The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2SEVENTY BIO INC COMMON STOCK 901384107   196,000 50,000 SH   SOLE   0 0 50,000
ABBOTT LABS COM 002824100   469,045 4,843 SH   SOLE   0 0 4,843
ABBVIE INC COM 00287Y109   669,130 4,489 SH   SOLE   0 0 4,489
ALPHABET INC CAP STK CL A 02079K305   435,110 3,325 SH   SOLE   0 0 3,325
AMAZON COM INC COM 023135106   416,318 3,275 SH   SOLE   0 0 3,275
APPLE INC COM 037833100   1,266,783 7,399 SH   SOLE   0 0 7,399
ARDELYX INC COM 039697107   244,800 60,000 SH   SOLE   0 0 60,000
CANOO INC COM CL A 13803R102   24,500 50,000 SH   SOLE   0 0 50,000
CLEARSIDE BIOMEDICAL INC COM 185063104   95,689 110,000 SH   SOLE   0 0 110,000
CVS HEALTH CORP COM 126650100   209,739 3,004 SH   SOLE   0 0 3,004
DTE ENERGY CO COM 233331107   310,647 3,129 SH   SOLE   0 0 3,129
ELI LILLY & CO COM 532457108   864,242 1,609 SH   SOLE   0 0 1,609
FULCRUM THERAPEUTICS INC COM 359616109   111,000 25,000 SH   SOLE   0 0 25,000
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   110,410 61,000 SH   SOLE   0 0 61,000
INNOVATOR ETFS TR US EQTY PWR BUF 45782C383   1,148,975 34,308 SH   SOLE   0 0 34,308
INNOVATOR ETFS TR US EQTY PWR BUF 45782C748   1,032,729 32,984 SH   SOLE   0 0 32,984
INNOVATOR ETFS TR US EQTY PWR BUF 45782C656   1,026,594 31,685 SH   SOLE   0 0 31,685
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   793,758 24,529 SH   SOLE   0 0 24,529
INNOVATOR ETFS TR GRWT100 PWR BUF 45782C615   528,655 12,435 SH   SOLE   0 0 12,435
INNOVATOR ETFS TR US EQTY ULTRA B 45782C821   502,664 16,470 SH   SOLE   0 0 16,470
INNOVATOR ETFS TR US EQTY PWR BUF 45782C573   422,837 12,790 SH   SOLE   0 0 12,790
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   404,837 11,921 SH   SOLE   0 0 11,921
INNOVATOR ETFS TR US EQTY BUFR MAR 45782C391   322,557 8,878 SH   SOLE   0 0 8,878
INNOVATOR ETFS TR INTERNATIONAL DV 45782C631   283,684 10,807 SH   SOLE   0 0 10,807
INNOVATOR ETFS TR US EQTY PWR BUF 45782C417   250,079 8,211 SH   SOLE   0 0 8,211
INNOVATOR ETFS TR US SML CP PWR B 45782C599   229,862 8,951 SH   SOLE   0 0 8,951
INNOVATOR ETFS TR GRWT100 PWR BF 45782C334   222,186 5,313 SH   SOLE   0 0 5,313
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,825,538 86,972 SH   SOLE   0 0 86,972
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,276,448 21,712 SH   SOLE   0 0 21,712
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   636,043 24,372 SH   SOLE   0 0 24,372
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   5,898,009 41,626 SH   SOLE   0 0 41,626
ISHARES INC CORE MSCI EMKT 46434G103   387,621 8,145 SH   SOLE   0 0 8,145
ISHARES INC MSCI GBL MIN VOL 464286525   283,875 2,975 SH   SOLE   0 0 2,975
ISHARES TR NATIONAL MUN ETF 464288414   9,768,669 95,267 SH   SOLE   0 0 95,267
ISHARES TR CORE MSCI INTL 46435G326   8,975,136 154,000 SH   SOLE   0 0 154,000
ISHARES TR SHRT NAT MUN ETF 464288158   7,603,483 73,921 SH   SOLE   0 0 73,921
ISHARES TR MSCI USA QLT FCT 46432F339   6,806,822 51,649 SH   SOLE   0 0 51,649
ISHARES TR 20 YR TR BD ETF 464287432   5,342,703 60,240 SH   SOLE   0 0 60,240
ISHARES TR MSCI USA MIN VOL 46429B697   3,627,286 50,114 SH   SOLE   0 0 50,114
ISHARES TR MSCI EMG MKT ETF 464287234   3,177,899 83,739 SH   SOLE   0 0 83,739
ISHARES TR CORE MSCI EAFE 46432F842   2,943,884 45,748 SH   SOLE   0 0 45,748
ISHARES TR MBS ETF 464288588   1,921,549 21,639 SH   SOLE   0 0 21,639
ISHARES TR MSCI EAFE MIN VL 46429B689   1,851,522 28,389 SH   SOLE   0 0 28,389
ISHARES TR RUSSELL 3000 ETF 464287689   530,310 2,164 SH   SOLE   0 0 2,164
ISHARES TR S&P 500 GRWT ETF 464287309   300,911 4,398 SH   SOLE   0 0 4,398
ISHARES TR S&P 500 VAL ETF 464287408   242,452 1,576 SH   SOLE   0 0 1,576
JPMORGAN CHASE & CO COM 46625H100   385,898 2,661 SH   SOLE   0 0 2,661
LOOP MEDIA INC COM NEW 54352F206   16,460 33,118 SH   SOLE   0 0 33,118
MICROSOFT CORP COM 594918104   512,147 1,622 SH   SOLE   0 0 1,622
NVIDIA CORPORATION COM 67066G104   212,275 488 SH   SOLE   0 0 488
PROCTER AND GAMBLE CO COM 742718109   434,809 2,981 SH   SOLE   0 0 2,981
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   20,818,698 411,437 SH   SOLE   0 0 411,437
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,700,524 161,770 SH   SOLE   0 0 161,770
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,136,943 86,384 SH   SOLE   0 0 86,384
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,077,174 28,564 SH   SOLE   0 0 28,564
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,004,835 31,102 SH   SOLE   0 0 31,102
SNAP INC CL A 83304A106   222,973 25,025 SH   SOLE   0 0 25,025
SPDR S&P 500 ETF TR TR UNIT 78462F103   340,274 796 SH   SOLE   0 0 796
SPDR SER TR SSGA US LRG ETF 78468R804   6,759,097 50,620 SH   SOLE   0 0 50,620
SPDR SER TR BLOOMBERG HIGH Y 78468R622   1,985,066 21,959 SH   SOLE   0 0 21,959
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,169,276 49,088 SH   SOLE   0 0 49,088
SPDR SER TR NUVEEN BLMBRG SH 78468R739   900,006 19,468 SH   SOLE   0 0 19,468
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   830,604 9,046 SH   SOLE   0 0 9,046
SPDR SER TR BLOOMBERG EMERGI 78464A391   207,481 10,463 SH   SOLE   0 0 10,463
TESLA INC COM 88160R101   242,964 971 SH   SOLE   0 0 971
TILRAY BRANDS INC COM 88688T100   23,900 10,000 SH   SOLE   0 0 10,000
VANECK ETF TRUST LONG MUNI ETF 92189F536   5,232,319 313,125 SH   SOLE   0 0 313,125
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   2,562,692 52,225 SH   SOLE   0 0 52,225
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   1,562,087 65,441 SH   SOLE   0 0 65,441
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   15,757,146 225,812 SH   SOLE   0 0 225,812
VANGUARD INDEX FDS GROWTH ETF 922908736   8,233,652 30,236 SH   SOLE   0 0 30,236
VANGUARD INDEX FDS VALUE ETF 922908744   8,167,641 59,216 SH   SOLE   0 0 59,216
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,207,256 13,839 SH   SOLE   0 0 13,839
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,161,520 10,092 SH   SOLE   0 0 10,092
VANGUARD INDEX FDS TOTAL STK MKT 922908769   850,814 4,006 SH   SOLE   0 0 4,006
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   218,341 556 SH   SOLE   0 0 556
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   494,128 12,602 SH   SOLE   0 0 12,602
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   4,075,487 86,199 SH   SOLE   0 0 86,199
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,952,858 82,180 SH   SOLE   0 0 82,180
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   22,574,310 516,338 SH   SOLE   0 0 516,338
VANGUARD WELLINGTON FD US MINIMUM 921935409   206,760 2,150 SH   SOLE   0 0 2,150
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   5,439,855 91,952 SH   SOLE   0 0 91,952
WALGREENS BOOTS ALLIANCE INC COM 931427108   448,403 20,162 SH   SOLE   0 0 20,162