The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   2,080,873 22,540 SH   SOLE 0 21,163 0 1,377
ABBVIE INC COM 00287Y109   1,331,987 9,378 SH   SOLE 0 7,778 0 1,600
ADOBE INC COM 00724F101   220,662 377 SH   SOLE 0 356 0 21
AIRBNB INC COM CL A 009066101   226,143 1,922 SH   SOLE 0 1,922 0 0
ALPHABET INC CAP STK CL C 02079K107   8,954,539 67,196 SH   SOLE 0 60,749 0 6,447
ALPS ETF TR SECTR DIV DOGS 00162Q858   335,795 7,348 SH   SOLE 0 6,567 0 781
AMAZON COM INC COM 023135106   1,868,920 13,154 SH   SOLE 0 10,897 0 2,257
AMGEN INC COM 031162100   1,445,910 5,291 SH   SOLE 0 4,491 0 800
APPLE INC COM 037833100   13,674,364 74,768 SH   SOLE 0 70,657 0 4,111
ASML HOLDING N V N Y REGISTRY SHS N07059210   465,395 728 SH   SOLE 0 728 0 0
AT&T INC COM 00206R102   593,790 37,942 SH   SOLE 0 36,942 0 1,000
BANK AMERICA CORP COM 060505104   1,086,550 38,958 SH   SOLE 0 36,196 0 2,762
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   7,285,806 21,039 SH   SOLE 0 18,884 0 2,155
BLACKSTONE INC COM 09260D107   670,324 6,760 SH   SOLE 0 6,375 0 385
CAPITAL GROUP DIVIDEND GROWE SHS ETF 14021L109   4,720,129 188,278 SH   SOLE 0 187,443 0 835
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   282,096 11,933 SH   SOLE 0 11,933 0 0
CAPITAL GROUP INTERNATIONAL SHS 14021M107   4,179,067 166,033 SH   SOLE 0 163,268 0 2,765
CATERPILLAR INC COM 149123101   312,188 1,329 SH   SOLE 0 329 0 1,000
CHEVRON CORP NEW COM 166764100   524,895 3,686 SH   SOLE 0 3,686 0 0
COHEN & STEERS QUALITY INCOM COM 19247L106   493,224 49,028 SH   SOLE 0 49,028 0 0
COMCAST CORP NEW CL A 20030N101   723,451 17,424 SH   SOLE 0 13,187 0 4,237
COSTCO WHSL CORP NEW COM 22160K105   1,183,356 2,086 SH   SOLE 0 2,080 0 6
CUMMINS INC COM 231021106   223,783 1,029 SH   SOLE 0 29 0 1,000
DEERE & CO COM 244199105   484,372 1,311 SH   SOLE 0 1,311 0 0
EXXON MOBIL CORP COM 30231G102   356,900 3,467 SH   SOLE 0 3,467 0 0
FEDEX CORP COM 31428X106   1,068,254 4,354 SH   SOLE 0 3,726 0 627
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   593,171 15,221 SH   SOLE 0 11,221 0 4,000
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   746,555 5,743 SH   SOLE 0 5,743 0 0
FIDELITY COVINGTON TRUST MSCI MATLS INDEX 316092881   371,370 8,587 SH   SOLE 0 8,587 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840   743,841 19,246 SH   SOLE 0 19,246 0 0
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   656,927 15,472 SH   SOLE 0 15,472 0 0
HDFC BANK LTD SPONSORED ADS 40415F101   252,874 4,467 SH   SOLE 0 4,467 0 0
HOME DEPOT INC COM 437076102   316,993 1,071 SH   SOLE 0 1,071 0 0
INVESCO EXCH TRADED FD TR II CALIF AMT MUN 46138E206   399,500 17,000 SH   SOLE 0 0 0 17,000
ISHARES INC EM MKTS DIV ETF 464286319   553,472 22,702 SH   SOLE 0 22,702 0 0
ISHARES INC CORE MSCI EMKT 46434G103   4,775,103 99,192 SH   SOLE 0 97,170 0 2,022
ISHARES TR CORE DIV GRWTH 46434V621   17,436,176 351,465 SH   SOLE 0 342,538 0 8,927
ISHARES TR MSCI EAFE MIN VL 46429B689   1,261,735 19,477 SH   SOLE 0 19,477 0 0
ISHARES TR CORE S&P SCP ETF 464287804   1,148,955 12,527 SH   SOLE 0 11,327 0 1,200
ISHARES TR CORE S&P US GWT 464287671   564,789 5,830 SH   SOLE 0 5,830 0 0
ISHARES TR CORE S&P US VLU 464287663   360,750 4,749 SH   SOLE 0 4,749 0 0
ISHARES TR PFD AND INCM SEC 464288687   463,435 15,572 SH   SOLE 0 15,572 0 0
ISHARES TR ISHARES SEMICDTR 464287523   248,266 520 SH   SOLE 0 515 0 5
ISHARES TR CORE S&P TTL STK 464287150   15,465,901 161,490 SH   SOLE 0 158,830 0 2,660
ISHARES TR TIPS BD ETF 464287176   319,475 3,058 SH   SOLE 0 3,058 0 0
ISHARES TR ESG MSCI LEADR 46435U218   341,091 4,417 SH   SOLE 0 4,417 0 0
ISHARES TR INTL DIV GRWTH 46435G524   772,210 13,133 SH   SOLE 0 13,133 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   1,389,668 18,812 SH   SOLE 0 18,812 0 0
ISHARES TR INTL SEL DIV ETF 464288448   205,615 8,185 SH   SOLE 0 8,185 0 0
ISHARES TR SELF DRIVNG EV 46435U366   396,155 12,067 SH   SOLE 0 12,066 0 1
ISHARES TR CORE HIGH DV ETF 46429B663   12,785,074 132,846 SH   SOLE 0 131,571 0 1,275
ISHARES TR 0-5YR HI YL CP 46434V407   7,881,250 191,571 SH   SOLE 0 187,771 0 3,800
ISHARES TR EXPONENTIAL TECH 46434V381   1,830,122 35,331 SH   SOLE 0 35,161 0 170
ISHARES TR CORE S&P MCP ETF 464287507   835,027 3,435 SH   SOLE 0 3,435 0 0
JOHNSON & JOHNSON COM 478160104   4,675,575 31,098 SH   SOLE 0 27,076 0 4,021
JPMORGAN CHASE & CO COM 46625H100   3,115,880 21,530 SH   SOLE 0 21,282 0 249
KINDER MORGAN INC DEL COM 49456B101   167,523 10,252 SH   SOLE 0 10,252 0 0
KKR & CO INC COM 48251W104   293,201 4,698 SH   SOLE 0 4,698 0 0
KRAFT HEINZ CO COM 500754106   370,509 11,170 SH   SOLE 0 11,170 0 0
LULUS FASHION LOUNGE HOLDING COM 55003A108   112,330 51,059 SH   SOLE 0 51,059 0 0
MCDONALDS CORP COM 580135101   332,564 1,243 SH   SOLE 0 1,243 0 0
MCKESSON CORP COM 58155Q103   413,796 898 SH   SOLE 0 898 0 0
MERCK & CO INC COM 58933Y105   832,555 7,975 SH   SOLE 0 6,975 0 1,000
META PLATFORMS INC CL A 30303M102   539,469 1,687 SH   SOLE 0 1,635 0 52
METLIFE INC COM 59156R108   526,255 8,867 SH   SOLE 0 8,867 0 0
MICROSOFT CORP COM 594918104   5,878,456 16,185 SH   SOLE 0 12,573 0 3,612
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   1,001,107 120,325 SH   SOLE 0 64,963 0 55,363
NVIDIA CORPORATION COM 67066G104   772,407 1,658 SH   SOLE 0 1,603 0 55
PEPSICO INC COM 713448108   702,630 4,198 SH   SOLE 0 3,198 0 1,000
PFIZER INC COM 717081103   481,317 15,617 SH   SOLE 0 15,617 0 0
PHILIP MORRIS INTL INC COM 718172109   296,475 3,287 SH   SOLE 0 3,287 0 0
PROCTER AND GAMBLE CO COM 742718109   907,431 6,049 SH   SOLE 0 5,549 0 500
PROLOGIS INC. COM 74340W103   1,732,650 16,481 SH   SOLE 0 16,163 0 318
QUALCOMM INC COM 747525103   532,450 4,435 SH   SOLE 0 4,435 0 0
SCHWAB CHARLES CORP COM 808513105   359,462 6,548 SH   SOLE 0 4,148 0 2,400
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   900,523 5,123 SH   SOLE 0 5,123 0 0
SHELL PLC SPON ADS 780259305   2,818,532 43,752 SH   SOLE 0 38,257 0 5,496
SPDR GOLD TR GOLD SHS 78463V107   826,480 4,572 SH   SOLE 0 4,572 0 0
STARBUCKS CORP COM 855244109   755,261 7,241 SH   SOLE 0 5,141 0 2,100
TESLA INC COM 88160R101   236,103 1,063 SH   SOLE 0 1,063 0 0
TRICO BANCSHARES COM 896095106   3,631,644 105,357 SH   SOLE 0 102,357 0 3,000
UNION PAC CORP COM 907818108   553,371 2,610 SH   SOLE 0 2,610 0 0
UNITED PARCEL SERVICE INC CL B 911312106   413,918 2,916 SH   SOLE 0 2,916 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   565,097 8,065 SH   SOLE 0 8,065 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   885,367 4,097 SH   SOLE 0 4,097 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   963,110 12,658 SH   SOLE 0 12,658 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   227,325 2,979 SH   SOLE 0 2,979 0 0
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   572,811 8,558 SH   SOLE 0 8,558 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,131,968 15,033 SH   SOLE 0 15,033 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   2,220,018 14,051 SH   SOLE 0 14,051 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,580,330 34,930 SH   SOLE 0 30,930 0 4,000
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   6,108,031 84,716 SH   SOLE 0 83,888 0 828
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   4,390,971 71,701 SH   SOLE 0 70,349 0 1,352
VANGUARD WORLD FD ESG US CORP BD 921910691   255,816 4,284 SH   SOLE 0 4,284 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   943,611 5,183 SH   SOLE 0 3,382 0 1,801
VANGUARD WORLD FDS UTILITIES ETF 92204A876   600,033 4,576 SH   SOLE 0 4,576 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   253,474 1,092 SH   SOLE 0 1,092 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   321,281 735 SH   SOLE 0 735 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   3,615,614 101,079 SH   SOLE 0 99,577 0 1,503
VISA INC COM CL A 92826C839   369,363 1,514 SH   SOLE 0 1,494 0 20
WALMART INC COM 931142103   384,361 2,339 SH   SOLE 0 2,339 0 0
WD 40 CO COM 929236107   223,112 1,025 SH   SOLE 0 1,025 0 0
WELLS FARGO CO NEW COM 949746101   905,494 22,096 SH   SOLE 0 22,096 0 0
WESTERN COPPER & GOLD CORP COM 95805V108   103,161 83,194 SH   SOLE 0 83,194 0 0
WISDOMTREE TR ARTIFICIAL INTEL 97717Y543   186,304 10,794 SH   SOLE 0 10,794 0 0