Consolidated Statements Of Financial Condition - USD ($) $ in Thousands	Mar. 31, 2024	Mar. 31, 2023
Assets
Cash and due from banks	$ 6,291	$ 7,915
Interest-bearing deposits in other banks	5,163	8,648
Total cash and cash equivalents	11,454	16,563
Investment securities - available for sale	60,356	57,842
Investment securities - held to maturity	307	422
Loans - net of allowance $5,860 and $5,412, respectively	374,389	348,337
Accrued interest receivable	2,249	1,727
Federal Home Loan Bank (FHLB) stock - at cost	584	563
Premises and equipment - net	5,867	4,104
Deferred income taxes	3,344	3,292
Mortgage servicing rights	403	434
Other assets	4,325	4,508
Total assets	463,278	437,792
Deposits:
Noninterest bearing deposits	66,891	73,248
Interest-bearing
Demand and NOW checking	127,077	157,337
Money market	24,287	24,887
Savings	43,461	49,844
Time deposits over $250,000	34,381	31,376
Other time deposits	79,048	54,260
Total deposits	375,145	390,952
Pension liability	2,255	2,310
Advances from borrowers for taxes and insurance	1,806	1,719
Accrued interest payable	1,893	668
Accounts payable, accrued expenses and other liabilities	3,902	3,477
Total liabilities	385,001	399,126
Stockholders' equity:
Common Stock ($0.01 par value, 10,000,000 shares authorized, 4,130,815 shares issued and outstanding)	41
Additional paid-in capital	39,318
Retained earnings	47,130	43,773
Unallocated common shares held by Employee Stock Ownership Plan (ESOP)	(3,139)
Accumulated other comprehensive loss	(5,073)	(5,107)
Total stockholders' equity	78,277	38,666
Total liabilities and stockholders' equity	$ 463,278	$ 437,792