The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TRUST ETF 78462F103   16,436,798 31,424 SH   SOLE   31,423 0 0
NVIDIA CORPORATION COM Stock 67066G104   10,291,548 11,390 SH   SOLE   11,390 0 0
MICROSOFT CORP COM Stock 594918104   6,008,723 14,282 SH   SOLE   14,282 0 0
APPLE INC COM Stock 037833100   5,916,566 34,503 SH   SOLE   34,502 0 0
VANGUARD S&P 500 ETF ETF 922908363   5,526,489 11,497 SH   SOLE   11,496 0 0
AMAZON COM INC COM Stock 023135106   4,995,985 27,697 SH   SOLE   27,697 0 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302   3,569,787 144,409 SH   SOLE   144,408 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   3,004,680 51,742 SH   SOLE   51,742 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   2,952,960 36,678 SH   SOLE   36,678 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,101,036 13,799 SH   SOLE   13,799 0 0
META PLATFORMS INC CL A Stock 30303M102   2,069,733 4,262 SH   SOLE   4,262 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   1,837,724 12,176 SH   SOLE   12,176 0 0
JPMORGAN CHASE & CO COM Stock 46625H100   1,815,797 9,065 SH   SOLE   9,065 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   1,791,421 5,315 SH   SOLE   5,315 0 0
SNAP INC CL A Stock 83304A106   1,764,028 153,661 SH   SOLE   153,661 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,458,144 20,076 SH   SOLE   20,076 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   1,422,313 7,941 SH   SOLE   7,941 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,400,796 27,960 SH   SOLE   27,960 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   1,276,695 6,130 SH   SOLE   6,130 0 0
NETFLIX INC COM Stock 64110L106   1,222,252 2,013 SH   SOLE   2,012 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   1,192,006 9,306 SH   SOLE   9,306 0 0
SPOTIFY TECHNOLOGY S A SHS Stock L8681T102   1,156,410 4,382 SH   SOLE   4,382 0 0
VISA INC COM CL A Stock 92826C839   1,118,274 4,007 SH   SOLE   4,007 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   1,093,645 2,271 SH   SOLE   2,271 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   950,397 18,944 SH   SOLE   18,943 0 0
NOVO-NORDISK A S ADR ADR 670100205   917,161 7,143 SH   SOLE   7,143 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   858,702 2,042 SH   SOLE   2,042 0 0
ELI LILLY & CO COM Stock 532457108   849,788 1,092 SH   SOLE   1,092 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   829,506 1,132 SH   SOLE   1,132 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   809,329 1,636 SH   SOLE   1,636 0 0
BROADCOM INC COM Stock 11135F101   772,714 583 SH   SOLE   583 0 0
JOHNSON & JOHNSON COM Stock 478160104   752,510 4,757 SH   SOLE   4,757 0 0
COMCAST CORP NEW CL A Stock 20030N101   738,901 17,045 SH   SOLE   17,045 0 0
WALMART INC COM Stock 931142103   715,481 11,891 SH   SOLE   11,891 0 0
FLEXSHARES MORNINGSTAR GLOBAL UPSTREAM NATURAL RESOURCES INDEX FUND ETF 33939L407   703,693 17,134 SH   SOLE   17,134 0 0
DIMENSIONAL EMERGING MARKETS SUSTAINABILITY CORE 1 ETF ETF 25434V682   698,579 21,695 SH   SOLE   21,695 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   693,990 3,300 SH   SOLE   3,300 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   668,654 689 SH   SOLE   689 0 0
ORACLE CORP COM Stock 68389X105   657,694 5,236 SH   SOLE   5,236 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   634,440 1 SH   SOLE   1 0 0
INTEL CORP COM Stock 458140100   614,413 13,910 SH   SOLE   13,910 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   612,762 14,670 SH   SOLE   14,669 0 0
MERCK & CO INC COM Stock 58933Y105   612,000 4,638 SH   SOLE   4,638 0 0
INTUIT COM Stock 461202103   598,650 921 SH   SOLE   921 0 0
iShares S&P 500 Growth ETF ETF 464287309   592,853 7,021 SH   SOLE   7,021 0 0
DFA U.S. Small Cap ETF ETF 25434V500   591,122 9,482 SH   SOLE   9,482 0 0
iShares S&P 500 Value ETF ETF 464287408   588,638 3,151 SH   SOLE   3,151 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   578,492 1,669 SH   SOLE   1,669 0 0
MCDONALDS CORP COM Stock 580135101   571,795 2,028 SH   SOLE   2,028 0 0
APPLIED MATLS INC COM Stock 038222105   568,164 2,755 SH   SOLE   2,755 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   554,733 3,419 SH   SOLE   3,419 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   547,285 1,041 SH   SOLE   1,041 0 0
HOME DEPOT INC COM Stock 437076102   538,574 1,404 SH   SOLE   1,404 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   537,252 1,210 SH   SOLE   1,210 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   486,224 8,005 SH   SOLE   8,005 0 0
ADOBE INC COM Stock 00724F101   485,307 962 SH   SOLE   961 0 0
AMERICAN EXPRESS CO COM Stock 025816109   476,759 2,094 SH   SOLE   2,093 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   467,289 2,589 SH   SOLE   2,589 0 0
BANK AMERICA CORP COM Stock 060505104   460,240 12,137 SH   SOLE   12,137 0 0
WILLIAMS SONOMA INC COM Stock 969904101   456,926 1,439 SH   SOLE   1,439 0 0
DISNEY WALT CO COM Stock 254687106   446,108 3,646 SH   SOLE   3,645 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   443,160 9,000 SH   SOLE   9,000 0 0
EXXON MOBIL CORP COM Stock 30231G102   438,457 3,772 SH   SOLE   3,772 0 0
ISHARES MSCI EAFE ETF ETF 464287465   430,508 5,391 SH   SOLE   5,390 0 0
SALESFORCE INC COM Stock 79466L302   424,664 1,410 SH   SOLE   1,410 0 0
CHEVRON CORP NEW COM Stock 166764100   423,163 2,683 SH   SOLE   2,682 0 0
SAP SE SPON ADR ADR 803054204   422,045 2,164 SH   SOLE   2,164 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   421,159 8,162 SH   SOLE   8,162 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   415,908 9,912 SH   SOLE   9,912 0 0
QUALCOMM INC COM Stock 747525103   405,474 2,395 SH   SOLE   2,395 0 0
MICRON TECHNOLOGY INC COM Stock 595112103   385,382 3,269 SH   SOLE   3,269 0 0
ABBVIE INC COM Stock 00287Y109   384,595 2,112 SH   SOLE   2,112 0 0
PEPSICO INC COM Stock 713448108   382,922 2,188 SH   SOLE   2,188 0 0
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   377,762 14,820 SH   SOLE   14,820 0 0
TEXAS INSTRS INC COM Stock 882508104   372,113 2,136 SH   SOLE   2,136 0 0
SHELL PLC SPON ADS ADR 780259305   370,262 5,523 SH   SOLE   5,523 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   370,136 1,938 SH   SOLE   1,938 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   367,214 8,939 SH   SOLE   8,939 0 0
TESLA INC COM Stock 88160R101   363,534 2,068 SH   SOLE   2,068 0 0
WELLS FARGO CO NEW COM Stock 949746101   359,352 6,200 SH   SOLE   6,200 0 0
CONOCOPHILLIPS COM Stock 20825C104   358,675 2,818 SH   SOLE   2,818 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   355,289 3,673 SH   SOLE   3,673 0 0
ABBOTT LABS COM Stock 002824100   346,208 3,046 SH   SOLE   3,046 0 0
DANAHER CORPORATION COM Stock 235851102   344,863 1,381 SH   SOLE   1,381 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   341,278 1,356 SH   SOLE   1,356 0 0
LAM RESEARCH CORP COM Stock 512807108   339,078 349 SH   SOLE   349 0 0
LAUDER ESTEE COS INC CL A Stock 518439104   330,343 2,143 SH   SOLE   2,143 0 0
NIKE INC CL B Stock 654106103   329,306 3,504 SH   SOLE   3,504 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   329,046 827 SH   SOLE   827 0 0
NEXTERA ENERGY INC COM Stock 65339F101   322,682 5,049 SH   SOLE   5,049 0 0
SHOPIFY INC CL A Stock 82509L107   321,722 4,169 SH   SOLE   4,169 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   321,574 4,672 SH   SOLE   4,672 0 0
LINDE PLC SHS Stock G54950103   320,381 690 SH   SOLE   690 0 0
THE CIGNA GROUP COM Stock 125523100   317,065 873 SH   SOLE   873 0 0
ABRDN PHYSICAL PRECIOUS METALS BASKET SHARES ETF ETF 003263100   315,150 3,300 SH   SOLE   3,300 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822   311,443 4,365 SH   SOLE   4,365 0 0
TARGET CORP COM Stock 87612E106   309,940 1,749 SH   SOLE   1,749 0 0
BLACKSTONE INC COM Stock 09260D107   302,414 2,302 SH   SOLE   2,302 0 0
STELLANTIS N.V SHS Stock N82405106   300,037 10,602 SH   SOLE   10,602 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   300,030 1,925 SH   SOLE   1,925 0 0
JPMORGAN BETABUILDERS EUROPE ETF ETF 46641Q191   296,347 4,989 SH   SOLE   4,989 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   289,160 498 SH   SOLE   497 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL LARGE CO. INDEX ETF ETF 808524755   284,880 8,000 SH   SOLE   8,000 0 0
ELEVANCE HEALTH INC COM Stock 036752103   283,641 547 SH   SOLE   547 0 0
CISCO SYS INC COM Stock 17275R102   280,444 5,619 SH   SOLE   5,619 0 0
GE AEROSPACE COM NEW Stock 369604301   274,178 1,562 SH   SOLE   1,562 0 0
ARES CAPITAL CORP COM CEF 04010L103   270,660 13,000 SH   SOLE   13,000 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   268,108 4,013 SH   SOLE   4,013 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   267,322 640 SH   SOLE   640 0 0
SERVICENOW INC COM Stock 81762P102   265,934 349 SH   SOLE   348 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   264,697 4,881 SH   SOLE   4,881 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   260,400 1,914 SH   SOLE   1,914 0 0
MANULIFE FINL CORP COM Stock 56501R106   258,497 10,344 SH   SOLE   10,344 0 0
AVANGRID INC COM Stock 05351W103   257,886 7,077 SH   SOLE   7,077 0 0
AT&T INC COM Stock 00206R102   255,816 14,535 SH   SOLE   14,535 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   254,568 609 SH   SOLE   609 0 0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282   246,330 7,000 SH   SOLE   7,000 0 0
GENERAL MTRS CO COM Stock 37045V100   245,480 5,413 SH   SOLE   5,413 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   244,243 612 SH   SOLE   612 0 0
MORGAN STANLEY COM NEW Stock 617446448   242,274 2,573 SH   SOLE   2,573 0 0
GSK PLC SPONSORED ADR ADR 37733W204   241,958 5,644 SH   SOLE   5,644 0 0
SUPER MICRO COMPUTER INC COM Stock 86800U104   241,397 239 SH   SOLE   239 0 0
CITIGROUP INC COM NEW Stock 172967424   240,186 3,798 SH   SOLE   3,798 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   238,991 1,739 SH   SOLE   1,739 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   238,780 8,183 SH   SOLE   8,183 0 0
COCA COLA CO COM Stock 191216100   234,870 3,839 SH   SOLE   3,839 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105   232,417 1,561 SH   SOLE   1,561 0 0
STRYKER CORPORATION COM Stock 863667101   232,258 649 SH   SOLE   649 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795   229,809 4,210 SH   SOLE   4,210 0 0
NU HLDGS LTD ORD SHS CL A Stock G6683N103   229,641 19,249 SH   SOLE   19,249 0 0
LOWES COS INC COM Stock 548661107   225,181 884 SH   SOLE   884 0 0
PFIZER INC COM Stock 717081103   224,656 8,096 SH   SOLE   8,095 0 0
UBS GROUP AG SHS Stock H42097107   222,781 7,252 SH   SOLE   7,252 0 0
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF ETF 46137V332   222,530 7,000 SH   SOLE   7,000 0 0
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101   218,341 18,441 SH   SOLE   18,441 0 0
MEDTRONIC PLC SHS Stock G5960L103   217,265 2,493 SH   SOLE   2,493 0 0
DEERE & CO COM Stock 244199105   213,585 520 SH   SOLE   520 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   213,382 751 SH   SOLE   751 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   212,604 683 SH   SOLE   683 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   212,219 1,106 SH   SOLE   1,106 0 0
FLEXSHARES GLOBAL QUALITY REAL ESTATE INDEX FUND ETF 33939L787   211,331 3,720 SH   SOLE   3,720 0 0
ISHARES NEW YORK MUNI BOND ETF ETF 464288323   210,774 3,917 SH   SOLE   3,917 0 0
AMGEN INC COM Stock 031162100   210,112 739 SH   SOLE   739 0 0
BHP GROUP LTD SPONSORED ADS ADR 088606108   209,934 3,639 SH   SOLE   3,639 0 0
JPMORGAN BETABUILDERS DEVELOPED ASIA PACIFIC EX-JAPAN ETF ETF 46641Q233   207,088 4,300 SH   SOLE   4,300 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   206,927 2,186 SH   SOLE   2,186 0 0
ZOETIS INC CL A Stock 98978V103   206,267 1,219 SH   SOLE   1,219 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   206,163 3,043 SH   SOLE   3,043 0 0
TOAST INC CL A Stock 888787108   200,756 8,056 SH   SOLE   8,056 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   171,888 35,514 SH   SOLE   35,514 0 0
HALEON PLC SPON ADS ADR 405552100   157,048 18,498 SH   SOLE   18,498 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS ADR 606822104   139,547 13,641 SH   SOLE   13,641 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308   128,196 14,404 SH   SOLE   14,404 0 0
SUMITOMO MITSUI FINL GROUP INC SPONSORED ADR ADR 86562M209   119,536 10,156 SH   SOLE   10,156 0 0
ICL GROUP LTD SHS Stock M53213100   90,126 16,752 SH   SOLE   16,752 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR ADR 60687Y109   78,959 19,839 SH   SOLE   19,839 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   48,601 18,765 SH   SOLE   18,765 0 0
B2GOLD CORP COM Stock 11777Q209   39,609 15,176 SH   SOLE   15,176 0 0