Subordinated Debt (Tables)

12 Months Ended

Dec. 31, 2025

Subordinated liabilities [abstract]

Schedule of Subordinated Securities Issued

	Currency	Maturity date	Nominal interest rate, %		2024		2025
Third bond program – fourth issue	KZT	June 2025		10.7		62,278		—
Debt component of preference shares	KZT	n/a	n/a			138		161
Total subordinated debt						62,416		161

Summary of Group's Liabilities Arising from Financing Activities

The table below details changes in the Group’s liabilities arising from financing activities, including both cash and non-cash changes. Liabilities arising from financing activities are those for which cash flows were, or future cash flows will be, classified in the Group’s consolidated statements of cash flows as cash flows from financing activities.

						Non-cash changes
	1 January 2024		Financing cash flows			Foreign exchange movement		Changes in amortized cost		2024
Debt securities issued		99,468		(48,769	)		—		351		51,050
Subordinated debt		62,369		—			—		47		62,416

						Non-cash changes
	1 January 2025		Financing cash flows			Foreign exchange movement			Changes in amortized cost			2025
Debt securities issued		51,050		277,051			(709	)		4,600			331,992
Subordinated debt		62,416		(59,103	)		—			(3,152	)		161