Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Dec. 31, 2024	Dec. 31, 2023	Dec. 31, 2024	Dec. 31, 2023
Interest and dividend income
Loans-including fees	$ 5,648	$ 4,892	$ 16,552	$ 13,801
Investment securities	529	442	1,594	1,229
FHLB stock	8	7	24	21
Federal funds sold	62	101	137	190
Total interest and dividend income	6,247	5,442	18,307	15,241
Interest expense:
Deposits	2,115	1,692	6,052	4,572
Borrowings under FHLB advances		2	99	104
Total interest expense	2,115	1,694	6,151	4,676
Net interest income before provision for credit losses	4,132	3,748	12,156	10,565
Provision for credit losses	57	191	56	99
Net interest income after provision for credit losses	4,075	3,557	12,100	10,466
Non-interest income:
Servicing fees on loans	32	66	100	228
Service charges on deposit accounts	219	194	610	579
Interchange income	320	286	968	885
Gain on sale of loans	63	60	154	173
Gain from real estate owned and other repossessed assets, net			1	4
Other non-interest income	22	284	59	349
Total non-interest income	656	890	1,892	2,218
Non-interest expense:
Salaries and employee benefits	1,948	1,903	5,729	5,091
Occupancy and equipment	266	251	788	752
Data processing	476	459	1,460	1,366
Federal deposit insurance premiums	48	63	141	211
Debit card processing	66	66	200	190
Advertising	86	80	232	238
Other general and administrative expenses	650	470	1,984	1,271
Total non-interest expense	3,540	3,292	10,534	9,119
Income before income tax expense	1,191	1,155	3,458	3,565
Income tax expense	240	218	652	709
Net income	$ 951	$ 937	$ 2,806	$ 2,856
Basic earnings per share	$ 0.25	$ 0.31	$ 0.73
Diluted earnings per share	$ 0.25	$ 0.31	$ 0.73
Weighted average shares outstanding	3,841,247	3,057,992	3,826,895