Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023	Dec. 31, 2022
Interest and dividend income
Loans-including fees	$ 4,892	$ 3,876	$ 13,801	$ 10,698
Investment securities	442	342	1,229	1,058
FHLB stock	7	13	21	25
Federal funds sold	101	6	190	71
Total interest and dividend income	5,442	4,237	15,241	11,852
Interest expense:
Deposits	1,692	709	4,572	1,400
Borrowings under Federal Home Loan Bank (FHLB) advances	2	152	104	269
Total interest expense	1,694	861	4,676	1,669
Net interest income before provision for credit losses	3,748	3,376	10,565	10,183
Provision for credit losses	191	2,522	99	2,842
Net interest income after provision for credit losses	3,557	854	10,466	7,341
Noninterest income:
Servicing fees on loans	66	55	228	198
Service charges on deposit accounts	194	164	579	490
Interchange income	286	279	885	837
Gain on sale of loans	60	9	173	90
Gain from real estate owned and other repossessed assets, net			4
Other	284	57	349	224
Total noninterest income	890	564	2,218	1,839
Noninterest expense:
Salaries and employee benefits	1,903	1,381	5,091	4,478
Occupancy and equipment	251	276	752	772
Data processing	459	451	1,366	1,313
Federal deposit insurance premiums	63	43	211	119
Debit card processing	66	57	190	168
Advertising	80	96	238	262
Other general and administrative expenses	470	430	1,271	1,240
Total noninterest expense	3,292	2,734	9,119	8,352
Income (loss) before income tax expense	1,155	(1,316)	3,565	828
Income tax expense (benefit)	218	(260)	709	137
Net income (loss)	$ 937	$ (1,056)	$ 2,856	$ 691
Basic earnings per share	$ 0.31
Diluted earnings per share	$ 0.31
Weighted average shares outstanding	3,057,992