Loans to Customers (Tables)

12 Months Ended

Dec. 31, 2023

Loans to customers [abstract]

Schedule of Loans to Customers

	2022			2023
Gross loans to customers		3,369,512			4,478,489
Less: allowance for impairment losses (Note 7)		(214,702	)		(242,532	)
Total loans to customers		3,154,810			4,235,957

Schedule of Provision Expenses on Loans to Customers

Provision expenses on loans to customers:

	2021			2022			2023
Provision expenses on loans to customers:
Loans to customers		(31,981	)		(53,245	)		(76,888	)
Total provision expenses on loans to customers		(31,981	)		(53,245	)		(76,888	)

Schedule of Outstanding NPLs as Compared to Total Allowance for Impairment Losses

The following table sets forth the Group’s outstanding NPLs as compared to the total allowance for impairment losses on total loans to customers:

	Gross NPLs		Total allowance for impairment losses		Total allowance for impairment losses to Gross NPLs
As at 31 December 2022		211,581		214,702		101	%
As at 31 December 2023		244,161		242,532		99	%

Schedule of Gross Carrying Amount and Related Allowance for Impairment Losses on Loans to Customers by Stage

The gross carrying amount and related allowance for impairment losses on loans to customers by stage were as follows:

	Stage 1			Stage 2			Stage 3
	12-month ECL			Lifetime ECL			Lifetime ECL			POCI		Total
Gross loans to customers		3,058,897			40,934			264,927			4,754		3,369,512
Allowance for impairment losses		(67,604	)		(11,785	)		(135,313	)		-		(214,702	)
Carrying amount    as at 31 December 2022		2,991,293			29,149			129,614			4,754		3,154,810

	Stage 1			Stage 2			Stage 3
	12-month ECL			Lifetime ECL			Lifetime ECL			POCI			Total
Gross loans to customers		4,048,478			55,804			363,703			10,504			4,478,489
Allowance for impairment losses		(59,939	)		(16,290	)		(166,042	)		(261	)		(242,532	)
Carrying amount    as at 31 December 2023		3,988,539			39,514			197,661			10,243			4,235,957