The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
EATON CORP PLC SHS G29183103   608,479 1,704 SH   SOLE   0 0 1,704
JOHNSON CTLS INTL PLC SHS G51502105   274,031 2,594 SH   SOLE   0 0 2,594
MEDTRONIC PLC SHS G5960L103   383,296 4,397 SH   SOLE   0 0 4,397
CHUBB LIMITED COM H1467J104   439,153 1,516 SH   SOLE   0 0 1,516
ASML HOLDING N V N Y REGISTRY SHS N07059210   219,489 274 SH   SOLE   0 0 274
ABBVIE INC COM 00287Y109   465,958 2,510 SH   SOLE   0 0 2,510
ALPHABET INC CAP STK CL C 02079K107   392,681 2,214 SH   SOLE   0 0 2,214
ALPHABET INC CAP STK CL A 02079K305   591,469 3,356 SH   SOLE   0 0 3,356
AMAZON COM INC COM 023135106   1,238,998 5,647 SH   SOLE   0 0 5,647
AMERICAN CENTY ETF TR US QUALITY GROW 025072307   8,833,676 80,954 SH   SOLE   0 0 80,954
AMERICAN EXPRESS CO COM 025816109   889,170 2,788 SH   SOLE   0 0 2,788
AMGEN INC COM 031162100   1,852,625 6,635 SH   SOLE   0 0 6,635
APPLE INC COM 037833100   2,351,960 11,463 SH   SOLE   0 0 11,463
BANK AMERICA CORP COM 060505104   263,468 5,568 SH   SOLE   0 0 5,568
BANK NEW YORK MELLON CORP COM 064058100   515,506 5,658 SH   SOLE   0 0 5,658
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   956,034 1,968 SH   SOLE   0 0 1,968
BLACKSTONE INC COM 09260D107   548,409 3,666 SH   SOLE   0 0 3,666
BLACKROCK INC COM 09290D101   631,532 602 SH   SOLE   0 0 602
BRISTOL-MYERS SQUIBB CO COM 110122108   293,775 6,346 SH   SOLE   0 0 6,346
BROADCOM INC COM 11135F101   1,312,750 4,762 SH   SOLE   0 0 4,762
CME GROUP INC COM 12572Q105   273,853 994 SH   SOLE   0 0 994
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   1,926,332 69,744 SH   SOLE   0 0 69,744
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   1,091,944 32,469 SH   SOLE   0 0 32,469
CARDINAL HEALTH INC COM 14149Y108   409,218 2,436 SH   SOLE   0 0 2,436
CATERPILLAR INC COM 149123101   591,415 1,523 SH   SOLE   0 0 1,523
CHEVRON CORP NEW COM 166764100   261,809 1,828 SH   SOLE   0 0 1,828
CISCO SYS INC COM 17275R102   847,605 12,217 SH   SOLE   0 0 12,217
CITIGROUP INC COM NEW 172967424   594,631 6,986 SH   SOLE   0 0 6,986
COCA COLA CO COM 191216100   365,710 5,169 SH   SOLE   0 0 5,169
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   333,425 4,273 SH   SOLE   0 0 4,273
CONSTELLATION ENERGY CORP COM 21037T109   278,730 864 SH   SOLE   0 0 864
COSTCO WHSL CORP NEW COM 22160K105   921,242 931 SH   SOLE   0 0 931
ENTERGY CORP NEW COM 29364G103   231,429 2,784 SH   SOLE   0 0 2,784
EXXON MOBIL CORP COM 30231G102   590,804 5,481 SH   SOLE   0 0 5,481
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   156,183 21,513 SH   SOLE   0 0 21,513
META PLATFORMS INC CL A 30303M102   669,073 906 SH   SOLE   0 0 906
FIDELITY COVINGTON TRUST DISRUPTORS ETF 316092121   377,138 11,178 SH   SOLE   0 0 11,178
FIDELITY COVINGTON TRUST FUNDAMENTAL SMAL 316092295   572,091 21,040 SH   SOLE   0 0 21,040
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832   218,237 4,024 SH   SOLE   0 0 4,024
GENERAL DYNAMICS CORP COM 369550108   229,916 788 SH   SOLE   0 0 788
GOLDMAN SACHS GROUP INC COM 38141G104   515,291 728 SH   SOLE   0 0 728
HOME DEPOT INC COM 437076102   707,183 1,929 SH   SOLE   0 0 1,929
INTERNATIONAL BUSINESS MACHS COM 459200101   735,714 2,496 SH   SOLE   0 0 2,496
INVESCO QQQ TR UNIT SER 1 46090E103   1,992,311 3,612 SH   SOLE   0 0 3,612
INTUIT COM 461202103   416,292 529 SH   SOLE   0 0 529
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274   1,362,199 19,154 SH   SOLE   0 0 19,154
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   2,407,412 18,716 SH   SOLE   0 0 18,716
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   244,953 3,364 SH   SOLE   0 0 3,364
ISHARES TR CORE S&P500 ETF 464287200   13,359,567 21,516 SH   SOLE   0 0 21,516
ISHARES TR CORE US AGGBD ET 464287226   1,261,623 12,718 SH   SOLE   0 0 12,718
ISHARES TR MSCI EMG MKT ETF 464287234   546,251 11,324 SH   SOLE   0 0 11,324
ISHARES TR S&P 500 GRWT ETF 464287309   2,725,038 24,751 SH   SOLE   0 0 24,751
ISHARES TR 7-10 YR TRSY BD 464287440   3,002,115 31,347 SH   SOLE   0 0 31,347
ISHARES TR 1 3 YR TREAS BD 464287457   5,320,046 64,205 SH   SOLE   0 0 64,205
ISHARES TR MSCI EAFE ETF 464287465   730,787 8,175 SH   SOLE   0 0 8,175
ISHARES TR CORE S&P MCP ETF 464287507   1,700,096 27,412 SH   SOLE   0 0 27,412
ISHARES TR RUS 1000 VAL ETF 464287598   322,397 1,660 SH   SOLE   0 0 1,660
ISHARES TR CORE S&P US VLU 464287663   2,239,218 23,663 SH   SOLE   0 0 23,663
ISHARES TR CORE S&P SCP ETF 464287804   843,987 7,722 SH   SOLE   0 0 7,722
ISHARES TR EAFE SML CP ETF 464288273   274,243 3,773 SH   SOLE   0 0 3,773
ISHARES TR INTL SEL DIV ETF 464288448   258,522 7,491 SH   SOLE   0 0 7,491
ISHARES TR 3 7 YR TREAS BD 464288661   6,364,579 53,443 SH   SOLE   0 0 53,443
ISHARES TR SHORT TREAS BD 464288679   467,566 4,234 SH   SOLE   0 0 4,234
ISHARES TR EAFE VALUE ETF 464288877   200,046 3,151 SH   SOLE   0 0 3,151
ISHARES TR MSCI USA QLT FCT 46432F339   1,007,011 5,508 SH   SOLE   0 0 5,508
ISHARES TR CORE MSCI EAFE 46432F842   1,104,746 13,234 SH   SOLE   0 0 13,234
ISHARES TR MSCI INTL QUALTY 46434V456   3,522,627 81,505 SH   SOLE   0 0 81,505
ISHARES TR CORE DIV GRWTH 46434V621   2,689,367 42,061 SH   SOLE   0 0 42,061
ISHARES TR TRS FLT RT BD 46434V860   2,568,671 50,714 SH   SOLE   0 0 50,714
ISHARES TR MSCI USA SMCP MN 46435G433   790,361 18,814 SH   SOLE   0 0 18,814
JPMORGAN CHASE & CO. COM 46625H100   1,172,136 4,043 SH   SOLE   0 0 4,043
JOHNSON & JOHNSON COM 478160104   510,338 3,341 SH   SOLE   0 0 3,341
ELI LILLY & CO COM 532457108   1,061,527 1,362 SH   SOLE   0 0 1,362
LOCKHEED MARTIN CORP COM 539830109   268,152 579 SH   SOLE   0 0 579
MCDONALDS CORP COM 580135101   603,326 2,065 SH   SOLE   0 0 2,065
MERCK & CO INC COM 58933Y105   438,004 5,533 SH   SOLE   0 0 5,533
MICROSOFT CORP COM 594918104   2,496,563 5,019 SH   SOLE   0 0 5,019
NORTHROP GRUMMAN CORP COM 666807102   408,053 816 SH   SOLE   0 0 816
NVIDIA CORPORATION COM 67066G104   1,094,866 6,930 SH   SOLE   0 0 6,930
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   1,144,628 110,379 SH   SOLE   0 0 110,379
ORACLE CORP COM 68389X105   997,693 4,563 SH   SOLE   0 0 4,563
PACER FDS TR US CASH COWS 100 69374H881   1,497,433 27,177 SH   SOLE   0 0 27,177
PALO ALTO NETWORKS INC COM 697435105   227,512 1,112 SH   SOLE   0 0 1,112
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,093,170 11,859 SH   SOLE   0 0 11,859
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   582,458 5,794 SH   SOLE   0 0 5,794
PROCTER AND GAMBLE CO COM 742718109   719,735 4,518 SH   SOLE   0 0 4,518
QUALCOMM INC COM 747525103   453,947 2,850 SH   SOLE   0 0 2,850
REALTY INCOME CORP COM 756109104   406,778 7,061 SH   SOLE   0 0 7,061
SPDR GOLD TR GOLD SHS 78463V107   304,830 1,000 SH   SOLE   0 0 1,000
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409   208,085 2,183 SH   SOLE   0 0 2,183
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853   1,597,776 37,506 SH   SOLE   0 0 37,506
SALESFORCE INC COM 79466L302   200,272 734 SH   SOLE   0 0 734
SAP SE SPON ADR 803054204   235,559 775 SH   SOLE   0 0 775
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,196,528 233,831 SH   SOLE   0 0 233,831
SNAP ON INC COM 833034101   373,752 1,201 SH   SOLE   0 0 1,201
STEEL DYNAMICS INC COM 858119100   331,823 2,592 SH   SOLE   0 0 2,592
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   932,783 4,118 SH   SOLE   0 0 4,118
TEXAS INSTRS INC COM 882508104   305,997 1,474 SH   SOLE   0 0 1,474
TORONTO DOMINION BK ONT COM NEW 891160509   309,930 4,220 SH   SOLE   0 0 4,220
TRAVELERS COMPANIES INC COM 89417E109   295,372 1,104 SH   SOLE   0 0 1,104
UNION PAC CORP COM 907818108   1,121,753 4,875 SH   SOLE   0 0 4,875
UNITEDHEALTH GROUP INC COM 91324P102   328,991 1,055 SH   SOLE   0 0 1,055
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,273,108 6,220 SH   SOLE   0 0 6,220
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   293,684 4,369 SH   SOLE   0 0 4,369
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,256,479 15,805 SH   SOLE   0 0 15,805
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696   558,238 7,373 SH   SOLE   0 0 7,373
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712   246,469 3,350 SH   SOLE   0 0 3,350
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   214,540 4,376 SH   SOLE   0 0 4,376
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   401,792 707 SH   SOLE   0 0 707
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,589,131 40,300 SH   SOLE   0 0 40,300
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,729,724 5,691 SH   SOLE   0 0 5,691
VISA INC COM CL A 92826C839   578,668 1,630 SH   SOLE   0 0 1,630
WALMART INC COM 931142103   1,023,049 10,463 SH   SOLE   0 0 10,463
WASTE MGMT INC DEL COM 94106L109   302,822 1,323 SH   SOLE   0 0 1,323