X0609 4 2026-05-18 0 0001985487 Joint Stock Co Kaspi.kz KSPI 0002029485 Kim Vyacheslav true 154A NAURYZBAI BATYR STREET ALMATY 1P 050013 KAZAKSTAN 1 0 0 0 1 American Depositary Shares, no par value 2026-05-18 4 S 0 1380 87.189 D Common Shares, no par value 38732792 D American Depositary Shares, no par value 2026-05-18 4 S 0 8244 88.891 D Common Shares, no par value 38724548 D American Depositary Shares, no par value 2026-05-18 4 S 0 8904 89.428 D Common Shares, no par value 38715644 D American Depositary Shares, no par value 2026-05-19 4 S 0 1785 88.162 D Common Shares, no par value 38713859 D American Depositary Shares, no par value 2026-05-19 4 S 0 20471 89.250 D Common Shares, no par value 38693388 D American Depositary Shares, no par value 2026-05-19 4 S 0 3928 89.811 D Common Shares, no par value 38689460 D Each American Depositary Share (ADS) represents one common share of the issuer. The price reported in Column 8 is a weighted average price. These ADSs were sold in multiple transactions at prices ranging from $87.00 to $87.75, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the U.S. Securities and Exchange Commission ("SEC"), upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The price reported in Column 8 is a weighted average price. These ADSs were sold in multiple transactions at prices ranging from $88.14 to $89.14, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the SEC, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The price reported in Column 8 is a weighted average price. These ADSs were sold in multiple transactions at prices ranging from $89.15 to $89.87, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the SEC, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The price reported in Column 8 is a weighted average price. These ADSs were sold in multiple transactions at prices ranging from $87.63 to $88.625, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the SEC, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The price reported in Column 8 is a weighted average price. These ADSs were sold in multiple transactions at prices ranging from $88.645 to $89.64, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the SEC, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. The price reported in Column 8 is a weighted average price. These ADSs were sold in multiple transactions at prices ranging from $89.65 to $90.16, inclusive. The reporting person undertakes to provide to the issuer, any security holder of the issuer, or the staff of the SEC, upon request, full information regarding the number of shares sold at each separate price within the range set forth in this footnote. Due to the issuer's status as a foreign private issuer pursuant to Rule 3a12-3(b) under the Securities Exchange Act of 1934 (the "Act"), the reporting person's transactions in the issuer's equity securities are exempt from Sections 16(b) and 16(c) of the Act. /s/ Yuri Didenko, as attorney-in-fact for Vyacheslav Kim 2026-05-20