Transactions with Related Parties (Tables)

12 Months Ended

Dec. 31, 2025

Related party transactions [abstract]

Summary of Transactions Outstanding with Related Parties

The Group had the following transactions outstanding with related parties:

	31 December 2024				31 December 2025
	Transactions with related parties		Total category as per financial statements captions		Transactions with related parties		Total category as per financial statements captions
Consolidated statements of financial position
Gross loans to customers		1,103		6,042,443		333		7,543,926
- entities controlled by the key management personnel    of the Group		1,103				333
Other assets		1,955		106,094		1,971		183,536
- entities controlled by the key management personnel    of the Group		1,955				1,971
Due to banks		—		24,474		146		16,183
- entities controlled by the key management personnel    of the Group		—		—		146
Customer accounts		12,120		6,561,950		18,474		7,531,286
- entities controlled by the key management personnel    of the Group		2,846				2,865
- key management personnel of the Group		9,146				15,573
- other related parties		128				36
Other liabilities		963		81,896		3,352		254,148
- entities controlled by the key management personnel    of the Group		963				3,352

	2023						2024						2025
	Transactions with related parties			Total category as per financial statements caption			Transactions with related parties			Total category as per financial statements caption			Transactions with related parties			Total category as per financial statements caption
Consolidated Statements of Profit or    Loss
Net fee revenue		4,161			987,967			4,378			1,275,125			4,561			1,598,351
- entities controlled by the key    management personnel of the Group		4,008						4,215						4,416
- key management personnel of the Group		153						162						145
- other related parties		—						1						—
Interest revenue		259			833,516			202			1,082,668			146			1,579,346
- other related parties		259						202						146
Other gains/(losses)		2			23,200			—			11,229			—			18,250
- entities controlled by the key    management personnel of the Group		2						—						—
COSTS AND OPERATING EXPENSES
Interest expenses and fees		(544	)		(478,010	)		(609	)		(616,116	)		(957	)		(908,698	)
- entities controlled by the key    management personnel of the Group		(507	)					(25	)					(53	)
- key management personnel of    the Group		(34	)					(582	)					(901	)
- other related parties		(3	)					(2	)					(3	)
Transaction expenses		(137	)		(27,470	)		(153	)		(29,494	)		(382	)		(31,603	)
- entities controlled by the key management personnel of the Group		(137	)					(153	)					(382	)
Cost of goods and services		(5,129	)		(166,356	)		(6,445	)		(303,858	)		(7,167	)		(1,179,141	)
- entities controlled by the key management personnel of the Group		(5,129	)					(6,445	)					(7,167	)
Technology & product development		—			(88,657	)		—			(109,553	)		(429	)		(208,580	)
- entities controlled by the key management personnel of the Group		—						—						(429	)
General & administrative    expenses		—			(29,468	)		—			(32,899	)		(6	)		(78,252	)
- entities controlled by the key    management personnel of the Group		—						—						(6	)

Summary of Compensation to Directors and Other Members of Key Management

Compensation to directors and other members of key management is presented as follows:

	2023						2024						2025
	Transactions with related parties			Total category as per financial statements caption			Transactions with related parties			Total category as per financial statements caption			Transactions with related parties			Total category as per financial statements caption
Employee benefits		(535	)		(86,326	)		(438	)		(104,522	)		(593	)		(212,536	)
Share-based compensation		(4,815	)		(20,859	)		(1,816	)		(16,963	)		(61	)		(15,476	)