The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AON PLC NPV COMMON STOCK G0403H108   20,384 64 SH   SOLE   64 0 0
ACCENTURE PLC FOREIGN EQUITIES G1151C101   1,282,420 4,054 SH   SOLE   3,723 0 331
ACCENTURE PLC FOREIGN EQUITIES G1151C101   341,646 1,080 SH   DFND   1,080 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103   75,557 368 SH   SOLE   368 0 0
JOHNSON CTLS INTL PLC FOREIGN EQUITIES G51502105   90,886 1,307 SH   SOLE   1,307 0 0
LINDE PLC NPV COMMON STOCK G54950103   227,751 583 SH   SOLE   583 0 0
LINDE PLC NPV COMMON STOCK G54950103   39,066 100 SH   DFND   100 0 0
MEDTRONIC PLC FOREIGN EQUITIES G5960L103   88,283 1,006 SH   SOLE   1,006 0 0
ALCON INC CHF FOREIGN EQUITIES H01301128   3,396 40 SH   DFND   40 0 0
CHUBB LTD CHF COMMON STOCK H1467J104   58,458 286 SH   SOLE   286 0 0
UBS GROUP AG COMMON STOCK H42097107   9,085 410 SH   SOLE   410 0 0
NXP SEMICONDUCTORS NV FOREIGN EQUITIES N6596X109   158,983 713 SH   SOLE   713 0 0
AFLAC INCORPORATED COMMON STOCK 001055102   101,202 1,399 SH   SOLE   1,399 0 0
AFLAC INCORPORATED COMMON STOCK 001055102   21,702 300 SH   DFND   300 0 0
AT&T INC COMMON STOCK 00206R102   110,842 7,634 SH   SOLE   7,634 0 0
AT&T INC COMMON STOCK 00206R102   19,819 1,365 SH   DFND   1,365 0 0
ABBOTT LABS COM COMMON STOCK 002824100   747,682 6,716 SH   SOLE   6,716 0 0
ABBOTT LABS COM COMMON STOCK 002824100   318,845 2,864 SH   DFND   2,864 0 0
ABBVIE INC COMMON STOCK 00287Y109   343,125 2,294 SH   SOLE   2,294 0 0
ABBVIE INC COMMON STOCK 00287Y109   447,989 2,995 SH   DFND   2,695 0 300
ADOBE SYSTEMS INC COMMON STOCK 00724F101   436,379 799 SH   SOLE   799 0 0
ADVANCED MICRO DEVICES COMMON STOCK 007903107   11,440 100 SH   DFND   100 0 0
AIR PRODUCTS AND CHEMICALS INC. COMMON STOCK 009158106   188,988 619 SH   SOLE   619 0 0
ALPHABET INC COMMON STOCK 02079K107   344,352 2,587 SH   SOLE   2,587 0 0
ALPHABET INC COMMON STOCK 02079K107   31,946 240 SH   DFND   240 0 0
ALPHABET INC COMMON STOCK 02079K305   2,012,016 15,160 SH   SOLE   14,375 0 785
ALPHABET INC COMMON STOCK 02079K305   31,852 240 SH   DFND   240 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   132,862 2,926 SH   SOLE   2,926 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   31,787 700 SH   DFND   300 0 400
AMAZON.COM INC COMMON STOCK 023135106   767,715 5,743 SH   SOLE   5,743 0 0
AMAZON.COM INC COMMON STOCK 023135106   66,840 500 SH   DFND   500 0 0
AMEREN CORP COMMON STOCK 023608102   17,134 200 SH   SOLE   200 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101   19,490 230 SH   SOLE   230 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   593,605 3,515 SH   SOLE   3,515 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   13,679 81 SH   DFND   81 0 0
AMERICAN TOWER REIT COMMON STOCK 03027X100   1,010,704 5,311 SH   SOLE   4,932 0 379
AMERICAN TOWER REIT COMMON STOCK 03027X100   7,612 40 SH   DFND   40 0 0
AMERICAN WTR WKS CO INC NEW COM COMMON STOCK 030420103   842,241 5,713 SH   SOLE   5,203 0 510
AMGEN INC. COMMON STOCK 031162100   389,855 1,665 SH   SOLE   1,665 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   48,285 242 SH   SOLE   242 0 0
APPLE INCORPORATED COMMON STOCK 037833100   4,256,645 21,668 SH   SOLE   21,118 0 550
APPLE INCORPORATED COMMON STOCK 037833100   582,474 2,965 SH   DFND   2,965 0 0
APPLIED MATERIALS COM COMMON STOCK 038222105   637,130 4,203 SH   SOLE   4,203 0 0
AUTOMATIC DATA PROCESSING COM COMMON STOCK 053015103   1,326,043 5,363 SH   SOLE   5,363 0 0
AUTOMATIC DATA PROCESSING COM COMMON STOCK 053015103   271,242 1,097 SH   DFND   967 0 130
AVANGRID INC COMMON STOCK 05351W103   18,535 500 SH   SOLE   500 0 0
BANK OF AMERICA CORP NEW COMMON STOCK 060505104   870,176 27,193 SH   SOLE   24,623 0 2,570
BAXTER INTL INC COM COMMON STOCK 071813109   7,235 160 SH   SOLE   160 0 0
BECTON DICKINSON & CO. COMMON STOCK 075887109   109,771 394 SH   SOLE   394 0 0
BERKSHIRE HATHAWAY INC COM COMMON STOCK 084670108   17,132,800 32 SH   SOLE   32 0 0
BERKSHIRE HATHAWAY INC. DEL CL B COMMON STOCK 084670702   46,457 132 SH   SOLE   132 0 0
BERKSHIRE HATHAWAY INC. DEL CL B COMMON STOCK 084670702   316,754 900 SH   DFND   900 0 0
BIOGEN IDEC INC COMMON STOCK 09062X103   39,177 145 SH   SOLE   145 0 0
BLACKROCK, INC. COMMON STOCK 09247X101   305,133 413 SH   SOLE   413 0 0
BLACKSTONE GROUP INC COMMON STOCK 09260D107   1,030,484 9,834 SH   SOLE   8,964 0 870
BOEING COMPANY COM COMMON STOCK 097023105   20,541 86 SH   SOLE   86 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108   713,568 11,476 SH   SOLE   11,476 0 0
BRISTOL MYERS SQUIBB CO COM COMMON STOCK 110122108   86,552 1,392 SH   DFND   972 0 420
BROADRIDGE FINL SOLUTIONS COMMON STOCK 11133T103   104,110 620 SH   SOLE   620 0 0
BROADCOM INC COMMON STOCK 11135F101   258,807 288 SH   SOLE   288 0 0
CIGNA CORPORATION COMMON STOCK 125523100   20,361 69 SH   SOLE   69 0 0
CME GROUP INC COMMON STOCK 12572Q105   49,740 250 SH   SOLE   250 0 0
CSX CORP COM COMMON STOCK 126408103   126,578 3,800 SH   SOLE   3,800 0 0
CVS HEALTH CORP COM COMMON STOCK 126650100   901,409 12,069 SH   SOLE   11,374 0 695
CVS HEALTH CORP COM COMMON STOCK 126650100   101,204 1,355 SH   DFND   1,355 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   49,060 824 SH   SOLE   824 0 0
CASEYS GEN STORES COMMON STOCK 147528103   314,551 1,245 SH   SOLE   1,086 0 159
CATERPILLAR INC COM COMMON STOCK 149123101   379,172 1,430 SH   SOLE   1,430 0 0
CATERPILLAR INC COM COMMON STOCK 149123101   27,576 104 SH   DFND   104 0 0
CHEVRON CORPORATION COM COMMON STOCK 166764100   1,215,802 7,429 SH   SOLE   6,963 0 466
CHEVRON CORPORATION COM COMMON STOCK 166764100   27,003 165 SH   DFND   165 0 0
CHURCH & DWIGHT CO.INC COMMON STOCK 171340102   133,938 1,400 SH   SOLE   1,400 0 0
CISCO SYSTEMS INC COM COMMON STOCK 17275R102   531,111 10,206 SH   SOLE   10,206 0 0
CITIGROUP INC COMMON STOCK 172967424   30,495 640 SH   SOLE   640 0 0
CLOROX CO CALIF COM STK COMMON STOCK 189054109   124,818 824 SH   SOLE   824 0 0
COCA COLA COMPANY COM COMMON STOCK 191216100   370,648 5,985 SH   SOLE   5,985 0 0
COCA COLA COMPANY COM COMMON STOCK 191216100   15,482 250 SH   DFND   250 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   13,344 175 SH   SOLE   175 0 0
COMCAST CORP NEW CL A COMMON STOCK 20030N101   954,761 21,100 SH   SOLE   19,345 0 1,755
CONOCOPHILLIPS COMMON STOCK 20825C104   165,980 1,410 SH   SOLE   1,410 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   47,794 406 SH   DFND   81 0 325
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104   86,037 907 SH   SOLE   907 0 0
CORTEVA, INC. COMMON STOCK 22052L104   20,540 364 SH   SOLE   364 0 0
COSTCO WHOLESALE CORPORATION COMMON STOCK 22160K105   1,375,833 2,454 SH   SOLE   2,357 0 97
COSTCO WHOLESALE CORPORATION COMMON STOCK 22160K105   145,771 260 SH   DFND   260 0 0
CROCS, INC COMMON STOCK 227046109   4,875 45 SH   DFND   45 0 0
CROWN CASTLE INTL CORP COMMON STOCK 22822V101   27,072 250 SH   SOLE   250 0 0
CUMMINS INC COMMON STOCK 231021106   146,822 563 SH   SOLE   563 0 0
DTE ENERGY CO COMMON STOCK 233331107   11,430 100 SH   SOLE   100 0 0
DANAHER CORP COMMON STOCK 235851102   1,317,618 5,166 SH   SOLE   4,849 0 317
DANAHER CORP COMMON STOCK 235851102   88,505 347 SH   DFND   347 0 0
DARDEN RESTAURANTS, INC COM COMMON STOCK 237194105   25,338 150 SH   SOLE   150 0 0
DEERE & COMPANY COMMON STOCK 244199105   94,080 219 SH   SOLE   219 0 0
DEERE & COMPANY COMMON STOCK 244199105   51,550 120 SH   DFND   120 0 0
DIGITAL REALTY TRUST COMMON STOCK 253868103   1,620 13 SH   DFND   13 0 0
WALT DISNEY COMPANY COM COMMON STOCK 254687106   434,214 4,885 SH   SOLE   4,885 0 0
WALT DISNEY COMPANY COM COMMON STOCK 254687106   88,088 991 SH   DFND   991 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109   94,765 1,770 SH   SOLE   1,770 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109   16,062 300 SH   DFND   0 0 300
DOW INC COM COMMON STOCK 260557103   370,884 6,568 SH   SOLE   6,568 0 0
DOW INC COM COMMON STOCK 260557103   87,753 1,554 SH   DFND   1,271 0 283
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   136,212 1,455 SH   SOLE   1,455 0 0
DUKE ENERGY CORP NEW COMMON STOCK 26441C204   65,533 700 SH   DFND   550 0 150
DUPONT DE NEMOURS, INC. COMMON STOCK 26614N102   103,323 1,331 SH   SOLE   1,331 0 0
DUPONT DE NEMOURS, INC. COMMON STOCK 26614N102   6,520 84 SH   DFND   84 0 0
EOG RES INC COMMON STOCK 26875P101   125,903 950 SH   SOLE   950 0 0
EBAY INC COMMON STOCK 278642103   27,812 625 SH   SOLE   625 0 0
ECOLAB INC COMMON STOCK 278865100   499,589 2,728 SH   SOLE   2,317 0 411
EDWARDS LIFESCIENCES INC COM COMMON STOCK 28176E108   95,928 1,169 SH   SOLE   1,169 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   141,043 1,544 SH   SOLE   1,544 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   127,890 1,400 SH   DFND   1,400 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105   391,399 10,639 SH   SOLE   10,639 0 0
ENBRIDGE INC NPV FOREIGN EQUITIES 29250N105   226,072 6,145 SH   DFND   5,459 0 686
ENTERGY CORPORATION COMMON STOCK 29364G103   12,837 125 SH   SOLE   125 0 0
EQUINIX INC COM PAR $0.001 COMMON STOCK 29444U700   75,321 93 SH   SOLE   93 0 0
ESCO TECHNOLOGIES INC COMMON STOCK 296315104   21,316 212 SH   SOLE   212 0 0
EVERSOURCE ENERGY COMMON STOCK 30040W108   1,003,795 13,878 SH   SOLE   13,878 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102   1,692,762 15,785 SH   SOLE   15,104 0 681
EXXON MOBIL CORP COM COMMON STOCK 30231G102   223,702 2,086 SH   DFND   1,686 0 400
META PLATFORMS COMMON STOCK 30303M102   273,667 859 SH   SOLE   859 0 0
META PLATFORMS COMMON STOCK 30303M102   51,292 161 SH   DFND   161 0 0
FASTENAL COMMON STOCK 311900104   11,722 200 SH   DFND   200 0 0
FEDEX CORPORATION COMMON STOCK 31428X106   114,993 426 SH   SOLE   426 0 0
FEDEX CORPORATION COMMON STOCK 31428X106   26,994 100 SH   DFND   100 0 0
FISERV INC COMMON STOCK 337738108   214,557 1,700 SH   SOLE   1,700 0 0
FLEXSHARES 3 YEAR DURATION TIPS ETF ETF - INFLATION PROTECTED 33939L506   1,591,084 67,707 SH   SOLE   62,417 0 5,290
GE HEALTHCARE TECHNOLOGIES, INC. COMMON STOCK 36266G107   19,266 247 SH   SOLE   247 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   69,084 309 SH   SOLE   309 0 0
GENERAL ELECTRIC COMPANY COMMON STOCK 369604301   84,879 743 SH   SOLE   743 0 0
GENERAL MILLS INC COM COMMON STOCK 370334104   159,569 2,135 SH   SOLE   2,135 0 0
GENERAL MILLS INC COM COMMON STOCK 370334104   24,290 325 SH   DFND   325 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   28,546 375 SH   SOLE   375 0 0
GLAXO SMITHKLINE PLC ADR NEW COMMON STOCK 37733W204   89,963 2,530 SH   SOLE   2,530 0 0
GOLDMAN SACHS GROUP COMMON STOCK 38141G104   19,216 54 SH   SOLE   54 0 0
GOLDMAN SACHS GROUP COMMON STOCK 38141G104   46,261 130 SH   DFND   130 0 0
HP INC COMMON STOCK 40434L105   41,451 1,263 SH   SOLE   1,263 0 0
HEWLETT PACKARD ENT CO COMMON STOCK 42824C109   21,938 1,263 SH   SOLE   1,263 0 0
THE HOME DEPOT, INC COMMON STOCK 437076102   1,058,552 3,171 SH   SOLE   2,922 0 249
THE HOME DEPOT, INC COMMON STOCK 437076102   325,484 975 SH   DFND   975 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   760,597 3,918 SH   SOLE   3,918 0 0
IDACORP INC. COMMON STOCK 451107106   77,115 750 SH   SOLE   750 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   2,460,737 4,436 SH   SOLE   0 0 4,436
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   39,498 150 SH   DFND   150 0 0
INTEL CORP COM COMMON STOCK 458140100   252,567 7,061 SH   SOLE   7,061 0 0
INTEL CORP COM COMMON STOCK 458140100   27,363 765 SH   DFND   175 0 590
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104   391,458 3,410 SH   SOLE   2,965 0 445
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104   45,920 400 SH   DFND   400 0 0
INTERNAT'L BUSINESS MACHINES COM COMMON STOCK 459200101   83,043 576 SH   SOLE   576 0 0
INTERNAT'L BUSINESS MACHINES COM COMMON STOCK 459200101   129,762 900 SH   DFND   900 0 0
INVESCO QQ ETF - LARGE CAP 46090E103   402,853 1,050 SH   SOLE   1,050 0 0
INTUITIVE SURGICAL INC COMMON STOCK 46120E602   1,621 5 SH   DFND   5 0 0
INTUIT COM COMMON STOCK 461202103   360,748 705 SH   SOLE   705 0 0
INVESCO EXCHNG TRADED FD TR GLOBAL WATER ETF - LARGE CAP 46138E651   36,066 979 SH   SOLE   979 0 0
ISHARES SELECT DIVIDEND ETF ETF - MID CAP 464287168   1,995,188 16,900 SH   SOLE   16,900 0 0
ISHARES SELECT DIVIDEND ETF ETF - MID CAP 464287168   110,856 939 SH   DFND   939 0 0
ISHARES BARCLAYS TIP ETF - INFLATION PROTECTED 464287176   2,143 20 SH   SOLE   20 0 0
ISHARES BARCLAYS TIP ETF - INFLATION PROTECTED 464287176   3,321 31 SH   DFND   31 0 0
ISHARES CORE S&P 500 ETF ETF - LARGE CAP 464287200   402,184 874 SH   SOLE   874 0 0
ISHARES CORE TOTAL U S BOND MARKET ETF ETF - INTERM 464287226   996,328 10,200 SH   SOLE   10,200 0 0
ISHARES MSCI EMERGING MKTS INDEX ETF - EMERGING INTL 464287234   225,186 5,368 SH   SOLE   5,368 0 0
ISHARES MSCI EMERGING MKTS INDEX ETF - EMERGING INTL 464287234   33,600 801 SH   DFND   801 0 0
ISHARES IBOXX $ INV GRADE CORP BOND ETF ETF - INTERM 464287242   65,138 604 SH   SOLE   604 0 0
ISHARES IBOXX $ INV GRADE CORP BOND ETF ETF - INTERM 464287242   5,392 50 SH   DFND   50 0 0
ISHARES S&P GROWTH INDEX FUND ETF - LARGE CAP 464287309   845,276 11,635 SH   SOLE   11,635 0 0
ISHARES S&P GROWTH INDEX FUND ETF - LARGE CAP 464287309   104,616 1,440 SH   DFND   1,440 0 0
ISHARES S&P VALUE INDEX FUND ETF - LARGE CAP 464287408   406,032 2,435 SH   SOLE   2,435 0 0
ISHARES S&P VALUE INDEX FUND ETF - LARGE CAP 464287408   51,192 307 SH   DFND   307 0 0
ISHS BARCLAYS 1-3 YR TREAS BD FD ETF - SHORT 464287457   184,061 2,269 SH   SOLE   2,269 0 0
ISHARES MSCI EAFE INDEX ETF - DEVELOPED INTL 464287465   267,719 3,596 SH   SOLE   3,596 0 0
ISHARES MSCI EAFE INDEX ETF - DEVELOPED INTL 464287465   85,542 1,149 SH   DFND   1,149 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND ETF - MID CAP 464287473   234,746 2,047 SH   SOLE   2,047 0 0
ISHARES RUSSELL MIDCAP VALUE INDEX FUND ETF - MID CAP 464287473   12,614 110 SH   DFND   110 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND ETF - MID CAP 464287481   86,587 870 SH   SOLE   870 0 0
ISHARES RUSSELL MIDCAP GROWTH INDEX FUND ETF - MID CAP 464287481   27,470 276 SH   DFND   276 0 0
ISHARES RUSSELL MIDCAP INDEX FUND ETF - EQUITIES 464287499   168,497 2,220 SH   SOLE   2,220 0 0
ISHARES CORE S&P MID-CAP ETF ETF - MID CAP 464287507   9,772,136 35,876 SH   SOLE   35,046 0 830
NASDAQ BIOTECHNOLOGY I SHARES ETF - EQUITIES 464287556   58,188 450 SH   SOLE   450 0 0
NASDAQ BIOTECHNOLOGY I SHARES ETF - EQUITIES 464287556   96,982 750 SH   DFND   750 0 0
ISHARES RUSSELL 1000 VALUE INDEX ETF - EQUITIES 464287598   202,275 1,238 SH   SOLE   1,238 0 0
I SHS RUSSELL 1000 GROWTH INDEX G ETF - LARGE CAP 464287614   619,919 2,178 SH   SOLE   2,178 0 0
I SHS RUSSELL 1000 GROWTH INDEX G ETF - LARGE CAP 464287614   121,821 428 SH   DFND   428 0 0
I SHS RUSSELL 1000 ETF - LARGE CAP 464287622   338,915 1,344 SH   SOLE   1,344 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND ETF - SMALL CAP 464287630   221,257 1,463 SH   SOLE   1,463 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND ETF - SMALL CAP 464287630   9,225 61 SH   DFND   61 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND ETF - SMALL CAP 464287648   51,820 204 SH   SOLE   204 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND ETF - SMALL CAP 464287648   25,149 99 SH   DFND   99 0 0
ISHARES RUSSELL 2000 INDEX ETF - SMALL CAP 464287655   4,485,195 22,572 SH   SOLE   22,572 0 0
ISHARES RUSSELL 2000 INDEX ETF - SMALL CAP 464287655   42,523 214 SH   DFND   214 0 0
ISHS RUSSELL 3000 INDEX ETF - LARGE CAP 464287689   555,036 2,106 SH   SOLE   2,106 0 0
ISHS TR S&P MDCP 400 VALUE ETF ETF - MID CAP 464287705   54,839 490 SH   SOLE   490 0 0
ISHARES TR DJ US REAL EST ETF - ALTERNATIVE 464287739   66,653 757 SH   SOLE   757 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF - SMALL CAP 464287804   3,368,859 32,036 SH   SOLE   30,740 0 1,296
ISHARES TR S&P SMALL-CAP 600 GROWTH ETF ETF - SMALL CAP 464287887   2,417 20 SH   SOLE   20 0 0
ISHARES S&P NATL MUNI BOND FUND ETF - INTERM 464288414   570,199 5,353 SH   SOLE   5,353 0 0
ISHARES S&P NATL MUNI BOND FUND ETF - INTERM 464288414   59,757 561 SH   DFND   561 0 0
ISHARES HI YIELD CORPORATE BOND ETF - HIGH YIELD 464288513   537,176 7,115 SH   SOLE   7,115 0 0
ETF ISHS INTER GOVT CR BD ETF - INTERM 464288612   88,938 865 SH   SOLE   865 0 0
ISHS BARCLAYS INTERMEDIATE TERM CREDIT BOND FD ETF - INTERM 464288638   270,452 5,346 SH   SOLE   5,346 0 0
ISHARES SHORT-TERM CORP BOND ETF - SHORT 464288646   506,713 10,072 SH   SOLE   10,072 0 0
ISHARES SHORT-TERM CORP BOND ETF - SHORT 464288646   66,861 1,329 SH   DFND   1,329 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND PREFERRED STOCK 464288687   116,693 3,739 SH   SOLE   3,739 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND PREFERRED STOCK 464288687   8,582 275 SH   DFND   275 0 0
ISHARES US MEDICAL DEVICES ETF ETF - EQUITIES 464288810   25,249 450 SH   SOLE   450 0 0
ISHARES US TREASURY BOND ETF ETF - INTERM 46429B267   31,969 1,404 SH   SOLE   1,404 0 0
ISHARES TRUST FLOATING RATE BOND ETF ETF - SHORT 46429B655   1,529,680 30,077 SH   SOLE   30,077 0 0
ISHARES EDGE MSCI MIN VOL USA ETF ETF - EQUITIES 46429B697   55,766 740 SH   SOLE   740 0 0
ISHARES EDGE MSCI US QULTY FACT ETF ETF - DEVELOPED INTL 46432F339   81,602 583 SH   SOLE   583 0 0
ISHARES INC CORE MSCI EMERGING MKTS ETF ETF - EMERGING INTL 46434G103   24,125 462 SH   SOLE   462 0 0
ISHARES ESG AWARE MSCI EMERGING MKTS FUND ETF - EMERGING INTL 46434G863   126,304 3,758 SH   SOLE   3,758 0 0
J P MORGAN CHASE & CO COMMON STOCK 46625H100   1,755,383 11,113 SH   SOLE   10,767 0 346
J P MORGAN CHASE & CO COMMON STOCK 46625H100   290,330 1,838 SH   DFND   1,838 0 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   1,358,474 8,109 SH   SOLE   7,806 0 303
JOHNSON & JOHNSON COM COMMON STOCK 478160104   28,479 170 SH   DFND   125 0 45
KELLOGG CO COMMON STOCK 487836108   55,309 827 SH   SOLE   827 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103   576,428 4,465 SH   SOLE   4,465 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103   17,686 137 SH   DFND   137 0 0
KRAFT HEINZ CO COMMON STOCK 500754106   125,864 3,479 SH   SOLE   3,479 0 0
L3HARRIS TECHNOLOGIES INC COMMON STOCK 502431109   34,108 180 SH   SOLE   180 0 0
LAM RESEARCH CORP COM COMMON STOCK 512807108   89,807 125 SH   SOLE   125 0 0
ESTEE LAUDER COMPANIES CL A COMMON STOCK 518439104   342,360 1,902 SH   SOLE   1,661 0 241
ESTEE LAUDER COMPANIES CL A COMMON STOCK 518439104   1,080 6 SH   DFND   6 0 0
ELI LILLY & CO COM COMMON STOCK 532457108   572,717 1,260 SH   SOLE   1,260 0 0
ELI LILLY & CO COM COMMON STOCK 532457108   738,626 1,625 SH   DFND   1,625 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   888,233 1,990 SH   SOLE   1,831 0 159
LOCKHEED MARTIN CORP COMMON STOCK 539830109   94,181 211 SH   DFND   211 0 0
LOWES COMPANIES INC COM STK COMMON STOCK 548661107   524,291 2,238 SH   SOLE   2,238 0 0
LOWES COMPANIES INC COM STK COMMON STOCK 548661107   109,403 467 SH   DFND   467 0 0
LULULEMON ATHLETICA COMMON STOCK 550021109   24,603 65 SH   SOLE   65 0 0
MASTERCARD INC COMMON STOCK 57636Q104   1,463,112 3,711 SH   SOLE   3,524 0 187
MASTERCARD INC COMMON STOCK 57636Q104   78,854 200 SH   DFND   200 0 0
MCCORMICK & CO INC COMMON STOCK 579780206   26,844 300 SH   SOLE   300 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   1,020,291 3,480 SH   SOLE   3,480 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   419,260 1,430 SH   DFND   1,430 0 0
MCKESSON CORP COMMON STOCK 58155Q103   40,239 100 SH   DFND   100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105   554,782 5,202 SH   SOLE   5,202 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105   22,716 213 SH   DFND   0 0 213
METLIFE INC COMMON STOCK 59156R108   153,454 2,437 SH   SOLE   2,437 0 0
MICROSOFT CORP COMMON STOCK 594918104   5,496,116 16,362 SH   SOLE   15,984 0 378
MICROSOFT CORP COMMON STOCK 594918104   574,740 1,711 SH   DFND   1,556 0 155
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104   1,141,539 12,152 SH   SOLE   10,915 0 1,237
MICRON TECHNOLOGY INC COM COMMON STOCK 595112103   18,558 260 SH   SOLE   260 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   378,868 5,111 SH   SOLE   5,111 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   117,569 1,586 SH   DFND   1,310 0 276
MORGAN STANLEY COMMON STOCK 617446448   8,240 90 SH   SOLE   90 0 0
NETFLIX INC COMMON STOCK 64110L106   28,532 65 SH   SOLE   65 0 0
NETFLIX INC COMMON STOCK 64110L106   87,792 200 SH   DFND   200 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   195,092 2,662 SH   SOLE   2,662 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   311,481 4,250 SH   DFND   4,250 0 0
NIKE INC CL B COMMON STOCK 654106103   253,669 2,298 SH   SOLE   2,298 0 0
NIKE INC CL B COMMON STOCK 654106103   57,402 520 SH   DFND   520 0 0
NORFOLK SOUTHN CORP COM COMMON STOCK 655844108   971,494 4,159 SH   SOLE   4,159 0 0
NORFOLK SOUTHN CORP COM COMMON STOCK 655844108   116,794 500 SH   DFND   500 0 0
NOVARTIS A G ADR COMMON STOCK 66987V109   110,773 1,056 SH   SOLE   1,056 0 0
NOVARTIS A G ADR COMMON STOCK 66987V109   98,290 937 SH   DFND   937 0 0
NOVO NORDISK AS ADR COMMON STOCK 670100205   654,364 4,062 SH   SOLE   3,758 0 304
NUCOR CORP COMMON STOCK 670346105   76,923 447 SH   SOLE   447 0 0
NUCOR CORP COMMON STOCK 670346105   171,228 995 SH   DFND   995 0 0
NVIDIA CORP COMMON STOCK 67066G104   402,327 861 SH   SOLE   861 0 0
O'REILLY AUTOMOTIVE INC. COMMON STOCK 67103H107   175,898 190 SH   SOLE   190 0 0
OMNICOM GROUP INC COMMON STOCK 681919106   57,203 676 SH   SOLE   676 0 0
ORACLE CORPORATION COM COMMON STOCK 68389X105   1,117,534 9,533 SH   SOLE   8,596 0 937
ORACLE CORPORATION COM COMMON STOCK 68389X105   41,030 350 SH   DFND   350 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107   37,384 411 SH   SOLE   411 0 0
PARKER HANNIFIN CORP COMMON STOCK 701094104   114,802 280 SH   SOLE   280 0 0
PAYCOM SOFTWARE INC COMMON STOCK 70432V102   186,223 505 SH   SOLE   505 0 0
PAYCHEX INC COM STK COMMON STOCK 704326107   84,816 676 SH   SOLE   676 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103   34,114 450 SH   SOLE   450 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103   14,175 187 SH   DFND   187 0 0
PEPSICO, INC COM COMMON STOCK 713448108   1,325,693 7,072 SH   SOLE   6,885 0 187
PEPSICO, INC COM COMMON STOCK 713448108   433,219 2,311 SH   DFND   2,311 0 0
PFIZER INC COM COMMON STOCK 717081103   621,162 17,226 SH   SOLE   17,226 0 0
PFIZER INC COM COMMON STOCK 717081103   5,300 147 SH   DFND   147 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   87,750 880 SH   SOLE   880 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   28,619 287 SH   DFND   0 0 287
PHOTRONICS INC COMMON STOCK 719405102   264,500 10,000 SH   SOLE   10,000 0 0
T ROWE PRICE GROUP COMMON STOCK 74144T108   24,652 200 SH   DFND   200 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   1,729,605 11,066 SH   SOLE   11,066 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   350,111 2,240 SH   DFND   2,240 0 0
PRUDENTIAL FINL INC COM COMMON STOCK 744320102   30,104 312 SH   SOLE   312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106   28,399 450 SH   SOLE   450 0 0
RAYTHEON TECHNOLOGIES CORP. COMMON STOCK 75513E101   440,869 5,014 SH   SOLE   5,014 0 0
RAYTHEON TECHNOLOGIES CORP. COMMON STOCK 75513E101   113,869 1,295 SH   DFND   1,095 0 200
RIVIAN AUTOMOTIVE, INC. COMMON STOCK 76954A103   1,381 50 SH   SOLE   50 0 0
SHELL PLC NPV ADR COMMON STOCK 780259305   88,067 1,429 SH   SOLE   1,429 0 0
SPDR S&P 500 ETF TRUST ETF - LARGE CAP 78462F103   8,374,599 18,294 SH   SOLE   18,294 0 0
SPDR S&P 500 ETF TRUST ETF - LARGE CAP 78462F103   1,040,074 2,272 SH   DFND   2,272 0 0
SPDR GOLD TR GOLD SHS ETF - ALTERNATIVE 78463V107   260,760 1,430 SH   SOLE   1,430 0 0
SPDR BARCLAYS CAP CONV SEC ETF - INTERM 78464A359   80,096 1,114 SH   SOLE   1,114 0 0
SPDR INTERMEDIATE TERM CORPORATE BOND ETF ETF - INTERM 78464A375   129,073 4,011 SH   SOLE   4,011 0 0
SPDR S&P DIVIDEND ETF ETF - LARGE CAP 78464A763   2,282,975 17,999 SH   SOLE   17,999 0 0
SPDR DOW JONES INDL AVERAGE ETR TR ETF - LARGE CAP 78467X109   112,360 316 SH   SOLE   316 0 0
SPDR S&P MIDCAP 400 ETF TR ETF - MID CAP 78467Y107   3,455,398 6,934 SH   SOLE   6,934 0 0
SPDR S&P MIDCAP 400 ETF TR ETF - MID CAP 78467Y107   74,748 150 SH   DFND   150 0 0
SALESFORCE INC COMMON STOCK 79466L302   27,001 120 SH   DFND   120 0 0
SCHLUMBERGER LTD COM STK COMMON STOCK 806857108   11,432 196 SH   SOLE   196 0 0
SELECT SECTOR SPDR TR SBI MATERIALS ETF - EQUITIES 81369Y100   96,176 1,122 SH   SOLE   1,122 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE ETF - EQUITIES 81369Y209   80,490 600 SH   SOLE   600 0 0
SELECT SECTOR SPDRFUND CONSUMER STAPLES ETF - EQUITIES 81369Y308   11,362 150 SH   SOLE   150 0 0
SPDR CONSUMER DISCRETIONARY ETF - EQUITIES 81369Y407   72,796 419 SH   SOLE   419 0 0
SELECT SECTOR SPDR TR SBI INT-ENERGY ETF - EQUITIES 81369Y506   17,493 200 SH   SOLE   200 0 0
FINANCIAL SELECT SECTOR SPDRETF ETF - EQUITIES 81369Y605   799,991 22,650 SH   SOLE   22,650 0 0
FINANCIAL SELECT SECTOR SPDRETF ETF - EQUITIES 81369Y605   30,905 875 SH   DFND   325 0 550
SELECT SECTOR SPDR TR SBI INT-INDS ETF - EQUITIES 81369Y704   58,963 534 SH   SOLE   534 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF ETF - EQUITIES 81369Y803   272,875 1,530 SH   SOLE   1,530 0 0
SELECT SECTOR SPDR - UTILITIES ETF - EQUITIES 81369Y886   294,856 4,397 SH   SOLE   4,397 0 0
SELECT SECTOR SPDR - UTILITIES ETF - EQUITIES 81369Y886   10,528 157 SH   DFND   157 0 0
SERVICENOW, INC COMMON STOCK 81762P102   131,175 225 SH   SOLE   225 0 0
SOUTHERN CO COM COMMON STOCK 842587107   464,340 6,419 SH   SOLE   6,419 0 0
SOUTHERN CO COM COMMON STOCK 842587107   17,361 240 SH   DFND   0 0 240
STARBUCKS CORPORATION COMMON STOCK 855244109   173,682 1,710 SH   SOLE   1,710 0 0
STATE STREET CORP COM COMMON STOCK 857477103   5,433 75 SH   SOLE   75 0 0
STRYKER CORP COMMON STOCK 863667101   1,114,882 3,934 SH   SOLE   3,681 0 253
SUNCOR ENERGY, INC. FOREIGN EQUITIES 867224107   77,442 2,475 SH   DFND   2,475 0 0
SYSCO CORP COM COMMON STOCK 871829107   10,301 135 SH   SOLE   135 0 0
TJX COS INC COMMON STOCK 872540109   1,173,761 13,565 SH   SOLE   12,655 0 910
TARGET CORP COM COMMON STOCK 87612E106   909,542 6,665 SH   SOLE   6,348 0 317
TARGET CORP COM COMMON STOCK 87612E106   115,316 845 SH   DFND   845 0 0
TESLA MOTORS INC. COMMON COMMON STOCK 88160R101   132,372 495 SH   SOLE   495 0 0
TEXAS INSTRUMENTS, INC COMMON STOCK 882508104   87,300 485 SH   SOLE   485 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   506,948 924 SH   SOLE   924 0 0
3M COMPANY COMMON STOCK 88579Y101   219,876 1,972 SH   SOLE   1,972 0 0
3M COMPANY COMMON STOCK 88579Y101   113,060 1,014 SH   DFND   1,014 0 0
TILRAY INC COMMON STOCK 88688T100   252 100 SH   DFND   100 0 0
TRACTOR SUPPLY CO. COMMON STOCK 892356106   471,935 2,107 SH   SOLE   1,784 0 323
TRANSDIGM GROUP INC COMMON STOCK 893641100   67,479 75 SH   DFND   75 0 0
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   837,652 4,853 SH   SOLE   4,592 0 261
TRAVELERS COMPANIES INC COMMON STOCK 89417E109   112,196 650 SH   DFND   650 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109   35,876 1,080 SH   SOLE   1,080 0 0
U S BANCORP DEL COMMON STOCK 902973304   37,018 933 SH   SOLE   933 0 0
ULTA BEAUTY, INC COMMON STOCK 90384S303   7,559 17 SH   SOLE   17 0 0
UNION PAC CORP COM COMMON STOCK 907818108   757,528 3,265 SH   SOLE   2,902 0 363
UNION PAC CORP COM COMMON STOCK 907818108   46,404 200 SH   DFND   200 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   156,624 837 SH   SOLE   837 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   28,069 150 SH   DFND   150 0 0
UNITED HEALTH GROUP INC COMMON STOCK 91324P102   228,365 451 SH   SOLE   451 0 0
UNIVERSAL HEALTH SERVICES CL B COMMON STOCK 913903100   138 1 SH   SOLE   1 0 0
V F CORP COMMON STOCK 918204108   20,077 1,014 SH   SOLE   1,014 0 0
V F CORP COMMON STOCK 918204108   27,225 1,375 SH   DFND   1,375 0 0
VAIL RESORTS INC COM COMMON STOCK 91879Q109   82,420 350 SH   SOLE   350 0 0
VANECK VEC RETAIL ETF ETF - LARGE CAP 92189F684   35,976 200 SH   DFND   200 0 0
ETF VANGUARD DIVIDEND APPRECIATION ETF - LARGE CAP 921908844   1,298,240 7,809 SH   SOLE   7,809 0 0
ETF VANGUARD DIVIDEND APPRECIATION ETF - LARGE CAP 921908844   94,762 570 SH   DFND   570 0 0
VANGUARD W MEGA CAP 300 INDEX ETF ETF - LARGE CAP 921910873   376,508 2,327 SH   SOLE   2,327 0 0
VANGUARD S&P 500 GROWTH ETF - LARGE CAP 921932505   49,753 190 SH   SOLE   190 0 0
ETF VANGUARD BOND INDEX ETF - INTERM 921937835   11,587 160 SH   SOLE   160 0 0
VANGUARD DEVELOPED MARKETS ETF ETF - DEVELOPED INTL 921943858   150,223 3,154 SH   SOLE   3,154 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF - LARGE CAP 921946406   8,287,494 75,116 SH   SOLE   75,116 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF - LARGE CAP 921946406   42,256 383 SH   DFND   383 0 0
VANGUARD ENERGY ETF ETF - EQUITIES 92204A306   525,181 4,296 SH   SOLE   4,296 0 0
VANGUARD INFORMATION TECHNOLOGY VIPERS ETF - EQUITIES 92204A702   1,149,731 2,528 SH   SOLE   2,528 0 0
VANGUARD INFORMATION TECHNOLOGY VIPERS ETF - EQUITIES 92204A702   90,049 198 SH   DFND   198 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF - EQUITIES 92204A884   101,241 899 SH   SOLE   899 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF - EQUITIES 92204A884   12,726 113 SH   DFND   113 0 0
VANGUARD FTSE ALL WORLD EX US ETF ETF - DEVELOPED INTL 922042775   577,080 10,223 SH   SOLE   10,223 0 0
VANGUARD FTSE ALL WORLD EX US ETF ETF - DEVELOPED INTL 922042775   161,559 2,862 SH   DFND   2,862 0 0
VANGUARD INT TERM ETF ETF - INTERM 92206C706   72,151 1,234 SH   SOLE   1,234 0 0
VANGUARD INTERMEDIATE TERM CORPORATE BOND ETF ETF - INTERM 92206C870   7,593 96 SH   SOLE   96 0 0
VANGUARD INDEX FUNDS S&P 500 ETF ETF - LARGE CAP 922908363   170,791 406 SH   SOLE   406 0 0
VANGUARD REIT ETF - EQUITIES 922908553   80,144 940 SH   SOLE   940 0 0
VANGUARD REIT ETF - EQUITIES 922908553   14,067 165 SH   DFND   0 0 165
VANGUARD SMALL CAP ETF - SMALL CAP 922908611   13,079 75 SH   SOLE   75 0 0
ETF VANGUARD MID-CAP ETF - MID CAP 922908629   44,672 196 SH   SOLE   196 0 0
VANGUARD LARGE CAP ETF - LARGE CAP 922908637   32,486 155 SH   SOLE   155 0 0
VANGUARD EXTENDED MARKET ETF ETF - MID CAP 922908652   151,796 963 SH   SOLE   963 0 0
VANGUARD GROWTH ETF ETF - LARGE CAP 922908736   92,413 316 SH   SOLE   316 0 0
VANGUARD INDEX FUNDS SMALL CAP ETF - SMALL CAP 922908751   32,982 158 SH   SOLE   158 0 0
VANGUARD TOTAL STOCK MARKET INDEX ETF - LARGE CAP 922908769   936,679 4,102 SH   SOLE   4,102 0 0
VANGUARD TOTAL STOCK MARKET INDEX ETF - LARGE CAP 922908769   25,803 113 SH   DFND   113 0 0
VERIZON COMMUNICATIONS INC COM COMMON STOCK 92343V104   111,813 3,282 SH   SOLE   3,282 0 0
VISA INC COMMON STOCK 92826C839   133,841 563 SH   SOLE   563 0 0
WEC ENERGY GROUP INC COMMON STOCK 92939U106   98,846 1,100 SH   SOLE   1,100 0 0
WAL-MART STORES, INC COMMON STOCK 931142103   6,554 41 SH   SOLE   41 0 0
WAL-MART STORES, INC COMMON STOCK 931142103   30,373 190 SH   DFND   190 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108   56,413 1,883 SH   SOLE   1,883 0 0
WARNER BROS. DISCOVERY, INC. COMMON STOCK 934423104   313 24 SH   SOLE   24 0 0
WEBSTER FINL CORP CONN COM COMMON STOCK 947890109   59,515 1,258 SH   SOLE   1,258 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101   49,979 1,083 SH   SOLE   1,083 0 0
WELLS FARGO & CO NEW COMMON STOCK 949746101   14,768 320 SH   DFND   320 0 0
WELLS FARGO PFD L PREFERRED STOCK 949746804   14,147 12 SH   SOLE   12 0 0
WELLS FARGO PFD L PREFERRED STOCK 949746804   23,579 20 SH   DFND   20 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   122,885 3,609 SH   SOLE   3,609 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   56,012 1,645 SH   DFND   1,645 0 0
WHIRLPOOL CORPORATION COM COMMON STOCK 963320106   11,540 80 SH   DFND   80 0 0
WORKDAY, INC. COMMON STOCK 98138H101   16,599 70 SH   SOLE   70 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   21,763 347 SH   SOLE   347 0 0
XYLEM INC COMMON STOCK 98419M100   410,852 3,644 SH   SOLE   2,956 0 688
YUM BRANDS INC COMMON STOCK 988498101   10,187 74 SH   SOLE   74 0 0
ZIMMER BIOMET HLDGS INC COMMON STOCK 98956P102   13,815 100 SH   SOLE   100 0 0
ZIMMER BIOMET HLDGS INC COMMON STOCK 98956P102   37,991 275 SH   DFND   275 0 0
ZOETIS INC COMMON STOCK 98978V103   1,113,274 5,919 SH   SOLE   5,517 0 402