The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   454 4,126 SH   SOLE   0 0 4,126
ABBVIE INC COM 00287Y109   632 4,079 SH   SOLE   0 0 4,079
AIR PRODS & CHEMS INC COM 009158106   277 1,015 SH   SOLE   0 0 1,015
ALPHABET INC CAP STK CL A 02079K305   440 3,150 SH   SOLE   0 0 3,150
AMAZON COM INC COM 023135106   2,586 17,026 SH   SOLE   0 0 17,026
AMERICAN EXPRESS CO COM 025816109   415 2,219 SH   SOLE   0 0 2,219
APPLE INC COM 037833100   6,304 32,746 SH   SOLE   0 0 32,746
AUTOMATIC DATA PROCESSING IN COM 053015103   216 930 SH   SOLE   0 0 930
BOEING CO COM 097023105   365 1,404 SH   SOLE   0 0 1,404
BRISTOL-MYERS SQUIBB CO COM 110122108   213 4,160 SH   SOLE   0 0 4,160
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   18,915 633,900 SH   SOLE   0 0 633,900
CHEVRON CORP NEW COM 166764100   548 3,680 SH   SOLE   0 0 3,680
EMERSON ELEC CO COM 291011104   365 3,757 SH   SOLE   0 0 3,757
ENTERPRISE PRODS PARTNERS L COM 293792107   253 9,628 SH   SOLE   0 0 9,628
EXXON MOBIL CORP COM 30231G102   893 8,941 SH   SOLE   0 0 8,941
FISERV INC COM 337738108   290 2,188 SH   SOLE   0 0 2,188
HOME DEPOT INC COM 437076102   581 1,678 SH   SOLE   0 0 1,678
HP INC COM 40434L105   216 7,196 SH   SOLE   0 0 7,196
INTERNATIONAL BUSINESS MACHS COM 459200101   225 1,376 SH   SOLE   0 0 1,376
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   14,233 84,449 SH   SOLE   0 0 84,449
ISHARES TR CORE S&P SCP ETF 464287804   21,491 198,532 SH   SOLE   0 0 198,532
ISHARES TR RUS 1000 VAL ETF 464287598   474 2,872 SH   SOLE   0 0 2,872
ISHARES TR RUS TOP 200 ETF 464289446   10,705 93,020 SH   SOLE   0 0 93,020
ISHARES TR RUS 1000 GRW ETF 464287614   422 1,394 SH   SOLE   0 0 1,394
ISHARES TR MSCI INTL QUALTY 46434V456   23,534 626,574 SH   SOLE   0 0 626,574
ISHARES TR CORE S&P500 ETF 464287200   90,662 189,817 SH   SOLE   0 0 189,817
ISHARES TR RUS MID CAP ETF 464287499   592 7,626 SH   SOLE   0 0 7,626
JOHNSON & JOHNSON COM 478160104   239 1,525 SH   SOLE   0 0 1,525
JPMORGAN CHASE & CO COM 46625H100   887 5,217 SH   SOLE   0 0 5,217
LOCKHEED MARTIN CORP COM 539830109   450 994 SH   SOLE   0 0 994
MARSH & MCLENNAN COS INC COM 571748102   308 1,626 SH   SOLE   0 0 1,626
MICROSOFT CORP COM 594918104   3,287 8,741 SH   SOLE   0 0 8,741
NVIDIA CORPORATION COM 67066G104   302 610 SH   SOLE   0 0 610
PEPSICO INC COM 713448108   923 5,438 SH   SOLE   0 0 5,438
PROCTER AND GAMBLE CO COM 742718109   829 5,662 SH   SOLE   0 0 5,662
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   5,276 95,329 SH   SOLE   0 0 95,329
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   42,601 559,592 SH   SOLE   0 0 559,592
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   619 10,006 SH   SOLE   0 0 10,006
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   39,210 472,648 SH   SOLE   0 0 472,648
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   753 15,951 SH   SOLE   0 0 15,951
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,606 28,489 SH   SOLE   0 0 28,489
SPDR SER TR PORTFOLI S&P1500 78464A805   238 4,083 SH   SOLE   0 0 4,083
STARBUCKS CORP COM 855244109   420 4,380 SH   SOLE   0 0 4,380
STRYKER CORPORATION COM 863667101   356 1,190 SH   SOLE   0 0 1,190
TARGET CORP COM 87612E106   742 5,215 SH   SOLE   0 0 5,215
TESLA INC COM 88160R101   231 933 SH   SOLE   0 0 933
TRAVELERS COMPANIES INC COM 89417E109   314 1,651 SH   SOLE   0 0 1,651
UNION PAC CORP COM 907818108   1,291 5,259 SH   SOLE   0 0 5,259
UNITED PARCEL SERVICE INC CL B 911312106   458 2,918 SH   SOLE   0 0 2,918
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   55,942 128,072 SH   SOLE   0 0 128,072
VANGUARD INDEX FDS MID CAP ETF 922908629   23,870 102,607 SH   SOLE   0 0 102,607
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   707 4,150 SH   SOLE   0 0 4,150
WALMART INC COM 931142103   238 1,515 SH   SOLE   0 0 1,515
WESTERN ALLIANCE BANCORP COM 957638109   591 8,995 SH   SOLE   0 0 8,995
XCEL ENERGY INC COM 98389B100   1,020 16,488 SH   SOLE   0 0 16,488
YUM BRANDS INC COM 988498101   221 1,699 SH   SOLE   0 0 1,699