The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   211,890 679 SH   SOLE   0 0 679
EATON CORP PLC SHS G29183103   455,479 1,676 SH   SOLE   0 0 1,676
JOHNSON CTLS INTL PLC SHS G51502105   205,820 2,569 SH   SOLE   0 0 2,569
MEDTRONIC PLC SHS G5960L103   390,316 4,344 SH   SOLE   0 0 4,344
CHUBB LIMITED COM H1467J104   459,599 1,522 SH   SOLE   0 0 1,522
AFLAC INC COM 001055102   200,281 1,801 SH   SOLE   0 0 1,801
ABBVIE INC COM 00287Y109   517,382 2,469 SH   SOLE   0 0 2,469
ALPHABET INC CAP STK CL C 02079K107   313,974 2,010 SH   SOLE   0 0 2,010
ALPHABET INC CAP STK CL A 02079K305   507,979 3,285 SH   SOLE   0 0 3,285
AMAZON COM INC COM 023135106   1,100,246 5,783 SH   SOLE   0 0 5,783
AMERICAN CENTY ETF TR US QUALITY GROW 025072307   7,529,759 80,386 SH   SOLE   0 0 80,386
AMERICAN EXPRESS CO COM 025816109   767,433 2,852 SH   SOLE   0 0 2,852
AMGEN INC COM 031162100   2,084,603 6,691 SH   SOLE   0 0 6,691
APPLE INC COM 037833100   2,619,003 11,790 SH   SOLE   0 0 11,790
BANK AMERICA CORP COM 060505104   223,919 5,366 SH   SOLE   0 0 5,366
BANK NEW YORK MELLON CORP COM 064058100   471,521 5,622 SH   SOLE   0 0 5,622
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,147,752 2,155 SH   SOLE   0 0 2,155
BLACKSTONE INC COM 09260D107   507,183 3,628 SH   SOLE   0 0 3,628
BLACKROCK INC COM 09290D101   566,364 598 SH   SOLE   0 0 598
BRISTOL-MYERS SQUIBB CO COM 110122108   385,562 6,322 SH   SOLE   0 0 6,322
BROADCOM INC COM 11135F101   784,647 4,686 SH   SOLE   0 0 4,686
CME GROUP INC COM 12572Q105   256,978 969 SH   SOLE   0 0 969
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300   1,819,687 66,655 SH   SOLE   0 0 66,655
CARDINAL HEALTH INC COM 14149Y108   334,076 2,425 SH   SOLE   0 0 2,425
CATERPILLAR INC COM 149123101   501,896 1,522 SH   SOLE   0 0 1,522
CHEVRON CORP NEW COM 166764100   340,238 2,034 SH   SOLE   0 0 2,034
CISCO SYS INC COM 17275R102   745,479 12,080 SH   SOLE   0 0 12,080
CITIGROUP INC COM NEW 172967424   478,641 6,742 SH   SOLE   0 0 6,742
COCA COLA CO COM 191216100   363,098 5,070 SH   SOLE   0 0 5,070
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   325,147 4,250 SH   SOLE   0 0 4,250
COSTCO WHSL CORP NEW COM 22160K105   874,488 925 SH   SOLE   0 0 925
ENTERGY CORP NEW COM 29364G103   236,641 2,768 SH   SOLE   0 0 2,768
EXXON MOBIL CORP COM 30231G102   643,938 5,414 SH   SOLE   0 0 5,414
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   149,453 21,199 SH   SOLE   0 0 21,199
META PLATFORMS INC CL A 30303M102   496,149 861 SH   SOLE   0 0 861
FIDELITY COVINGTON TRUST FUNDAMENTAL SMAL 316092295   434,837 17,228 SH   SOLE   0 0 17,228
FIDELITY COVINGTON TRUST DIVID ETF RISI 316092832   203,178 4,068 SH   SOLE   0 0 4,068
GENERAL DYNAMICS CORP COM 369550108   214,913 788 SH   SOLE   0 0 788
GOLDMAN SACHS GROUP INC COM 38141G104   394,624 722 SH   SOLE   0 0 722
HOME DEPOT INC COM 437076102   698,669 1,906 SH   SOLE   0 0 1,906
INTERNATIONAL BUSINESS MACHS COM 459200101   612,883 2,465 SH   SOLE   0 0 2,465
INVESCO QQQ TR UNIT SER 1 46090E103   1,688,264 3,600 SH   SOLE   0 0 3,600
INTUIT COM 461202103   322,824 526 SH   SOLE   0 0 526
INVESCO EXCHANGE TRADED FD T S&P500 EQL UTL 46137V274   1,346,215 19,328 SH   SOLE   0 0 19,328
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464   2,011,428 17,681 SH   SOLE   0 0 17,681
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   251,011 3,359 SH   SOLE   0 0 3,359
ISHARES TR CORE S&P500 ETF 464287200   11,895,572 21,170 SH   SOLE   0 0 21,170
ISHARES TR CORE US AGGBD ET 464287226   1,231,326 12,448 SH   SOLE   0 0 12,448
ISHARES TR MSCI EMG MKT ETF 464287234   497,053 11,374 SH   SOLE   0 0 11,374
ISHARES TR S&P 500 GRWT ETF 464287309   2,277,439 24,533 SH   SOLE   0 0 24,533
ISHARES TR 7-10 YR TRSY BD 464287440   2,798,571 29,344 SH   SOLE   0 0 29,344
ISHARES TR 1 3 YR TREAS BD 464287457   5,278,029 63,798 SH   SOLE   0 0 63,798
ISHARES TR MSCI EAFE ETF 464287465   632,885 7,744 SH   SOLE   0 0 7,744
ISHARES TR CORE S&P MCP ETF 464287507   1,601,974 27,455 SH   SOLE   0 0 27,455
ISHARES TR RUS 1000 VAL ETF 464287598   310,950 1,653 SH   SOLE   0 0 1,653
ISHARES TR CORE S&P US VLU 464287663   2,121,251 22,985 SH   SOLE   0 0 22,985
ISHARES TR CORE S&P SCP ETF 464287804   861,533 8,239 SH   SOLE   0 0 8,239
ISHARES TR INTL SEL DIV ETF 464288448   230,329 7,425 SH   SOLE   0 0 7,425
ISHARES TR 3 7 YR TREAS BD 464288661   6,226,863 52,710 SH   SOLE   0 0 52,710
ISHARES TR SHORT TREAS BD 464288679   462,702 4,189 SH   SOLE   0 0 4,189
ISHARES TR MSCI USA QLT FCT 46432F339   808,078 4,729 SH   SOLE   0 0 4,729
ISHARES TR CORE MSCI EAFE 46432F842   977,687 12,924 SH   SOLE   0 0 12,924
ISHARES TR MSCI INTL QUALTY 46434V456   2,122,282 53,471 SH   SOLE   0 0 53,471
ISHARES TR CORE DIV GRWTH 46434V621   2,545,532 41,203 SH   SOLE   0 0 41,203
ISHARES TR TRS FLT RT BD 46434V860   2,291,602 45,235 SH   SOLE   0 0 45,235
ISHARES TR MSCI USA SMCP MN 46435G433   707,208 17,062 SH   SOLE   0 0 17,062
JPMORGAN CHASE & CO. COM 46625H100   961,546 3,920 SH   SOLE   0 0 3,920
JOHNSON & JOHNSON COM 478160104   555,858 3,352 SH   SOLE   0 0 3,352
ELI LILLY & CO COM 532457108   1,086,925 1,316 SH   SOLE   0 0 1,316
LOCKHEED MARTIN CORP COM 539830109   258,731 579 SH   SOLE   0 0 579
MCDONALDS CORP COM 580135101   641,174 2,053 SH   SOLE   0 0 2,053
MERCK & CO INC COM 58933Y105   515,667 5,745 SH   SOLE   0 0 5,745
MICROSOFT CORP COM 594918104   1,839,420 4,900 SH   SOLE   0 0 4,900
NORTHROP GRUMMAN CORP COM 666807102   414,438 809 SH   SOLE   0 0 809
NVIDIA CORPORATION COM 67066G104   730,600 6,741 SH   SOLE   0 0 6,741
NUVEEN MUN HIGH INCOME OPPOR COM 670682103   1,052,351 96,458 SH   SOLE   0 0 96,458
ORACLE CORP COM 68389X105   631,993 4,520 SH   SOLE   0 0 4,520
PACER FDS TR US CASH COWS 100 69374H881   1,892,353 34,557 SH   SOLE   0 0 34,557
PIMCO ETF TR ACTIVE BD ETF 72201R775   1,175,713 12,715 SH   SOLE   0 0 12,715
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   581,632 5,780 SH   SOLE   0 0 5,780
PROCTER AND GAMBLE CO COM 742718109   762,459 4,474 SH   SOLE   0 0 4,474
QUALCOMM INC COM 747525103   434,392 2,828 SH   SOLE   0 0 2,828
REALTY INCOME CORP COM 756109104   404,718 6,977 SH   SOLE   0 0 6,977
SPDR GOLD TR GOLD SHS 78463V107   288,140 1,000 SH   SOLE   0 0 1,000
SPDR SER TR PORTFOLIO S&P600 78468R853   1,806,832 44,329 SH   SOLE   0 0 44,329
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,696,859 275,281 SH   SOLE   0 0 275,281
SNAP ON INC COM 833034101   402,467 1,194 SH   SOLE   0 0 1,194
STEEL DYNAMICS INC COM 858119100   324,343 2,593 SH   SOLE   0 0 2,593
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   671,445 4,045 SH   SOLE   0 0 4,045
TEXAS INSTRS INC COM 882508104   276,472 1,539 SH   SOLE   0 0 1,539
TORONTO DOMINION BK ONT COM NEW 891160509   250,465 4,179 SH   SOLE   0 0 4,179
TRAVELERS COMPANIES INC COM 89417E109   290,061 1,097 SH   SOLE   0 0 1,097
UNION PAC CORP COM 907818108   1,168,562 4,947 SH   SOLE   0 0 4,947
UNITEDHEALTH GROUP INC COM 91324P102   487,779 931 SH   SOLE   0 0 931
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,206,675 6,220 SH   SOLE   0 0 6,220
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   264,910 4,367 SH   SOLE   0 0 4,367
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,225,857 15,529 SH   SOLE   0 0 15,529
VANGUARD MUN BD FDS SHORT TAX EXEMPT 922907696   416,349 5,527 SH   SOLE   0 0 5,527
VANGUARD MUN BD FDS CORE TAX EXEMPT 922907712   246,632 3,322 SH   SOLE   0 0 3,322
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   230,527 4,646 SH   SOLE   0 0 4,646
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   363,511 707 SH   SOLE   0 0 707
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   3,586,800 39,616 SH   SOLE   0 0 39,616
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,594,603 5,802 SH   SOLE   0 0 5,802
VISA INC COM CL A 92826C839   588,895 1,680 SH   SOLE   0 0 1,680
WALMART INC COM 931142103   910,425 10,370 SH   SOLE   0 0 10,370
WASTE MGMT INC DEL COM 94106L109   302,388 1,306 SH   SOLE   0 0 1,306