The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abrdn Bloomberg Commodity ETF ETF 003261104   5,444,455 267,804 SH   SOLE   0 0 267,804
ADOBE INC EQTY 00724F101   108,886 196 SH   SOLE   0 0 196
ALPHABET INC. CLASS EQTY 02079K305   156,824 861 SH   SOLE   0 0 861
AMAZON.COM INC EQTY 023135106   140,106 725 SH   SOLE   0 0 725
American Centy ETF TR Avantis Intl EQT ETF 025072703   7,686,624 123,460 SH   SOLE   0 0 123,460
ANALOG DEVICES INC EQTY 032654105   131,973 578 SH   SOLE   0 0 578
APPLE INC EQTY 037833100   143,935 683 SH   SOLE   0 0 683
ARCHER-DANIELS-MIDLN EQTY 039483102   58,121 961 SH   SOLE   0 0 961
ARTHUR J GALLAGHER&C EQTY 363576109   38,119 147 SH   SOLE   0 0 147
AUTODESK INC EQTY 052769106   84,380 341 SH   SOLE   0 0 341
Avantis Emg Mkts Eq ETF 025072604   3,105,330 50,832 SH   SOLE   0 0 50,832
Avantis US Equity ETF 025072885   19,083,689 211,594 SH   SOLE   0 0 211,594
BLACKROCK INC EQTY 09247X101   93,024 118 SH   SOLE   0 0 118
CHARLES SCHWAB CORP EQTY 808513105   135,811 1,843 SH   SOLE   0 0 1,843
CHEVRON CORP EQTY 166764100   129,057 825 SH   SOLE   0 0 825
COSTCO WHOLESALE CO EQTY 22160K105   192,053 226 SH   SOLE   0 0 226
DANAHER CORP EQTY 235851102   91,796 367 SH   SOLE   0 0 367
LILLY ELI & CO EQTY 81369Y506   247,038 273 SH   SOLE   0 0 273
Energy Select Sector SPDR ETF 33738D101   1,117,499 12,260 SH   SOLE   0 0 12,260
First Trust NA Energy Infrastructure Fund ETF 437076102   17,278,711 567,259 SH   SOLE   0 0 567,259
HOME DEPOT INC EQTY 464287432   1,090,897 3,169 SH   SOLE   0 0 3,169
iShares 20 Year Treasury Bond ETF 46431W598   49,603,145 540,457 SH   SOLE   0 0 540,457
iShares Bloomberg Commodity Roll ETF ETF 46432F842   5,480,550 110,976 SH   SOLE   0 0 110,976
iShares Core MSCI EAFE ETF 46434G103   40,544,452 558,156 SH   SOLE   0 0 558,156
iShares Core MSCI Emerging Markets ETF 464287200   16,986,484 317,326 SH   SOLE   0 0 317,326
iShares Core S&P 500 ETF 464287507   21,484,797 39,261 SH   SOLE   0 0 39,261
iShares Core S&P Mid-Cap ETF 464287804   158,882 2,715 SH   SOLE   0 0 2,715
iShares Core S&P Small-Cap ETF 464287663   107,087 1,004 SH   SOLE   0 0 1,004
iShares Core S&P US Value ETF 464287226   1,346 15 SH   SOLE   0 0 15
iShares Core US Aggregate Bond ETF 464288257   179,504,926 1,849,232 SH   SOLE   0 0 1,849,232
iShares MSCI ACWI ETF 464288877   15,982 142 SH   SOLE   0 0 142
iShares MSCI EAFE Value ETF 464288646   4,909 93 SH   SOLE   0 0 93
iShares Short Term Corporate Bd ETF 464287150   7,153,258 139,603 SH   SOLE   0 0 139,603
iShares Total US Stock Market ETF 46625H100   115,500,722 972,392 SH   SOLE   0 0 972,392
JPMORGAN CHASE & CO EQTY 532457108   139,089 688 SH   SOLE   0 0 688
MCDONALDS CORP EQTY 580135101   73,546 289 SH   SOLE   0 0 289
MCKESSON CORP EQTY 58155Q103   44,979 77 SH   SOLE   0 0 77
MERCK & CO. INC. EQTY 58933Y105   120,829 976 SH   SOLE   0 0 976
META PLATFORMS INC CLASS EQTY 30303M102   185,553 368 SH   SOLE   0 0 368
MICROCHIP TECHNOLOGY EQTY 595017104   84,280 921 SH   SOLE   0 0 921
MODERNA INC EQTY 60770K107   19,594 165 SH   SOLE   0 0 165
NORTHROP GRUMMAN CO EQTY 666807102   93,293 214 SH   SOLE   0 0 214
NVIDIA CORP EQTY 67066G104   457,828 3,706 SH   SOLE   0 0 3,706
OLD DOMINION FREIGHT EQTY 679580100   123,373 699 SH   SOLE   0 0 699
QUANTA SERVICES INC EQTY 74762E102   147,139 579 SH   SOLE   0 0 579
S&P GLOBAL INC EQTY 78409V104   102,638 230 SH   SOLE   0 0 230
SKECHERS U S A INC CLASS EQTY 830566105   145,014 2,098 SH   SOLE   0 0 2,098
TARGET CORP EQTY 87612E106   190 1 SH   SOLE   0 0 1
THERMO FISHER SCNTFC EQTY 883556102   121,105 219 SH   SOLE   0 0 219
UNITED RENTALS INC EQTY 911363109   149,395 231 SH   SOLE   0 0 231
Vanguard Real Estate ETF 922908553   32,068,119 382,857 SH   SOLE   0 0 382,857
Vanguard S&P 500 ETF ETF 922908363   9,229,399 18,454 SH   SOLE   0 0 18,454
Vanguard Short-Term Bond Fund ETF 921937827   7,113,081 92,739 SH   SOLE   0 0 92,739
Vanguard Total World Stock Index ETF 922042742   2,369,172 21,035 SH   SOLE   0 0 21,035
VERALTO CORP EQTY 92338C103   10,524 110 SH   SOLE   0 0 110
VISA INC CLASS EQTY 92826C839   120,310 458 SH   SOLE   0 0 458
WisdomTree Floating Rate Treasury ETF 97717Y527   52,772,568 1,048,948 SH   SOLE   0 0 1,048,948
WisdomTree Floating Rate Treasury ETF 97717Y527   4,893,905 97,275 SH   SOLE   97,275 0 0