The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206R102   211,708 6,994 SH   SOLE   0 0 6,994
ABBOTT LABORATORIES COM 002824100   498,409 4,159 SH   SOLE   0 0 4,159
ABBVIE INC COM 00287Y109   347,537 3,211 SH   SOLE   0 0 3,211
ALTRIA GROUP COM 02209S103   244,647 4,782 SH   SOLE   0 0 4,782
AMAZON.COM COM 023135106   798,273 258 SH   SOLE   0 0 258
AMCOR PLC COM USD 0.01 COM G0250X107   149,632 12,811 SH   SOLE   0 0 12,811
AMERICAN EXPRESS COMPANY COM 025816109   225,880 1,597 SH   SOLE   0 0 1,597
APPLE COMPUTER INC COM 037833100   3,386,560 27,725 SH   SOLE   0 0 27,725
BANK OF AMERICA CORP COM 060505104   232,874 6,019 SH   SOLE   0 0 6,019
BERKSHIRE HATHAWAY B CL B 084670207   456,014 1,785 SH   SOLE   0 0 1,785
BRISTOL-MYERS SQUIBB CO COM 110122108   304,301 4,820 SH   SOLE   0 0 4,820
CVS CORP COM 126650100   259,033 3,443 SH   SOLE   0 0 3,443
EXXON MOBIL CORP COM 30231G102   660,755 11,835 SH   SOLE   0 0 11,835
FACEBOOK INC COM 30303M102   349,902 1,188 SH   SOLE   0 0 1,188
GENERAL ELECTRIC COMPANY COM NEW 369604301   165,933 12,638 SH   SOLE   0 0 12,638
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   1,980,838 40,009 SH   SOLE   0 0 40,009
HOME DEPOT INC COM 437076102   440,423 1,443 SH   SOLE   0 0 1,443
HONEYWELL INTERNATIONAL COM 438516106   213,095 982 SH   SOLE   0 0 982
INTEL CORP COM 458140100   415,345 6,490 SH   SOLE   0 0 6,490
ISHARES AGGRESSIVE ALLOCATION ETF AGGRES ALLOC ETF 464289859   574,677 8,586 SH   SOLE   0 0 8,586
ISHARES CORE GROWTH ALLOCATION GRWT ALLOCAT ETF 464289867   295,116 5,510 SH   SOLE   0 0 5,510
ISHARES CORE MSCI TOTAL INTL STK ETF MSCI ACWI EX US 46432F834   24,924,260 354,642 SH   SOLE   0 0 354,642
ISHARES ESG MSCI EM ETF MSCI EAFE ETF 46434G863   279,626 6,456 SH   SOLE   0 0 6,456
ISHARES EXPONENTIAL TECHNOLOGIES EXPONENTIAL TECH 46434V381   14,851,135 250,779 SH   SOLE   0 0 250,779
ISHARES GLOBAL REIT GLOBAL REIT ETF 46434V647   5,363,703 210,506 SH   SOLE   0 0 210,506
ISHARES MSCI ACWI EX US IDX FD MSCI ACWI EX US 464288240   3,783,819 68,572 SH   SOLE   0 0 68,572
ISHARES MSCI EAFE IDX FD MSCI EAFE ETF 464287465   437,901 5,772 SH   SOLE   0 0 5,772
ISHARES MSCI EAFE SMALL CAP IDX FD EAFE SML CP ETF 464288273   2,986,917 41,577 SH   SOLE   0 0 41,577
ISHARES MSCI EMERGING MARKETS SM-CP ETF EM MKT SM-CP ETF 464286475   8,849,799 153,936 SH   SOLE   0 0 153,936
ISHARES MSCI USA ESG SELECT ETF MSCI USA ESG SLC 464288802   209,438 2,385 SH   SOLE   0 0 2,385
ISHARES RUSSELL 1000 GROWTH IDX FD RUS 1000 GRW ETF 464287614   2,772,213 11,406 SH   SOLE   0 0 11,406
ISHARES RUSSELL 1000 IDX FD ETF RUS 1000 ETF 464287622   3,754,581 16,774 SH   SOLE   0 0 16,774
ISHARES RUSSELL 2000 IDX FD ETF RUSSELL 2000 ETF 464287655   226,781 1,026 SH   SOLE   0 0 1,026
ISHARES RUSSELL 3000 IDX FD ETF RUSSELL 3000 ETF 464287689   250,306 1,055 SH   SOLE   0 0 1,055
ISHARES S&P 500 GROWTH IDX FD S&P 500 GRWT ETF 464287309   2,400,353 36,866 SH   SOLE   0 0 36,866
ISHARES S&P 500 IDX FD ETF CORE S&P500 ETF 464287200   2,452,696 6,165 SH   SOLE   0 0 6,165
ISHARES S&P SMALLCAP 600 IDX FD ETF CORE S&P SCP ETF 464287804   2,775,912 25,577 SH   SOLE   0 0 25,577
J P MORGAN CHASE & CO COM 46625H100   427,014 2,805 SH   SOLE   0 0 2,805
JOHNSON & JOHNSON COM 478160104   972,464 5,917 SH   SOLE   0 0 5,917
LOWES COMPANIES INC COM 548661107   258,048 1,357 SH   SOLE   0 0 1,357
MCDONALDS CORP COM 580135101   464,073 2,070 SH   SOLE   0 0 2,070
MERCK & CO INC COM 58933Y105   302,269 3,921 SH   SOLE   0 0 3,921
MICROSOFT CORP COM 594918104   758,702 3,218 SH   SOLE   0 0 3,218
MONDELEZ INTL INC CL A CL A 609207105   330,343 5,644 SH   SOLE   0 0 5,644
NORFOLK SOUTHERN COM 655844108   227,973 849 SH   SOLE   0 0 849
PEPSICO INC COM 713448108   259,419 1,834 SH   SOLE   0 0 1,834
PFIZER INC COM 717081103   367,092 10,132 SH   SOLE   0 0 10,132
PHILIP MORRIS INTL INC COM 718172109   401,126 4,520 SH   SOLE   0 0 4,520
PROCTER & GAMBLE CO COM 742718109   431,871 3,189 SH   SOLE   0 0 3,189
SCHWAB US AGGREGATE BOND ETF US AGGREGATE B 808524839   3,230,876 59,886 SH   SOLE   0 0 59,886
SPDR INDEX SHARES S&P GLOBAL NATURAL RES GLB NAT RESRCE 78463X541   16,915,486 336,560 SH   SOLE   0 0 336,560
SPDR MSCI ACWI EX-US MSCI ACWI EXUS 78463X848   541,491 18,730 SH   SOLE   0 0 18,730
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   1,855,540 21,614 SH   SOLE   0 0 21,614
SPDR S&P INTL SMALL CAP ETF S&P INTL SMLCP 78463X871   13,209,581 353,481 SH   SOLE   0 0 353,481
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF S&P KENSHO NEW 78468R648   15,316,203 226,203 SH   SOLE   0 0 226,203
SPDR SSGA MULTI-ASSET REAL RETURN ETF MULT ASS RLRTN 78467V103   7,854,950 294,745 SH   SOLE   0 0 294,745
SPDR PORTFOLIO S&P 600 SMALL CAP ETF PORTFOLIO S&P600 78468R853   808,811 19,134 SH   SOLE   0 0 19,134
TESLA MOTORS INC COM 88160R101   804,856 1,205 SH   SOLE   0 0 1,205
UNITED PARCEL SERVICE CL B 911312106   495,861 2,917 SH   SOLE   0 0 2,917
VANGUARD EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858   363,484 6,983 SH   SOLE   0 0 6,983
VANGUARD EMERGING MKTS GOVT BD ETF EMERG MKT BD ETF 921946885   13,606,989 175,574 SH   SOLE   0 0 175,574
VANGUARD ESG INTERNATIONAL STOCK ETF ESG INTL STK ETF 921910725   307,924 5,018 SH   SOLE   0 0 5,018
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   1,627,538 33,141 SH   SOLE   0 0 33,141
VANGUARD GROWTH ETF GROWTH ETF 922908736   56,046,549 218,046 SH   SOLE   0 0 218,046
VANGUARD INDEX FDS SM CAP ETF SMALL CP ETF 922908751   230,810 1,078 SH   SOLE   0 0 1,078
VANGUARD SHORT TERM BOND FUND ETF SHORT TRM BOND 921937827   40,398,719 491,528 SH   SOLE   0 0 491,528
VANGUARD SHORT TERM GOVT BD IDX ETF SHORT TERM TREAS 92206C102   212,059 3,447 SH   SOLE   0 0 3,447
VANGUARD SMALL CAP GROWTH ETF SML CP GRW ETF 922908595   10,905,073 39,705 SH   SOLE   0 0 39,705
VANGUARD SMALL CAP VALUE ETF SM CP VAL ETF 922908611   2,381,545 14,380 SH   SOLE   0 0 14,380
VANGUARD TOTAL BOND MARKET ETF TOTAL BND MRKT 921937835   5,241,206 61,865 SH   SOLE   0 0 61,865
VANGUARD TOTAL INTERNATIONAL BOND ETF TOTAL INT BD ETF 92203J407   2,987,921 52,310 SH   SOLE   0 0 52,310
VANGUARD TOTAL INTERNATIONAL STOCK ETF VG TL INTL STK F 921909768   1,321,314 21,074 SH   SOLE   0 0 21,074
VANGUARD TOTAL STOCK MARKET ETF TOTAL STK MKT 922908769   203,668 985 SH   SOLE   0 0 985
VANGUARD TOTAL WORLD STK IDX TT WRLD ST ETF 922042742   254,109 2,612 SH   SOLE   0 0 2,612
VANGUARD VALUE ETF VALUE ETF 922908744   6,496,143 49,415 SH   SOLE   0 0 49,415
VERIZON COMMUNICATIONS COM 92343V104   419,166 7,208 SH   SOLE   0 0 7,208
VISA, INC. COM 92826C839   220,199 1,040 SH   SOLE   0 0 1,040
WAL-MART STORES INC COM 931142103   442,346 3,257 SH   SOLE   0 0 3,257
WALT DISNEY CO COM 254687106   831,286 4,505 SH   SOLE   0 0 4,505