The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon.com Stock 023135106   2,043,232 10,573 SH   SOLE 0 10,573 0 0
Ulta Salon Cosmetcs & Frag Inc Com Stock 90384S303   301,750 782 SH   SOLE 0 782 0 0
Powershares QQQ Trust ETF 46090E103   6,059,998 12,648 SH   SOLE 0 12,648 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   1,798,713 7,951 SH   SOLE 0 7,950 0 0
Sempra Stock 816851109   213,881 2,812 SH   SOLE 0 2,812 0 0
Willis Towers Watson Pub Ltd Shs Stock G96629103   503,309 1,920 SH   SOLE 0 1,920 0 0
Vanguard Total Stock Market Index ETF ETF 922908769   8,578,082 32,066 SH   SOLE 0 32,066 0 0
Costco Whsl Corp Stock 22160K105   726,561 855 SH   SOLE 0 854 0 0
CME Group Inc Com Stock 12572Q105   5,214,534 26,524 SH   SOLE 0 26,523 0 0
Netflix Inc Com Stock 64110L106   2,153,542 3,191 SH   SOLE 0 3,191 0 0
SPDR Dow Jones Global Real Estate ETF ETF 78463X749   3,209,662 77,285 SH   SOLE 0 77,285 0 0
Merck & Co Inc Com Stock 58933Y105   275,579 2,226 SH   SOLE 0 2,226 0 0
SPDR S&P 500 ETF ETF 78462F103   7,660,435 14,076 SH   SOLE 0 14,075 0 0
Mastercard Inc Cl A Stock 57636Q104   490,602 1,112 SH   SOLE 0 1,112 0 0
Illinois Tool Wks Inc Com Stock 452308109   707,800 2,987 SH   SOLE 0 2,987 0 0
Pepsico Inc Com Stock 713448108   254,273 1,542 SH   SOLE 0 1,541 0 0
Home Depot Stock 437076102   402,526 1,169 SH   SOLE 0 1,169 0 0
Health Care Select Sector SPDR Fund ETF 81369Y209   231,451 1,588 SH   SOLE 0 1,588 0 0
iShares Russell 1000 Growth Etf ETF 464287614   434,131 1,191 SH   SOLE 0 1,191 0 0
Schwab U.S. Broad Market ETF ETF 808524102   4,044,616 64,333 SH   SOLE 0 64,333 0 0
Schwab International Equity ETF ETF 808524805   1,267,123 32,981 SH   SOLE 0 32,980 0 0
Berkshire Hathaway Inc Cl B Stock 084670702   1,385,968 3,407 SH   SOLE 0 3,407 0 0
Schwab Emerging Markets Equity ETF ETF 808524706   1,365,798 51,423 SH   SOLE 0 51,423 0 0
Vanguard Short-Term Corporate Bond Index ETF ETF 92206C409   53,818,886 696,459 SH   SOLE 0 696,459 0 0
Alphabet Cl A Stock 02079K305   1,247,755 6,850 SH   SOLE 0 6,850 0 0
Microsoft Corp Stock 594918104   4,239,122 9,485 SH   SOLE 0 9,484 0 0
Valero Energy Corp New Com Stock 91913Y100   264,768 1,689 SH   SOLE 0 1,689 0 0
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   205,433 11,375 SH   SOLE 0 11,375 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   612,241 1 SH   SOLE 0 1 0 0
NextEra Energy Inc Stock 65339F101   368,788 5,208 SH   SOLE 0 5,208 0 0
TESLA INC COM Stock 88160R101   678,333 3,428 SH   SOLE 0 3,428 0 0
AMPHENOL CORP NEW CL A Stock 032095101   1,345,379 19,970 SH   SOLE 0 19,970 0 0
Vanguard S&P 500 ETF ETF 922908363   1,407,680 2,815 SH   SOLE 0 2,814 0 0
ADAPTIVE BIOTECHNOLOGIES CORP COM Stock 00650F109   246,450 68,080 SH   SOLE 0 68,080 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   478,048 4,673 SH   SOLE 0 4,673 0 0
Lilly Eli & Co Com Stock 532457108   249,125 275 SH   SOLE 0 275 0 0
Vanguard Total Int'l Stock ETF ETF 921909768   314,124 5,209 SH   SOLE 0 5,209 0 0
MONOPAR THERAPEUTICS INC COM Stock 61023L108   7,808 10,695 SH   SOLE 0 10,695 0 0
iShares Russell 2000 ETF ETF 464287655   211,991 1,045 SH   SOLE 0 1,044 0 0
Fidelity Natl Information Svcs Com Stock 31620M106   343,340 4,556 SH   SOLE 0 4,556 0 0
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   694,122 4,959 SH   SOLE 0 4,958 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY Money Market Fund 808515530   9,828,341 9,828,341 SH   SOLE 0 9,828,340 0 0
DFA US Core Equity Market ETF ETF 25434V104   32,867,835 876,709 SH   SOLE 0 876,709 0 0
DFA Int'l Core Equity Market ETF ETF 25434V203   17,033,256 574,090 SH   SOLE 0 574,090 0 0
DFA Emerging Core Equity Market ETF ETF 25434V302   4,761,754 184,065 SH   SOLE 0 184,064 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839   518,003 11,365 SH   SOLE 0 11,364 0 0
Fortune Brands Stock 34964C106   208,717 3,214 SH   SOLE 0 3,214 0 0
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303   435,548 8,795 SH   SOLE 0 8,795 0 0
VISA Inc. Stock 92826C839   202,663 772 SH   SOLE 0 772 0 0
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   8,619,057 267,340 SH   SOLE 0 267,340 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   633,781 12,219 SH   SOLE 0 12,218 0 0
ANGEL OAK MORTGAGE REIT INC COM REIT 03464Y108   234,765 17,921 SH   SOLE 0 17,921 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   1,668,681 65,644 SH   SOLE 0 65,644 0 0
Vaneck Vectors Semiconductor ETF ETF 92189F676   1,995,659 7,655 SH   SOLE 0 7,655 0 0
Meta Platforms Inc Stock 30303M102   1,615,075 3,203 SH   SOLE 0 3,203 0 0
Asml Holding N V Nyregistry Shs ADR N07059210   418,297 409 SH   SOLE 0 409 0 0
INVESCO S&P 500 TOP 50 ETF ETF 46137V233   712,265 15,569 SH   SOLE 0 15,568 0 0
BROADCOM INC COM Stock 11135F101   829,647 517 SH   SOLE 0 516 0 0
Vanguard Short-Term Inflation-Protected Secs ETF ETF 922020805   24,490,087 504,534 SH   SOLE 0 504,534 0 0
DFA Global Real Estate ETF ETF 25434V658   4,353,484 174,209 SH   SOLE 0 174,209 0 0
Cf Inds Hldgs Inc Com Stock 125269100   1,395,531 18,828 SH   SOLE 0 18,828 0 0
Equifax Inc Com Stock 294429105   434,246 1,791 SH   SOLE 0 1,791 0 0
NVIDIA CORPORATION COM Stock 67066G104   9,661,294 78,204 SH   SOLE 0 78,203 0 0
Abbvie Inc Stock 00287Y109   1,582,286 9,225 SH   SOLE 0 9,225 0 0
Apogee Enterprises Inc Com Stock 037598109   235,883 3,754 SH   SOLE 0 3,754 0 0
Vanguard Total Bond Market Index ETF ETF 921937835   40,024,848 555,515 SH   SOLE 0 555,515 0 0
LENNOX INTL INC COM Stock 526107107   543,241 1,015 SH   SOLE 0 1,015 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   245,420 1,412 SH   SOLE 0 1,412 0 0
Blackstone Group L P Com Unit Ltd Stock 09260D107   387,246 3,128 SH   SOLE 0 3,128 0 0
McDonalds Corp Com Stock 580135101   425,142 1,668 SH   SOLE 0 1,668 0 0
Vanguard Total Int'l Bond Index ETF ETF 92203J407   17,414,820 357,823 SH   SOLE 0 357,822 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   411,689 2,538 SH   SOLE 0 2,538 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   264,668 3,391 SH   SOLE 0 3,391 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   229,752 1,179 SH   SOLE 0 1,179 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   431,183 2,865 SH   SOLE 0 2,865 0 0
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501   770,906 13,305 SH   SOLE 0 13,305 0 0
iShares Core S&P 500 ETF ETF 464287200   881,588 1,611 SH   SOLE 0 1,611 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   306,362 554 SH   SOLE 0 554 0 0
JP Morgan Chase Stock 46625H100   204,602 1,012 SH   SOLE 0 1,011 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858   2,777,631 56,205 SH   SOLE 0 56,204 0 0
Bank of America Corp Com Stock 060505104   1,032,046 25,950 SH   SOLE 0 25,950 0 0
Wal-Mart Stores Inc Com Stock 931142103   225,399 3,329 SH   SOLE 0 3,328 0 0
Oracle Corp Com Stock 68389X105   778,798 5,516 SH   SOLE 0 5,515 0 0
Vanguard FTSE Emerging Markets ETF ETF 922042858   543,810 12,427 SH   SOLE 0 12,427 0 0
Vanguard High Dividend Yield Index ETF ETF 921946406   202,094 1,704 SH   SOLE 0 1,704 0 0
ISHARES CURRENCY HEDGED MSCI JAPAN ETF ETF 46434V886   232,440 5,326 SH   SOLE 0 5,326 0 0
Alphabet Cl C Stock 02079K107   2,578,928 14,060 SH   SOLE 0 14,060 0 0
Vanguard Dividend Appreciation Index ETF ETF 921908844   1,291,724 7,076 SH   SOLE 0 7,076 0 0
HUBSPOT INC COM Stock 443573100   294,895 500 SH   SOLE 0 500 0 0
Vanguard Short-Term Bond Index ETF ETF 921937827   1,551,641 20,230 SH   SOLE 0 20,230 0 0
iShares Russell 3000 ETF ETF 464287689   335,682 1,088 SH   SOLE 0 1,087 0 0
Citigroup Inc Com New Stock 172967424   208,727 3,289 SH   SOLE 0 3,289 0 0
Exxon Mobil Corp Stock 30231G102   405,854 3,525 SH   SOLE 0 3,525 0 0
Unitedhealth Group Inc Com Stock 91324P102   550,529 1,081 SH   SOLE 0 1,081 0 0
iShares S&P Midcap Fund ETF 464287507   416,662 7,120 SH   SOLE 0 7,120 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   208,641 15,664 SH   SOLE 0 15,663 0 0
Apple Inc Stock 037833100   21,086,639 100,117 SH   SOLE 0 100,116 0 0
Abbott Labs Stock 002824100   908,173 8,740 SH   SOLE 0 8,740 0 0
iShares Russell 1000 Value ETF ETF 464287598   202,909 1,163 SH   SOLE 0 1,163 0 0