The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   3,804,488 35,016 SH   SOLE   0 0 35,016
ABBVIE INC COM 00287Y109   264,186 1,724 SH   SOLE   0 0 1,724
AMERICAN TOWER CORP NEW COM 03027X100   4,365,222 17,079 SH   SOLE   0 0 17,079
APPLE INC COM 037833100   4,324,454 31,630 SH   SOLE   0 0 31,630
BK OF AMERICA CORP COM 060505104   3,073,465 98,730 SH   SOLE   0 0 98,730
CHEVRON CORP NEW COM 166764100   900,966 6,223 SH   SOLE   0 0 6,223
CISCO SYS INC COM 17275R102   3,392,140 79,553 SH   SOLE   0 0 79,553
CONSOLIDATED EDISON INC COM 209115104   742,968 7,812 SH   SOLE   0 0 7,812
CROWN CASTLE INTL CORP NEW COM 22822V101   4,775,425 28,361 SH   SOLE   0 0 28,361
DIGITAL RLTY TR INC COM 253868103   4,544,310 35,002 SH   SOLE   0 0 35,002
DOMINION ENERGY INC COM 25746U109   3,908,766 48,975 SH   SOLE   0 0 48,975
DTE ENERGY CO COM 233331107   4,023,172 31,741 SH   SOLE   0 0 31,741
GOLDMAN SACHS GROUP INC COM 38141G104   3,677,108 12,380 SH   SOLE   0 0 12,380
HOME DEPOT INC COM 437076102   3,616,250 13,185 SH   SOLE   0 0 13,185
HONEYWELL INTL INC COM 438516106   3,623,417 20,847 SH   SOLE   0 0 20,847
INTERNATIONAL BUSINESS MACHS COM 459200101   3,926,776 27,812 SH   SOLE   0 0 27,812
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,861,437 91,832 SH   SOLE   0 0 91,832
ISHARES TR 0-5YR HI YL CP 46434V407   12,300,924 303,352 SH   SOLE   0 0 303,352
ISHARES TR FLTG RATE NT ETF 46429B655   5,391,460 108,002 SH   SOLE   0 0 108,002
ISHARES TR INTL SEL DIV ETF 464288448   856,925 31,551 SH   SOLE   0 0 31,551
ISHARES TR PFD AND INCM SEC 464288687   7,079,919 215,326 SH   SOLE   0 0 215,326
ISHARES TR U.S. MED DVC ETF 464288810   317,772 6,300 SH   SOLE   0 0 6,300
JPMORGAN CHASE & CO COM 46625H100   3,628,182 32,219 SH   SOLE   0 0 32,219
KIMBERLY-CLARK CORP COM 494368103   4,206,273 31,123 SH   SOLE   0 0 31,123
LOCKHEED MARTIN CORP COM 539830109   3,914,786 9,105 SH   SOLE   0 0 9,105
LOWES COS INC COM 548661107   3,440,999 19,700 SH   SOLE   0 0 19,700
MCDONALDS CORP COM 580135101   3,902,679 15,808 SH   SOLE   0 0 15,808
MEDTRONIC PLC SHS G5960L103   3,165,483 35,270 SH   SOLE   0 0 35,270
MICROSOFT CORP COM 594918104   4,253,105 16,560 SH   SOLE   0 0 16,560
NEXTERA ENERGY INC COM 65339F101   4,807,595 62,065 SH   SOLE   0 0 62,065
NIKE INC CL B 654106103   3,219,096 31,498 SH   SOLE   0 0 31,498
NORFOLK SOUTHN CORP COM 655844108   228,826 1,006 SH   SOLE   0 0 1,006
NUCOR CORP COM 670346105   3,488,756 33,414 SH   SOLE   0 0 33,414
PAYCHEX INC COM 704326107   3,987,727 35,020 SH   SOLE   0 0 35,020
PEPSICO INC COM 713448108   3,898,486 23,391 SH   SOLE   0 0 23,391
PROCTER AND GAMBLE CO COM 742718109   3,758,169 26,136 SH   SOLE   0 0 26,136
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   814,572 12,872 SH   SOLE   0 0 12,872
REPUBLIC SVCS INC COM 760759100   4,251,443 32,486 SH   SOLE   0 0 32,486
SEMPRA COM 816851109   716,545 4,768 SH   SOLE   0 0 4,768
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   429,293 16,575 SH   SOLE   0 0 16,575
SPDR SER TR PORTFOLIO S&P500 78464A854   670,909 15,131 SH   SOLE   0 0 15,131
SPDR SER TR S&P BIOTECH 78464A870   232,094 3,125 SH   SOLE   0 0 3,125
STARBUCKS CORP COM 855244109   3,075,309 40,258 SH   SOLE   0 0 40,258
TELUS CORPORATION COM 87971M103   5,057,872 227,014 SH   SOLE   0 0 227,014
TEXAS INSTRS INC COM 882508104   3,630,750 23,630 SH   SOLE   0 0 23,630
TRUIST FINL CORP COM 89832Q109   1,146,857 24,180 SH   SOLE   0 0 24,180
UNION PAC CORP COM 907818108   3,526,158 16,533 SH   SOLE   0 0 16,533
VANGUARD INDEX FDS GROWTH ETF 922908736   19,734,681 88,540 SH   SOLE   0 0 88,540
VANGUARD INDEX FDS MID CAP ETF 922908629   2,847,595 14,457 SH   SOLE   0 0 14,457
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   621,956 1,793 SH   SOLE   0 0 1,793
VANGUARD INDEX FDS SMALL CP ETF 922908751   2,812,477 15,970 SH   SOLE   0 0 15,970
VANGUARD INDEX FDS VALUE ETF 922908744   9,474,391 71,841 SH   SOLE   0 0 71,841
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,859,325 30,401 SH   SOLE   0 0 30,401
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   17,839,019 222,932 SH   SOLE   0 0 222,932
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   360,710 4,730 SH   SOLE   0 0 4,730
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,244,990 29,588 SH   SOLE   0 0 29,588
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858   205,387 5,034 SH   SOLE   0 0 5,034
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   4,134,379 22,307 SH   SOLE   0 0 22,307
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   1,372,965 5,830 SH   SOLE   0 0 5,830
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   3,275,457 20,053 SH   SOLE   0 0 20,053
VANGUARD WORLD FDS INF TECH ETF 92204A702   3,687,403 11,292 SH   SOLE   0 0 11,292
VERIZON COMMUNICATIONS INC COM 92343V104   5,253,031 103,508 SH   SOLE   0 0 103,508
VISA INC COM CL A 92826C839   3,558,787 18,075 SH   SOLE   0 0 18,075
WALMART INC COM 931142103   3,196,460 26,291 SH   SOLE   0 0 26,291
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,777,293 45,595 SH   SOLE   0 0 45,595
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,762,424 62,453 SH   SOLE   0 0 62,453