The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   235,667 3,660 SH   SOLE   3,660 0 0
ALPHABET INC CAP STK CL C 02079K107   231,818 83 SH   SOLE   83 0 0
AMAZON COM INC COM 023135106   371,634 114 SH   SOLE   114 0 0
AMCOR PLC ORD G0250X107   119,849 10,578 SH   SOLE   10,578 0 0
APPLE INC COM 037833100   691,281 3,959 SH   SOLE   3,959 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,057,842 2 SH   SOLE   2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   837,808 2,374 SH   SOLE   2,374 0 0
CUE HEALTH INC COM 229790100   67,532 10,470 SH   SOLE   10,470 0 0
DBX ETF TR XTRACK MSCI EAFE 233051200   30,124,595 798,849 SH   SOLE   798,848 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   24,962,469 745,596 SH   SOLE   745,595 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,855,503 33,099 SH   SOLE   33,098 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,750,093 101,977 SH   SOLE   101,977 0 0
EXXON MOBIL CORP COM 30231G102   502,147 6,080 SH   SOLE   6,080 0 0
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   1,784,487 55,094 SH   SOLE   55,093 0 0
FRESHWORKS INC CLASS A COM 358054104   203,464 11,354 SH   SOLE   11,354 0 0
ISHARES INC CORE MSCI EMKT 46434G103   8,058,239 145,043 SH   SOLE   145,042 0 0
ISHARES TR MSCI EAFE ETF 464287465   2,915,850 39,618 SH   SOLE   39,617 0 0
ISHARES TR U.S. REAL ES ETF 464287739   599,758 5,542 SH   SOLE   5,542 0 0
ISHARES TR SP SMCP600VL ETF 464287879   743,915 7,266 SH   SOLE   7,265 0 0
ISHARES TR EAFE SML CP ETF 464288273   8,405,989 126,711 SH   SOLE   126,710 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   2,408,807 53,351 SH   SOLE   53,351 0 0
ISHARES TR RUS 1000 ETF 464287622   28,757,212 114,997 SH   SOLE   114,996 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   26,013,521 213,138 SH   SOLE   213,138 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   4,329,630 21,092 SH   SOLE   21,092 0 0
ISHARES TR CORE S&P500 ETF 464287200   30,212,349 66,592 SH   SOLE   66,592 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   699,342 2,519 SH   SOLE   2,518 0 0
ISHARES TR INTL DEVPPTY ETF 464288422   539,709 15,249 SH   SOLE   15,248 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   380,067 4,976 SH   SOLE   4,976 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   51,242,182 380,615 SH   SOLE   380,614 0 0
ISHARES TR HDG MSCI EAFE 46434V803   23,552,848 693,955 SH   SOLE   693,955 0 0
ISHARES TR CORE MSCI EAFE 46432F842   363,477 5,229 SH   SOLE   5,229 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   369,985 2,229 SH   SOLE   2,229 0 0
ISHARES TR MICRO-CAP ETF 464288869   7,948,397 61,682 SH   SOLE   61,682 0 0
JPMORGAN CHASE & CO COM 46625H100   222,202 1,630 SH   SOLE   1,630 0 0
QUALCOMM INC COM 747525103   249,249 1,631 SH   SOLE   1,631 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,056,718 19,623 SH   SOLE   19,623 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   237,070 3,321 SH   SOLE   3,320 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   574,987 20,705 SH   SOLE   20,705 0 0
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   300,936 7,926 SH   SOLE   7,925 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,910,774 157,122 SH   SOLE   157,122 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   405,426 11,041 SH   SOLE   11,041 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863   4,280,697 125,497 SH   SOLE   125,496 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   635,035 1,406 SH   SOLE   1,406 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,731,221 8,146 SH   SOLE   8,146 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   287,615 1,263 SH   SOLE   1,263 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   462,457 3,129 SH   SOLE   3,129 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   735,701 3,093 SH   SOLE   3,093 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   17,528,525 161,747 SH   SOLE   161,747 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   386,503 1,854 SH   SOLE   1,853 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   273,814 952 SH   SOLE   952 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   11,393,646 27,443 SH   SOLE   27,443 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,103,008 45,589 SH   SOLE   45,588 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   1,085,062 8,758 SH   SOLE   8,758 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   306,411 5,898 SH   SOLE   5,898 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,907,444 122,995 SH   SOLE   122,994 0 0
WALMART INC COM 931142103   288,458 1,937 SH   SOLE   1,937 0 0
WISDOMTREE TR JP SMALLCP DIV 97717W836   5,134,242 77,898 SH   SOLE   77,897 0 0