The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   7,192,044 32,782 SH   SOLE 0 32,782 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   3,687,239 6,684 SH   SOLE 0 6,684 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   608,850 2,404 SH   SOLE 0 2,404 0 0
STARBUCKS CORP COM Stock 855244109   334,689 3,653 SH   SOLE 0 3,652 0 0
SPDR PORTFOLIO INTERMEDIATE TERM TREASURY ETF ETF 78464A672   467,564 16,252 SH   SOLE 0 16,251 0 0
JOHNSON & JOHNSON COM Stock 478160104   1,642,365 10,752 SH   SOLE 0 10,751 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   20,862,575 68,643 SH   SOLE 0 68,642 0 0
WISDOMTREE FLOATING RATE TREASURY FUND ETF 97717Y527   722,955 14,370 SH   SOLE 0 14,370 0 0
VANGUARD EXTENDED MARKET ETF ETF 922908652   1,621,462 8,414 SH   SOLE 0 8,414 0 0
VANGUARD INTERNATIONAL DIVIDEND APPRECIATION ETF ETF 921946810   533,019 5,915 SH   SOLE 0 5,914 0 0
VANGUARD INTERNATIONAL HIGH DIVIDEND YIELD ETF ETF 921946794   204,163 2,549 SH   SOLE 0 2,548 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,660,145 1,677 SH   SOLE 0 1,677 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   444,913 629 SH   SOLE 0 628 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   638,819 4,010 SH   SOLE 0 4,009 0 0
COCA COLA CO COM Stock 191216100   544,688 7,699 SH   SOLE 0 7,698 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   940,800 30,339 SH   SOLE 0 30,338 0 0
VANGUARD REAL ESTATE ETF ETF 922908553   869,287 9,761 SH   SOLE 0 9,760 0 0
NETFLIX INC COM Stock 64110L106   2,806,816 2,096 SH   SOLE 0 2,096 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   460,039 1,044 SH   SOLE 0 1,044 0 0
ISHARES CORE 80/20 AGGRESSIVE ALLOCATION ETF ETF 464289859   464,700 5,572 SH   SOLE 0 5,571 0 0
ISHARES ESG AWARE MSCI EAFE ETF ETF 46435G516   470,375 5,272 SH   SOLE 0 5,272 0 0
MERCK & CO INC COM Stock 58933Y105   865,605 10,935 SH   SOLE 0 10,934 0 0
ISHARES SHORT-TERM NATIONAL MUNI BOND ETF ETF 464288158   638,474 6,004 SH   SOLE 0 6,004 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   1,118,508 1,810 SH   SOLE 0 1,810 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   1,081,192 1,924 SH   SOLE 0 1,924 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109   212,854 861 SH   SOLE 0 860 0 0
EMERSON ELEC CO COM Stock 291011104   237,994 1,785 SH   SOLE 0 1,785 0 0
HOWMET AEROSPACE INC COM Stock 443201108   2,082,764 11,190 SH   SOLE 0 11,189 0 0
ISHARES FALLEN ANGELS USD BOND ETF ETF 46435G474   268,957 9,910 SH   SOLE 0 9,910 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   588,204 13,594 SH   SOLE 0 13,593 0 0
CHUBB LIMITED COM Stock H1467J104   234,963 811 SH   SOLE 0 811 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP ETF ETF 922042718   404,668 3,011 SH   SOLE 0 3,011 0 0
PEPSICO INC COM Stock 713448108   512,343 3,880 SH   SOLE 0 3,880 0 0
ISHARES 1-3 YEAR TREASURY BOND ETF ETF 464287457   810,288 9,779 SH   SOLE 0 9,779 0 0
HONEYWELL INTL INC COM Stock 438516106   228,769 982 SH   SOLE 0 982 0 0
FORD MTR CO COM Stock 345370860   218,008 20,093 SH   SOLE 0 20,092 0 0
MICROSTRATEGY INC CL A NEW Stock 594972408   283,769 702 SH   SOLE 0 702 0 0
XTRACKERS USD HIGH YIELD CORPORATE BOND ETF ETF 233051432   242,195 6,560 SH   SOLE 0 6,560 0 0
ISHARES ESG AWARE MSCI USA ETF ETF 46435G425   484,374 3,580 SH   SOLE 0 3,580 0 0
HOME DEPOT INC COM Stock 437076102   5,418,266 14,778 SH   SOLE 0 14,778 0 0
AUTOMATIC DATA PROCESSING INC COM Stock 053015103   227,415 737 SH   SOLE 0 737 0 0
INVESCO CALIFORNIA AMT-FREE MUNICIPAL BOND ETF ETF 46138E206   239,002 10,240 SH   SOLE 0 10,240 0 0
FIRST TRUST SMALL CAP CORE ALPHADEX FUND ETF 33734Y109   644,024 6,620 SH   SOLE 0 6,620 0 0
VERISK ANALYTICS INC COM Stock 92345Y106   358,848 1,152 SH   SOLE 0 1,152 0 0
SPDR GOLD SHARES ETF 78463V107   278,310 913 SH   SOLE 0 913 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   246,903 9,759 SH   SOLE 0 9,759 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   346,457 816 SH   SOLE 0 816 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102   423,496 17,772 SH   SOLE 0 17,771 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805   438,256 19,831 SH   SOLE 0 19,830 0 0
SCHWAB U.S. LARGE-CAP ETF ETF 808524201   571,143 23,369 SH   SOLE 0 23,369 0 0
JPMORGAN ULTRA-SHORT INCOME ETF ETF 46641Q837   571,400 11,275 SH   SOLE 0 11,274 0 0
SCHWAB U.S. LARGE-CAP GROWTH ETF ETF 808524300   583,129 19,963 SH   SOLE 0 19,963 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833   285,318 2,838 SH   SOLE 0 2,838 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804   602,188 5,510 SH   SOLE 0 5,510 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   6,225,143 12,815 SH   SOLE 0 12,815 0 0
ADOBE INC COM Stock 00724F101   328,461 849 SH   SOLE 0 849 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   4,870,034 27,635 SH   SOLE 0 27,634 0 0
VANGUARD U.S. QUALITY FACTOR ETF ETF 921935706   331,887 2,309 SH   SOLE 0 2,309 0 0
INTUIT COM Stock 461202103   407,630 518 SH   SOLE 0 517 0 0
FIRST TRUST SMID CAP RISING DIVIDEND ACHIEVERS ETF ETF 33741X102   1,303,124 36,937 SH   SOLE 0 36,936 0 0
SPOTIFY TECHNOLOGY S A SHS Stock L8681T102   1,030,538 1,343 SH   SOLE 0 1,343 0 0
COMCAST CORP NEW CL A Stock 20030N101   360,305 10,095 SH   SOLE 0 10,095 0 0
MICROSOFT CORP COM Stock 594918104   12,463,629 25,057 SH   SOLE 0 25,057 0 0
CVS HEALTH CORP COM Stock 126650100   373,801 5,419 SH   SOLE 0 5,418 0 0
FIRST TRUST SMITH UNCONSTRAINED BOND ETF ETF 33740F888   239,192 9,610 SH   SOLE 0 9,609 0 0
VANGUARD ESG U.S. STOCK ETF ETF 921910733   247,677 2,259 SH   SOLE 0 2,259 0 0
BOEING CO COM Stock 097023105   258,141 1,232 SH   SOLE 0 1,232 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   2,135,944 9,013 SH   SOLE 0 9,013 0 0
VANGUARD MID-CAP ETF ETF 922908629   725,814 2,594 SH   SOLE 0 2,593 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   287,012 1,006 SH   SOLE 0 1,006 0 0
TESLA INC COM Stock 88160R101   2,586,705 8,143 SH   SOLE 0 8,143 0 0
LINDE PLC SHS Stock G54950103   234,167 499 SH   SOLE 0 499 0 0
SPDR S&P KENSHO NEW ECONOMIES COMPOSITE ETF ETF 78468R648   225,949 4,155 SH   SOLE 0 4,155 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL INCOME ETF ETF 46641Q654   470,755 9,245 SH   SOLE 0 9,245 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   325,431 6,214 SH   SOLE 0 6,214 0 0
NORFOLK SOUTHN CORP COM Stock 655844108   236,260 923 SH   SOLE 0 923 0 0
VANGUARD INFORMATION TECHNOLOGY ETF ETF 92204A702   614,957 927 SH   SOLE 0 927 0 0
ROYAL CARIBBEAN GROUP COM Stock V7780T103   235,116 751 SH   SOLE 0 750 0 0
VANGUARD S&P 500 ETF ETF 922908363   5,954,405 10,483 SH   SOLE 0 10,482 0 0
UBER TECHNOLOGIES INC COM Stock 90353T100   271,316 2,908 SH   SOLE 0 2,908 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   263,163 465 SH   SOLE 0 464 0 0
CROWDSTRIKE HLDGS INC CL A Stock 22788C105   223,078 438 SH   SOLE 0 438 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF ETF 46137V357   1,779,852 9,793 SH   SOLE 0 9,793 0 0
SPDR S&P 400 MID CAP GROWTH ETF ETF 78464A821   331,583 3,817 SH   SOLE 0 3,817 0 0
ELI LILLY & CO COM Stock 532457108   2,353,752 3,019 SH   SOLE 0 3,019 0 0
SCHWAB U.S. REIT ETF ETF 808524847   452,969 21,407 SH   SOLE 0 21,406 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   11,380,584 164,721 SH   SOLE 0 164,721 0 0
VANGUARD S&P 500 VALUE ETF ETF 921932703   455,693 2,415 SH   SOLE 0 2,414 0 0
VANGUARD S&P 500 GROWTH ETF ETF 921932505   284,535 718 SH   SOLE 0 717 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   423,781 1,964 SH   SOLE 0 1,963 0 0
SPDR S&P AEROSPACE & DEFENSE ETF ETF 78464A631   344,111 1,631 SH   SOLE 0 1,631 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF ETF 46436E718   3,003,795 29,832 SH   SOLE 0 29,832 0 0
BCB BANCORP INC COM Stock 055298103   602,030 71,500 SH   SOLE 0 71,500 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   796,576 4,085 SH   SOLE 0 4,084 0 0
PALANTIR TECHNOLOGIES INC CL A Stock 69608A108   872,448 6,400 SH   SOLE 0 6,400 0 0
VANECK IG FLOATING RATE ETF ETF 92189F486   415,268 16,285 SH   SOLE 0 16,285 0 0
INVESCO NASDAQ 100 ETF ETF 46138G649   3,087,573 13,596 SH   SOLE 0 13,595 0 0
JANUS HENDERSON AAA CLO ETF ETF 47103U845   261,819 5,159 SH   SOLE 0 5,159 0 0
DIMENSIONAL US CORE EQUITY MARKET ETF ETF 25434V104   5,922,987 139,825 SH   SOLE 0 139,825 0 0
DIMENSIONAL INTERNATIONAL CORE EQUITY MARKET ETF ETF 25434V203   96,937,740 2,804,100 SH   SOLE 0 2,804,100 0 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302   57,062,398 1,971,067 SH   SOLE 0 1,971,067 0 0
ENERGY TRANSFER L P COM UT LTD PTN Stock 29273V100   193,411 10,668 SH   SOLE 0 10,668 0 0
VANGUARD MID-CAP GROWTH ETF ETF 922908538   233,427 821 SH   SOLE 0 820 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   1,309,241 49,405 SH   SOLE 0 49,405 0 0
ENERGY VAULT HOLDINGS INC COM Stock 29280W109   16,150 22,530 SH   SOLE 0 22,530 0 0
VANGUARD ULTRA-SHORT BOND ETF ETF 92203C303   999,793 20,050 SH   SOLE 0 20,050 0 0
AGILON HEALTH INC COM Stock 00857U107   42,497 18,477 SH   SOLE 0 18,477 0 0
VISA INC COM CL A Stock 92826C839   1,405,452 3,958 SH   SOLE 0 3,958 0 0
DIMENSIONAL U.S. SMALL CAP ETF ETF 25434V500   35,625,310 559,179 SH   SOLE 0 559,179 0 0
DIMENSIONAL U.S. CORE EQUITY 2 ETF ETF 25434V708   11,049,524 308,301 SH   SOLE 0 308,301 0 0
DIMENSIONAL U.S. TARGETED VALUE ETF ETF 25434V609   1,530,347 28,361 SH   SOLE 0 28,360 0 0
DIMENSIONAL U.S. EQUITY MARKET ETF ETF 25434V401   207,455,630 3,095,429 SH   SOLE 0 3,095,428 0 0
HERTZ GLOBAL HLDGS INC WT EXP 063051 Stock 42806J148   50,027 13,706 SH   SOLE 0 13,706 0 0
DIMENSIONAL WORLD EX U.S. CORE EQUITY 2 ETF ETF 25434V880   367,611 12,517 SH   SOLE 0 12,516 0 0
DIMENSIONAL INTERNATIONAL VALUE ETF ETF 25434V807   25,396,333 592,957 SH   SOLE 0 592,956 0 0
VANGUARD VALUE ETF ETF 922908744   2,718,638 15,382 SH   SOLE 0 15,382 0 0
VANGUARD GROWTH ETF ETF 922908736   20,182,742 46,037 SH   SOLE 0 46,037 0 0
DIMENSIONAL CORE FIXED INCOME ETF ETF 25434V872   57,139,637 1,352,097 SH   SOLE 0 1,352,097 0 0
DIMENSIONAL SHORT-DURATION FIXED INCOME ETF ETF 25434V864   57,242,048 1,192,294 SH   SOLE 0 1,192,294 0 0
DIMENSIONAL INFLATION-PROTECTED SECURITIES ETF ETF 25434V856   459,441 10,989 SH   SOLE 0 10,988 0 0
DIMENSIONAL NATIONAL MUNICIPAL BOND ETF ETF 25434V849   349,872 7,377 SH   SOLE 0 7,376 0 0
BLOCK INC 0.25 11/01/2027 Convertible 852234AK9   8,951 10,000 SH   SOLE 0 10,000 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150   258,202 1,912 SH   SOLE 0 1,912 0 0
META PLATFORMS INC CL A Stock 30303M102   4,553,796 6,170 SH   SOLE 0 6,169 0 0
CAPITAL GROUP DIVIDEND VALUE ETF ETF 14020W106   209,573 5,307 SH   SOLE 0 5,307 0 0
DIMENSIONAL US HIGH PROFITABILITY ETF ETF 25434V831   15,613,970 439,088 SH   SOLE 0 439,088 0 0
DIMENSIONAL US REAL ESTATE ETF ETF 25434V823   24,735,303 1,054,361 SH   SOLE 0 1,054,360 0 0
DIMENSIONAL US SMALL CAP VALUE ETF ETF 25434V815   23,029,046 782,502 SH   SOLE 0 782,502 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   333,378 416 SH   SOLE 0 416 0 0
DIMENSIONAL INTERNATIONAL CORE EQUITY 2 ETF ETF 25434V799   462,153 14,865 SH   SOLE 0 14,865 0 0
LPL FINL HLDGS INC COM Stock 50212V100   843,308 2,249 SH   SOLE 0 2,249 0 0
VANECK MORNINGSTAR WIDE MOAT ETF ETF 92189F643   904,854 9,648 SH   SOLE 0 9,647 0 0
DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   40,342,401 954,172 SH   SOLE 0 954,172 0 0
BROADCOM INC COM Stock 11135F101   5,671,752 20,576 SH   SOLE 0 20,575 0 0
SCHWAB MUNICIPAL BOND ETF ETF 808524649   570,881 22,672 SH   SOLE 0 22,672 0 0
DIMENSIONAL INTERNATIONAL SUSTAINABILITY CORE 1 ETF ETF 25434V690   422,067 10,710 SH   SOLE 0 10,709 0 0
DIMENSIONAL US SUSTAINABILITY CORE 1 ETF ETF 25434V716   1,134,976 28,917 SH   SOLE 0 28,916 0 0
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805   232,527 4,626 SH   SOLE 0 4,625 0 0
METLIFE INC COM Stock 59156R108   222,356 2,765 SH   SOLE 0 2,764 0 0
DIMENSIONAL GLOBAL SUSTAINABILITY FIXED INCOME ETF ETF 25434V674   204,582 3,902 SH   SOLE 0 3,902 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   641,487 7,684 SH   SOLE 0 7,684 0 0
DIMENSIONAL US LARGE CAP VALUE ETF ETF 25434V666   30,444,276 981,440 SH   SOLE 0 981,440 0 0
SLM CORP COM Stock 78442P106   275,075 8,389 SH   SOLE 0 8,389 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   204,809 685 SH   SOLE 0 685 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200   480,794 15,595 SH   SOLE 0 15,595 0 0
NVIDIA CORPORATION COM Stock 67066G104   8,713,924 55,155 SH   SOLE 0 55,154 0 0
ISHARES SHORT TREASURY BOND ETF ETF 464288679   938,779 8,502 SH   SOLE 0 8,501 0 0
ABBVIE INC COM Stock 00287Y109   685,923 3,695 SH   SOLE 0 3,695 0 0
KORN FERRY COM NEW Stock 500643200   353,964 4,827 SH   SOLE 0 4,827 0 0
ALPHA ARCHITECT 1-3 MONTH BOX ETF ETF 02072L565   1,048,825 9,308 SH   SOLE 0 9,308 0 0
VANGUARD SHORT-TERM TAX EXEMPT BOND ETF ETF 921935870   283,109 2,805 SH   SOLE 0 2,805 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   570,179 9,498 SH   SOLE 0 9,498 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   6,318,714 85,817 SH   SOLE 0 85,817 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   658,078 9,790 SH   SOLE 0 9,789 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   361,025 1,594 SH   SOLE 0 1,594 0 0
DIMENSIONAL CALIFORNIA MUNICIPAL BOND ETF ETF 25434V633   1,640,583 33,291 SH   SOLE 0 33,291 0 0
QUDIAN INC ADR ADR 747798106   33,127 10,550 SH   SOLE 0 10,550 0 0
QUALCOMM INC COM Stock 747525103   461,016 2,895 SH   SOLE 0 2,894 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   1,626,970 2,994 SH   SOLE 0 2,994 0 0
DIMENSIONAL WORLD EQUITY ETF ETF 25434V617   448,497 6,686 SH   SOLE 0 6,686 0 0
DIMENSIONAL ULTRASHORT FIXED INCOME ETF ETF 25434V591   30,887,730 608,625 SH   SOLE 0 608,625 0 0
MCDONALDS CORP COM Stock 580135101   441,229 1,510 SH   SOLE 0 1,510 0 0
CISCO SYS INC COM Stock 17275R102   436,586 6,293 SH   SOLE 0 6,292 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   335,059 6,768 SH   SOLE 0 6,767 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105   307,013 1,443 SH   SOLE 0 1,443 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   602,649 4,247 SH   SOLE 0 4,247 0 0
FIRST TRUST SENIOR LOAN FUND ETF 33738D309   260,655 5,680 SH   SOLE 0 5,680 0 0
VANGUARD CALIFORNIA TAX-EXEMPT BOND ETF ETF 922021605   1,212,098 12,418 SH   SOLE 0 12,417 0 0
AT&T INC COM Stock 00206R102   448,295 15,490 SH   SOLE 0 15,490 0 0
GE VERNOVA INC COM Stock 36828A101   209,562 396 SH   SOLE 0 396 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY ETF ETF 808524771   221,596 9,030 SH   SOLE 0 9,030 0 0
GE AEROSPACE COM NEW Stock 369604301   479,121 1,861 SH   SOLE 0 1,861 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   208,492 1,140 SH   SOLE 0 1,140 0 0
LIFE360 INC COM Stock 532206109   2,592,122 39,726 SH   SOLE 0 39,726 0 0
ISHARES U.S. TECHNOLOGY ETF ETF 464287721   713,171 4,116 SH   SOLE 0 4,115 0 0
SCHWAB FUNDAMENTAL EMERGING MARKETS EQUITY ETF ETF 808524730   255,101 7,728 SH   SOLE 0 7,728 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755   288,090 7,199 SH   SOLE 0 7,198 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   375,698 1,905 SH   SOLE 0 1,904 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   1,324,802 2,134 SH   SOLE 0 2,133 0 0
DIMENSIONAL EMERGING MARKETS VALUE ETF ETF 25434V740   7,172,009 239,147 SH   SOLE 0 239,146 0 0
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   431,804 14,549 SH   SOLE 0 14,548 0 0
DIMENSIONAL INTERNATIONAL SMALL CAP ETF ETF 25434V773   18,986,861 636,289 SH   SOLE 0 636,288 0 0
ISHARES 0-5 YEAR HIGH YIELD CORPORATE BOND ETF ETF 46434V407   591,924 13,721 SH   SOLE 0 13,721 0 0
WELLS FARGO CO NEW COM Stock 949746101   353,473 4,412 SH   SOLE 0 4,411 0 0
CINTAS CORP COM Stock 172908105   205,486 922 SH   SOLE 0 922 0 0
ECOLAB INC COM Stock 278865100   648,812 2,408 SH   SOLE 0 2,408 0 0
SALESFORCE INC COM Stock 79466L302   895,936 3,286 SH   SOLE 0 3,285 0 0
REPUBLIC SVCS INC COM Stock 760759100   254,239 1,031 SH   SOLE 0 1,030 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   372,700 919 SH   SOLE 0 919 0 0
LOCKHEED MARTIN CORP COM Stock 539830109   255,150 551 SH   SOLE 0 550 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   1,310,194 4,519 SH   SOLE 0 4,519 0 0
CHEVRON CORP NEW COM Stock 166764100   1,095,091 7,648 SH   SOLE 0 7,647 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   2,046,169 35,891 SH   SOLE 0 35,891 0 0
TJX COS INC NEW COM Stock 872540109   215,319 1,744 SH   SOLE 0 1,743 0 0
BANK AMERICA CORP COM Stock 060505104   553,042 11,687 SH   SOLE 0 11,687 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   1,208,500 16,137 SH   SOLE 0 16,136 0 0
WALMART INC COM Stock 931142103   1,022,759 10,460 SH   SOLE 0 10,459 0 0
ISHARES 3-7 YEAR TREASURY BOND ETF ETF 464288661   253,781 2,131 SH   SOLE 0 2,131 0 0
FIRST TRUST RISING DIVIDEND ACHIEVERS ETF ETF 33738R506   1,320,738 21,051 SH   SOLE 0 21,050 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   445,476 1,511 SH   SOLE 0 1,511 0 0
ORACLE CORP COM Stock 68389X105   1,664,684 7,614 SH   SOLE 0 7,614 0 0
RTX CORPORATION COM Stock 75513E101   921,066 6,308 SH   SOLE 0 6,307 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   2,526,539 51,082 SH   SOLE 0 51,082 0 0
VANGUARD HIGH DIVIDEND YIELD INDEX ETF ETF 921946406   2,936,278 22,026 SH   SOLE 0 22,025 0 0
MORGAN STANLEY COM NEW Stock 617446448   370,692 2,632 SH   SOLE 0 2,631 0 0
3M CO COM Stock 88579Y101   223,085 1,465 SH   SOLE 0 1,465 0 0
KLA CORP COM NEW Stock 482480100   672,701 751 SH   SOLE 0 751 0 0
GILEAD SCIENCES INC COM Stock 375558103   207,478 1,871 SH   SOLE 0 1,871 0 0
CATERPILLAR INC COM Stock 149123101   1,208,985 3,114 SH   SOLE 0 3,114 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,020,649 11,391 SH   SOLE 0 11,390 0 0
VUZIX CORP COM NEW Stock 92921W300   30,660 10,500 SH   SOLE 0 10,500 0 0
AMERICAN EXPRESS CO COM Stock 025816109   424,684 1,331 SH   SOLE 0 1,331 0 0
AMGEN INC COM Stock 031162100   306,591 1,098 SH   SOLE 0 1,098 0 0
APPLIED MATLS INC COM Stock 038222105   292,946 1,600 SH   SOLE 0 1,600 0 0
TRANSDIGM GROUP INC COM Stock 893641100   228,096 150 SH   SOLE 0 150 0 0
WILLIAMS COS INC COM Stock 969457100   202,702 3,227 SH   SOLE 0 3,227 0 0
ARISTA NETWORKS INC COM SHS Stock 040413205   373,636 3,652 SH   SOLE 0 3,652 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844   700,934 3,425 SH   SOLE 0 3,424 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621   231,204 3,616 SH   SOLE 0 3,615 0 0
SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   1,661,707 22,860 SH   SOLE 0 22,860 0 0
ISHARES S&P MID-CAP 400 VALUE ETF ETF 464287705   297,333 2,406 SH   SOLE 0 2,406 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS ADR 01609W102   1,468,886 12,952 SH   SOLE 0 12,952 0 0
HUBSPOT INC COM Stock 443573100   708,033 1,272 SH   SOLE 0 1,272 0 0
ARDELYX INC COM Stock 039697107   225,553 57,539 SH   SOLE 0 57,539 0 0
VANGUARD SHORT-TERM BOND ETF ETF 921937827   1,409,194 17,906 SH   SOLE 0 17,905 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   762,756 7,836 SH   SOLE 0 7,836 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,012,396 19,343 SH   SOLE 0 19,342 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   248,792 1,366 SH   SOLE 0 1,366 0 0
VANGUARD MEGA CAP GROWTH ETF ETF 921910816   304,653 832 SH   SOLE 0 832 0 0
VANGUARD MEGA CAP ETF ETF 921910873   282,500 1,256 SH   SOLE 0 1,256 0 0
BRISTOL-MYERS SQUIBB CO COM Stock 110122108   245,357 5,300 SH   SOLE 0 5,300 0 0
REALTY INCOME CORP COM REIT 756109104   280,942 4,877 SH   SOLE 0 4,876 0 0
CITIGROUP INC COM NEW Stock 172967424   360,170 4,231 SH   SOLE 0 4,231 0 0
EXXON MOBIL CORP COM Stock 30231G102   900,950 8,358 SH   SOLE 0 8,357 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   528,191 1,693 SH   SOLE 0 1,693 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   59,666 14,039 SH   SOLE 0 14,039 0 0
ISHARES EXPONENTIAL TECHNOLOGIES ETF ETF 46434V381   267,199 4,095 SH   SOLE 0 4,095 0 0
LOWES COS INC COM Stock 548661107   296,182 1,335 SH   SOLE 0 1,334 0 0
DEERE & CO COM Stock 244199105   286,600 564 SH   SOLE 0 563 0 0
FIRST TRUST VALUE LINE DIVIDEND INDEX FUND ETF 33734H106   419,324 9,381 SH   SOLE 0 9,380 0 0
SHOPIFY INC CL A SUB VTG SHS Stock 82509L107   387,230 3,357 SH   SOLE 0 3,357 0 0
PAYPAL HLDGS INC COM Stock 70450Y103   303,077 4,078 SH   SOLE 0 4,078 0 0
SCHWAB CHARLES CORP COM Stock 808513105   267,805 2,935 SH   SOLE 0 2,935 0 0
BAIDU INC SPON ADR REP A ADR 056752108   528,710 6,165 SH   SOLE 0 6,165 0 0
BLACKROCK INC COM Stock 09290D101   577,172 550 SH   SOLE 0 550 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   691,585 11,151 SH   SOLE 0 11,151 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746   1,305,298 26,622 SH   SOLE 0 26,622 0 0
APPLE INC COM Stock 037833100   21,330,321 103,964 SH   SOLE 0 103,964 0 0
ABBOTT LABS COM Stock 002824100   483,371 3,554 SH   SOLE 0 3,553 0 0
DISNEY WALT CO COM Stock 254687106   401,125 3,235 SH   SOLE 0 3,234 0 0
FIDELITY NASDAQ COMPOSITE INDEX ETF ETF 315912808   276,746 3,455 SH   SOLE 0 3,455 0 0
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663   247,579 2,699 SH   SOLE 0 2,699 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   448,866 2,311 SH   SOLE 0 2,311 0 0