Subordinated Debt (Tables)

12 Months Ended

Dec. 31, 2023

Subordinated liabilities [abstract]

Schedule of Subordinated Securities Issued

	Currency	Maturity date	Nominal interest rate, %			2022		2023
Third bond program – fourth issue	KZT	June 2025		10.7	%		62,269		62,274
Debt component of preference shares	KZT	n/a	n/a				90		95
Second bond program – third issue	KZT	February 2023	2% plus inflation rate				5,249	-
Total subordinated debt							67,608		62,369

Summary of Group's Liabilities Arising from Financing Activities

The table below details changes in the Group’s liabilities arising from financing activities, including both cash and non-cash changes. Liabilities arising from financing activities are

those for which cash flows were, or future cash flows will be, classified in the Group’s consolidated statements of cash flows as cash flows from financing activities.

				Non-cash changes
	1 January 2022		Financing cash flows	Foreign exchange movement	Changes in amortized cost			2022
Debt securities issued		139,711	-	-		667			140,378
Subordinated debt		67,665	-	-		(57	)		67,608

						Non-cash changes
	1 January 2023		Financing cash flows			Foreign exchange movement	Changes in amortized cost		2023
Debt securities issued		140,378		(41,261	)	-		351		99,468
Subordinated debt		67,608		(5,300	)	-		61		62,369