287879   654,254 7,333 SH   SOLE   7,333 0 0
ISHARES TR U.S. REAL ES ETF 464287739   385,012 4,927 SH   SOLE   4,927 0 0
ISHARES TR CORE S&P500 ETF 464287200   27,144,430 63,210 SH   SOLE   63,210 0 0
ISHARES TR MICRO-CAP ETF 464288869   6,168,147 61,620 SH   SOLE   61,619 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   314,116 4,591 SH   SOLE   4,591 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   50,038,737 379,685 SH   SOLE   379,685 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   535,933 2,015 SH   SOLE   2,014 0 0
ISHARES TR HDG MSCI EAFE 46434V803   21,980,320 730,243 SH   SOLE   730,243 0 0
ISHARES TR RUS 1000 ETF 464287622   25,774,129 109,719 SH   SOLE   109,719 0 0
ISHARES TR CORE MSCI EAFE 46432F842   461,721 7,175 SH   SOLE   7,175 0 0
ISHARES TR INTL DEVPPTY ETF 464288422   223,338 8,917 SH   SOLE   8,917 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   338,706 2,231 SH   SOLE   2,230 0 0
JOHNSON & JOHNSON COM 478160104   295,769 1,899 SH   SOLE   1,899 0 0
JPMORGAN CHASE & CO COM 46625H100   601,938 4,151 SH   SOLE   4,150 0 0
MICROSOFT CORP COM 594918104   567,081 1,796 SH   SOLE   1,795 0 0
MONDELEZ INTL INC CL A 609207105   252,616 3,640 SH   SOLE   3,640 0 0
MOTOROLA SOLUTIONS INC COM NEW 620076307   263,801 969 SH   SOLE   969 0 0
NVIDIA CORPORATION COM 67066G104   326,243 750 SH   SOLE   750 0 0
PHILIP MORRIS INTL INC COM 718172109   268,482 2,900 SH   SOLE   2,900 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   2,540,391 143,121 SH   SOLE   143,120 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   200,684 3,113 SH   SOLE   3,113 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   261,226 8,100 SH   SOLE   8,100 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   888,258 17,554 SH   SOLE   17,554 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   337,593 9,941 SH   SOLE   9,940 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   285,394 11,921 SH   SOLE   11,921 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   2,737,744 115,128 SH   SOLE   115,127 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   327,050 765 SH   SOLE   765 0 0
STRYKER CORPORATION COM 863667101   250,315 916 SH   SOLE   916 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   10,228,512 26,047 SH   SOLE   26,046 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   255,320 1,202 SH   SOLE   1,202 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   419,349 3,040 SH   SOLE   3,040 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   269,235 1,376 SH   SOLE   1,375 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   783,119 3,761 SH   SOLE   3,760 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,426,685 7,546 SH   SOLE   7,545 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   13,175,966 174,147 SH   SOLE   174,147 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,770,259 45,148 SH   SOLE   45,148 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   918,478 8,649 SH   SOLE   8,648 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   273,920 4,793 SH   SOLE   4,793 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,174,826 118,363 SH   SOLE   118,362 0 0
VISA INC COM CL A 92826C839   276,012 1,200 SH   SOLE   1,200 0 0
WALMART INC COM 931142103   284,196 1,777 SH   SOLE   1,777 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836   4,885,999 70,853 SH   SOLE   70,852 0 0