Loans to Customers (Tables)

12 Months Ended

Dec. 31, 2025

Loans to customers [abstract]

Schedule of Loans to Customers

	2024			2025
Gross loans to customers		6,042,443			7,543,926
Less: allowance for impairment losses (Note 7)		(295,843	)		(371,764	)
Total loans to customers		5,746,600			7,172,162

Schedule of Provision Expenses on Loans to Customers

Provision expenses on loans to customers:

	2023			2024			2025
Provision expenses on loans to customers		(76,888	)		(110,293	)		(158,408	)

Schedule of Outstanding NPLs as Compared to Total Allowance for Impairment Losses

The following table sets forth the Group’s outstanding NPLs as compared to the total allowance for impairment losses on total loans to customers:

	Gross NPLs		Total allowance for impairment losses		Total allowance for impairment losses to Gross NPLs
As at 31 December 2024		327,730		295,843		90	%
As at 31 December 2025		466,845		371,764		80	%

Schedule of Gross Carrying Amount and Related Allowance for Impairment Losses on Loans to Customers by Stage

The gross carrying amount and related allowance for impairment losses on loans to customers by stage were as follows:

	Stage 1			Stage 2			Stage 3
	12-month ECL			Lifetime ECL			Lifetime ECL			POCI			Total
Gross loans to customers		5,447,804			86,251			485,252			23,136			6,042,443
Less: allowance for impairment losses		(77,521	)		(22,378	)		(193,759	)		(2,185	)		(295,843	)
Carrying amount as at    31 December 2024		5,370,283			63,873			291,493			20,951			5,746,600

	Stage 1			Stage 2			Stage 3
	12-month ECL			Lifetime ECL			Lifetime ECL			POCI			Total
Gross loans to customers		6,691,163			129,800			703,082			19,881			7,543,926
Less: allowance for impairment losses		(74,162	)		(26,061	)		(270,058	)		(1,483	)		(371,764	)
Carrying amount as at    31 December 2025		6,617,001			103,739			433,024			18,398			7,172,162