Condensed Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Dec. 31, 2023	Dec. 31, 2022
Cash flows from operating activities
Net income	$ 2,856	$ 691
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation	377	352
Gain on sale of loans	(173)	(90)
Amortization of premium and accretion of discount on securities	131	245
Deferred income tax benefit	(106)	(785)
Provision for credit losses	99	2,842
Origination of loans held for sale	(10,584)	(4,975)
Proceeds from sales of loans held for sale	10,757	5,065
Contributions to pension plan	450	450
Change in assets and liabilities:
Accrued interest receivable	(408)	(319)
ESOP expense	126
Mortgage servicing rights	10	105
Other assets	411	291
Accrued interest payable	873	152
Accounts payable, accrued expenses and other liabilities	(593)	(696)
Net cash provided by operating activities	4,226	3,328
Cash flows from investing activities
Net change in loans	(21,967)	(40,055)
Purchase of investment securities available for sale	(6,030)
Principal paydowns from investment securities available for sale	7,043	9,730
Principal paydowns from investment securities held to maturity	95	93
Purchase of FHLB stock	(21)	(394)
Purchase of premises and equipment	(533)	(185)
Net cash used in investing activities	(21,413)	(30,811)
Cash flows from financing activities
Net change in deposits	(23,508)	1,837
Net change in advances from borrowers for taxes and insurance	(236)	(247)
Proceeds from issuance of common stock, net of costs	39,364
Loan to ESOP	(3,305)
Net cash provided by financing activities	12,315	16,098
Net decrease in cash and cash equivalents	(4,872)	(11,385)
Cash and cash equivalents - beginning of period	16,563	18,979
Cash and cash equivalents - end of period	11,691	7,594
Supplemental disclosures of cash flow information:
Cash paid for taxes	500	225
Cash paid for interest	$ 3,803	1,517
Federal Home Loan Bank Advances [Member]
Cash flows from financing activities
Proceeds from short-term FHLB advances		$ 14,508