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Provision Expense - Summary of Movements in Loss Allowance (Details) - KZT (₸)
₸ in Millions
12 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2021
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance ₸ 223,282 ₸ 149,092 ₸ 126,942
Transfers 35,883 25,204 20,219
New assets issued 75,105 65,898 54,387
Repaid assets (except for write off) (51,875) (44,327) (40,223)
Modification effect 20,521 8,435  
Total effect on Consolidated Statements of Profit or Loss 79,634 55,210 34,383
Write-off, net of recoveries (53,269) 18,949 (12,239)
Foreign exchange difference (3) 31 6
Loss Allowance 249,644 223,282 149,092
Financial assets at FVTOCI | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 82 130 374
Transfers 5 3 (54)
New assets issued 28 10 8
Repaid assets (except for write off)   (58) (198)
Total effect on Consolidated Statements of Profit or Loss 33 (45) (244)
Loss Allowance 114 82 130
Financial assets at FVTOCI | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 656    
Transfers 31 653  
Total effect on Consolidated Statements of Profit or Loss 31 653  
Loss Allowance 158 656  
Financial assets at FVTOCI | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance   2,662 2,564
Transfers 606   278
Total effect on Consolidated Statements of Profit or Loss 606   278
Write-off, net of recoveries     (180)
Reclassification of financial assets   (2,662)  
Loss Allowance 1,136   2,662
Financial assets at FVTOCI | Transfer to Stage 1 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (1)    
Financial assets at FVTOCI | Transfer to Stage 1 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 1    
Financial assets at FVTOCI | Transfer to Stage 2 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers   (3)  
Financial assets at FVTOCI | Transfer to Stage 2 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (530) 3  
Financial assets at FVTOCI | Transfer to Stage 2 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 530    
Loans to Customers      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 261    
Total effect on Consolidated Statements of Profit or Loss 261    
Loss Allowance 261    
Loans to Customers | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 67,604 64,043 40,062
Transfers (25,885) (14,545) (8,490)
New assets issued 75,077 65,888 54,379
Repaid assets (except for write off) (37,258) (30,502) (25,096)
Total effect on Consolidated Statements of Profit or Loss 11,934 20,841 20,793
Loss Allowance 59,939 67,604 64,043
Loans to Customers | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 11,785 10,582 7,674
Transfers (2,531) 4,429 9,608
Repaid assets (except for write off) (1,955) (2,282) (1,664)
Total effect on Consolidated Statements of Profit or Loss (4,486) 2,147 7,944
Loss Allowance 16,290 11,785 10,582
Loans to Customers | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 135,313 67,791 74,153
Transfers 61,320 33,307 16,509
Repaid assets (except for write off) (12,662) (11,485) (13,265)
Modification effect 20,521 8,435  
Total effect on Consolidated Statements of Profit or Loss 69,179 30,257 3,244
Write-off, net of recoveries (49,055) 19,029 (11,458)
Foreign exchange difference (3) 12 4
Loss Allowance 166,042 135,313 67,791
Loans to Customers | Transfer to Stage 1 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 15,923 3,544 5,556
Loans to Customers | Transfer to Stage 1 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (1,448) (1,138) (1,145)
Loans to Customers | Transfer to Stage 1 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (14,475) (2,406) (4,411)
Loans to Customers | Transfer to Stage 2 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (10,396) (6,970) (335)
Loans to Customers | Transfer to Stage 2 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 16,184 7,208 832
Loans to Customers | Transfer to Stage 2 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (5,788) (238) (497)
Loans to Customers | Transfer to Stage 3 | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (25,126) (13,854) (2,033)
Loans to Customers | Transfer to Stage 3 | Stage 2      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers (5,745) (7,014) (4,723)
Loans to Customers | Transfer to Stage 3 | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Transfers 30,871 20,868 6,756
Due from Banks | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 6 19 26
Transfers   (14) (8)
Total effect on Consolidated Statements of Profit or Loss   (14) (8)
Foreign exchange difference   1 1
Loss Allowance 6 6 19
Cash and cash equivalents | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 3 1 3
Transfers 20 2 (2)
Total effect on Consolidated Statements of Profit or Loss 20 2 (2)
Loss Allowance 23 3 1
Other assets | Stage 3      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 7,794 3,846 2,058
Transfers 2,060 1,348 2,392
Total effect on Consolidated Statements of Profit or Loss 2,060 1,348 2,392
Write-off, net of recoveries (4,214) (80) (605)
Reclassification of financial assets   2,662  
Foreign exchange difference   18 1
Loss Allowance 5,640 7,794 3,846
Contingencies | Stage 1      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Loss Allowance 39 18 28
Transfers (4) 21 (14)
Total effect on Consolidated Statements of Profit or Loss (4) 21 (14)
Write-off, net of recoveries     4
Loss Allowance ₸ 35 ₸ 39 ₸ 18