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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
INTEREST AND DIVIDEND INCOME      
Interest and fees on loans $ 315,009 $ 270,764 $ 212,198
Interest on investment securities 9,508 6,853 4,773
Interest and dividends on cash equivalents and other 11,231 14,899 5,194
Total interest and dividend income 335,748 292,516 222,165
INTEREST EXPENSE      
Interest on deposits 132,879 126,923 76,394
Interest on borrowings 5,411 4,395 14,050
Total interest expense 138,290 131,318 90,444
NET INTEREST INCOME 197,458 161,198 131,721
PROVISION FOR CREDIT LOSSES      
Provision for credit losses - loans 4,677 14,934 9,657
(Release of) provision for credit losses - unfunded commitments (24) (2,811) 4,228
Total provision for credit losses 4,653 12,123 13,885
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 192,805 149,075 117,836
NONINTEREST INCOME      
Customer service fees 10,505 7,784 7,592
Increase in cash surrender value of BOLI 3,293 2,269 1,510
Mortgage banking income 53 1,023 581
Swap contract income 1,497 1,659 2,153
Loss on sale of available-for-sale securities, net   (1,867)  
Employee retention credit income     3,452
Other income 852 1,692 64
Total noninterest income 16,200 12,560 15,352
NONINTEREST EXPENSE      
Salaries and employee benefits 77,492 67,257 68,344
Director and professional service fees 10,510 8,601 6,232
Occupancy and equipment expenses 6,557 5,580 5,192
Data processing expenses 11,512 9,024 7,500
Marketing and charitable contribution expenses 3,837 3,459 23,082
FDIC and state insurance assessments 3,374 2,847 4,707
Merger and acquisition expenses 17,265    
General and administrative expenses 7,327 6,249 6,287
Total noninterest expense 137,874 103,017 121,344
INCOME BEFORE TAXES 71,131 58,618 11,844
INCOME TAX EXPENSE 20,829 16,469 2,019
NET INCOME $ 50,302 $ 42,149 $ 9,825
Weighted average common shares outstanding, basic 37,409,219 39,389,829 42,018,229
Weighted average common shares outstanding, diluted 37,626,188 39,389,829 42,018,229
Earnings per share, basic $ 1.34 $ 1.07 $ 0.23
Earnings per share, diluted $ 1.34 $ 1.07 $ 0.23