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Condensed Financial Information - Parent Company Only - Condensed Statements of Cash Flows (Details) - KZT (₸)
₸ in Millions
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:      
Interest paid ₸ (874,234) ₸ (597,046) ₸ (454,502)
Fees and commissions received 1,654,238 1,329,350 1,027,545
General and administrative expenses paid 68,353 23,746 16,543
Other assets (4,010) (1,044) (17,503)
Other liabilities 152,702 (28,391) 17,260
Income tax paid (260,908) (218,060) (181,784)
Net cash inflow from operating activities 673,611 581,892 1,106,128
CASH FLOWS FROM INVESTING ACTIVITIES:      
Net cash (outflow)/ inflow from investing activities (507,803) (108,364) (218,360)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Proceeds from issue of debt securities 326,047 0 0
Dividends paid 0 (646,056) (560,132)
Net cash inflow/(outflow) from financing activities 150,251 (709,771) (675,970)
Effect of changes in foreign exchange rate on cash and cash equivalents (32,386) 35,247 (6,692)
NET INCREASE/(DECREASE) IN CASH AND CASH EQUIVALENTS 283,673 (200,996) 205,106
CASH AND CASH EQUIVALENTS, beginning of period 619,470 820,466 615,360
CASH AND CASH EQUIVALENTS, end of period 903,143 619,470 820,466
Parent      
CASH FLOWS FROM OPERATING ACTIVITIES:      
Interest income received 23,577 19,303 18,991
Interest paid (21,954)    
Fees and commissions received 47    
Fee and commission expense (32) (16) (16)
Marketing income received 20,889   41
General and administrative expenses paid (8,395) (3,548) (3,669)
Cash flows from operating activities before changes in operating assets and liabilities 14,132 15,739 15,347
Other assets (815) (821) 426
Other liabilities 956 (14) 80
Cash inflow from operating activities before income tax 14,273 14,904 15,853
Income tax paid (2,966) (587) (539)
Net cash inflow from operating activities 11,307 14,317 15,314
CASH FLOWS FROM INVESTING ACTIVITIES:      
Dividends received from subsidiaries 742,035 752,706 580,052
Proceeds on disposal of financial assets at FVTOCI 336,907    
Purchase of financial assets at FVTOCI (587,234)    
Acquisition of subsidiary, net of cash acquired (552,834)    
Sale of investments in subsidiaries   5,000  
Purchase of investments in subsidiaries (33,721)    
Net cash (outflow)/ inflow from investing activities (94,847) 757,706 580,052
CASH FLOWS FROM FINANCING ACTIVITIES:      
Proceeds from issue of debt securities 326,047    
Dividends paid   (646,056) (560,132)
Purchase of treasury shares (21,907) (2,852) (60,703)
Net cash inflow/(outflow) from financing activities 304,140 (648,908) (620,835)
Effect of changes in foreign exchange rate on cash and cash equivalents (39,232) 1,394 (279)
NET INCREASE/(DECREASE) IN CASH AND CASH EQUIVALENTS 181,368 124,509 (25,748)
CASH AND CASH EQUIVALENTS, beginning of period 324,993 200,484 226,232
CASH AND CASH EQUIVALENTS, end of period ₸ 506,361 ₸ 324,993 ₸ 200,484