Costs and Operating Expenses (Tables)

12 Months Ended

Dec. 31, 2023

Expenses by nature [abstract]

Summary of Cost and Operating Expenses

	2021			2022			2023
COSTS AND OPERATING EXPENSES		(356,020	)		(550,018	)		(891,486	)
Interest expenses		(171,491	)		(278,676	)		(478,010	)
Transaction expenses		(16,542	)		(22,188	)		(27,470	)
Cost of goods and services		(56,829	)		(82,747	)		(166,356	)
Technology & product development		(44,388	)		(60,807	)		(88,657	)
Sales & marketing		(8,702	)		(25,618	)		(21,891	)
General & administrative expenses		(23,685	)		(24,772	)		(29,468	)
Provision expenses (see Note 1,7)		(34,383	)		(55,210	)		(79,634	)

Summary of Employee Benefits, Depreciation and Amortization Expenses and Operating Lease Expenses

Employee benefits, depreciation and amortization expenses and operating lease expenses are presented as follows:

	2021									2022									2023
	Employee benefits			Depreciation & amortization			Operating lease			Employee benefits			Depreciation & amortization			Operating lease			Employee benefits			Depreciation & amortization			Operating lease
Cost of goods    and services		(17,361	)		(831	)		(1,084	)		(20,408	)		(1,085	)		(1,040	)		(23,522	)		(237	)		(1,268	)
Technology &    product    development		(24,478	)		(9,359	)		(1,641	)		(31,585	)		(12,860	)		(2,558	)		(43,344	)		(21,727	)		(3,899	)
Sales &    marketing		(403	)		-			-			(1,176	)		-			(51	)		(2,024	)		-			(144	)
General &    administrative expenses		(16,043	)		(1,876	)		(2,097	)		(15,340	)		(2,849	)		(2,112	)		(17,436	)		(3,590	)		(471	)
Total		(58,285	)		(12,066	)		(4,822	)		(68,509	)		(16,794	)		(5,761	)		(86,326	)		(25,554	)		(5,782	)

Summary of Share-Based Compensation Expense

The following table sets forth an analysis of share-based compensation expense by function for the periods indicated:

	2021			2022			2023
SHARE-BASED COMPENSATION		(20,057	)		(19,984	)		(20,859	)
Cost of goods and services		(1,148	)		(1,673	)		(1,747	)
Technology & product development		(9,020	)		(9,137	)		(10,410	)
Sales & marketing		(27	)		(653	)		(686	)
General & administrative expenses		(9,862	)		(8,521	)		(8,016	)