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Provision Expense - Summary of Movements in Loss Allowance (Details) - KZT (₸)
₸ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance ₸ 305,640 ₸ 249,644 ₸ 223,282
Transfers 84,883 41,013 35,883
New assets issued 78,704 86,237 75,105
Repaid assets (except for write off) (50,168) (46,927) (51,875)
Modification effect 48,232 33,634 20,521
Total effect on Consolidated Statements of Profit or Loss 161,651 113,957 79,634
Write-off, net of recoveries (85,959) (57,952) (53,269)
On acquisition of subsidiary 4,016    
Other changes (361)    
Foreign exchange difference 105 (9) (3)
Loss Allowance 385,092 305,640 249,644
Financial assets at FVTOCI | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 451 114 82
Transfers (42) 195 5
New assets issued 22 142 28
Repaid assets (except for write off) (95)    
Total effect on Consolidated Statements of Profit or Loss (115) 337 33
Loss Allowance 336 451 114
Financial assets at FVTOCI | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 140 158 656
Transfers (81) (18) 31
Total effect on Consolidated Statements of Profit or Loss (81) (18) 31
Loss Allowance 59 140 158
Financial assets at FVTOCI | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 587 1,136  
Transfers (166) (549) 606
Total effect on Consolidated Statements of Profit or Loss (166) (549) 606
Loss Allowance 421 587 1,136
Financial assets at FVTOCI | Transfer to Stage 2 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers     1
Financial assets at FVTOCI | Transfer to Stage 2 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers     (1)
Financial assets at FVTOCI | Transfer to Stage 3 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers     0
Financial assets at FVTOCI | Transfer to Stage 3 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers     (530)
Financial assets at FVTOCI | Transfer to Stage 3 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers     530
Loans to Customers      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 2,185 261  
Transfers (702) 1,924 261
Total effect on Consolidated Statements of Profit or Loss (702) 1,924 261
Loss Allowance 1,483 2,185 261
Loans to Customers | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 77,521 59,939 67,604
Transfers (39,150) (27,598) (25,885)
New assets issued 78,682 86,095 75,077
Repaid assets (except for write off) (35,531) (32,139) (37,258)
Total effect on Consolidated Statements of Profit or Loss 4,001 26,358 11,934
On acquisition of subsidiary 539    
Other changes (94)    
Loss Allowance 74,162 77,521 59,939
Loans to Customers | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 22,378 16,290 11,785
Transfers 3,189 (1,896) (2,531)
Repaid assets (except for write off) (1,966) (1,455) (1,955)
Total effect on Consolidated Statements of Profit or Loss 1,223 (3,351) (4,486)
On acquisition of subsidiary 856    
Other changes (135)    
Loss Allowance 26,061 22,378 16,290
Loans to Customers | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 193,759 166,042 135,313
Transfers 118,230 65,061 61,320
Repaid assets (except for write off) (12,576) (13,333) (12,662)
Modification effect 48,232 33,634 20,521
Total effect on Consolidated Statements of Profit or Loss 153,886 85,362 69,179
Write-off, net of recoveries (85,959) (56,973) (49,055)
On acquisition of subsidiary 2,783    
Other changes (582)    
Foreign exchange difference 105 (9) (3)
Loss Allowance 270,058 193,759 166,042
Loans to Customers | Transfer to Stage 1 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 31,006 27,424 15,923
Loans to Customers | Transfer to Stage 1 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 3,095 (3,919) (1,448)
Loans to Customers | Transfer to Stage 1 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 27,911 (23,505) (14,475)
Loans to Customers | Transfer to Stage 2 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 11,830 (11,051) (10,396)
Loans to Customers | Transfer to Stage 2 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 18,565 20,608 16,184
Loans to Customers | Transfer to Stage 2 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 6,735 (9,557) (5,788)
Loans to Customers | Transfer to Stage 3 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 26,981 (25,149) (25,126)
Loans to Customers | Transfer to Stage 3 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 13,731 (7,250) (5,745)
Loans to Customers | Transfer to Stage 3 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (40,712) 32,399 30,871
Due from Banks | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 7 6 6
Transfers (1) (1)  
Total effect on Consolidated Statements of Profit or Loss 1 1  
Loss Allowance 8 7 6
Cash and cash equivalents | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 42 23 3
Transfers 4 19 20
Total effect on Consolidated Statements of Profit or Loss 4 19 20
Loss Allowance 46 42 23
Other assets | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 8,570 5,640 7,794
Transfers (3,600) 3,909 2,060
Total effect on Consolidated Statements of Profit or Loss 3,600 3,909 2,060
Write-off, net of recoveries   (979) (4,214)
On acquisition of subsidiary (162)    
Other changes 450    
Loss Allowance ₸ 12,458 8,570 5,640
Contingencies | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance   35 39
Transfers   (35) (4)
Total effect on Consolidated Statements of Profit or Loss   ₸ (35) (4)
Loss Allowance     ₸ 35