Customer Accounts

12 Months Ended

Dec. 31, 2025

Customer Accounts Disclosure [Abstract]

Customer Accounts

18.Customer accounts

	2024		2025
Individuals
Term deposits		5,328,125		6,244,418
Current accounts		921,913		934,286
Total due to individuals		6,250,038		7,178,704
Corporate customers
Term deposits		106,010		148,210
Current accounts		205,902		204,372
Total due to corporate customers	311912			352,582
Total customer accounts		6,561,950		7,531,286

As at 31 December 2024 and 2025, accrued interest of KZT 51,212 million and KZT 66,419 million, respectively, was included in term deposits within customer accounts.

As at 31 December 2024 and 2025, customer accounts of KZT 83,654 million and KZT 100,816 million, respectively, were held as prepayments on loans to customers.

As at 31 December 2024 and 2025, customer accounts of KZT 76,413 million (1.16% of total customer accounts) and KZT 78,145 million (1.04% of total customer accounts), respectively, were due to the top twenty customers.

As at 31 December 2024 and 2025, customer accounts were predominately denominated in KZT, comprising 91% and 93%, respectively.