The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   2,207,812 14,277 SH   SOLE   0 0 14,277
ALPHABET INC CAP STK CL C 02079K107   1,830,316 11,716 SH   SOLE   0 0 11,716
AMAZON COM INC COM 023135106   2,715,771 14,274 SH   SOLE   0 0 14,274
APPLE INC COM 037833100   6,094,834 27,438 SH   SOLE   0 0 27,438
CINCINNATI FINL CORP COM 172062101   1,603,325 10,854 SH   SOLE   0 0 10,854
COLUMBIA ETF TR I RESH ENHNC COR 19761L706   465,089 14,004 SH   SOLE   0 0 14,004
COUCHBASE INC COM 22207T101   252,000 16,000 SH   SOLE   0 0 16,000
DBX ETF TR XTRACK MSCI EAFE 233051200   869,713 20,086 SH   SOLE   0 0 20,086
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   5,712,714 220,653 SH   SOLE   0 0 220,653
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   12,085,138 202,262 SH   SOLE   0 0 202,262
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   1,560,485 51,046 SH   SOLE   0 0 51,046
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   2,054,565 40,500 SH   SOLE   0 0 40,500
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   447,671 14,335 SH   SOLE   0 0 14,335
FIRST TR EXCHANGE TRADED FD RISNG DIVD ACHIV 33738R506   2,835,177 48,431 SH   SOLE   0 0 48,431
FIRST TR MORNINGSTAR DIVID L SHS 336917109   484,738 11,159 SH   SOLE   0 0 11,159
INNOVATOR ETFS TRUST US EQTY BUFR FEB 45782C433   1,557,922 37,513 SH   SOLE   0 0 37,513
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417   1,124,963 31,406 SH   SOLE   0 0 31,406
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557   739,466 17,667 SH   SOLE   0 0 17,667
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   401,664 12,800 SH   SOLE   0 0 12,800
INNOVATOR ETFS TRUST US EQTY BUFR JAN 45782C409   476,160 10,211 SH   SOLE   0 0 10,211
ISHARES INC CORE MSCI EMKT 46434G103   700,512 12,980 SH   SOLE   0 0 12,980
ISHARES TR CORE S&P US VLU 464287663   21,997,974 238,357 SH   SOLE   0 0 238,357
ISHARES TR HDG MSCI EAFE 46434V803   7,084,386 195,216 SH   SOLE   0 0 195,216
ISHARES TR CORE S&P MCP ETF 464287507   7,816,962 133,967 SH   SOLE   0 0 133,967
ISHARES TR CORE S&P US GWT 464287671   12,018,035 94,571 SH   SOLE   0 0 94,571
ISHARES TR CORE S&P500 ETF 464287200   29,682,370 52,825 SH   SOLE   0 0 52,825
ISHARES TR CORE S&P SCP ETF 464287804   3,002,071 28,709 SH   SOLE   0 0 28,709
ISHARES TR MSCI USA MIN VOL 46429B697   1,946,707 20,785 SH   SOLE   0 0 20,785
ISHARES TR MRGSTR MD CP GRW 464288307   1,270,269 17,783 SH   SOLE   0 0 17,783
ISHARES TR MSCI EAFE MIN VL 46429B689   1,170,610 15,023 SH   SOLE   0 0 15,023
ISHARES TR MRGSTR MD CP VAL 464288406   1,036,143 13,966 SH   SOLE   0 0 13,966
ISHARES TR CORE DIV GRWTH 46434V621   791,419 12,810 SH   SOLE   0 0 12,810
MICROSOFT CORP COM 594918104   4,912,688 13,087 SH   SOLE   0 0 13,087
NVIDIA CORPORATION COM 67066G104   2,102,618 19,400 SH   SOLE   0 0 19,400
PROCTER AND GAMBLE CO COM 742718109   5,025,940 29,491 SH   SOLE   0 0 29,491
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   6,359,423 227,447 SH   SOLE   0 0 227,447
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,913,949 111,219 SH   SOLE   0 0 111,219
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   659,987 18,262 SH   SOLE   0 0 18,262
SPDR SER TR PORTFOLIO S&P600 78468R853   513,687 12,603 SH   SOLE   0 0 12,603
SPDR SER TR PORTFOLIO S&P500 78464A854   727,888 11,069 SH   SOLE   0 0 11,069
VANGUARD INDEX FDS VALUE ETF 922908744   11,606,131 67,188 SH   SOLE   0 0 67,188
VANGUARD INDEX FDS GROWTH ETF 922908736   9,545,543 25,742 SH   SOLE   0 0 25,742
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,032,601 13,676 SH   SOLE   0 0 13,676
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,776,480 10,802 SH   SOLE   0 0 10,802
VANGUARD INDEX FDS MID CAP ETF 922908629   2,641,838 10,215 SH   SOLE   0 0 10,215
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,328,767 26,141 SH   SOLE   0 0 26,141
WISDOMTREE TR US TOTAL DIVIDND 97717W109   947,716 12,316 SH   SOLE   0 0 12,316