The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   246,875 1,330 SH   SOLE   0 0 1,330
ABRDN PRECIOUS METALS BASKET PHYSCL PRECS MET 003263100   3,593,696 26,013 SH   SOLE   0 0 26,013
ALPHABET INC CAP STK CL A 02079K305   308,931 1,753 SH   SOLE   0 0 1,753
ALTIMMUNE INC COM NEW 02155H200   894,291 231,083 SH   SOLE   0 0 231,083
AMAZON COM INC COM 023135106   1,684,038 7,676 SH   SOLE   0 0 7,676
APPLE INC COM 037833100   2,689,213 13,107 SH   SOLE   0 0 13,107
AT&T INC COM 00206R102   203,767 7,041 SH   SOLE   0 0 7,041
BLACK DIAMOND THERAPEUTICS I COM 09203E105   248,000 100,000 SH   SOLE   0 0 100,000
BROADCOM INC COM 11135F101   516,844 1,875 SH   SOLE   0 0 1,875
CHEVRON CORP NEW COM 166764100   219,966 1,536 SH   SOLE   0 0 1,536
CLEARSIDE BIOMEDICAL INC COM 185063104   80,000 100,000 SH   SOLE   0 0 100,000
COSTCO WHSL CORP NEW COM 22160K105   291,042 294 SH   SOLE   0 0 294
CVS HEALTH CORP COM 126650100   255,157 3,699 SH   SOLE   0 0 3,699
DIAMONDBACK ENERGY INC COM 25278X109   309,013 2,249 SH   SOLE   0 0 2,249
DTE ENERGY CO COM 233331107   417,886 3,155 SH   SOLE   0 0 3,155
ELI LILLY & CO COM 532457108   1,425,760 1,829 SH   SOLE   0 0 1,829
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U307   244,843 5,100 SH   SOLE   0 0 5,100
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   237,674 5,440 SH   SOLE   0 0 5,440
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723   7,539,362 225,910 SH   SOLE   0 0 225,910
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   4,282,488 133,494 SH   SOLE   0 0 133,494
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540   2,830,107 70,735 SH   SOLE   0 0 70,735
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   1,428,329 34,931 SH   SOLE   0 0 34,931
INNOVATOR ETFS TRUST EQUITY DEFINED P 45784N742   1,379,894 52,042 SH   SOLE   0 0 52,042
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   1,280,868 32,215 SH   SOLE   0 0 32,215
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   1,189,070 28,157 SH   SOLE   0 0 28,157
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y251   1,073,207 38,084 SH   SOLE   0 0 38,084
INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y103   509,901 13,641 SH   SOLE   0 0 13,641
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   286,376 7,078 SH   SOLE   0 0 7,078
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   279,456 6,373 SH   SOLE   0 0 6,373
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y111   264,860 10,281 SH   SOLE   0 0 10,281
INTUIT COM 461202103   242,590 308 SH   SOLE   0 0 308
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,066,192 14,641 SH   SOLE   0 0 14,641
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   412,837 12,463 SH   SOLE   0 0 12,463
INVESCO QQQ TR UNIT SER 1 46090E103   206,865 375 SH   SOLE   0 0 375
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   3,896,751 63,662 SH   SOLE   0 0 63,662
ISHARES INC CORE MSCI EMKT 46434G103   299,332 4,986 SH   SOLE   0 0 4,986
ISHARES TR CORE S&P500 ETF 464287200   30,373,724 48,919 SH   SOLE   0 0 48,919
ISHARES TR SHRT NAT MUN ETF 464288158   13,397,144 125,984 SH   SOLE   0 0 125,984
ISHARES TR NATIONAL MUN ETF 464288414   12,758,405 122,113 SH   SOLE   0 0 122,113
ISHARES TR MSCI EMG MKT ETF 464287234   7,817,829 162,061 SH   SOLE   0 0 162,061
ISHARES TR CORE MSCI INTL 46435G326   6,779,639 89,159 SH   SOLE   0 0 89,159
ISHARES TR MSCI USA MIN VOL 46429B697   3,259,499 34,724 SH   SOLE   0 0 34,724
ISHARES TR INTL TREA BD ETF 464288117   2,642,938 61,321 SH   SOLE   0 0 61,321
ISHARES TR 20 YR TR BD ETF 464287432   2,618,917 29,676 SH   SOLE   0 0 29,676
ISHARES TR CORE MSCI EAFE 46432F842   2,146,910 25,718 SH   SOLE   0 0 25,718
ISHARES TR MSCI EAFE MIN VL 46429B689   1,744,497 20,753 SH   SOLE   0 0 20,753
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,663,048 16,160 SH   SOLE   0 0 16,160
ISHARES TR RUS 2000 GRW ETF 464287648   1,077,609 3,770 SH   SOLE   0 0 3,770
ISHARES TR RUS 2000 VAL ETF 464287630   936,279 5,935 SH   SOLE   0 0 5,935
ISHARES TR RUSSELL 3000 ETF 464287689   724,949 2,065 SH   SOLE   0 0 2,065
ISHARES TR CORE S&P SCP ETF 464287804   494,654 4,526 SH   SOLE   0 0 4,526
ISHARES TR S&P 500 GRWT ETF 464287309   486,422 4,418 SH   SOLE   0 0 4,418
ISHARES TR CORE US AGGBD ET 464287226   458,899 4,626 SH   SOLE   0 0 4,626
ISHARES TR S&P 500 VAL ETF 464287408   320,293 1,639 SH   SOLE   0 0 1,639
ISHARES TR JPMORGAN USD EMG 464288281   299,981 3,239 SH   SOLE   0 0 3,239
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   6,742,402 132,855 SH   SOLE   0 0 132,855
JPMORGAN CHASE & CO. COM 46625H100   813,487 2,806 SH   SOLE   0 0 2,806
META PLATFORMS INC CL A 30303M102   624,451 846 SH   SOLE   0 0 846
MICROSOFT CORP COM 594918104   1,983,844 3,988 SH   SOLE   0 0 3,988
NETFLIX INC COM 64110L106   356,209 266 SH   SOLE   0 0 266
NEW YORK LIFE INVESTMENTS ET NYLI HEDGE MULTI 45409B107   3,507,076 108,511 SH   SOLE   0 0 108,511
NVIDIA CORPORATION COM 67066G104   2,641,265 16,718 SH   SOLE   0 0 16,718
ORACLE CORP COM 68389X105   303,896 1,390 SH   SOLE   0 0 1,390
PROCTER AND GAMBLE CO COM 742718109   369,463 2,319 SH   SOLE   0 0 2,319
PROSHARES TR S&P 500 DV ARIST 74348A467   4,591,215 45,593 SH   SOLE   0 0 45,593
REZOLVE AI LTD ORD SHS G75398100   615,000 200,000 SH   SOLE   0 0 200,000
ROBINHOOD MKTS INC COM CL A 770700102   1,672,794 17,866 SH   SOLE   0 0 17,866
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   10,309,083 422,850 SH   SOLE   0 0 422,850
SCHWAB STRATEGIC TR US REIT ETF 808524847   7,627,679 360,476 SH   SOLE   0 0 360,476
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,964,390 248,285 SH   SOLE   0 0 248,285
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   5,596,044 221,188 SH   SOLE   0 0 221,188
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   4,506,437 154,277 SH   SOLE   0 0 154,277
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,193,852 151,567 SH   SOLE   0 0 151,567
SCHWAB STRATEGIC TR US TIPS ETF 808524870   2,574,573 96,498 SH   SOLE   0 0 96,498
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   417,985 15,773 SH   SOLE   0 0 15,773
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   252,973 10,351 SH   SOLE   0 0 10,351
SPDR S&P 500 ETF TR TR UNIT 78462F103   531,559 860 SH   SOLE   0 0 860
SPDR SER TR NUVEEN BLOOMBERG 78464A284   778,312 31,409 SH   SOLE   0 0 31,409
SPDR SER TR NUVEEN BLMBRG SH 78468R739   732,612 15,317 SH   SOLE   0 0 15,317
TESLA INC COM 88160R101   719,818 2,266 SH   SOLE   0 0 2,266
TRAVELERS COMPANIES INC COM 89417E109   516,620 1,931 SH   SOLE   0 0 1,931
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,758,227 35,017 SH   SOLE   0 0 35,017
VANGUARD BD INDEX FDS INTERMED TERM 921937819   15,847,517 204,907 SH   SOLE   0 0 204,907
VANGUARD INDEX FDS VALUE ETF 922908744   31,977,304 180,929 SH   SOLE   0 0 180,929
VANGUARD INDEX FDS GROWTH ETF 922908736   30,763,743 70,173 SH   SOLE   0 0 70,173
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,518,866 9,095 SH   SOLE   0 0 9,095
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,508,090 12,861 SH   SOLE   0 0 12,861
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,232,132 4,054 SH   SOLE   0 0 4,054
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   549,342 967 SH   SOLE   0 0 967
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   201,027 2,257 SH   SOLE   0 0 2,257
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   644,186 13,024 SH   SOLE   0 0 13,024
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   3,345,488 66,550 SH   SOLE   0 0 66,550
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   6,093,772 124,287 SH   SOLE   0 0 124,287
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   13,813,492 242,299 SH   SOLE   0 0 242,299
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   2,417,061 23,948 SH   SOLE   0 0 23,948
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   5,521,567 84,492 SH   SOLE   0 0 84,492
VANGUARD WORLD FD MEGA GRWTH IND 921910816   284,463 777 SH   SOLE   0 0 777
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   214,435 1,634 SH   SOLE   0 0 1,634