The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMCOR PLC ORD G0250X107   117,349 12,811 SH   SOLE   0 0 12,811
APPLE INC COM 037833100   6,037,424 35,263 SH   SOLE   0 0 35,263
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   4,463,372 179,902 SH   SOLE   0 0 179,902
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   4,314,388 196,645 SH   SOLE   0 0 196,645
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   1,731,135 77,248 SH   SOLE   0 0 77,248
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   1,220,716 48,173 SH   SOLE   0 0 48,173
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   431,287 17,384 SH   SOLE   0 0 17,384
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   389,367 17,747 SH   SOLE   0 0 17,747
EXXON MOBIL CORP COM 30231G102   1,299,147 11,049 SH   SOLE   0 0 11,049
GLOBAL X FDS S&P 500 CATHOLIC 37954Y889   2,109,052 40,326 SH   SOLE   0 0 40,326
ISHARES INC EM MKT SM-CP ETF 464286475   7,243,150 132,658 SH   SOLE   0 0 132,658
ISHARES INC ESG AWR MSCI EM 46434G863   354,416 11,705 SH   SOLE   0 0 11,705
ISHARES TR CORE MSCI TOTAL 46432F834   18,081,571 301,410 SH   SOLE   0 0 301,410
ISHARES TR GLOBAL REIT ETF 46434V647   4,034,309 190,567 SH   SOLE   0 0 190,567
ISHARES TR RUS 1000 ETF 464287622   3,096,622 13,182 SH   SOLE   0 0 13,182
ISHARES TR MSCI ACWI EX US 464288240   2,694,993 57,328 SH   SOLE   0 0 57,328
ISHARES TR RUS 1000 GRW ETF 464287614   2,549,993 9,587 SH   SOLE   0 0 9,587
ISHARES TR CORE S&P500 ETF 464287200   2,475,592 5,765 SH   SOLE   0 0 5,765
ISHARES TR EAFE SML CP ETF 464288273   2,196,487 38,897 SH   SOLE   0 0 38,897
ISHARES TR S&P 500 GRWT ETF 464287309   2,164,886 31,641 SH   SOLE   0 0 31,641
ISHARES TR CORE S&P SCP ETF 464287804   1,993,841 21,137 SH   SOLE   0 0 21,137
ISHARES TR AGGRES ALLOC ETF 464289859   1,077,607 16,973 SH   SOLE   0 0 16,973
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   23,433,257 437,514 SH   SOLE   0 0 437,514
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   3,122,817 70,604 SH   SOLE   0 0 70,604
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541   17,300,443 310,489 SH   SOLE   0 0 310,489
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871   8,870,033 304,394 SH   SOLE   0 0 304,394
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,427,805 19,487 SH   SOLE   0 0 19,487
SPDR SER TR PORTFOLIO S&P600 78468R853   750,322 20,334 SH   SOLE   0 0 20,334
SSGA ACTIVE ETF TR MULT ASS RLRTN 78467V103   6,360,187 235,912 SH   SOLE   0 0 235,912
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   35,304,649 469,664 SH   SOLE   0 0 469,664
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   20,295,884 290,855 SH   SOLE   0 0 290,855
VANGUARD INDEX FDS GROWTH ETF 922908736   55,878,251 205,201 SH   SOLE   0 0 205,201
VANGUARD INDEX FDS SML CP GRW ETF 922908595   10,109,256 47,200 SH   SOLE   0 0 47,200
VANGUARD INDEX FDS VALUE ETF 922908744   5,975,152 43,320 SH   SOLE   0 0 43,320
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,188,978 13,725 SH   SOLE   0 0 13,725
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   7,818,195 162,540 SH   SOLE   0 0 162,540
VANGUARD STAR FDS VG TL INTL STK F 921909768   20,165,741 376,789 SH   SOLE   0 0 376,789
VANGUARD STAR FDS VG TL INTL STK F 921909768   931,943 17,413 SH   SOLE   0 0 17,413
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   3,553,587 81,281 SH   SOLE   0 0 81,281
VANGUARD WORLD FD ESG INTL STK ETF 921910725   729,015 14,453 SH   SOLE   0 0 14,453