The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Amazon.com Stock 023135106   2,473,371 13,712 SH   SOLE 0 13,712 0 0
Ulta Salon Cosmetcs & Frag Inc Com Stock 90384S303   502,488 961 SH   SOLE 0 961 0 0
Powershares QQQ Trust ETF 46090E103   5,341,851 12,031 SH   SOLE 0 12,030 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   1,440,876 6,918 SH   SOLE 0 6,918 0 0
SEMPRA COM Stock 816851109   200,621 2,793 SH   SOLE 0 2,793 0 0
Willis Towers Watson Pub Ltd Shs Stock G96629103   526,350 1,914 SH   SOLE 0 1,914 0 0
Vanguard Total Stock Market Index ETF ETF 922908769   3,471,068 13,355 SH   SOLE 0 13,355 0 0
Costco Whsl Corp Stock 22160K105   1,343,265 1,833 SH   SOLE 0 1,833 0 0
Enterprise Prods Partners L P Stock 293792107   716,923 24,569 SH   SOLE 0 24,569 0 0
CME Group Inc Com Stock 12572Q105   5,692,149 26,439 SH   SOLE 0 26,439 0 0
Netflix Inc Com Stock 64110L106   1,927,058 3,173 SH   SOLE 0 3,173 0 0
SPDR Dow Jones Global Real Estate ETF ETF 78463X749   3,406,524 79,555 SH   SOLE 0 79,554 0 0
SPDR S&P 500 ETF ETF 78462F103   5,852,900 11,190 SH   SOLE 0 11,189 0 0
Mastercard Inc Cl A Stock 57636Q104   545,137 1,132 SH   SOLE 0 1,132 0 0
Illinois Tool Wks Inc Com Stock 452308109   804,453 2,998 SH   SOLE 0 2,998 0 0
Honeywell Intl Inc Stock 438516106   892,017 4,346 SH   SOLE 0 4,346 0 0
Home Depot Stock 437076102   325,293 848 SH   SOLE 0 848 0 0
Health Care Select Sector SPDR Fund ETF 81369Y209   219,379 1,485 SH   SOLE 0 1,485 0 0
iShares Russell 1000 Growth Etf ETF 464287614   416,257 1,235 SH   SOLE 0 1,235 0 0
Schwab U.S. Broad Market ETF ETF 808524102   3,900,363 63,888 SH   SOLE 0 63,888 0 0
Schwab International Equity ETF ETF 808524805   1,267,231 32,476 SH   SOLE 0 32,476 0 0
Berkshire Hathaway Inc Cl B Stock 084670702   1,339,356 3,185 SH   SOLE 0 3,185 0 0
Schwab Emerging Markets Equity ETF ETF 808524706   1,294,883 51,283 SH   SOLE 0 51,282 0 0
Vanguard Short-Term Corporate Bond Index ETF ETF 92206C409   48,945,466 633,107 SH   SOLE 0 633,106 0 0
Alphabet Cl A Stock 02079K305   1,875,758 12,428 SH   SOLE 0 12,428 0 0
Fiserv Inc Com Stock 337738108   256,511 1,605 SH   SOLE 0 1,605 0 0
Microsoft Corp Stock 594918104   4,848,218 11,524 SH   SOLE 0 11,523 0 0
Valero Energy Corp New Com Stock 91913Y100   284,199 1,665 SH   SOLE 0 1,665 0 0
SPROTT PHYSICAL GOLD TR UNIT CEF 85207H104   196,788 11,375 SH   SOLE 0 11,375 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   634,440 1 SH   SOLE 0 1 0 0
NextEra Energy Inc Stock 65339F101   273,853 4,285 SH   SOLE 0 4,284 0 0
Nike Inc Cl B Stock 654106103   350,076 3,725 SH   SOLE 0 3,725 0 0
TESLA INC COM Stock 88160R101   597,159 3,397 SH   SOLE 0 3,397 0 0
AMPHENOL CORP NEW CL A Stock 032095101   1,149,924 9,969 SH   SOLE 0 9,969 0 0
Vanguard S&P 500 ETF ETF 922908363   1,370,778 2,852 SH   SOLE 0 2,851 0 0
SPDR S&P Midcap 400 ETF ETF 78467Y107   203,943 367 SH   SOLE 0 366 0 0
CROWDSTRIKE HLDGS INC CL A Stock 22788C105   270,578 844 SH   SOLE 0 844 0 0
ADAPTIVE BIOTECHNOLOGIES CORP COM Stock 00650F109   218,537 68,080 SH   SOLE 0 68,080 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885   487,813 4,700 SH   SOLE 0 4,700 0 0
Lilly Eli & Co Com Stock 532457108   221,007 284 SH   SOLE 0 284 0 0
Vanguard Total Int'l Stock ETF ETF 921909768   331,411 5,496 SH   SOLE 0 5,496 0 0
MONOPAR THERAPEUTICS INC COM Stock 61023L108   7,283 10,695 SH   SOLE 0 10,695 0 0
Fidelity Natl Information Svcs Com Stock 31620M106   336,406 4,535 SH   SOLE 0 4,535 0 0
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   621,467 4,423 SH   SOLE 0 4,422 0 0
SCHWAB CHARLES FAMILY FD AMT TAX FREE MNY Money Market Fund 808515530   10,756,260 10,756,260 SH   SOLE 0 10,756,259 0 0
DFA US Core Equity Market ETF ETF 25434V104   29,298,323 801,815 SH   SOLE 0 801,815 0 0
DFA Int'l Core Equity Market ETF ETF 25434V203   15,865,883 525,013 SH   SOLE 0 525,012 0 0
DFA Emerging Core Equity Market ETF ETF 25434V302   4,209,688 170,295 SH   SOLE 0 170,294 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839   579,138 12,590 SH   SOLE 0 12,589 0 0
Fortune Brands Stock 34964C106   270,690 3,197 SH   SOLE 0 3,197 0 0
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303   1,086,156 21,920 SH   SOLE 0 21,920 0 0
VISA Inc. Stock 92826C839   206,558 740 SH   SOLE 0 740 0 0
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   8,560,721 267,941 SH   SOLE 0 267,941 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   663,578 12,191 SH   SOLE 0 12,191 0 0
ANGEL OAK MORTGAGE REIT INC COM REIT 03464Y108   192,472 17,921 SH   SOLE 0 17,921 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   1,668,183 65,573 SH   SOLE 0 65,573 0 0
Vaneck Vectors Semiconductor ETF ETF 92189F676   1,275,468 5,669 SH   SOLE 0 5,669 0 0
Meta Platforms Inc Stock 30303M102   1,252,976 2,580 SH   SOLE 0 2,580 0 0
Asml Holding N V Nyregistry Shs ADR N07059210   381,395 393 SH   SOLE 0 393 0 0
INVESCO S&P 500 TOP 50 ETF ETF 46137V233   392,524 9,317 SH   SOLE 0 9,316 0 0
BROADCOM INC COM Stock 11135F101   395,639 299 SH   SOLE 0 298 0 0
Vanguard Short-Term Inflation-Protected Secs ETF ETF 922020805   22,960,453 479,441 SH   SOLE 0 479,441 0 0
DFA Global Real Estate ETF ETF 25434V658   3,836,050 150,257 SH   SOLE 0 150,256 0 0
Cf Inds Hldgs Inc Com Stock 125269100   1,754,483 21,085 SH   SOLE 0 21,085 0 0
Equifax Inc Com Stock 294429105   477,791 1,786 SH   SOLE 0 1,786 0 0
NVIDIA CORPORATION COM Stock 67066G104   7,485,796 8,285 SH   SOLE 0 8,284 0 0
Abbvie Inc Stock 00287Y109   2,970,962 16,315 SH   SOLE 0 16,315 0 0
Apogee Enterprises Inc Com Stock 037598109   222,237 3,754 SH   SOLE 0 3,754 0 0
Vanguard Total Bond Market Index ETF ETF 921937835   36,572,243 503,542 SH   SOLE 0 503,542 0 0
LENNOX INTL INC COM Stock 526107107   445,101 911 SH   SOLE 0 910 0 0
Blackstone Group L P Com Unit Ltd Stock 09260D107   1,698,220 12,927 SH   SOLE 0 12,927 0 0
McDonalds Corp Com Stock 580135101   466,345 1,654 SH   SOLE 0 1,654 0 0
Vanguard Total Int'l Bond Index ETF ETF 92203J407   17,053,691 346,698 SH   SOLE 0 346,698 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   750,838 4,160 SH   SOLE 0 4,160 0 0
WISDOMTREE US QUALITY DIVIDEND GROWTH FUND ETF 97717X669   258,360 3,391 SH   SOLE 0 3,391 0 0
ISHARES MSCI USA MOMENTUM FACTOR ETF ETF 46432F396   220,886 1,179 SH   SOLE 0 1,179 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   293,756 2,175 SH   SOLE 0 2,175 0 0
FIDELITY MSCI FINANCIALS INDEX ETF ETF 316092501   786,979 13,249 SH   SOLE 0 13,248 0 0
iShares Core S&P 500 ETF ETF 464287200   660,843 1,257 SH   SOLE 0 1,257 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   316,178 544 SH   SOLE 0 544 0 0
JP Morgan Chase Stock 46625H100   210,875 1,053 SH   SOLE 0 1,052 0 0
Vanguard FTSE Developed Markets ETF ETF 921943858   911,785 18,174 SH   SOLE 0 18,173 0 0
Danaher Corporation Stock 235851102   719,194 2,880 SH   SOLE 0 2,880 0 0
Bank of America Corp Com Stock 060505104   973,558 25,674 SH   SOLE 0 25,674 0 0
Oracle Corp Com Stock 68389X105   723,142 5,757 SH   SOLE 0 5,757 0 0
ISHARES CURRENCY HEDGED MSCI JAPAN ETF ETF 46434V886   223,971 5,326 SH   SOLE 0 5,326 0 0
Alphabet Cl C Stock 02079K107   2,208,797 14,507 SH   SOLE 0 14,506 0 0
Vanguard Dividend Appreciation Index ETF ETF 921908844   1,292,148 7,076 SH   SOLE 0 7,076 0 0
Eaton Corp Stock G29183103   1,369,538 4,380 SH   SOLE 0 4,380 0 0
iShares S&P Small-Cap 600 Value ETF ETF 464287879   924,840 9,000 SH   SOLE 0 9,000 0 0
HUBSPOT INC COM Stock 443573100   350,874 560 SH   SOLE 0 560 0 0
Vanguard Short-Term Bond Index ETF ETF 921937827   1,551,034 20,230 SH   SOLE 0 20,230 0 0
iShares Russell 3000 ETF ETF 464287689   326,341 1,088 SH   SOLE 0 1,087 0 0
Exxon Mobil Corp Stock 30231G102   271,446 2,335 SH   SOLE 0 2,335 0 0
Unitedhealth Group Inc Com Stock 91324P102   520,574 1,052 SH   SOLE 0 1,052 0 0
Lowe's Companies Stock 548661107   1,417,827 5,566 SH   SOLE 0 5,566 0 0
PayPal Holdings Stock 70450Y103   370,187 5,526 SH   SOLE 0 5,526 0 0
Crown Castle Intl Corp REIT 22822V101   317,490 3,000 SH   SOLE 0 3,000 0 0
iShares S&P Midcap Fund ETF 464287507   432,469 7,120 SH   SOLE 0 7,120 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   193,032 13,808 SH   SOLE 0 13,807 0 0
Apple Inc Stock 037833100   18,129,393 105,723 SH   SOLE 0 105,723 0 0
Abbott Labs Stock 002824100   2,025,080 17,817 SH   SOLE 0 17,817 0 0
iShares Russell 1000 Value ETF ETF 464287598   218,514 1,220 SH   SOLE 0 1,220 0 0