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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE US AGGBD ET 464287226   1,700,876 17,184 SH   SOLE   17,184 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   1,878,292 4,405 SH   SOLE   4,405 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,393,782 32,864 SH   SOLE   32,864 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870   1,040,055 39,247 SH   SOLE   39,247 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,615,810 92,853 SH   SOLE   92,853 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   975,338 20,139 SH   SOLE   20,139 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,089,674 35,009 SH   SOLE   35,009 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,691,918 21,409 SH   SOLE   21,409 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,058,938 5,910 SH   SOLE   5,910 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   827,008 10,264 SH   SOLE   10,264 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   559,021 1,844 SH   SOLE   1,844 0 0